Fintech Insider Podcast by 11:FS

Latest Episodes:

463. News: Can Alibaba Grab the SE Asian market? Sep 21, 2020

Show notes

Our expert hosts, Jason Bates and David Brear, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include:

Victoria Roberts - Director of the Fintech Delivery Panel, Tech Nation
Anna Irrera - Chief Fintech Correspondent, Reuters

We also hear soundbites from:

Alex Marsh - UK Country Lead, Klarna
John Natalizia - CEO, Snoop

We cover the following stories from the fintech and financial services space:

Alibaba is in talks to invest $3 billion in Grab (04:06)
Klarna’s new valuation of $11 BILLION (14:30)
Tech Nation launches Fintech Pledge supported by HM Treasury (27:01)
Nubank moves into investing by purchasing the Easynvest Broker (35:30)
Razer’s new plans - Global expansion and a youth wealth management platform (45:44)
Microsoft's underwater data centre resurfaces after two years (57:49)

This podcast is brought to you by Jack Henry Digital the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs.
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This podcast is also brought to you by Mitek (NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligence and machine learning. Mitek’s identity verification solutions enable an enterprise to verify a user’s identity during a digital transaction, which assists businesses operating in highly regulated markets to reduce financial risk and meet regulatory requirements while increasing revenue from digital channels. Financial services, marketplaces and other organizations around the world use Mitek to reduce friction creating the digital experiences their customers expect. Mobile Deposit® and Mobile Verify® are used by millions of consumers for check deposit, new account opening and more. The company is based in San Diego with offices in New York, London, Amsterdam, Barcelona, Paris and St Petersburg. Learn more at www.miteksystems.com.

*Banking as a Service is deconstructing the banking stack. *
It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs.
This is presenting new opportunities for specialised providers and offers banks extra revenue streams.
Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry.

Head to bit.ly/bankingasaservice.

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Alex Marsh, Anna Irrera, John Natalizia , and Victoria Roberts.

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462. Insights: How can public cloud drive business transformation? Sep 18, 2020

Show notes

If you’re building products from scratch, cloud is where you start, it’s no longer a question. Banks need to adopt this mentality and learn how to act with this level of speed and agility but how can they get there?

IBM launched public cloud for financial services in June and they are working with their banking clients to bring them onto the cloud - and to make cloud overall more accessible for their clients.

David Brear is joined by some great guests to discuss this:

Corey Hamilton, Partner, IBM Security Services
Michael Dawson, Managing Director at IBM
Ewan Silver, CTO 11:FS

They dig into what's holding banks back, what the culture is around cloud and how the financial services industry can harness this to drive real change.

Want to check out the IBM Public cloud offering? Check it out here! https://ibm.co/3cigsGD

Head to bit.ly/bankingasaservice.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Corey Hamilton, Ewan Silver, and Michael Dawson.

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461. News: Banks tackle deepfraud and RTGS collaborates with Microsoft Sep 14, 2020

Show notes

Our expert hosts, Sam Maule and Sarah Kocianski, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include:

Andrew Smith, Co-founder RTGS Global
Joe Bloemendaal - VP, head of Sales & BD at Mitek Systems EMEA

We cover the following stories from the fintech and financial services space:

RTGS Global rolls out stage 1 of liquidity visibility network in collab with Microsoft (02:11)
Banks work with fintechs to counter ‘deepfake’ fraud (20:40)
Female-managed US funds outperform all-male rivals (32:17)
US Fintech Jiko buys a bank (40:44)
Starling follows Monzo with new charging structure and launches children’s card offering. We also hear from Alexandra Frean, Head of Corporate Affairs, Starling Bank (48:24)
Paypal terminates accounts linked to a Russian anti-Western influence operation (1:04:40)

Banking as a Service is deconstructing the banking stack.
It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs.
This is presenting new opportunities for specialised providers and offers banks extra revenue streams.
Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry.

Head to bit.ly/bankingasaservice.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Andrew Smith and Joe Bloemendaal.

Learn more about your ad choices. Visit megaphone.fm/adchoices

460. Insights: Is crypto becoming mainstream? Sep 11, 2020

Show notes

Our host and resident blockchain expert, Simon Taylor, is joined by some great guests to talk about the growth of cryptocurrencies in mainstream finance and fintech. This week's guests include:

Jamie Burke - CEO and Founder, Outlier Ventures
Kevin Beardsley - Head of Pro Trader Experience, Kraken
Cyril Mathew - Head of Business Development, EMEA, Coinbase
Rhian Lewis - Author, The Cryptocurrency Revolution

Once a shadowy figure of the dark side of the internet, in recent years cryptocurrencies have begun to enter the realm of mainstream finance and mainstream fintech. In the past 6 months, we’ve seen Square report earning of $875m in Bitcoin revenue, and use it as a key driver for their cash apps popularity. Add to that Robinhood, Revolut and many more, it begs the question: is crypto mainstream?

This podcast is brought to you by Mitek (NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligence and machine learning. Mitek’s identity verification solutions enable an enterprise to verify a user’s identity during a digital transaction, which assists businesses operating in highly regulated markets to reduce financial risk and meet regulatory requirements while increasing revenue from digital channels. Financial services, marketplaces and other organizations around the world use Mitek to reduce friction creating the digital experiences their customers expect. Mobile Deposit® and Mobile Verify® are used by millions of consumers for check deposit, new account opening and more. The company is based in San Diego with offices in New York, London, Amsterdam, Barcelona, Paris and St Petersburg. Learn more at www.miteksystems.com.

Head to bit.ly/bankingasaservice.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Cyril Mathew , Jamie Burke , Kevin Beardsley, and Rhian Lewis .

Learn more about your ad choices. Visit megaphone.fm/adchoices

459. News: Paypal take on Klarna and Afterpay; Vipps and Visa team up & Chip’s new raise Sep 07, 2020

Show notes

Our expert hosts, David Brear and Mel Stringer, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include:

Alex Latham - CMO at Chip
Daniel Lanyon - Editor in Chief at AltFi

We cover the following stories from the fintech and financial services space:

UK savings fintech Chip is raising a Series A round that will value it at more than $130 million (02:45)
PayPal introduces interest-free buy-now-pay-later product (22:12)
BBVA builds gender-neutral global chatbot (31:48)
Vipps & Visa announce partnership to enable mobile payments. We also hear from Eilin Schjetne, Partnership Lead Europe for Real Time Payments at Visa. (39:25)
Two Black-Led Banks Merge to Form a $1 Billion Lender (46:35)
Goldman Sachs Has Money. It Has Power. And Now It Has a Font (01:01:18)

*Banking as a Service is deconstructing the banking stack.
* It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs.
This is presenting new opportunities for specialised providers and offers banks extra revenue streams.
Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry.

Head to bit.ly/bankingasaservice.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Alex Latham, Daniel Lanyon, and Eilin Schjetne .

Links:

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458. Insights: BaaS in the US - user experience is the basis of competition Sep 04, 2020

Show notes

Simon Taylor hosts this episode and is joined by some great guests to talk about banking as a service with a particular focus on the US market. This week's guests include:

Nigel Verdon - CEO of Railsbank
Omri Dahan, Chief Revenue Officer at Marqeta
Sankaet Pathak, CEO of Synapse
Melissa Stringer, Product Lead 11:FS

Kicking the discussion off, the panel recaps the market and establishes what banking as a service actually is, what it allows customers to do and how it differs from banking services. Diving deeper, they go on to discuss the reasons why BaaS is so popular in the industry right now and how BaaS operates differently in the US compared to the UK and Europe. Rounding off the discussion, Simon and guests talk about how BaaS is changing businesses and the future of financial services.

Head to bit.ly/bankingasaservice.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Melissa Stringer, Nigel Verdon , Omri Dahan, and Sankaet Pathak.

Learn more about your ad choices. Visit megaphone.fm/adchoices

457. News: Can JPMorgan disrupt the UK challenger bank market? Aug 31, 2020

Show notes

Our expert hosts, Sarah Kocianski and Jason Bates, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include:

Shefali Roy - COO and CCO at TrueLayer
Rachel Green - Research Analyst for Insider Intelligence

We cover the following stories from the fintech and financial services space:

Railsbank to buy Wirecard UK (01:54)
JPMorgan to challenge UK banks with digital launch in early 2021 (12:00)
Under lockdown open banking payments surged 800% (25:40)
Laybuy goes floating on the Australian stock exchange (36:43)
Zopa takes first steps in digital banking with the launch of their fixed term savings accounts (45:25)
Japan is running out of credit card numbers (53:36)

*Banking as a Service is deconstructing the banking stack.
* It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs.
This is presenting new opportunities for specialised providers and offers banks extra revenue streams.
Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry.

Head to bit.ly/bankingasaservice.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Rachel Green and Shefali Roy.

Learn more about your ad choices. Visit megaphone.fm/adchoices

456. Insights: Truly Digital After Dark Aug 28, 2020

Show notes

Our expert hosts, David Brear and Jason Bates, are joined by some of the brightest minds in the fintech industry for our first ever Truly Digital After Dark.

Anne Boden , CEO of Starling Bank
Nick Ogden, Founder and Chief Executive, RTGS Limited
Maia Bittner, Voice of the Member, Chime

Together they bring you a deep dive in to what Truly Digital really means, and how it has helped shape the face of the industry we are a part of. We will take a look at what it looks like both in the businesses, products and services created, but also the future of the FS workplace is. Join us for a great live podcast recording for some amazing insights in to how we are shaping the future of financial services, together.

This podcast is brought to you by Usertesting.
UserTesting is a leading on-demand human insight platform that quickly gives companies a first-person understanding of how their target audience behaves throughout any experience and why. The platform is used by many of the world's top fintech organisations, helping them deliver a seamless customer experience. To find out more, visit https://www.usertesting.com/

This podcast is also brought to you by Mitek (NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligence and machine learning. Mitek’s identity verification solutions enable an enterprise to verify a user’s identity during a digital transaction, which assists businesses operating in highly regulated markets to reduce financial risk and meet regulatory requirements while increasing revenue from digital channels. Financial services, marketplaces and other organizations around the world use Mitek to reduce friction creating the digital experiences their customers expect. Mobile Deposit®️ and Mobile Verify®️ are used by millions of consumers for check deposit, new account opening and more. The company is based in San Diego with offices in New York, London, Amsterdam, Barcelona, Paris and St Petersburg. Learn more at www.miteksystems.com.

*Banking as a Service is deconstructing the banking stack.
* It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs.
This is presenting new opportunities for specialised providers and offers banks extra revenue streams.
Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry.

Head to bit.ly/bankingasaservice.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Anne Boden, Maia Bittner, and Nick Ogden.

Learn more about your ad choices. Visit megaphone.fm/adchoices

455. News: Funding, funding and more funding - Robinhood, Form3, Habito & BCR Pool E Aug 24, 2020

Show notes

Simon Taylor and David Brear, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include:

Caroline Plumb, CEO of Fluidly
Adam Moulson, CCO at Form 3

We cover the following stories from the fintech and financial services space:

Robinhood snags third mega-investment of the year, boosting valuation to $11.2 billion (02:30)
Form3 raises $33 million with support from Nationwide and Lloyds (12:01)
BCR Pool E first winners are announced (24:36)
WeLab Bank reports over 10k account opening applications within 10 days of launch (32:21)
Habito raises £35 million to revolutionise home buying (38:29)
Citi Wants Revlon Lenders To Return $900M Paid In Error (50:53)

*Banking as a Service is deconstructing the banking stack.
* It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs.
This is presenting new opportunities for specialised providers and offers banks extra revenue streams.
Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry.

Head to bit.ly/bankingasaservice.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Adam Moulson, Adrian Tse, Caroline Plumb, Daniel Hegarty, and Peter Lord.

Links:

Learn more about your ad choices. Visit megaphone.fm/adchoices

454. Insights: Digital Investing - the importance of education and community Aug 20, 2020

Show notes

Simon Taylor is joined by some great guests to talk about digital wealth managers. The panel will be looking at how digital wealth managers have disrupted the market and the corporate responsibility that comes along with it.
This week's guests include:

Jannick Malling - Co-founder and co-CEO, Public.com
Adam Dodds - CEO and Founder, Freetrade
Mel Stringer, Product Lead, 11:FS

Starting off, the panel takes a look at what the market space looked like prior to the current digital offerings we have now and how the new players have managed to disrupt the market. They go on to talk about the importance of education and design and how the digital wealth managers have succeeded in creating a sense of community in the world of investing.

Head to bit.ly/bankingasaservice.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Adam Dodds, Jannick Malling, and Melissa Stringer.

Learn more about your ad choices. Visit megaphone.fm/adchoices