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    Business

    Fintech Insider Podcast by 11:FS

    Where the best minds in financial services and banking talk all things fintech. Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL. Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

    Advertise
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    Latest Episodes:
    484. Insights: Credit, COVID and the potential of Open Banking Dec 04, 2020
    Show notes

    Credit can be a lifeline in times of crisis but the credit risk models banks rely on are simply no longer fit for the realities of today. The pandemic has wreaked havoc on everyone’s finances, apart from the lucky few, and post pandemic the need for credit has never been greater.

    Simon Taylor is joined by some fantastic guests to discuss how the current system of credit is in dire need of an overaul and how Open Banking can help lenders to provide financial products and services that meet the needs of customers. Joining this week's show we have:

    • Freddy Kelly - CEO, Credit Kudos
    • Paul Harrald - Head of Curve Credit
    • Francesca Carlesi - Co-founder and CEO, Molo Finance

    This podcast is brought to you by Jack Henry Digital the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs.

    This podcast is also brought to you by Pento - the UK’s first automated payroll platform. Say goodbye to clumsy spreadsheets, endless emails with external payroll providers and manual payments. Pento lets you run payroll in just a few clicks. It calculates taxes, integrates with platforms like Xero and makes all the payments and reports to HMRC & pension providers for you. Go to pento.io/insider to run payroll for free for the rest of the year.

    Banking as a Service is deconstructing the banking stack.
    It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs.
    This is presenting new opportunities for specialised providers and offers banks extra revenue streams.
    Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry.

    Head to bit.ly/bankingasaservice.

    Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

    If you enjoyed this episode, don't forget to subscribe and please leave a review

    Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

    Special Guests: Francesca Carlesi, Freddy Kelly, and Paul Harrald .

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    483. News: Google gets into banking - but how will customers react? Nov 30, 2020
    Show notes

    Our expert hosts, David Brear and Mel Stringer, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include:

    • Daniel Lanyon - Editor in Chief, Altfi
    • Shaun Puckrin - Chief Product Officer, GPS

    We cover the following stories from the fintech and financial services space:

    • Google moves into Venmo and bank territory with checking accounts and updated payment app
    • Starling hits profitability for the first time
    • Daylight launches LGBT+ digital banking platform
    • JPMorgan pushes ahead with UK digital bank plans
    • From a UK challenger to a US one: Current snags $131 million in Series C funding
    • The Queen expresses interest in blockchain technology

    This podcast is brought to you by Jack Henry Digital the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs.

    This podcast is also brought to you by Pento - the UK’s first automated payroll platform. Say goodbye to clumsy spreadsheets, endless emails with external payroll providers and manual payments. Pento lets you run payroll in just a few clicks. It calculates taxes, integrates with platforms like Xero and makes all the payments and reports to HMRC & pension providers for you. Go to pento.io/insider to run payroll for free for the rest of the year.

    Banking as a Service is deconstructing the banking stack.
    It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs.
    This is presenting new opportunities for specialised providers and offers banks extra revenue streams.
    Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry.

    Head to bit.ly/bankingasaservice.

    Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

    If you enjoyed this episode, don't forget to subscribe and please leave a review

    Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

    Special Guests: Daniel Lanyon and Shaun Puckrin.

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    482. Insights: Lessons on Lockdown: challenges, changes and opportunities in financial services Nov 27, 2020
    Show notes

    In the midst of a second national lockdown in England, Adam Davis and guests take a look back at what's happened during and since the last, larger lockdown and the lessons we’ve learned as an industry that can help us going forward.

    This week's guests include:

    • Jana Lvova - Head of Fintech Europe, Visa
    • Simon Cureton - CEO, Funding Options
    • James Smith - Director of Digital, Nationwide Building Society

    This podcast is brought to you by Jack Henry Digital the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs.

    This podcast is also brought to you by Pento - the UK’s first automated payroll platform. Say goodbye to clumsy spreadsheets, endless emails with external payroll providers and manual payments. Pento lets you run payroll in just a few clicks. It calculates taxes, integrates with platforms like Xero and makes all the payments and reports to HMRC & pension providers for you. Go to pento.io/insider to run payroll for free for the rest of the year.

    Banking as a Service is deconstructing the banking stack.
    It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs.
    This is presenting new opportunities for specialised providers and offers banks extra revenue streams.
    Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry.

    Head to bit.ly/bankingasaservice.

    Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

    If you enjoyed this episode, don't forget to subscribe and please leave a review

    Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

    Special Guests: James Smith, Jana Lvova , and Simon Cureton.

    Links:

    • Google moves into Venmo and bank territory with checking accounts and updated payment app
    • Starling hits profitability for the first time
    • Daylight launches LGBT+ digital banking platform
    • JPMorgan pushes ahead with UK digital bank plans
    • From a UK challenger to a US one: Current snags $131 million in Series C funding
    • The Queen expresses interest in blockchain technology

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    481. News: All about that BaaS - did Wirecard collapse at a good time? Nov 23, 2020
    Show notes

    Our expert hosts, Sarah Kocianski and Kate Moody, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include:

    • David Jarvis - CEO of Griffin
    • Anna Irrera - Fintech Correspondent, Reuters
    • Ginger Schmeltzer - Senior Analyst, Aite Group

    We cover the following stories from the fintech and financial services space:

    • Santander buys Wirecard’s core European business for €100m
    • Staying with BaaS: Griffin and Railsbank raise funds, and Marqeta and Uber team up on cards
    • PNC to buy BBVA US
    • Brazil launches instant payments platform; expects WhatsApp to return soon
    • Lanistar is a “first in fintech” according to Forbes, but the FCA warn consumers against using its services
    • Rooster Money predicts what all the kids want for Christmas

    This podcast is brought to you by Jack Henry Digital the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs.

    This podcast is also brought to you by Pento - the UK’s first automated payroll platform. Say goodbye to clumsy spreadsheets, endless emails with external payroll providers and manual payments. Pento lets you run payroll in just a few clicks. It calculates taxes, integrates with platforms like Xero and makes all the payments and reports to HMRC & pension providers for you. Go to pento.io/insider to run payroll for free for the rest of the year.

    Banking as a Service is deconstructing the banking stack.
    It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs.
    This is presenting new opportunities for specialised providers and offers banks extra revenue streams.
    Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry.

    Head to bit.ly/bankingasaservice.

    Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

    If you enjoyed this episode, don't forget to subscribe and please leave a review

    Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

    Special Guests: Anna Irrera, David Jarvis, and Ginger Schmeltzer.

    Links:

    • Santander buys Wirecard’s core European business for €100m
    • Staying with BaaS: Griffin and Railsbank raise funds, and Marqeta and Uber team up on cards
    • PNC to buy BBVA US
    • Brazil launches instant payments platform; expects WhatsApp to return soon
    • Lanistar is a “first in fintech” according to Forbes, but the FCA warn consumers against using its services
    • Rooster Money predicts what all the kids want for Christmas

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    480. Insights: Path to profitability: are fintech business models sustainable? Nov 20, 2020
    Show notes

    The path to profitability for many fintechs has not been an easy one. Much like disruptive technology and media companies, for the vast majority of challenger banks, their number one objective has been growth and building a loyal customer base, rather than prioritizing making a profit. However, as the UK plunges into the deepest recession on record, challenger banks are under renewed pressure from both inside and outside of the industry to start making a profit.

    In today’s show, David Brear is joined by some great guests to explore the topic:

    • Adam Davis - Head of Delivery, 11:FS
    • Lianna Brinded - Head of Yahoo Finance UK
    • Alexandra Frean - Head of Corporate Affairs, Starling

    Tune in for an exploration for why profit has evaded some banks, why it’s such a hot topic in the media and if the goal of profit is even necessary at this stage.

    This podcast is brought to you by Jack Henry Digital the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs.

    This podcast is also brought to you by Pento - the UK’s first automated payroll platform. Say goodbye to clumsy spreadsheets, endless emails with external payroll providers and manual payments. Pento lets you run payroll in just a few clicks. It calculates taxes, integrates with platforms like Xero and makes all the payments and reports to HMRC & pension providers for you. Go to pento.io/insider to run payroll for free for the rest of the year.

    Banking as a Service is deconstructing the banking stack.
    It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs.
    This is presenting new opportunities for specialised providers and offers banks extra revenue streams.
    Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry.

    Head to bit.ly/bankingasaservice.

    Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

    If you enjoyed this episode, don't forget to subscribe and please leave a review

    Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

    Special Guests: Adam Davis, Alexandra Frean, and Lianna Brinded.

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    479. News: WhatsApp payments in India - exponential growth potential? Nov 16, 2020
    Show notes

    Our expert hosts, Simon Taylor and Adam Davis are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include:

    • Babs Ogundeyi - CEO of Kuda
    • Sharon Kimathi - Editor of FinTech Futures
    • Rune Garborg - CEO at Vipps

    We cover the following stories from the fintech and financial services space:

    • WhatsApp gets approval for payments in India (03:00)
    • Kuda raises $10m to be the mobile first challenger bank for Africa (14:39)
    • HSBC to launch “Transferwise rival” (28:25)
    • Cash payments plummet to just four percent of transactions in Norway as central bank weighs up their options (39:28)
    • US Department of Justice, challenges Visa’s $5.3 billion acquisition of Plaid (49:13)
    • Klarna gets sued by Pablo Escobar’s brother (1:02:10)

    This podcast is brought to you by Jack Henry Digital the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs.

    This podcast is also brought to you by Pento - the UK’s first automated payroll platform. Say goodbye to clumsy spreadsheets, endless emails with external payroll providers and manual payments. Pento lets you run payroll in just a few clicks. It calculates taxes, integrates with platforms like Xero and makes all the payments and reports to HMRC & pension providers for you. Go to pento.io/insider to run payroll for free for the rest of the year.

    Banking as a Service is deconstructing the banking stack.
    It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs.
    This is presenting new opportunities for specialised providers and offers banks extra revenue streams.
    Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry.

    Head to bit.ly/bankingasaservice.

    Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

    If you enjoyed this episode, don't forget to subscribe and please leave a review

    Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

    Special Guests: Babs Ogundeyi , Rune Garborg, and Sharon Kimathi.

    Links:

    • WhatsApp gets approval for payments in India
    • Kuda raises $10m to be the mobile first challenger bank for Africa
    • HSBC to launch “Transferwise rival”
    • Cash payments plummet to just four percent of transactions in Norway as central bank weighs up their options
    • US Department of Justice, challenges Visa’s $5.3 billion acquisition of Plaid
    • Klarna gets sued by Pablo Escobar’s brother-

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    478. Insights: Financial and economic abuse: are banks doing enough? Nov 13, 2020
    Show notes

    During the pandemic reports of financial and economic abuse have been on the rise. According to the charity Surviving Economic Abuse, 95% of people who experience domestic abuse are also experiencing some form of economic abuse. With many of us now spending the vast majority of our time in our homes, the home can be an even more dangerous place for survivors – and banks now need to step up to deal with the problem.

    To dive into this topic, Sam Maule is joined by:

    • Natalie Ledward - Vulnerability Manager, Monzo Bank
    • Jane Barratt - Chief Advocacy Officer, MX
    • Dr. Nicola Sharp-Jeffs - Founder And Chief Executive, Surviving Economic Abuse

    Tune in for a fantastically insightful conversation about how economic abuse functions and the role that financial institutions can play in preventing it.

    This podcast is brought to you by Jack Henry Digital the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs.

    This podcast is also brought to you by Pento - the UK’s first automated payroll platform. Say goodbye to clumsy spreadsheets, endless emails with external payroll providers and manual payments. Pento lets you run payroll in just a few clicks. It calculates taxes, integrates with platforms like Xero and makes all the payments and reports to HMRC & pension providers for you. Go to pento.io/insider to run payroll for free for the rest of the year.

    Banking as a Service is deconstructing the banking stack.
    It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs.
    This is presenting new opportunities for specialised providers and offers banks extra revenue streams.
    Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry.

    Head to bit.ly/bankingasaservice.

    Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

    If you enjoyed this episode, don't forget to subscribe and please leave a review

    Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

    Special Guests: Dr. Nicola Sharp-Jeffs, OBE, Jane Barratt, and Natalie Ledward .

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    477. News: Disruptive innovation - Goldman bets big on BaaS Nov 09, 2020
    Show notes

    Our expert hosts, Sam Maule and Sarah Kocianski, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include:

    • Emily Nicolle, Fintech Correspondent, Financial News
    • Mike Douglas, VP Strategy, Galileo

    We cover the following stories from the fintech and financial services space:

    • This is Goldman’s bet to break into a $32 billion industry serving the world's biggest corporations (03:00)
    • Banks stay bullish despite worsening pandemic (12:04)
    • Ant Group IPO is blocked in Shanghai (23:35)
    • Fast, a Startup Backed by Stripe, Discusses Billion-Dollar Valuation (33:49)
    • Barclays launches accelerator for black-founded tech firms (40:32)
    • Mesut Ozil joins US venture capital firm Class 5 Global (53:41)

    This podcast is brought to you by Jack Henry Digital the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs.
    _
    This podcast is also brought to you by Mitek (NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligence and machine learning. Mitek’s identity verification solutions enable an enterprise to verify a user’s identity during a digital transaction, which assists businesses operating in highly regulated markets to reduce financial risk and meet regulatory requirements while increasing revenue from digital channels. Financial services, marketplaces and other organizations around the world use Mitek to reduce friction creating the digital experiences their customers expect. Mobile Deposit® and Mobile Verify® are used by millions of consumers for check deposit, new account opening and more. The company is based in San Diego with offices in New York, London, Amsterdam, Barcelona, Paris and St Petersburg. Learn more at www.miteksystems.com.

    Banking as a Service is deconstructing the banking stack.
    It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs.
    This is presenting new opportunities for specialised providers and offers banks extra revenue streams.
    Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry.

    Head to bit.ly/bankingasaservice.

    Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

    If you enjoyed this episode, don't forget to subscribe and please leave a review

    Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

    Special Guests: Chris Skinner, Emily Nicolle, and Mike Douglas.

    Links:

    • This is Goldman’s bet to break into a $32 billion industry serving the world's biggest corporations
    • Banks stay bullish despite worsening pandemic
    • Ant Group IPO is blocked in Shanghai
    • Fast, a Startup Backed by Stripe, Discusses Billion-Dollar Valuation
    • Barclays launches accelerator for black-founded tech firms
    • Mesut Ozil joins US venture capital firm Class 5 Global

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    476. Insights: The racial wealth gap: addressing economic inequality in the US Nov 06, 2020
    Show notes

    For many, 2020 has proven to be a year of struggle. Between a pandemic, widespread social unrest and a recession, Black and Latinx communities in the US are amongst those who have been hit the hardest - not just by the country's growing Covid-related death toll, but also in terms of financial loss.

    In today's episode of the show, we are talking about the US’ racial wealth gap. Differences in income and income losses - like those experienced as a result of the coronavirus lockdowns - is one factor, but that doesn’t tell the full story about why the United States' racial wealth gap is widening.

    To dig into this topic, Sam is joined today by :

    • Jennifer Tescher - President and CEO, Financial Health Network
    • Yemi Rose - Founder of OfColor
    • Reese Giddins - President and CTO at Greenwood

    This podcast is brought to you by Jack Henry Digital the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs.
    _
    This podcast is also brought to you by Mitek (NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligence and machine learning. Mitek’s identity verification solutions enable an enterprise to verify a user’s identity during a digital transaction, which assists businesses operating in highly regulated markets to reduce financial risk and meet regulatory requirements while increasing revenue from digital channels. Financial services, marketplaces and other organizations around the world use Mitek to reduce friction creating the digital experiences their customers expect. Mobile Deposit® and Mobile Verify® are used by millions of consumers for check deposit, new account opening and more. The company is based in San Diego with offices in New York, London, Amsterdam, Barcelona, Paris and St Petersburg. Learn more at www.miteksystems.com.

    Banking as a Service is deconstructing the banking stack.
    It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs.
    This is presenting new opportunities for specialised providers and offers banks extra revenue streams.
    Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry.

    Head to bit.ly/bankingasaservice.

    Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

    If you enjoyed this episode, don't forget to subscribe and please leave a review

    Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

    Special Guests: Jennifer Tescher, Reese Giddins, and Yemi Rose.

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    475. News: Ant’s record-breaking IPO - they’re 1% done! Nov 02, 2020
    Show notes

    Our expert hosts, Ross Gallagher and Simon Taylor, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include:

    • Clare Gambardella - Chief Customer Officer at Zopa
    • Chris Skinner, author, speaker - CEO at the Finanser and fintech guru

    We cover the following stories from the fintech and financial services space:

    • Ant Group to raise $34.5 billion, valuing it at over $313 billion, in biggest IPO of all time (02:43)
    • PayPal allows cryptocurrency on their platform, and JPMorgan creates new unit for blockchain projects (16:14)
    • Afterpay teams up with Westpac to offer savings account for Australians (28:02)
    • Zopa’s long-awaited credit card is here (38:14)
    • UBS to invest $200 million in fintech startups (49:00)
    • Hand over the trash: raccoons break into California bank (01:05:37)

    This podcast is brought to you by Jack Henry Digital the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs.
    _
    This podcast is also brought to you by Mitek (NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligence and machine learning. Mitek’s identity verification solutions enable an enterprise to verify a user’s identity during a digital transaction, which assists businesses operating in highly regulated markets to reduce financial risk and meet regulatory requirements while increasing revenue from digital channels. Financial services, marketplaces and other organizations around the world use Mitek to reduce friction creating the digital experiences their customers expect. Mobile Deposit® and Mobile Verify® are used by millions of consumers for check deposit, new account opening and more. The company is based in San Diego with offices in New York, London, Amsterdam, Barcelona, Paris and St Petersburg. Learn more at www.miteksystems.com.

    Banking as a Service is deconstructing the banking stack.
    It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs.
    This is presenting new opportunities for specialised providers and offers banks extra revenue streams.
    Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry.

    Head to bit.ly/bankingasaservice.

    Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

    If you enjoyed this episode, don't forget to subscribe and please leave a review

    Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

    Special Guests: Chris Skinner and Clare Gambardella.

    Links:

    • Ant Group to raise $34.5 billion, valuing it at over $313 billion, in biggest IPO of all time
    • PayPal allows cryptocurrency on their platform, and JPMorgan creates new unit for blockchain projects
    • Afterpay teams up with Westpac to offer savings account for Australians
    • Zopa’s long-awaited credit card is here
    • UBS to invest $200 million in fintech startups
    • Possible finance raises $11M on Zoom and shifts to a fully distributed workforce
    • Experian told to stop sharing data without consent
    • Hand over the trash: raccoons break into California bank

    Learn more about your ad choices. Visit megaphone.fm/adchoices


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