Fintech Insider Podcast by 11:FS

Latest Episodes:

494. News: Could the 2020s be THE decade for fintech? Jan 18, 2021

Show notes

Our expert hosts, Simon Taylor and Sarah Kocianski, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include:

Shamir Karkal - Co-founder and CEO of Sila, former Co-founder and CTO of Simple
Bradley Riss - Chief Commercial Officer, Checkout.com

We cover the following stories from the fintech and financial services space:

BBVA says that it is shutting down banking app Simple, and will transfer its users to BBVA USA
London’s Checkout.com becomes Europe’s most valuable fintech at $15bn
Plaid and Visa end plans for their monster merger, almost a year after it was announced
Online lender SoFi to go public through merger with SPAC
FCA sounds alarm bell over high risk crypto assets as banks won’t accept transfers from crypto wallets
Two guesses left to access £175MILLION bitcoin account

This podcast is brought to you by Jack Henry Digital the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs.

This podcast is also brought to you by Mitek (NASDAQ: MITK). Mitek is a global leader in mobile capture and digital identity verification solutions built on the latest advancements in computer vision, artificial intelligence and machine learning. Mitek’s identity verification solutions enable an enterprise to verify a user’s identity during a digital transaction, which assists businesses operating in highly regulated markets to reduce financial risk and meet regulatory requirements while increasing revenue from digital channels. Financial services, marketplaces and other organizations around the world use Mitek to reduce friction creating the digital experiences their customers expect. Mobile Deposit® and Mobile Verify® are used by millions of consumers for check deposit, new account opening and more. The company is based in San Diego with offices in New York, London, Amsterdam, Barcelona, Paris and St Petersburg. Learn more at www.miteksystems.com.

Banking as a Service is deconstructing the banking stack.
It's enabling brands to embed finance more easily, and to tailor financial products to specific customer needs.
This is presenting new opportunities for specialised providers and offers banks extra revenue streams.
Download our report for a comprehensive, no BS view of what Banking as a Service is and what it means for the industry.

Head to bit.ly/bankingasaservice.

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

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Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Bradley Riss and Shamir Karkal.

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493. Insights: Partnerships in finance: building the new banking ecosystem Jan 15, 2021

Show notes

With the help of fintechs, BaaS, third party providers and even M&As, banking as we know it is changing. Partnerships are proving to be the key to unlocking what the future of the banking ecosystem will look like. In this episode, Adam Davis sits down with a panel of guests for an insightful conversation about how partnership in finance could have the potential to change the entire ecosystem of banking.

Joining Adam on the show are:

Victoria Roberts - Director of Fintech Delivery Panel at Tech Nation
Jason Wilkinson-Brown - Head of Partnerships, TSB
Keith Grose - Head of UK, Plaid

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Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Jason Wilkinson-Brown, Keith Grose, and Victoria Roberts.

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492. News: UK financial services battle Brexit to return to EU markets Jan 11, 2021

Show notes

Our expert hosts, David Brear and Kate Moody, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include:

Anna Irrera - Fintech Correspondent, Reuters
Iana Vidal - Head of Policy and Government Affairs at Innovate Finance

We cover the following stories from the fintech and financial services space:

Brexit: UK to start talks on quick EU financial services agreement (03:28)
China tries to reign in Ant Group as Jack Ma seemingly goes missing (13:18)
Goldman Sachs to offer digital wealth management to Main Street investors (22:38)
N26 scoops Brazilian banking licence to take on Nubank (30:26)
Robinhood user says $300,000 restored from hack, then taken back! (37:48)
Google workers form tech giant’s first labour union (48:45)

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Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Anna Irrera and Iana Vidal.

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491. Insights: The changing culture of savings Jan 08, 2021

Show notes

How we save has gone through some major transformations over the years, and the pandemic is only propelling these changes further. From fintech disruption and the power of Open Banking to the role of financial education and generational differences, Simon sits down with a fantastic panel of guests to dive into why and how the ways in which we approach saving is changing. Joining Simon for this episode are:

Chris Hutchins - Head of Financial Automation, Wealthfront
Corinna Lamberti - VP of Product, Chip
Giuseppe Caltabiano, Co-Founder & CEO, EverUp

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Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Chris Hutchins, Corinna Lamberti , and Giuseppe Caltabiano.

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490. Insights: 2021 Predictions Jan 01, 2021

Show notes

As the crazy year that is 2020 has finally come to an end, David, Simon, Sam and Sarah take this episode to look ahead at what they think the financial services industry will look like in 2021.

They talk going all-in on digital, tailored financial advice, autonomous financial services, M&As and much more.

Tune in to hear how last year's predictions went and the big themes to look out for this year!

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If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

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489. News: Will Open Banking shake up the payments space in 2021? Dec 21, 2020

Show notes

Our expert hosts, Ross Gallagher and Simon Taylor, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include:

Catherine Birkett - CFO, GoCardless
Keith Grose - Head of International, Plaid

We cover the following stories from the fintech and financial services space:

GoCardless raises $95M in Series F Funding (02:36)
Plaid launches Payment Initiation via QR codes (14:24)
Neobank Xinja blames COVID for pulling plug on Australia (27:06)
Ramp raises $30 million as the fastest growing corporate card in America (36:35)
- Comment from Eric Glyman, CEO and founder of Ramp (37:37)
The time is right for regulation, says Klarna as they also announce plans to tell credit agencies if repayments fail (45:03)
Cash App launches a fashion brand (57:53)

Merry Christmas from all of us at 11:FS!

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Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Catherine Birkett and Keith Grose.

Links:

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488. Insights: After Dark Debate - Buy Now Pay Later Dec 18, 2020

Show notes

Welcome to our latest instalment of After Dark! This time we enter into a debate about Buy Now Pay Later products and what benefits or issues can be identified in these products. These offerings have exploded in recent years, and so have the views around them.

In the debate, we have two teams and the consist of these masterminds:

Team Love:

Simon Taylor, 11:FS Head of Ventures
Ali Paterson, Editor in Chief at Fintech Finance

Team hate

David Brear, 11:FS Group CEO
Sharon Kimathi, Editor at Fintech Futures

Moderator

Gemma Godfrey, Non executive Director and Serial Fintech Entrepeneur.

We are also given some industry expertise by Alex Marsh, Country Lead at Klarna UK & Justin Basini, CEO and Co-Founder of ClearScore!

The teams debate the following topics:

What counts as debt?
Marketing
The Battle of the Checkout

This After Dark is sponsored by Radar Payments. Radar Payments takes out the complexity of payments to let Banks, Neobanks, PSPs and Fintechs solely focus on delivering a frictionless customer experience. The white label one-stop service helps financial institutions issue payment instruments, accept the widest range of methods online - in-store - in app, while keeping their brand at the forefront. To find out more, visit www.radarpayments.com

This After Dark is also sponsored by Mitek. Digital Identity Verification trusted the world over - secure more high-value customers while reducing risk and costs with Mitek, a global leader and enterprise partner in Identity Verification technology. Create certainty in today’s digital world with Mitek.
Find out more: https://bit.ly/3lY9YRn

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Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Alex Marsh, Ali Paterson, Gemma Godfrey, Justin Basini, and Sharon Kimathi.

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487. News: Are Goldman or Stripe the biggest winners of 2020? Dec 14, 2020

Show notes

Our expert hosts Sarah Kocianski and Kate Moody are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include:

Alex Zivoder, CEO of gohenry
Wade Arnold, CEO of Moov.io

We cover the following stories from the fintech and financial services space:

Stripe announces embedded business banking service Stripe Treasury
Global financial education app gohenry raises $40 million
Moov raised a $27 million Series A led by Andreessen Horowitz
Grab-Singtel and Ant Group win digital bank licenses in Singapore
Deutsche Bank to Move ‘Heart’ of IT Systems Into Google’s Cloud
David Bowie coin launched towards space by Royal Mint

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If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Alex Zivoder and Wade Arnold.

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486. Insights: 2020 Roundup Dec 11, 2020

Show notes

David Brear is joined by some great guests to talk about the most notable fintech, financial services and banking moments from the past year. This week's guests include:

Chris Skinner - Author, speaker and Non-Executive Director of 11:FS
Kat Mann - Head of PR & Saving and Investments Specialist, Nutmeg
Adam Hadi - VP of Marketing, Current

2020 has been quite a year, and in this episode David and guests take a look at the fintech moments that defined the year. Without a doubt digital transformation in the industry this year has been major. It was always needed, but the rate at which financial services accelarated development is unprecedented and has continued to open the door to next generation financial services like banking-as-a-service. Not only that, 2020 has been a year of scandal with the FinCEN files leak and Wirecard also making the list of the top moments that stuck with us.

Tune in for more insights and opinions!

This podcast is also brought to you by Pento - the UK’s first automated payroll platform. Say goodbye to clumsy spreadsheets, endless emails with external payroll providers and manual payments. Pento lets you run payroll in just a few clicks. It calculates taxes, integrates with platforms like Xero and makes all the payments and reports to HMRC & pension providers for you. Go to pento.io/insider to run payroll for free for the rest of the year.

Head to bit.ly/bankingasaservice.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Adam Hadi, Chris Skinner, and Kat Mann .

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485. News: Stripe Capital - should everyone in B2B lending just give up? Dec 07, 2020

Show notes

Our expert hosts, Adam Davis and Kate Moody, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include:

Lars Trunin - Head of UK Product at TransferWise
Ali Paterson - Editor in Chief at Fintech Finance

We cover the following stories from the fintech and financial services space:

TransferWise wins restricted banking licence in Australia
Stripe Capital Extends Business Lending To Online Platforms
JP Morgan and Lloyds set sights on Starling as Sabadell plan to sell off TSB
Black Friday payment data reveals rapid growth of buy now, pay later
Visa and Circle team up to Bring the Benefits of Stablecoins to Businesses Worldwide. To find out more about this story we also spoke to Cuy Sheffield, Head of Crypto at Visa and Jeremy Allaire, CEO of Circle.
Mogo launches new interactive Rainforest Mode in its app