Fintech Insider Podcast by 11:FS

Latest Episodes:

689. Insights: What would happen to financial services if we put the engineers in charge? Dec 16, 2022

Show notes

Our expert hosts, David M. Brear, is joined by some great guests to ask: "What would happen to financial services if we put the engineers in charge?"

The whole fintech industry is built on top of complex tech stacks, constructed and maintained by engineers.

Their value to the industry has never been in doubt, but where they sit in the business structure changes from company to company.

We've put together a panel of experts to discuss how the role of engineers has changed in financial services, the challenges they have to contend with, and what the future of financial services would look like if we put the engineers in charge.

This week's guests include:

Nick Stemp, Engineering Director, 11:FS
Johannes Schaback, CTO, SumUp
Simon Vans-Colina, CTO, BigPay
Elizabeth Prendergast, Engineering Team Lead, Yapily

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

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Send us your questions for the Fintech Insider Mailbag here

Special Guests: Elizabeth Prendergast, Johannes Schaback, Nick Stemp, and Simon Vans-Colina.

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688. News: What strings are attached to your current account? Dec 12, 2022

Show notes

Our expert hosts, Kate Moody and Nicole Perry, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

This week's guests include:

Andrea de Gottardo, CEO, Kroo
Emily Man, Investor, Redpoint Ventures

We cover the following stories from the fintech and financial services space:

Kroo banks on winning new customers with 2% interest - 04:35
Wells Fargo launches new commercial banking platform - 19:10
Robot landlords are buying up houses - 28:30
UK banks told to break 'class ceiling' with new targets to boost diversity among senior hires - 38:00
Fintechs Canada association launches with significant industry backing - 46:00
Thales releases 'Voice Payment Card' for the visually impaired - 48:25
At Art Basel Miami Beach, an ATM announces your account balance - 50:05

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Special Guests: Andrea de Gottardo and Emily Man.

Links:

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687. Insights: Is financial services equipped to serve digital nomads? Dec 09, 2022

Show notes

Our expert host, Kate Moody, is joined by some great guests to ask: "Is financial services equipped to serve digital nomads?"

It’s estimated that there are some 35 million people worldwide who packed in the office and the 9-5 hours in favour of a life of travel and working from across the world armed with a laptop.

While this lifestyle has boomed post-pandemic, financial services is still looking to play catch-up when it comes to wages, taxes, compliance, and payments.

In today's show, our panel are discussing the options for digital nomads today, the biggest hurdles still to overcome, and how financial services aimed at digital nomads evolve going forward.

This week's guests include:

Chris Cerra, Creator, RemoteBase
Devin Kohli, Co-Head, Outward VC
Daumantas Dvilinskas, CEO, TransferGo

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Special Guests: Chris Cerra, Daumantas Dvilinskas, and Devin Kohli.

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686. News: Atom Bank pushes back IPO and Shopify breaks Black Friday records Dec 05, 2022

Show notes

Our expert hosts, Benjamin Ensor and Nicole Perry, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

This week's guests include:

Owen Thomas, Fintech & VC Journalist
Mark Mullen, CEO, Atom Bank

We cover the following stories from the fintech and financial services space:

Atom Bank raises £30m as it pushes back IPO plans - 3:55
Banking platform for Black and Latino communities Greenwood raises $45m - 18:00
Pipe’s founding team stepping down as hunt for ‘veteran’ CEO begins - 28:50
Finance staff ignoring mandatory office attendance demands, report suggests - 38:50
Shopify merchants notch up Black Friday record with $3.36bn in sales - 48:50
India banking regulator asks Paytm unit to reapply for license - 50:50
What are doubloons? TikTok’s imaginary economy and rules explained - 53:20

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Special Guests: Mark Mullen and Owen Thomas.

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685. Insights: How should we measure success in fintech? Dec 02, 2022

Show notes

Our expert host, Benjamin Ensor, is joined by some great guests to ask: 'How should we measure success in fintech?'

There have been blockbuster IPOs, record revenue numbers, and a select few have even become verbs in their own right!

But what should we be celebrating when it comes to fintech? Has the industry got its priorities right?

This week's guests include:

Katie Palenscar, Managing Director & Global Head of Venture Studio, Anthemis
Nik Milanović, Editor, This Week In Fintech
Richard Davies, CEO, Allica Bank

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Special Guests: Katie Palencsar, Nik Milanović, and Richard Davies.

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684. News: Daylight builds for the LGBTQ+ community and the FCA hits back at trading apps Nov 28, 2022

Show notes

Our expert hosts, Benjamin Ensor and Amy Gavin, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

This week's guests include:

Billie Simmons, Co-Founder & COO, Daylight
Charlie Conchie, Reporter, City AM

With soundclips from:

Charlotte Fereday, Product Director, 11:FS
Roberta Prescott, Brazil Correspondent, Iupana
Charles McManus, CEO, ClearBank

We cover the following stories from the fintech and financial services space:

Daylight raises cash to launch subscription plan for family planning - 5:00
Financial Conduct Authority warns trading firms over dangerous ‘gamification’ - 17:10
Nubank’s swing to profit may signal demise of growth-at-all-costs strategies for digital banks - 29:00
Nirvana Money closes doors just 22 days after launch - 39:00
Sella launches pilot of biometric credit card in Italy - 46:10
ClearBank CEO plots European launch and M&A as profitability is reached - 48:30
Fintech Insider Mailbag - 50:30

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Special Guests: Billie Simmons, Charles McManus, Charlie Conchie , Charlotte Fereday, and Roberta Prescott.

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683. Insights: How does design help you compete on more than just price? Nov 25, 2022

Show notes

Our expert host, Ross Gallagher, is joined by some great guests to ask: "How does design help you compete on more than price?"

As fintech develops and companies look to add more features to their product - we’re seeing a lot of similar offerings across the board.

So if you’re launching a product into a market where the price point is set - how do you avoid the ‘pointing spiderman meme’ moment?

We've put together a panel of experts to discuss: how design has helped define fintechs to date, what challenges arise when products become similar, and how design changes as fintech evolves.

This week's guests include:

Will Jones, Executive Creative Director, 11:FS
Clare Gambardella, Chief Customer Officer, Zopa
Kish Patel, Head of Design, Lightyear

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Special Guests: Clare Gambardella, Kish Patel, and Will Jones.

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Bonus: Disrupting the corporate and consumer divide, with Pagaya's Ashok Vaswani Nov 23, 2022

Show notes

Our expert host, David M. Brear, sits down with Ashok Vaswani to discuss his three decades across senior posiitons at Citigroup and Barclays, as well as his new role as President of Pagaya Technologies.

If you're looking for advice from someone who has seen and done it all – listen to this!

You can also watch the full interview on Youtube here.

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Special Guest: Ashok Vaswani.

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682. News: Would you bank with Twitter? Nov 21, 2022

Show notes

Our expert hosts, Ross Gallagher and Nicole Perry, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

This week's guests include:

Tayga Baltacıoğlu, CEO, Debite
Mo Ghahroudi, Senior Product Lead, Klarna

With soundclips from:

Brad Goodall, CEO, Banked

We cover the following stories from the fintech and financial services space:

Debite launches direct to bank payments for early-stage companies - 3:20
A ‘credible alternative to Google and Amazon’: Klarna brings its price comparison tool to Europe - 16:15
Credit card interest rates hit record high - 29:50
Elon Musk details his plan to turn Twitter into a bank - 40:20
JPMorgan to expand in Greece with new office and payments team - 50:25
Banked secures another $15M in Series A to bring pay-by-bank to the world - 52:00
Crypto exchange FTX files for bankruptcy as CEO exits - 54:00
Top tier of financial services celebrated at inaugural 11:FS Awards - 57:00

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Special Guests: Brad Goodall , Mo Ghahroudi, and Tayga Baltacıoğlu.

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681. Insights: How do changes in government affect innovation in financial services? Nov 18, 2022

Show notes

Our expert host, Benjamin Ensor, is joined by some great guests to ask: "How do changes in government affect innovation in financial services?"

Governments can accelerate or roll back growth and innovation in financial services as they see fit.

We’ve put together a panel of experts to discuss: what role governments play in financial services, to what extent they are responsible for innovation in the UK, US, and Latin American markets, and what impact could governments have on the future innovation of those markets?

This week's guests include: