Fintech Insider Podcast by 11:FS

Latest Episodes:

603. Insights: LATAM can become world-leaders in fintech Feb 18, 2022

Show notes

Our expert hosts, Benjamin Ensor and Mauricio Magaldi, are joined by some great guests to get under the skin of the rise and rise of LATAM fintech.

According to the Financial Times, 2021 saw VCs invest $15.3 billion into Latin American firms—triple the funding raised in 2020. A staggering 75% of that investment went into fintech, proptech, and e-commerce.

Nubank, LATAM’s largest fintech, raised $1.15 billion in the region's biggest ever deal – then floated on the NYSE at a valuation of $40 billion.

How did LATAM fintech get to this point? Is everything really as utopian as it seems? And what comes next for the newest global fintech player?

This week's guests include:

Jag Duggal, Chief Product Officer, Nubank
Ximena Aleman, Co-Founder, Promoteo
Bruno Diniz, Managing Partner, Spiralem

This episode is sponsored by Fintech Meetup.
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Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. Hosted by a rotation of 11:FS experts including David Brear, Simon Taylor and Jason Bates, who are joined by a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

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Special Guests: Bruno DIniz, Jag Duggal, Mauricio Magaldi, and Ximena Aleman.

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Bonus: Trailer | Decoding: Banks Feb 16, 2022

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Hey Fintech Insider fans.

We want to tell you all about our new video series - Decoding: Banks.

Tune in to see us and industry experts put banks under the microscope and ask - what challenges are traditional banks facing in 2022 and what can they do about them?

To know where we're headed, you need to understand how we got here. Our 11 episodes unpack the landscape today with unrivalled insight from our great selection of guests.

Watch the full series right now at 11FS.com/decoding

In association with Jack Henry Digital, the pioneer of personal digital banking, helping financial institutions strategically differentiate their digital offerings from megabanks, big techs, and fintechs.
Find out more: https://discover.jackhenry.com/digital/

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602. News: GoCardless, Stitch and Vivid Money raise funding to solve money movement friction Feb 14, 2022

Show notes

Our expert hosts, Ross Gallagher and Deepa Anikhindi, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include:

Kiaan PIllay, Co-Founder/CEO, Stitch
Catherine Birkett, CFO at GoCardless

With soundclips from:

Alexander Emeshev, Co-Founder, Vivid Money

We cover the following stories from the fintech and financial services space:

South African fintech Stitch raises $21 million in Series A funding - 3:00
GoCardless enters unicorn club with $312 million funding and $2.1 billion valuation - 14:45
Vivid Money, a financial super app, raises $114M at an $886M valuation to expand in Europe - 28:30
Fly Now Pay Later inks deal with booking site Alternative Airlines - 38:40
Apple and Stripe team up for tap to pay on iPhones - 48:20
New neobank Coupl set to launch in India - 49:45
Pakistani BNPL Firm QisstPay Expands to US - 50:50
Will Ferrell invests in Danish challenger bank Lunar - 52:00

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Special Guests: Catherine Birkett and Kiaan Pillay.

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601. Insights: Unpacking cross-border payments Feb 11, 2022

Show notes

In this episode in assocation with Mastercard, Gwera Kiwana is joined by some great guests to look at everything to do with cross-border payments.

Once the source of headaches for businesses globally – today cross-border payments are so prevalent that recent research suggests $156 trillion is expected to cross international borders annually by the end of 2022.

So – with this staggering amount in mind – we’re asking what cross-border payments look like today, what are the challenges still to overcome, and what the future holds for the industry.

To find out more about Mastercard Cross-Border Services visit crossborder.mastercard.com.

This week's guests include:

Stephen Grainger, Executive Vice President, Mastercard
Bill Thomas, Chief Member Operations Officer at UNFCU
Naushad Contractor, CEO, Fable Fintech

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Special Guests: Bill Thomas, Naushad Contractor, and Stephen Grainger.

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600. News: Apple muscles in on merchant payments and Monzo lays out the future Feb 07, 2022

Show notes

It's episode 600 of Fintech Insider and our expert hosts, Simon Taylor and Benjamin Ensor, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

This week's guests include:

Jonas Templestein, Co-Founder/CTO, Monzo Bank
Alex Marsh, Head, Klarna UK
Ruth McCarthy, CEO, Fexco Corporate Payments

We cover the following stories from the fintech and financial services space:

Next up in Apple’s plan for financial domination: Turning iPhones into payment terminals - 4:15
Wayflyer becomes latest Irish tech unicorn after $150m fundraise - 17:15
11:FS sits down with Monzo Co-Founder/CTO Jonas Templestein - 30:20
Jack Dorsey’s Block completes $29bn Afterpay acquisition - 56:20
Following his fiery Twitter tirades, Bolt founder Ryan Breslow is no longer CEO - 58:00
Serena Williams backed fintech Esusu hits unicorn status, procures $130M to bridge racial wealth gap - 59:50
Predicting Fintech Insider Episode 6000! - 1:01:30

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Special Guests: Alex Marsh, Jonas Templestein, and Ruth McCarthy.

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599. Insights: In emerging markets, payments move in innovative ways Feb 04, 2022

Show notes

Our expert host, Simon Taylor, is joined by some great guests to break down the payments sector in emerging markets.

The payments sector remains at the forefront of financial services and the sector is evolving in many exciting ways.

That evolution is especially eye-catching in the emerging markets, who are not laboured with antiquated infrastructure seen across Europe and North America – and have often leapfrogged these markets directly into the future.

However, each of these emerging markets come with their own challenges, as well as opportunities.

This week's guests include:

Wiza Jalakasi, VP, Developer Relations, Chipper Cash
Aditi Sholapurkar, Co-Founder, Salt
Anna Hibino, Middle East & Africa - Expansion & Partnerships Lead, Wise

All of this and much more on today's episode!

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Special Guests: Aditi Sholapurkar, Anna Hibino, and Wiza Jalakasi.

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598. News: BNPL giant Klarna launches physical card in the UK Jan 31, 2022

Show notes

Our expert hosts, Gwera Kiwana and Ewan Silver, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

This week's guests include:

Polly Jean Harrison, Features Editor, The Fintech Times
Michael Wilkinson, COO, Everything

With soundclips from:

Dimitris Kalavros-Gousiou, Partner, Velocity Partners

We cover the following stories from the fintech and financial services space:

Klarna: ‘buy now, pay later’ firm to launch card in the UK - 4:10
Bank of America Says a Digital U.S. Dollar Is ‘Inevitable’ - 16:25
Everything Raises €2M to Re-Invent Premium Bonds in the UK - 27:45
JPMorgan agrees to acquire 49% stake in Greek fintech Viva Wallet - 38:55
Huawei turns to Curve for NFC payments in the wake of Google ban - 48:40
Tanzanian fintech NALA raises $10M seed to build Revolut for Africa - 50:05
Pakistani Digital Banks Finally Able To Get a Banking License Following SBP’s Announcement - 51:53
Bolt CEO called Y Combinator and Stripe 'the Mob' in a fiery Twitter thread - 53:50

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Special Guests: Ewan Silver, Michael Wilkinson, and Polly Jean Harrison.

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597. Insights: How does fintech serve the creator economy? Jan 28, 2022

Show notes

Our expert hosts, Gwera Kiwana and Ross Gallagher, are joined by some great guests to discuss the relationship between the creator economy and banking.

According to figures from Signalfire, creators - which includes influencers, bloggers, videographers and anyone else monetising their online fanbases - now total 50 million worldwide.

So – with the creator economy continuing to go from strength to strength – we’re asking what banking products are supporting this burgeoning sector? What challenges are there still to overcome? And what does the future look like for financial services for the creator economy?

This week's guests include:

Lotanna Ezeike, Founder and CEO, XPO
Kyla Scanlon, Creator and Investor

All of this and much more on today's episode!

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Special Guests: Kyla Scanlon and Lotanna Ezeike .

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596. News: Visa and Amazon call a truce – but for how long? Jan 24, 2022

Show notes

Our expert hosts, Ross Gallagher and Gwera Kiwana, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests are:

Ron Shevlin, Chief Research Officer, Cornerstone Advisors
Eric Johansson, Tech Editor, Verdict
Paddy O’Neil, Country Manager UK, Spendesk

With soundclips from:

Michael Hershfield, Founder and CEO, Accrue Savings

We cover the following stories from the fintech and financial services space:

Amazon to continue accepting Visa credit cards in UK as it bids to resolve payment dispute - 5:10
JP Morgan plots ‘astonishing’ $12bn tech spend to beat fintechs - 17:00
Spendesk is the fifth French startup to reach unicorn status this month - 31:30
Accrue Savings raises $25m to offer consumers “a responsible” purchasing option - 41:10
Ghanaian fintech Float raises $17M seed to power cash flow for commerce in Africa - 51:10
No “convincing case” for Central Bank Digital Currencies, says Lords committee - 52:45
Bolt becomes decacorn with $335 million funding round - 54:35
Selfridges becomes world’s first retailer to sell NFTs over the counter - 56:05

This episode is sponsored by Primer.
Primer is the world's first automation platform for payments. With Primer, merchants and developers have all the underlying infrastructure and "lego blocks" they need to build the best buying experiences for their customers. Learn more and book a demo at primer.io

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Follow us on Twitter: www.twitter.com/fintechinsiders where you can ask the hosts questions, alternatively email podcasts@11fs.com!

Special Guests: Eric Johansson, Paddy O’Neill, and Ron Shevlin.

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595. Insights: The European and US fintech markets - which is further ahead? Jan 21, 2022

Show notes

Our expert host, Simon Taylor, is joined by some great guests to get under the skin of the debate into who is currently leading the fintech revolution.

With the recent success stories of Chime, Current, Bond, Unit, Ramp, Brex, Persona, Alloy, Plaid, MX, and many many more – there's a velocity to the USA right now.

However it has also been argued that the US are late to the party and Europe was having this glut of success 3-5 years ago and the US are just catching up.

So with this in mind – we’re asking who is currently ahead when it comes to fintech, the USA or Europe?

This week's guests include: