Fintech Insider Podcast by 11:FS

Latest Episodes:

622. News: Inflation strikes for Amazon sellers and SEON raises for global expansion Apr 25, 2022

Show notes

Our expert hosts, Benjamin Ensor and Nicole Perry, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

This week's guests include:

Kate Drew, Director of Research, CCG Catalyst
Bence Jendruszak, Co-founder & COO, SEON

We cover the following stories from the fintech and financial services space:

Amazon is adding a 5% fuel and inflation surcharge - 3:30
Fraud prevention fintech SEON raises $94m to expand globally - 14.30
US consumer agency sues TransUnion for deceptive marketing - 27:15
Decacorn Brex expands into financial services, lands DoorDash as a new customer - 36:55
Robinhood revives plans to launch in the UK with deal to buy crypto app Ziglu - 46:00
Better.com announces more layoffs, citing mortgage market turbulence - 47:10
Nubank secures $650m credit line for expansion in Mexico and Colombia - 48:45
NFT of Jack Dorsey's first tweet struggles to sell - 50:15

This episode is sponsored by Alto IRA

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This episode is sponsored by TrueLayer

Let’s face it, cards were not designed for online. Payments can take days to settle, hurting customer loyalty. While high fraud, clunky checkouts and expensive fees mean millions in missed revenue.

At TrueLayer, we’ve made instant payments available for businesses across Europe and the UK. So you can cut costs, fight fraud and get money moving fast.

To learn more visit: www.TrueLayer.com/payments.

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Simon Taylor, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Bence Jendruszak and Kate Drew.

Links:

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621. Insights: How does financial services address underserved groups? Apr 22, 2022

Show notes

Our expert host, Gwera Kiwana, is joined by some great guests to talk about the industries and communities left behind by financial services.

While fintech has made great strides in democratising access to financial services for many – there are industries and real people who still remain frozen out.

With than in mind, we’re focusing today’s episode on three different underserved groups and industries: the sex industry, the cannabis industry and new migrants.

This week's guests include:

Rosie Hodsdon, Executive Assistant, Marketing and Communications, National Ugly Mugs
Mike Kennedy, Co-founder & Chief Strategy Officer, Green Check Verified
Rohit Mittal, Co-founder & CEO, Stilt

This episode is sponsored by Alto IRA

Did you know the majority of people are investing in cryptocurrency through a taxable account, when they could be using an IRA and avoiding or deferring the taxes?

To open an Alto CryptoIRA with as little as $10, just go to altoira.com/insider

This episode is sponsored by TrueLayer

Let’s face it, cards were not designed for online. Payments can take days to settle, hurting customer loyalty. While high fraud, clunky checkouts and expensive fees mean millions in missed revenue.

At TrueLayer, we’ve made instant payments available for businesses across Europe and the UK. So you can cut costs, fight fraud and get money moving fast.

To learn more visit: TrueLayer.com/payments.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Mike Kennedy, Rohit Mittal, and Rosie Hodsdon.

Learn more about your ad choices. Visit megaphone.fm/adchoices

620. News: Nova Credit comes to the UK and Apple plots a payments war Apr 18, 2022

Show notes

Our expert hosts, Gwera Kiwana and Kate Moody, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

This week's guests include:

Misha Esipov, Co-founder & CEO, Nova Credit
Polly Jean Harrison, Features Editor, The Fintech Times

With soundclips from:

Duke Ekezie-Joseph, Co-founder and Chief Growth Officer, Kippa

We cover the following stories from the fintech and financial services space:

US fintech Nova Credit expands into Europe to “unlock opportunities” for immigrants (awaiting FCA authorisation) - 4:00
Apple’s plan to pump up Apple Card and Apple Pay and win the payments war - 15:35
Nigerian fintech start-up Kippa launches digital payments offering for African SMEs - 26:45
Bank of England’s fintech chief leaves for digital asset platform Fireblocks - 35:50
Russia has defaulted on its foreign debt, says S&P - 44:30
Meta is reportedly making ‘Zuck Bucks’ - 46:15
UK pay falls for second month in a row as cost of living bites - 47:40
The microchip implants that let you pay with your hand - 49:30

This episode is sponsored by Alto IRA

Did you know the majority of people are investing in cryptocurrency through a taxable account, when they could be using an IRA and avoiding or deferring the taxes?

To open an Alto CryptoIRA with as little as $10, just go to www.altoira.com/insider

This episode is sponsored by TrueLayer

Let’s face it, cards were not designed for online. Payments can take days to settle, hurting customer loyalty. While high fraud, clunky checkouts and expensive fees mean millions in missed revenue.

At TrueLayer, we’ve made instant payments available for businesses across Europe and the UK. So you can cut costs, fight fraud and get money moving fast.

To learn more visit: TrueLayer.com/payments.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Duke Ekezie-Joseph, Misha Esipov, and Polly Jean Harrison.

Links:

Learn more about your ad choices. Visit megaphone.fm/adchoices

619. Insights: What next for anti-money laundering? Apr 15, 2022

Show notes

Our expert host, Simon Taylor, is joined by some great guests to discuss what the future looks like for the anti-money laundering industry.

The UK sees a whopping £88bn laundered annually, with that figure reaching £216.5bn in the US.

This makes up a sizeable chunk of £1.8tn said to be laundered globally – a staggering 3% of GDP.

So, today we’re looking at how AML keeps up with the sizable task ahead of it, what stands in its way and is this a problem that can truly be solved?

This week's guests include:

Adam Gable, Product Director - Financial Crime, Treasury & Risk, Temenos
Joe Robinson, Co-founder & CEO, Hummingbird
Jessica Cath, Head of Financial Crime Project Delivery, Fintrail

This episode is sponsored by Alto IRA

Did you know the majority of people are investing in cryptocurrency through a taxable account, when they could be using an IRA and avoiding or deferring the taxes?

With an Alto CryptoIRA, you can invest in crypto without tax headaches.

Create a free account in minutes. Choose from over 150 coins, and invest with as little as $10. That’s right—ten bucks! No setup charges and no account fees.

To open an Alto CryptoIRA with as little as $10, just go to AltoIRA.com/insider.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Adam Gable, Jessica Cath, and Joe Robinson.

Learn more about your ad choices. Visit megaphone.fm/adchoices

618. News: Qonto looks to builds a community, while Fast runs out of steam Apr 11, 2022

Show notes

Our expert hosts, David M. Brear and Nicole Perry, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

This week's guests include:

Dan Hardy, VP - Sales, Crowdcube
Peter Renton, Co-Founder and Chairman, LendIt Fintech

With soundclips from:

Prakash Pattni, Managing Director of Financial Services & Digital Transformation (EMEA), IBM

We cover the following stories from the fintech and financial services space:

Unicorn Qonto partners with Crowdcube to open up ownership - 5:10
Fast shuts doors after slow growth - 16:30
The competition will pay for this later: Klarna completes PriceRunner deal - 27:00
Rishi Sunak asks Royal Mint to launch non-fungible token - 36:00
Egyptian financial super app Khazna raises $38M from Quona Capital and Lendable - 45:00
IBM offers real-time fraud detection in new z16 mainframe - 47:15
Bank of Italy bans N26 from onboarding new customers over AML failings - 50:30
Liam Payne launches Revolut card - 52:00

This episode is sponsored by Alto IRA

Did you know the majority of people are investing in cryptocurrency through a taxable account, when they could be using an IRA and avoiding or deferring the taxes?

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Dan Hardy, Nicole Perry, Peter Renton, and Prakash Pattni.

Links:

Learn more about your ad choices. Visit megaphone.fm/adchoices

617. Insights: How banks paved the way for a Singapore fintech revolution Apr 08, 2022

Show notes

Our expert host, Benjamin Ensor, is joined by some great guests to break down how fintech currently operates in Singapore.

In the decades after gaining independence in 1965, Singapore rapidly developed from a low-income country to a high-income country.

With this, came a push for better financial services and the island nation has established itself as one of Asia and the world’s key financial hubs.

So today we’re talking about how things look in 2022, what challenges there are still to overcome, and what’s next for Singapore's ecosystem?

This week's guests include:

Jonas Thürig, Head, F10 Singapore
Dayana Yermolayeva, CEO & Co-Founder, JiPay

This episode is sponsored by Austrade

Everyone wants to stay ahead of the fintech curve, and a great way to start is by powering your investment portfolio with Australia's best and brightest fintechs. From buy-now-pay-later, to open banking, from embedded finance, to global payments - it won't be long before the next Clearpay, Cover Genius or Airwallex hits the international stage. Learn more today, visit
www.shinewithaustralia.com.au/fintech

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Dayana Yermolayeva and Jonas Thürig.

Learn more about your ad choices. Visit megaphone.fm/adchoices

616. News: UK's open banking regulator faces shake-up, ArK Kapital creates 'ageing filter' for startups Apr 04, 2022

Show notes

Our expert hosts, David M. Brear and Sim Rai, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

This week's guests include:

Alan Ainsworth, Head of Policy, OBIE
Axel Bruzelius, Founder and COO, ArK Kapital

With soundclips from:

Shaun Port, Managing Director of Savings and Investments, Chase UK

We cover the following stories from the fintech and financial services space:

CMA to create regulatory body to oversee open banking industry - 4:00
Stockholm-based ArK Kapital raises €165 million to help startups grow faster and smarter - 15:45
JP Morgan's Chase launches UK saver with "market-leading" interest rate - 25:16
Kadmos snaps €8.3 million to transform salary payments for migrant workers - 33:50
Bank of England joins MIT CBDC roster - 42:00
Chip raises £6.5m crowdfund on path to becoming saving and investing super app - 43:20
Mobile wallets to be adopted by over one-third of global population by 2024 - 44:40
The CEO of Goldman Sachs is set to DJ at Lollapalooza 2022 - 45:40

This episode is sponsored by Austrade

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Alan Ainsworth, Axel Bruzelius, and Shaun Port.

Links:

Learn more about your ad choices. Visit megaphone.fm/adchoices

615. Insights: Can data enrichment outsmart fraudsters? Apr 01, 2022

Show notes

In this episode - in association with Callsign - our expert host, David M. Brear, is joined by some great guests to talk about the best approach to tackling financial fraudsters!

The idea that organisations can leverage data to gain an understanding of their customers is better understood than it once was – but what this actually looks like in practice and how does it come to life?

From reducing fraudulent transactions, to improved UX, to compliance with regulators – data leverage and enrichment opens up so many avenues for financial organisations.

This week's guests include:

Christopher Stephens, Head of Solution Engineering (UK, Europe & South Africa), Callsign
PJ Rohall, Fraud Subject Matter Expert, Featurespace
Livia Benisty, Global Head of Business AML, Banking Circle

This episode is sponsored by Callsign

Callsign makes digital life smoother and safer by helping organizations establish and preserve digital trust so people can get on with their digital lives.

The first true representation of identity online, Callsign positively identifies users by their unique characteristics, replicating real-life recognition signals with AI models.

The only solution to identify people across every journey, channel, and brand, Callsign makes digital identification seamless and secure, helping drive business growth. Find out more at [callsign.com](www.callsign.com).

This episode is sponsored by Austrade

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Christopher Stephens, Livia Benisty, and PJ Rohall.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Bonus: The metaverse is 1% finished Mar 30, 2022

Show notes

Welcome to a very special bonus edition of Fintech Insider!

We’ve been talking a lot about the metaverse recently, so on this bonus episode, we decided to jump in and try it for ourselves.

Join hosts David M. Brear and Jason Bates as they don a pair of headsets and dive into the metaverse to discuss what they think it actually is, what place it could have in our working lives, its possible uses in the world of financial services and a whole lot more!

If you want to learn more about how this episode was made, head to our YouTube channel right now to watch an exclusive behind the scenes video: youtube.com/11team

If you enjoyed this episode, don't forget to subscribe and please leave a review

Learn more about your ad choices. Visit megaphone.fm/adchoices

614. News: Ramp marks $8bn valuation, Clearbank plans global expansion and Apple acquires Credit Kudos Mar 28, 2022

Show notes

Our expert hosts, David M. Brear and Deepa Anikhindi, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

This week's guests include:

Charles McManus, CEO, Clearbank
Eric Glyman, Co-founder & CEO, Ramp

With soundclips from:

Eslam Darwish, General Partner, Nclude

We cover the following stories from the fintech and financial services space:

Ramp confirms new $8.1bn valuation - 4:28
ClearBank raises $230m to expand into Europe and the US - 18:15
Apple buys UK fintech start-up Credit Kudos - 34:15
Egypt state banks setting up $85m fintech innovation fund - 43:45
"Very, very unlikely" big banks will have high-street branches, says Anne Boden - 52:30
EPI abandons plan for Visa and Mastercard rival as member banks quit - 53:30
NatWest to pilot carbon tracking app with SMEs - 54:55
Bristol pound notes to be transformed into giant shoal of fish - 56:05

This episode is sponsored by Austrade

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Charles McManus, Eric Glyman, and Eslam Darwish.

Links: