Fintech Insider Podcast by 11:FS

Latest Episodes:

708. News: Is Buy Now Pay Later regulation finally happening? Feb 20, 2023

Show notes

Our expert hosts, Benjamin Ensor and Amy Gavin, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

We cover the following stories from the fintech and financial services space:

US fintech unicorn Alloy launches in UK - 5:10
Britain sets out legislation to regulate buy-now-pay-later credit - 16:20
RBC buys AI-powered real-estate company OJO Canada - 30:50
US fintech FIS to spin off Worldpay payments business - 41:15
Natwest: Pensions fintech bought by bank in £144m deal which will ‘shake up savings’ - 49:00
Revolut launches donations page to support victims of the recent earthquakes in Türkiye and Syria - 51:10
Banker CIBC doesn't want couples to sugarcoat financial discussions this Valentine's Day - 53:20

This week's guests include:

Edwina Johnson, Head Of Global, Alloy
Douglas Soltys, Editor-in-Chief, BetaKit
Alex Marsh, Head of UK, Klarna

This episode is sponsored by ComplyAdvantage

ComplyAdvantage’s 2023 State of Financial Crime report is built on a global survey of 800 senior compliance professionals. It’s a clear-eyed look at how the financial services industry is preparing for the year ahead.

Download your free copy today to explore trends including environmental crime, crowdfunding, sanctions on Russia, and much more: https://hubs.ly/Q01zd6TT0

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

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Special Guests: Alex Marsh, Douglas Soltys, and Edwina Johnson .

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707. Insights: Would you buy a home through a Super App? Feb 17, 2023

Show notes

Our expert hosts, David Barton-Grimley, is joined by some great guests to ask: "Would you buy your home through a Super App?"

This week's guests include:

Justin Herlick, CEO and Co-founder, Pine
Maria Harris, Director, Digital Cat Consultancy
Vadim Toader, CEO & Co-founder, Proportunity

No matter where you’re listening to this podcast - the steps to buying a home is an administrative nightmare!

From estate agents, to mortgage advisors, to solicitors, to service providers – there's so many parties you have to corral just to get that key to your new home.

Surely a super app, a series of mini-apps all in one central application, could smooth out this process completely?

In this epsiode we discuss how fragmented the homebuying process is right now, how a homebuying Super App could work , and what the challenges might be.

This episode is sponsored by ComplyAdvantage

Download your free copy today to explore trends including environmental crime, crowdfunding, sanctions on Russia, and much more: https://hubs.ly/Q01zd6TT0

If you enjoyed this episode, don't forget to subscribe and please leave a review

Send us your questions for the Fintech Insider Mailbag here

Special Guests: Justin Herlick, Maria Harris, and Vadim Toader.

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706. Focus: What's stopping Super Apps from succeeding outside Asia? Feb 15, 2023

Show notes

Our expert host, David M. Brear, is joined by some great guests for this latest edition of Fintech insider Focus!

In the newest strand of Fintech Insider, in association with Visa, we’re taking a burning question from financial services across the globe - and really putting it under the microscope with explainers, expert panels, and in-depth interviews all to bring the global community into focus.

In this episode, we set the scene on Super Apps so far, the possibilities on offer, and the challenges of creating a 'true' Super App outside of Asia.

This week's guests include:

Alex McCrea, Head of CEMEA Fintech Partnerships, VIsa
Madiha Sattar, VP, Careem Pay
Waleed Sadek, Founder and CEO, PaySky

This episode is sponsored by Visa

Visa’s Fintech Fast Track program is streamlining the onboarding process for fintechs – enabling them to gain access to Visa’s powerful capabilities and network. Visa and their enablement partners help fintechs launch and scale cards, virtual credentials, and disbursement programs. To learn more visit, partner.visa.com.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Send us your questions for the Fintech Insider Mailbag here

Special Guests: Alex McCrea, Madiha Sattar, and Waleed Sadek.

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705. News: Monzo has their U2 moment and Africa's newest fintech unicorn crowned Feb 13, 2023

Show notes

Our expert host, Benjamin Ensor, is joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

This week's guests include:

Ahmed Mohsen, Chief Technology Officer, MNT-Halan
Christer Holloman, Founder, Divido
Kate Drew, Director of Research, CCG Catalyst

With soundclips from:

Clare Gambardella, Chief Customer Officer, Zopa

We cover the following stories from the fintech and financial services space:

Monzo automatically opts in customers for Plus feature trial - 4:45
Egypt's MNT-Halan is Africa's newest unicorn - 16:00
75% of LGBTQ+ startup founders hide their identity from investors, UK survey finds - 28:05
BNPL Openpay goes under as creditors chase debts - 37:55
Zopa secures £75m to kick off 2023 M&A - 47:50
HSBC staff get a uniform of jumpsuits and jeans - 50:30

This episode is sponsored by ComplyAdvantage

Download your free copy today to explore trends including environmental crime, crowdfunding, sanctions on Russia, and much more: https://hubs.ly/Q01zd6TT0

If you enjoyed this episode, don't forget to subscribe and please leave a review

Send us your questions for the Fintech Insider Mailbag here

Special Guests: Ahmed Mohsen, Christer Holloman, Clare Gambardella, and Kate Drew.

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704. Insights: How will financial crime evolve in 2023? Feb 10, 2023

Show notes

Our expert host, Kate Moody, is joined by some great guests to ask: "how will financial crime evolve in 2023?"

We can’t predict the crimes of the future - but experts do incredible work to keep on top of growing practices in financial crime and money laundering in the hope of keeping businesses, finances, and people safe.

In today's episode, in association with ComplyAdvantage, we're looking at how 2023’s economic landscape impact financial crime, what emerging trends is the industry seeing, and what innovations are helping AML, compliance, and financial crime players keep up with the challenges.

This week's guests include:

Iain Armstrong, Regulatory Affairs Practice Lead, ComplyAdvantage
Jessica Cath, Head of Financial Crime Project Delivery, Fintrail

This episode is sponsored by ComplyAdvantage

Download your free copy today to explore trends including environmental crime, crowdfunding, sanctions on Russia, and much more: https://hubs.ly/Q01zd6TT0

If you enjoyed this episode, don't forget to subscribe and please leave a review

Send us your questions for the Fintech Insider Mailbag here

Special Guests: Iain Armstrong and Jessica Cath.

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703. News: UK Government pulls plug on Tech Nation while Stripe sets deadline for IPO Feb 06, 2023

Show notes

Our expert hosts, Ross Gallagher and Kate Moody, is joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

This week's guests include:

Tom Renwick, Head of Business Lending, Atom Bank
Douglas Mackenzie, Chief Content Officer, Fintech Finance

With soundclips from:

Gerard Grech, CEO, Tech Nation
Gabby MacSweeney, Head of Communications & Public Policy, Codat

We cover the following stories from the fintech and financial services space:

Tech Nation shutting down as UK government controversially pulls key funding - 4:25
Oaknorth and Atom Bank call on Grant Shapps to boost lending to small businesses - 16:50
Stripe tells employees it will decide on an IPO within the next year - 31:25
Republicans vow to probe US banks and asset managers’ ‘ESG agenda’ in Congress - 41:10
Monzo revenues surge more than twofold, putting it on track for 2023 profitability - 52:00
Ashley's Frasers Group set to roll out buy-now pay-later product - 53:50
Michigan boy, 6, spends $1k on Grubhub: ‘Doorbell just kept ringing, cars kept coming’ - 55:10

If you enjoyed this episode, don't forget to subscribe and please leave a review

Send us your questions for the Fintech Insider Mailbag here

Special Guests: Douglas Mackenzie, Gabby MacSweeney, Gerard Grech, and Tom Renwick.

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702. Insights: Why parents need better financial services Feb 03, 2023

Show notes

Our expert host, Kate Moody, is joined by some great guests to ask: 'Do parents need better financial services?'

Growing families have previously been considered as baked into the fabric of joint accounts and wealth management - but there’s actually a lot of gaps in which new players are looking to address the needs of new parents directly.

Like the children themselves, this industry is very much still in its infancy.

So, in this show, we’ve put together a panel of experts to discuss what the market looks like today for new parents, what the biggest challenges are stopping this niche from becoming bigger, and what we hope to see in the future.

This week's guests include:

Sara Mauskopf, CEO & Co-Founder, Winnie
Jacklyn Rome, Founder & CEO, Onward
Youssef Darwich, Co-Founder, Nosso

This episode is sponsored by Amplitude

In today's volatile market, financial services companies that want to thrive must prioritize customer loyalty and engagement. Amplitude, the number one self-service digital analytics platform, helps teams identify key drivers of retention and opportunities for improvement. With Amplitude's insights, you can build your product to increase transactions, retain customers, and grow loyalty. To succeed in today's market, visit Amplitude.com.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Send us your questions for the Fintech Insider Mailbag here

Special Guests: Jacklyn Rome, Sara Mauskopf, and Youssef Darwich.

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701. Focus: The power of Open Finance lies in open data, with Samantha Seaton, CEO of Moneyhub Feb 01, 2023

Show notes

Our expert host, David Barton-Grimley, Global Strategy Director - Embedded Financial Services here at 11:FS, is joined by a fantastic guest to continue the deep-dive into the question posed by David M. Brear and Visa's Dan Roesbery in the inaugural episode of this new Fintech Insider strand: "Can Open Finance ever be truly global?"

In this second instalment of Fintech Insider Focus (catch up on the first episode here), in association with Visa, we’re taking a burning question from financial services across the globe - and really putting it under the microscope with explainers, expert panels, and in-depth interviews all to bring the global community into focus.

In this episode, we continue our journey with Samantha Seaton, CEO of Moneyhub, to explore what Open Finance allows companies to do now that wasn’t possible before, the power of open data, how can open data and finance impact people’s lives, and Moneyhub's future plans when it comes to operating globally. All of this, and so much more!

This episode is sponsored by Visa

If you enjoyed this episode, don't forget to subscribe and please leave a review

Send us your questions for the Fintech Insider Mailbag here

Special Guests: Dan Roesbery and Samantha Seaton.

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700. News: America's big banks team up to take on PayPal Jan 30, 2023

Show notes

Our expert hosts, Benjamin Ensor and Amy Gavin, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

This week's guests include:

Collin Galster, VP - International, Nova Credit/Non-Executive Director, Nova Credit UK
Umer Suleman, Global Head of Risk, Wahed Invest

With soundclips from:

Mauricio Magaldi, Global Strategy Director of Crypto, 11:FS

We cover the following stories from the fintech and financial services space:

Nova Credit becomes UK’s first cross-border credit reference provider - 5.25
Aramco-backed fintech opens bank branch in London to help Muslims invest - 17.20
US banks plan payment wallet to compete with PayPal, Apple Pay - 28:45
Brazil and Argentina to discuss common currency - 40:55
Keyzy raises £3m to help first-time buyers get a leg up on the property ladder- 48:40
India's PhonePe tops $12bn valuation in new funding - 50:25
Fintech Insider mailbag - 52:00

If you enjoyed this episode, don't forget to subscribe and please leave a review

Send us your questions for the Fintech Insider Mailbag here

Special Guests: Collin Galster, Mauricio Magaldi, and Umer Suleman.

Links:

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699. Insights: What will define the user experience in financial services this year? Jan 27, 2023

Show notes

Our expert host, Kate Moody, is joined by some great guests to ask: "What will define the user experience in financial services this year?"

No matter how amazing your financial services product may be, if the UX isn’t up to scratch, then no one is going to find out.

But there’s no set-in-stone rules for these journeys and experiences, and there’s many external factors which may shape a product from one year to the next.

So what were the successes of 2022, what were the challenges of the last twelve months, and what do we predict will dominate user experiences in 2023?

This week's guests include: