Fintech Insider Podcast by 11:FS

Latest Episodes:

651. Insights: How will PSD3 shape the future of Open Banking? Aug 05, 2022

Show notes

Our expert host, David M. Brear, is joined by some great guests to ask 'how will PSD3 shape the future of Open Banking?'

Payment Services Directive 2 was the starting pistol for innovation across financial services and the Open Banking space.

The European directive had truly global repercussions, igniting huge interest from investors, and leading to billion dollar valuations for companies on both sides of the Atlantic.

Our panel of experts are asking, how well has PSD2 gone? What comes next with PSD3? And what the global impact could be?

This week's guests include:

Nilixa Devlukia, Founder, Payments Solved
Thibault de Barsy, Vice-Chairman & General Manager, The Payments Association EU
Dan Morgan, Policy Lead - Europe, Plaid

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Simon Taylor, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Dan Morgan, Nilixa Devlukia, and Thibault de Barsy.

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650. News: Peter Thiel backs European investment app Shares Aug 01, 2022

Show notes

Our expert hosts, David M. Brear and Nicole Perry, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

This week's guests include:

Benjamin Chemla, CEO & Co-founder, Shares
Dan Morgan, Policy Lead - Europe, Plaid
Kristy Kim, Co-founder & CEO, TomoCredit

With soundclips from:

Brian Simons, President, Maxwell

We cover the following stories from the fintech and financial services space:

Peter Thiel’s fund leads $40m round in Shares app - 6:50
Plaid jumps to ludicrous speed with new variable recurring payments product - 16:00
TomoCredit raises $22m at a $222m valuation toward its goal of making credit scores ‘obsolete’ - 31:30
Mortgage fintech Maxwell introduces Spanish loan application - 42:40
French business bank unicorn Qonto buys German competitor Penta - 51:20
Top US regulator fires warning shot after Apple's push into lending - 53:00
Fintech Insider mailbag - 54:40

Want to submit a question for our monthly mailbag? Do it here!

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Benjamin Chemla, Brian Simons, Dan Morgan, and Kristy Kim.

Links:

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649. Insights: Is the future of investment active or passive? Jul 29, 2022

Show notes

Our expert host, Gwera Kiwana, is joined by some great guests to ask: 'is the future of investment active or passive?'

Younger generations flipped the stock exchange on its head with fintech delivering the power of Wall Street to the palm of their hands.

But while many young investors were energised, the economic downturn has potentially shown the importance of long-term investments after all.

So: is the future of investment taking the bull by the horns and doing things entirely yourself, or is passing your money over to AI algorithms the better method in the long run?

This week's guests include:

Rajan Lakhani, Head of PR, Plum
Martin Sokk, CEO, Lightyear
Dan Lane, Manager, Investment Writing, Freetrade

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Dan Lane, Martin Sokk, and Rajan Lakhani.

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648. News: Starling pulls back from Ireland while Stori becomes Mexico's latest fintech unicorn Jul 25, 2022

Show notes

Our expert hosts, Kate Moody and Amy Gavin, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

This week's guests include:

Sarah Kocianski, Independent Fintech Strategy Consultant
Douglas Mackenzie, Chief Content Officer, Fintech Finance

With soundclips from:

Katie Llanos-Small, CEO, Iupana

We cover the following stories from the fintech and financial services space:

Starling pulls Irish bank application as international focus shifts - 3:25
Stori becomes Mexico’s latest fintech unicorn following massive funding round - 14:35
Brothers launch DIY investment platform for ESG investors - 27:40
Several fintechs post growing revenues despite global downturn - 38:20
Instagram’s new payments feature lets users buy products via DMs - 48:55
Half a trillion dollars wiped from fintechs - 50:12
Christie’s is getting into venture capital with a new fund for tech startups making financial tools for the art market - 52:00
A pop-up ice cream truck is selling 'Eat the Rich' popsicles shaped like Bill Gates and Mark Zuckerberg - 53:40

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Douglas Mackenzie, Katie Llanos-Small, and Sarah Kocianski.

Links:

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647. Insights: How is rising inflation impacting financial services? Jul 22, 2022

Show notes

Our expert host, Kate Moody, is joined by some great guests to understand how inflation is impacting financial services.

Rising inflation is driving down the value of our money while driving up the cost of everything from energy, to food, to travel.

Inflation has plenty of real word impact and financial services is definitely tied up in that – from how people manage day-to-day spending, to investing for their future.

So how has inflation and the economic downturn impacted the funding available to fintechs? Can financial services swoop in and save the day? And what’s the long term impact of inflation on future products and services?

This week's guests include:

Julia McColl, Chief Product Officer, Chetwood Financial
Mike Carter, Head of Platform Lending, Innovate Finance
James Bryce Lind, Head of Strategic Development, Minna Technologies

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: James Bryce Lind, Julia McColl, and Mike Carter.

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646. News: Klarna completes down round and Flutterwave accounts frozen in Kenya Jul 18, 2022

Show notes

Our expert hosts, David M. Brear and Kate Moody, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

This week's guests include:

Abubakar Idris, Africa Reporter, Rest of World
Anita Ramaswamy, Reporter, Techcrunch

We cover the following stories from the fintech and financial services space:

Klarna’s valuation slashed by $39 billion amid fintech rout - 4:45
Fintech Flutterwave has accounts frozen in Kenya amid court probe - 14:15
Brazilian lender Creditas raises $200 million, buys bank - 24:10
Kadmos, a salary payments platform for migrant workers, raises $29.5M - 31:30
Almost 4.5 million UK families are in serious financial trouble - 39:50
Revolut launches ‘learn and earn’ crypto courses - 41:45
Playboy goes full Minecraft, teases pixelated mansion in the metaverse - 43:00

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Abubakar Idris and Anita Ramaswamy.

Links:

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645. Insights: Dan McCrum on bringing down payment giant Wirecard's house of cards Jul 15, 2022

Show notes

Our expert host, David M. Brear, is joined by Dan McCrum, an investigative reporter at the Financial Times and author of 'Money Men: A Hot Startup, A Billion Dollar Fraud, A Fight for the Truth'.

The financial services industry was rocked by headlines about Wirecard.

It filed for insolvency in June 2020 claiming €1.9 billion dollars was “missing” from its balance sheet and slowly the whole sorry story came to light, with everything from embezzlement, racketeering, pornography and the eventual firing and arrest of its CEO Markus Braun.

On today’s show we are speaking to the man who brought this all to light – and has documented the story in his new book.

This episode is sponsored by FullCircl

You’re under pressure on multiple fronts – demanding customers, competitors making a grab for market share, regulatory scrutiny, and high cost-to-serve. So, what to do?

Whether you’re a bank or financial services company, future-ready transformation can only be achieved by implementing a holistic Customer Lifecycle Intelligence (CLI) strategy.

This new whitepaper explores how CLI will help you find the right customers, onboard them faster, and keep them for life. Check out the whitepaper here!

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guest: Dan McCrum.

Learn more about your ad choices. Visit megaphone.fm/adchoices

644. News: Should Open Banking become a legal requirement for credit assessment? Jul 11, 2022

Show notes

Our expert hosts, Benjamin Ensor and Deepa Anikhindi, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

This week's guests include:

Tim Coates, Co-founder, Oxbury Bank
Dan Morgan, Policy Lead - Europe, Plaid

With soundclips from:

Duncan Barrigan, Chief Product & Growth Officer, GoCardless

We cover the following stories from the fintech and financial services space:

Oxbury Bank raises another £20m in accelerated funding round - 2:55
Payl8r calls for open banking to be legally required for credit assessing - 14:45
55% of American millennials and Gen Zers aren’t prioritising saving - 26:40
Revolut launches first card reader in venture into physical retail - 37:00
PINA offers wealth management for Indonesia’s growing middle- to upper-class - 42:05
GoCardless to acquire Open Banking platform Nordigen - 43:20
The world's first fintech sitcom is just what you'd imagine - 46:18

This episode is sponsored by FullCircl

You’re under pressure on multiple fronts – demanding customers, competitors making a grab for market share, regulatory scrutiny, and high cost-to-serve. So, what to do?

Whether you’re a bank or financial services company, future-ready transformation can only be achieved by implementing a holistic Customer Lifecycle Intelligence (CLI) strategy.

This new whitepaper explores how CLI will help you find the right customers, onboard them faster, and keep them for life. Check out the whitepaper here!

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Dan Morgan, Duncan Barrigan, and Tim Coates.

Links:

Learn more about your ad choices. Visit megaphone.fm/adchoices

643. Insights: How do you put together the perfect mortgage offering? Jul 08, 2022

Show notes

Our expert host, David M. Brear, is joined by some great guests to put together the perfect mortgage offering.

While fintech disruptors have looked to make mortgages simpler, there are still many hurdles in the way of a seamless experience for potential homeowners.

So, bringing together a panel of industry experts from the UK, the US and Europe, we're asking: What do we get rid of? What do we keep? And what do we add in the future?

This week's guests incude:

Francesca Carlesi, Co-founder & CEO, Molo Finance
Ali Niknam, CEO, Bunq
Brian Simons, President, Maxwell

This episode is sponsored by FullCircl

You’re under pressure on multiple fronts – demanding customers, competitors making a grab for market share, regulatory scrutiny, and high cost-to-serve. So, what to do?

Whether you’re a bank or financial services company, future-ready transformation can only be achieved by implementing a holistic Customer Lifecycle Intelligence (CLI) strategy.

This new whitepaper explores how CLI will help you find the right customers, onboard them faster, and keep them for life. Check out the whitepaper here!

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Ali Niknam, Brian Simons, and Francesca Carlesi.

Learn more about your ad choices. Visit megaphone.fm/adchoices

642. News: Kroo lands coveted banking license, while Credit Suisse found guilty of money laundering Jul 04, 2022

Show notes

Our expert hosts, David M. Brear and Kate Moody, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

This week's guests include:

Andrea de Gottardo, CEO, Kroo
Jessica Cath, Head of Financial Crime Project Delivery, Fintrail

With soundclips from:

Natalie Ledward, Head of Vulnerable Customers, Monzo
Charlotte Fereday, Product Director, 11:FS
Marc-Alexander Christ, Co-founder & CFO, SumUp

We cover the following stories from the fintech and financial services space:

Kroo lands full banking licence - 4:10
Credit Suisse bank found guilty over money laundering charges - 16:20
Digital bank Volt, which ‘wanted to change the world of banking’, shuts down - 26:30
‘Shopping is a nightmare’: how ADHD affects people’s spending habits - 32:10
JPMorgan Chase tells employees the bank will pay for travel to states that allow abortion - 44:45
SumUp raises £507m at a £6.8bn valuation - 49:30
Fintech Insider mailbag - 53:30

This episode is sponsored by FullCircl

You’re under pressure on multiple fronts – demanding customers, competitors making a grab for market share, regulatory scrutiny, and high cost-to-serve. So, what to do?

Whether you’re a bank or financial services company, future-ready transformation can only be achieved by implementing a holistic Customer Lifecycle Intelligence (CLI) strategy.

This new whitepaper explores how CLI will help you find the right customers, onboard them faster, and keep them for life. Check out the whitepaper here!

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Andrea de Gottardo, Charlotte Fereday, Jessica Cath, Marc-Alexander Christ, and Natalie Ledward .

Links:

Learn more about your ad choices. Visit megaphone.fm/adchoices

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