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    Business

    Fintech Insider Podcast by 11:FS

    Where the best minds in financial services and banking talk all things fintech. Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry. Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL. Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.

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    Latest Episodes:
    670. News: BaaS partnerships for Chetwood and HSBC and Adyen taps Tink for Open Banking payments Oct 10, 2022
    Show notes

    Our expert host, Kate Moody, is joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

    This week's guests include:

    • Tom Pope, Head of Payments and Platforms,Tink
    • Nadya Hijazi, Global Head of Wholesale Digital Channels, HSBC
    • Julia McColl, CPO, Chetwood Financial

    We cover the following stories from the fintech and financial services space:

    • Mumsbank? Mumsnet teams up with Chetwood to launch family focused financial products in 2023 - 3:20
    • HSBC teams up with Oracle Netsuite for Embedded Banking Services in the US - 19:03
    • Adyen deepens its partnership with Tink, by adding open banking payments - 31:01
    • SoftBank’s Vision Fund to layoff 30% of staff - 41:40
    • Serena William's venture capital firm leads Ugandan fintech Numida's pre-series A funding round round - 52:30
    • Payhawk launches business credit cards in the UK - 54:50
    • SEC charges Kim Kardashian for Instagram crypto promotion - 56:35

    This episode is sponsored by Tink

    Open banking can pave the way for faster and more responsible lending practices, that are robust on risk and financially inclusive. As the leading open banking platform, Tink is powering banks and fintechs to transform lending. To find out more, and read Tink’s new Lending Unlocked report, go to tink.com/11fs.

    This episode is sponsored by LinkedIn

    As you gear up for Autumn, you need the right people on your team to help your small business fire on all cylinders. LinkedIn Jobs is here to make it easier.

    Tap into the world’s largest professional network with over 30 million people in the UK. Create a job post in minutes, and spread the word so your network can help you find the right people to hire. Just add the purple #Hiring frame to your LinkedIn profile. Simple tools, like screening questions, make it easy to find candidates with just the right skills and experience. It’s why small businesses rate LinkedIn Jobs #1 in delivering quality hires vs leading competitors.

    LinkedIn Jobs helps you find the candidates you want to talk to, faster. And, you can post a job for free. Just visit Linkedin.com/FINTECH. Terms and conditions apply.

    Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.
    If you enjoyed this episode, don't forget to subscribe and please leave a review

    Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!

    Special Guests: Julia McColl, Nadya Hijazi, and Tom Pope.

    Links:

    • Mumsbank? Mumsnet teams up with Chetwood to launch family focused financial products in 2023
    • HSBC teams up with Oracle Netsuite for Embedded Banking Services in the US
    • Adyen deepens its partnership with Tink, by adding Open Banking payments
    • SoftBank’s Vision Fund to layoff 30% of staff
    • Serena William's venture capital firm leads Ugandan fintech Numida's pre-series A funding round round
    • Payhawk launches business credit cards in the UK
    • SEC charges Kim Kardashian for Instagram crypto promotion

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    669. Insights: Can TikTok teach us all we need to know about finance? Oct 07, 2022
    Show notes

    Our expert host, Nicole Perry, is joined by some great guests to ask: "Can TikTok teach us all we need to know about finance?"

    The rise of social media has had a huge impact on how we connect, shop and even place value on ourselves in today’s society

    But the explosion of TikTok, has been something of a game-changer - even de-throning Google to become the world’s most visited website in 2021.

    We’ve put together a panel of experts to discuss how financial services interact and educate through TikTok, the challenges for financial services, and what comes next?

    This week's guests include:

    • Nik Milanović, Editor, This Week in Fintech
    • Catherine Winter, Managing Director, Financial Education and Community Outreach, The London Institute of Banking and Finance
    • Rajan Lakhani, Head of Public Relations, Plum

    This episode is sponsored by Tink

    As the leading open banking platform, Tink enables the largest banks, lenders and payments providers to offer exceptional user experiences. Tink offers the best way to connect to banks across Europe, to build seamless services that can reach more than 250 million consumers. And they're already doing this for the likes of American Express, PayPal and Revolut. To get started with data-driven solutions for customer onboarding, making better risk decisions, or for instant bank payments with the highest conversion rate in the industry - visit tink.com

    This episode is sponsored by LinkedIn

    As you gear up for Autumn, you need the right people on your team to help your small business fire on all cylinders. LinkedIn Jobs is here to make it easier.

    Tap into the world’s largest professional network with over 30 million people in the UK. Create a job post in minutes, and spread the word so your network can help you find the right people to hire. Just add the purple #Hiring frame to your LinkedIn profile. Simple tools, like screening questions, make it easy to find candidates with just the right skills and experience. It’s why small businesses rate LinkedIn Jobs #1 in delivering quality hires vs leading competitors.

    LinkedIn Jobs helps you find the candidates you want to talk to, faster. And, you can post a job for free. Just visit Linkedin.com/FINTECH. Terms and conditions apply.

    Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

    If you enjoyed this episode, don't forget to subscribe and please leave a review

    Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!

    Special Guests: Catherine Winter, Nik Milanović, and Rajan Lakhani.

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    668. News: UK mortgage market in meltdown Oct 03, 2022
    Show notes

    Our expert hosts, Benjamin Ensor and Ross Gallagher, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

    This week's guests include:

    • Francesca Carlesi, Co-founder and CEO, Molo Finance
    • Douglas Mackenzie, Chief Content Officer, Fintech Finance

    With soundclips from:

    • David Barton-Grimley, Embedded Financial Services, 11:FS
    • Remco Janssen, Founder, Silicon Canals
    • Richard Davies, CEO, Allica Bank

    We cover the following stories from the fintech and financial services space:

    • UK mortgage lenders halt some deals after pound falls 4:03
    • JPMorgan strengthens dining push with new DoorDash credit card 19:45
    • ‘It’s baffling’: Startups slam Barclays’ contract win from Tech Nation 29:12
    • Dutch payments giant Mollie expands into lending with Mollie Capital launch 39:56
    • NatWest's male bankers to get a year off for fatherhood 49:53
    • Klarna to make second round of job cuts 51:18
    • Allica Bank breaks into profitability 52:33
    • Fintech Insider mailbag 54:35

    This episode is sponsored by Tink

    As the leading open banking platform, Tink enables the largest banks, lenders and payments providers to offer exceptional user experiences. Tink offers the best way to connect to banks across Europe, to build seamless services that can reach more than 250 million consumers. And they're already doing this for the likes of American Express, PayPal and Revolut. To get started with data-driven solutions for customer onboarding, making better risk decisions, or for instant bank payments with the highest conversion rate in the industry - visit tink.com

    This episode is sponsored by LinkedIn

    As you gear up for Autumn, you need the right people on your team to help your small business fire on all cylinders. LinkedIn Jobs is here to make it easier.

    Tap into the world’s largest professional network with over 30 million people in the UK. Create a job post in minutes, and spread the word so your network can help you find the right people to hire. Just add the purple #Hiring frame to your LinkedIn profile. Simple tools, like screening questions, make it easy to find candidates with just the right skills and experience. It’s why small businesses rate LinkedIn Jobs #1 in delivering quality hires vs leading competitors.

    LinkedIn Jobs helps you find the candidates you want to talk to, faster. And, you can post a job for free. Just visit Linkedin.com/FINTECH. Terms and conditions apply.

    Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

    If you enjoyed this episode, don't forget to subscribe and please leave a review

    Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!

    Special Guests: Douglas Mackenzie and Francesca Carlesi.

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    667. Insights: Designing financial services for the mega-rich Sep 30, 2022
    Show notes

    Our expert host, David M. Brear, is joined by some great guests to ask: how do you design financial services for the mega-rich?

    A recent report by Credit Suisse found the number of global ultra high-net-worth individuals hit a record high in 2021.

    While banking options for the super-rich have traditionally been delivered by the some of the oldest banking institutions in the world, there’s a new wave of players looking to attract the wealthiest.

    In this show, we're looking at how banking for HNWI has evolved over the years, what the unique challenges for building products in this sector are, and why can’t everyone have this experience?

    This week's guests include:

    • Will Jones, Executive Creative Director, 11:FS
    • Lennart Asshoff, CEO & Co-Founder, Nucoro

    This episode is sponsored by Tink

    As the leading open banking platform, Tink enables the largest banks, lenders and payments providers to offer exceptional user experiences. Tink offers the best way to connect to banks across Europe, to build seamless services that can reach more than 250 million consumers. And they're already doing this for the likes of American Express, PayPal and Revolut. To get started with data-driven solutions for customer onboarding, making better risk decisions, or for instant bank payments with the highest conversion rate in the industry - visit tink.com

    This episode is sponsored by LinkedIn

    As you gear up for Autumn, you need the right people on your team to help your small business fire on all cylinders. LinkedIn Jobs is here to make it easier.

    Tap into the world’s largest professional network with over 30 million people in the UK. Create a job post in minutes, and spread the word so your network can help you find the right people to hire. Just add the purple #Hiring frame to your LinkedIn profile. Simple tools, like screening questions, make it easy to find candidates with just the right skills and experience. It’s why small businesses rate LinkedIn Jobs #1 in delivering quality hires vs leading competitors.

    LinkedIn Jobs helps you find the candidates you want to talk to, faster. And, you can post a job for free. Just visit Linkedin.com/FINTECH. Terms and conditions apply.

    Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

    If you enjoyed this episode, don't forget to subscribe and please leave a review

    Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!

    Special Guests: Lennart Asshoff and Will Jones.

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    666. News: After Dark: Credit card companies look to tackle gun control Sep 26, 2022
    Show notes

    Our expert hosts, David M. Brear and Jason Bates, are joined live on stage at the Village Underground in London by some great guests to talk about the most notable fintech, financial services and banking news as part of Fintech Insider: After Dark!

    This week's guests include:

    • Sarah Kocianski, Independent Fintech Strategy Consultant
    • Richard Davies, CEO, Allica Bank
    • Anna Irrera, Senior Editor, Crypto, Bloomberg News

    We cover the following stories from the fintech and financial services space:

    • Lease-to-own fintech startup Kafene raises $18M to battle BNPL - 7:15
    • A new credit card code is a first step toward preventing gun violence, advocates say - 23:00
    • HSBC opens its account with Monese - 37:30
    • Jeff Bezos roasted for tweet about his first job at McDonald’s - 50:45

    This episode is sponsored by Currencycloud

    Currencycloud is a cross-border payments platform that enables banks, fintechs and FX brokers to seamlessly collect, convert, hold, and payout in 35 currencies in over 180 countries around the world.
    We are the invisible pipes that power the payments of over 500 customers. These include some of the world’s leading fintech unicorns such as Revolut, Starling, Standard Bank and Freetrade, processing £7 billion of flow every month.

    Discover more online at currencycloud.com.

    This episode is sponsored by Tink

    As the leading open banking platform, Tink enables the largest banks, lenders and payments providers to offer exceptional user experiences. Tink offers the best way to connect to banks across Europe, to build seamless services that can reach more than 250 million consumers. And they're already doing this for the likes of American Express, PayPal and Revolut. To get started with data-driven solutions for customer onboarding, making better risk decisions, or for instant bank payments with the highest conversion rate in the industry - visit tink.com

    This episode is sponsored by LinkedIn

    As you gear up for Autumn, you need the right people on your team to help your small business fire on all cylinders. LinkedIn Jobs is here to make it easier.

    Tap into the world’s largest professional network with over 30 million people in the UK. Create a job post in minutes, and spread the word so your network can help you find the right people to hire. Just add the purple #Hiring frame to your LinkedIn profile. Simple tools, like screening questions, make it easy to find candidates with just the right skills and experience. It’s why small businesses rate LinkedIn Jobs #1 in delivering quality hires vs leading competitors.

    LinkedIn Jobs helps you find the candidates you want to talk to, faster. And, you can post a job for free. Just visit Linkedin.com/FINTECH. Terms and conditions apply.

    Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

    If you enjoyed this episode, don't forget to subscribe and please leave a review

    Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!

    Special Guests: Anna Irrera, Richard Davies, and Sarah Kocianski.

    Links:

    • Lease-to-own fintech startup Kafene raises $18M to battle BNPL
    • A new credit card code is a first step toward preventing gun violence, advocates say
    • HSBC opens its account with Monese
    • Jeff Bezos roasted for tweet about his first job at McDonald’s

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    665. Insights: Should everyone get paid when they need it? Sep 23, 2022
    Show notes

    Our expert host, Benjamin Ensor, is joined by some great guests to ask the question: 'should everyone get paid when they need it?'

    Earned wage access has become one of the hottest products in financial services.

    While in the past, employees have got caught out by unexpected bills before their monthly pay packet, these services are looking to bridge the gap and unlock vital funds from their next paycheque.

    But as with any hot property in fintech, it has attracted scrutiny from everyone, including consumer groups and regulators.

    This week's guests include:

    • Tate Hackert, President and Founder, Zayzoon
    • Denise Neethling, Head of Marketing, PayMeNow

    This episode is sponsored by Tink

    As the leading open banking platform, Tink enables the largest banks, lenders and payments providers to offer exceptional user experiences. Tink offers the best way to connect to banks across Europe, to build seamless services that can reach more than 250 million consumers. And they're already doing this for the likes of American Express, PayPal and Revolut. To get started with data-driven solutions for customer onboarding, making better risk decisions, or for instant bank payments with the highest conversion rate in the industry - visit tink.com

    This episode is sponsored by LinkedIn

    As you gear up for Autumn, you need the right people on your team to help your small business fire on all cylinders. LinkedIn Jobs is here to make it easier.

    Tap into the world’s largest professional network with over 30 million people in the UK. Create a job post in minutes, and spread the word so your network can help you find the right people to hire. Just add the purple #Hiring frame to your LinkedIn profile. Simple tools, like screening questions, make it easy to find candidates with just the right skills and experience. It’s why small businesses rate LinkedIn Jobs #1 in delivering quality hires vs leading competitors.

    LinkedIn Jobs helps you find the candidates you want to talk to, faster. And, you can post a job for free. Just visit Linkedin.com/FINTECH. Terms and conditions apply.

    Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

    Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!

    Special Guests: Denise Neethling and Tate Hackert.

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    664. News: Fintechs fight for your online checkout Sep 19, 2022
    Show notes

    Our expert hosts, Kate Moody and Benjamin Ensor, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

    This week's guests include:

    • Eric Johansson, Fintech Editor, Verdict
    • Adam Bialy, Founder & CEO, Fiat Republic

    We cover the following stories from the fintech and financial services space:

    • JPMorgan Chase acquires payments fintech Renovite to battle Stripe and Block - 5:08
    • Revolut wants to compete with PayPal and Apple at online checkouts 14:25
    • Bolt's $1.5bn deal to buy Wyre dies 27:45
    • Minority neobank Majority secures $37.5m in Series B raise 38:28
    • Greenwashing is a systemic problem at UK banks 47:58
    • Flurry of new rules leave Turkish banks struggling to lend 49:47
    • Kim Kardashian launches private equity firm 51:45

    This episode is sponsored by Tink

    As the leading open banking platform, Tink enables the largest banks, lenders and payments providers to offer exceptional user experiences. Tink offers the best way to connect to banks across Europe, to build seamless services that can reach more than 250 million consumers. And they're already doing this for the likes of American Express, PayPal and Revolut. To get started with data-driven solutions for customer onboarding, making better risk decisions, or for instant bank payments with the highest conversion rate in the industry - visit tink.com

    This episode is sponsored by LinkedIn

    As you gear up for Autumn, you need the right people on your team to help your small business fire on all cylinders. LinkedIn Jobs is here to make it easier.

    Tap into the world’s largest professional network with over 30 million people in the UK. Create a job post in minutes, and spread the word so your network can help you find the right people to hire. Just add the purple #Hiring frame to your LinkedIn profile. Simple tools, like screening questions, make it easy to find candidates with just the right skills and experience. It’s why small businesses rate LinkedIn Jobs #1 in delivering quality hires vs leading competitors.

    LinkedIn Jobs helps you find the candidates you want to talk to, faster. And, you can post a job for free. Just visit Linkedin.com/FINTECH. Terms and conditions apply.

    Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

    If you enjoyed this episode, don't forget to subscribe and please leave a review

    Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!

    Special Guests: Adam Bialy and Eric Johansson.

    Links:

    • JPMorgan Chase acquires payments fintech Renovite to help it battle Stripe and Block
    • Revolut Wants to Compete With PayPal and Apple at Online Checkouts
    • Bolt's $1.5 billion deal to buy Wyre dies
    • Minority neobank Majority secures $37.5m in Series B raise
    • Greenwashing is a systemic problem at UK banks
    • Flurry of new rules leave Turkish banks struggling to lend
    • Kim Kardashian launches private equity firm

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    663. Insights: How have tech accelerators shaped fintech? Sep 16, 2022
    Show notes

    Our expert host, Benjamin Ensor, is joined by some great guests to look at how accelerators have influenced financial services and fintech.

    According to the Brookings Institution, there are more than 1,300 accelerators globally, all looking to unearth the next big thing and nurture a generation of founders.

    But what has been the impact of the accelerators on fintech? What’s the biggest challenge both for accelerators and their cohorts? What does the next generation of accelerators look like as the industry evolves?

    This week's guests include:

    • George Windsor, Research and Data Director, Tech Nation
    • Marc Oliver Hauser, Head of Europe, F10
    • Valentina Kristensen, Head of PR and Marketing, OakNorth

    This episode is sponsored by Tink

    As the leading open banking platform, Tink enables the largest banks, lenders and payments providers to offer exceptional user experiences. Tink offers the best way to connect to banks across Europe, to build seamless services that can reach more than 250 million consumers. And they're already doing this for the likes of American Express, PayPal and Revolut. To get started with data-driven solutions for customer onboarding, making better risk decisions, or for instant bank payments with the highest conversion rate in the industry - visit tink.com

    This episode is sponsored by LinkedIn

    As you gear up for Autumn, you need the right people on your team to help your small business fire on all cylinders. LinkedIn Jobs is here to make it easier.

    Tap into the world’s largest professional network with over 30 million people in the UK. Create a job post in minutes, and spread the word so your network can help you find the right people to hire. Just add the purple #Hiring frame to your LinkedIn profile. Simple tools, like screening questions, make it easy to find candidates with just the right skills and experience. It’s why small businesses rate LinkedIn Jobs #1 in delivering quality hires vs leading competitors.

    LinkedIn Jobs helps you find the candidates you want to talk to, faster. And, you can post a job for free. Just visit Linkedin.com/FINTECH. Terms and conditions apply.

    Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

    If you enjoyed this episode, don't forget to subscribe and please leave a review

    Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!

    Special Guests: George Windsor, Marc Oliver Hauser, and Valentina Kristensen.

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    662. News: Shopify and Amazon's Cold War heats up Sep 12, 2022
    Show notes

    Our expert hosts, Kate Moody and Benjamin Ensor, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

    This week's guests include:

    • Douglas Soltys, Editor-in-Chief, BetaKit
    • Elaine Burke, Editor, Silicon Republic

    With soundclips from:

    • Derek Joyce, COO, Alloy

    We cover the following stories from the fintech and financial services space:

    • Shopify is picking a fight with Amazon - 5:15
    • Wayflyer secures €254m in debt financing from Credit Suisse - 17:40
    • UBS scraps $1.4 billion deal to buy Wealthfront - 33:15
    • New shared banking hubs to open in 13 more places in Great Britain and Northern Ireland - 43:25
    • Identity decisioning fintech Alloy raises another $52 milion - 53:50
    • OnlyFans profits boom as users spent $4.8bn on platform last year - 56:40
    • Japan decides it's time to stop using floppy disks - 59:45

    Get your tickets for Merge here.

    This episode is sponsored by Tink

    As the leading open banking platform, Tink enables the largest banks, lenders and payments providers to offer exceptional user experiences. Tink offers the best way to connect to banks across Europe, to build seamless services that can reach more than 250 million consumers. And they're already doing this for the likes of American Express, PayPal and Revolut. To get started with data-driven solutions for customer onboarding, making better risk decisions, or for instant bank payments with the highest conversion rate in the industry - visit tink.com

    This episode is sponsored by LinkedIn

    As you gear up for Autumn, you need the right people on your team to help your small business fire on all cylinders. LinkedIn Jobs is here to make it easier.

    Tap into the world’s largest professional network with over 30 million people in the UK. Create a job post in minutes, and spread the word so your network can help you find the right people to hire. Just add the purple #Hiring frame to your LinkedIn profile. Simple tools, like screening questions, make it easy to find candidates with just the right skills and experience. It’s why small businesses rate LinkedIn Jobs #1 in delivering quality hires vs leading competitors.

    LinkedIn Jobs helps you find the candidates you want to talk to, faster. And, you can post a job for free. Just visit Linkedin.com/FINTECH. Terms and conditions apply.

    Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Simon Taylor, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

    If you enjoyed this episode, don't forget to subscribe and please leave a review

    Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!

    Special Guests: Derek Joyce, Douglas Soltys, and Elaine Burke.

    Links:

    • Shopify Is Picking a Fight With Amazon
    • Wayflyer secures €254m in debt financing from Credit Suisse
    • UBS scraps $1.4 billion deal to buy Wealthfront
    • New shared banking hubs to open in 13 more places in Great Britain and Northern Ireland
    • Identity decisioning fintech Alloy raises another $52 milion
    • OnlyFans profits boom as users spent $4.8bn on platform last year
    • Japan decides it's time to stop using floppy disks

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    661. Insights: Can embedded finance bank the unbanked? Sep 09, 2022
    Show notes

    Our expert hosts, Ross Gallagher, is joined by some great guests to ask: "Will embedded finance bank the unbanked?"

    While you may think ‘unbanked’ and ‘underbanked’ applies to emerging markets, estimates from the Federal Deposit Insurance Corporation (FDIC) suggest 5.4 percent of U.S. households were “unbanked” in 2019, meaning that no one in the household had a checking or savings account at a bank or credit union.

    Today, we’ve put together a panel of experts to discuss: Why are so many people still unbanked? What does embedded finance do differently? What’s possible in the future?

    This week's guests include:

    • David Barton-Grimley, Embedded Financial Services, 11:FS
    • Bruno Diniz, Co-Founder, Spiralem
    • Ida Rademacher, Vice President, The Aspen Institute

    Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Simon Taylor, Jason Bates and Gwera Kiwana, as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

    If you enjoyed this episode, don't forget to subscribe and please leave a review

    Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!

    Special Guests: Bruno DIniz, David Barton-Grimley, and Ida Rademacher.

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