Fintech Insider Podcast by 11:FS

Latest Episodes:

514. News: Fintechs face the dark side of BaaS & Nigerian challenger Kuda raises $25m Mar 29, 2021

Show notes

Our expert hosts Adam Davis and Sarah Kocianski, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include:

Charles McManus, CEO of Clear Bank
Babs Ogundeyi, Founder and CEO of Kuda Bank

We cover the following stories from the fintech and financial services space:

The dark side of BaaS: One third of European fintechs have faced regulatory intervention because of their partner bank 02:31
Nigerian challenger Kuda Bank raises $25m in Series A funding 20:12
OakNorth profits surge to £77.6m despite pandemic 36:22
- Comment from Valentina Kristensen, Director of Marketing and Comms at OakNorth 37:29
Freetrade raises £50M 45:25
Zopa raises £20 million after exceeding bank performance targets 53:25
- Comment from Jaidev Janardana, CEO of Zopa 54:27
Monty Python gets in on NFTs 01:04:23

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Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor, Jason Bates and Sarah Kocianski and joined by a range of brilliant guests, we cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

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Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Babs Ogundeyi , Charles McManus, Jaidev Janardana, and Valentina Kristensen.

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513. Insights: Banking Architecture - How should banks structure their technology? Mar 26, 2021

Show notes

Simon is joined by some great guests to talk about to talk about banking architecture and how banking technology is structured.

We’re looking at how bank tech works today, how it's typically and histrocially been strucutred and why that playbook doesn't necessarily work in a digital age. We discuss the challenges the big banks currently face but also the opportunities that they could take advantage of and how to get there.

This week's guests include:

Ewan Silver, 11:FS CTO
Simon Van-Colina, CTO and Co-founder of Fronted
Peter Hazlehurst, Co-founder and CEO and Synctera
Christin Brown, Global Financial Services Strategy & Solutions Lead, at Google Cloud.

*This episode is sponsored by Banking Circle! *
A fully licensed bank focused on payments, Banking Circle gives Financial Institutions and large corporates direct access to clearing in multiple countries, enabling them to deliver global payments faster and more cost-effectively for their customers. Bypass legacy systems, enable global banking services for your customers and grow your business.
Find out more at BankingCircle.com

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Christin Brown, Ewan Silver, Peter Hazlehurst, and Simon Vans-Colina.

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512. News: Are Stripe the technokings of payments? Mar 22, 2021

Show notes

Our expert hosts, David Brear and Mel Stringer are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include:

Oscar Williams-Grut, Senior City Correspondent at Yahoo Finance
Miguel Armaza, Co-President & Podcast host, Wharton Fintech

We cover the following stories from the fintech and financial services space:

Stripe raises $600 million at a $95bn valuation
BlockFi Completes $350 Million Series D Funding Round
New challenger Ikigai (ee-key-guy) combines digital banking and wealth management
CommBank steps into BNPL fray
Tencent Loses $62 Billion, Wiping Out Value of Fintech Business And
Elon Musk now identifies as Technoking of Tesla

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Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Miguel Armaza and Oscar Williams-Grut.

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511. Insights: After Dark - Open Finance: fact or fantasy? Mar 19, 2021

Show notes

Our expert hosts, Sarah Kocianski & Adam Davis are back leading another Fintech Insider After Dark event! This time we are focussing on Open Finance. Open Finance is easily one of the hottest topics in the financial services industries at this moment, but how much do we actually know about this technology? The panel takes a look at what the differences and similarities are compared to the PSD2 implementation, and what some of the concerns are in regards to GDPR and customer security.

We also talk about what opprtunities this technology opens up, bust some common myths and answer the burning question: Should we be excited about the possibilities of Open Finance?

Joining us to talk about this are:

Dan Kahn, Open Finance Lead at Plaid
Jack Wilson, Head of Policy and Public Affairs, TrueLayer
Nilixa Devlukia, Founder, Payments Solved

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Special Guests: Dan Kahn, Jack Wilson, and Nilixa Devlukia.

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Bonus: Can banks really build tech? In conversation with Boe Hartman, CTO at Nomi Health Mar 17, 2021

Show notes

Welcome to Fintech Insider 'In conversation with", recorded live on Clubhouse.

In this very special episode, David and Jason spoke to Boe Hartman, CTO at Nomi Health, and one of the lead architects behind Marcus by Goldman Sachs to discuss whether banks can really build tech?

Boe shares some key learnings from his career to date; how he created change within some of the biggest banks in the world, the challenges he faced and how he overcame them; and also insights into his brand new start up in the insurtech space, Nomi Health.

Come and join the conversation next time we're live! Search 11:FS Fintech Insider on Clubhouse to join our club!

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Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guest: Boe Hartman.

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510. News: Starling becomes a unicorn and So-Fi really want a licence Mar 15, 2021

Show notes

Our expert hosts, Simon Taylor and Adam Davies, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include:

Alex Frean - Head of Corporate Affairs, Starling Bank
Alan Ainsworth, Head of Policy for Open Banking

We cover the following stories from the fintech and financial services space:

Starling eyes M&A as it is valued at £1.1bn in £272m funding round
OBIE and UK Finance set out the future model for Open Banking
Passion Capital invites the general public to join venture fund
SoFi to buy community lender to accelerate bank charter application
Africa’s Flutterwave banks $170 million in fresh capital
And finally - the Winklevoss twins' crypto company to sponsor Oxford and Cambridge boat race

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Alan Ainsworth and Alexandra Frean.

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509. Insights: Do financial assistants need a gender? Mar 12, 2021

Show notes

This Monday was International Women’s day, and theme of the day is #ChooseToChallenge.

So on today’s show we’re choosing to challenge why fintech app assistants are overwhelmingly female, what this means for the industry and particularly for the view of women in the industry, and whether app assistants should have a name or a gender at all.

Sarah Kocianski hosts a fantastic panel of guests to dig deep into this. We were joined by:

Emily Nicolle - Fintech correspondent, Financial News
Soledad Abad - UX and content designer, BBVA
Elise Nunn - Head of Product Data at Plum
Amanda Cercas Curry, PhD student Heriot-Watt University in Edinburgh and co-host of the podcast Let's Chat Ethics

As always, if you want to join the conversation, find us on social media just search for 11:FS or Fintech Insider or email podcasts@11fs.com

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Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Amanda Cercas Curry, Elise Nunn, Emily Nicolle, and Soledad Abad.

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508. News: Square becomes a bank (and buys Tidal!) - is this a game changer? Mar 08, 2021

Show notes

Our expert hosts, Ross and Mel, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include:

Asya Bradley, Founder and COO First Boulevard
Anna Irrera, Fintech Correspondent, Reuters

We cover the following stories from the fintech and financial services space:

Square Financial Services Begins Banking Operations
First Boulevard raises $5m for Black community-focused neobank
FCA hires top team of women to stem financial scandals
Revolut, Starling Bank and Wise bosses among 15 CEOs joining Bulb’s Tech Zero taskforce
Money for Nothing as Crowdcube funding record is smashed

Head to bit.ly/bankingasaservice.

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Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Anna Irrera and Asya Bradley.

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506. News: The Kalifa Review: how can UK fintech stay ahead? Mar 01, 2021

Show notes

Our expert hosts, David Brear and Kate Moody, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include:

Ron Kalifa, OBE, Chairman of Network International and Future Learn
Charlotte Crosswell, CEO of Innovate Finance

We cover the following stories from the fintech and financial services space:

The Kalifa Fintech Review 03:22
Basiq brings Open Banking to bear on consumer BNPL debt as AfterPay teams up with Stripe 31:58
Former Bank of England Governor Mark Carney joins the board of Stripe 39:21
Brex files for bank charter 48:18
Michael Bolton wants you to break up with your brokerage 1:03:19

Head to bit.ly/bankingasaservice.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Charlotte Crosswell and Ron Kalifa.

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505. Insights: How to build a cashless society Feb 26, 2021

Show notes

Simon Taylor is joined by some great guests to talk about cashless societies. In recen years the popularity of cash has dwindled as digital payments have become faster, cheaper and more convenient. In the UK, Sweden, China and many parts of the world we’re moving closer and closer to a cashless economy.

The panel explores what would happen if we started from scratch now: What would our ideal financial system look like and how can we get from where we are now to where we want to be - and would we use cash at all?

Joining us today are:

David Dechamps – Senior Vice President, Digital Payments & Labs for Mastercard in Europe
Joseph Hajj - Chief Strategy Officer, Swish
Nadia Costanzo - Head of Banking for MEA & Latin America at Wise

This podcast is brought to you by Jack Henry Digital the pioneer and creator of personal digital banking that helps community financial institutions strategically differentiate their digital offerings from those of MegaBanks, BigTechs and FinTechs.

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If you enjoyed this episode, don't forget to subscribe and please leave a review

Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: David Dechamps, Joseph Hajj, and Nadia Costanzo.

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