Fintech Insider Podcast by 11:FS

Latest Episodes:

718. News: The ultimate Silicon Valley Bank explainer Mar 20, 2023

Show notes

Our expert hosts, Kate Moody and Benjamin Ensor, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

We cover the following stories from the fintech and financial services space:

Silicon Valley Bank closed by regulators, FDIC takes control - 4:55
HSBC buys Silicon Valley Bank's UK unit for £1 in rescue deal - 18:30
Under legal threat from GOP lawmakers, Mastercard and Visa pause plan to track gun sales - 31:10
Iwoca introduces open banking-powered instant decisions for SME loans - 41:00
Central Bank of Nigeria publishes open banking guidelines - 50:20
Mexican unicorn Clara bags $90 million in debt financing amid expansion - 51:40
London Stock Exchange calls on Logan Roy to rally the markets - 53:30

This week's guests include:

Alex Johnson, Creator, Fintech Takes
Mike Carter, Head of Platform Lending, Innovate Finance

With soundclips from:

Harry Cranfield, Partner Channel Manager, Iwoca

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Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

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Send us your questions for the Fintech Insider Mailbag here

Special Guests: Alex Johnson, Harry Cranfield, and Mike Carter.

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717. Insights: Why should governments embrace new payment technologies? Mar 17, 2023

Show notes

Our expert hosts, David M. Brear and Mauricio Magaldi, are joined by some great guests to ask: "Why should governments embrace new payment technologies?”

This week's guests include:

Chris Holmes, Baron Holmes of Richmond
Janay Eyo, Director of Financial Policy, Chamber of Progress

Innovation can often move a lot faster than the bureaucracy - and sometimes that’s a good thing when it comes to risk and regulation.

But with payments technology growing, evolving, and offering solutions to some of the world’s big problems - is it time for governments globally to catch up?

Our amazing panel discuss how governments and payments technology work together, the potential solutions from blockchain, and how the future of payments will shape the future of our biggest economies.

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Special Guests: Chris Holmes, Janay Eyo, and Mauricio Magaldi.

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716. Focus: What does effective financial inclusion look like in the USA? Mar 15, 2023

Show notes

Our expert host, David M. Brear, is joined by some great guests for this latest edition of Fintech insider Focus!

In the latest strand of Fintech Insider, in association with Visa, we’re taking a burning question from financial services across the globe and really putting it under the microscope with explainers, expert panels, and in-depth interviews – all to bring the global community into focus.

In this episode, we set the scene on financial inclusion and exclusion in America historically, the current challenges, and the importance of lived experience to making successful financial products aimed at underserved communities.

This week's guests include:

Erin Pursell, Vice President, North America Fintech, New Business Development, Visa
Sheena Allen, Founder, Capway

This episode is sponsored by Visa

Visa’s Fintech Fast Track program is streamlining the onboarding process for fintechs – enabling them to gain access to Visa’s powerful capabilities and network. Visa and their enablement partners help fintechs launch and scale cards, virtual credentials, and disbursement programs. To learn more visit, partner.visa.com.

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Special Guests: Erin Pursell and Sheena Allen.

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715. News: Abound raises $601m for AI lending and Griffin levels up with banking licence Mar 13, 2023

Show notes

Our expert hosts, Ross Gallagher and David Barton-Grimley, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

We cover the following stories from the fintech and financial services space:

Open banking startup Abound nabs $601M to supercharge its AI-based consumer lending platform - 5:35
BaaS platform Griffin secures UK banking licence with restrictions - 16:05
Woman, 91, loses account and pension after Barclays declares her dead - 30:25
Western Union turns to MFS to expand global money transfers - 42:38
Your Juno partners with Wealthify to bring financial education to women and non-binary people - 52:10
Metro Bank stores are safe spaces for domestic abuse victims - 54:00
People are posting their failed Monzo applications on TikTok - 57:30

This week's guests include:

Michelle He, Co-Founder and COO, Abound
David Jarvis, CEO, Griffin

With soundclips from:

Kumar Shourav, Managing Director - MTOs, MFS Africa
Anna Decoudu, Lending Director - Consumer Finance, RateSetter/Metro Bank

If you enjoyed this episode, don't forget to subscribe and please leave a review

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Special Guests: Anna Decoudu, David Jarvis, Kumar Shourav, and Michelle He.

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714. Insights: Has financial services only been built for half the population? Mar 10, 2023

Show notes

Our expert host, Kate Moody, is joined by some great guests to ask: "Has financial services only been built for half the population?"

This week's guests include:

Alexia de Broglie, Co-Founder, Juno
Becky George-David, Executive Director - Product, JP Morgan Chase
Daniela Raffel, Vice President, Dawn Capital

In the same week as International Women’s Day, we’re taking the time to look at the impact of a financial services system traditionally dominated by men.

But these conversations are not just for one day, or one week, per year. This is a conversation the industry has to have with itself on a regular basis in order to push through any real change.

We’ve put together a panel of amazing experts to discuss how financial services products been shaped so far, the impact of gender at the very top of businesses, the future of a more equitable industry.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Send us your questions for the Fintech Insider Mailbag here

Special Guests: Alexia de Broglie, Becky George-David, and Daniela Raffel.

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713. News: JP Morgan bans ChatGPT, while female founders are on the rise Mar 06, 2023

Show notes

Our expert host, Benjamin Ensor, is joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

We cover the following stories from the fintech and financial services space:

Record 150,000 new firms founded by women last year, Natwest report reveals - 5:16
JP Morgan restricts staff from using AI bot ChatGPT - 16:40
French bank BNP Paribas sued by NGOs over Amazon deforestation link - 29:55
Sequoia and Andreessen Horowitz invested more in fintech than any other sector in 2022 - 39:15
Nigeria's cash crisis provides boon for fintech and mobile money operators, Fitch reports - 49:29
Klarna announces $1 billion losses while Revolut declares first annual profitability - 53:25
Real estate influencers spark heated debate after arguing tenants should tip landlords - 55:50

This week's guests include:

Lena Hackelöer, CEO & Founder, Brite Payment
Mary Agbesanwa, Fintech Growth Lead, Seccl
Ruth Foxe Blader, Partner, Anthemis

With soundclips from:

Jay Alabraba, Co-Founder and Director of Business Development, Paga

If you enjoyed this episode, don't forget to subscribe and please leave a review

Send us your questions for the Fintech Insider Mailbag here

Special Guests: Jay Alabraba, Lena Hackelöer, Mary Agbesanwa, and Ruth Foxe-Blader.

Links:

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712. Insights: How does embedded finance make money? Mar 03, 2023

Show notes

Our expert host, David Barton-Grimley, is joined by some great guests to ask: "“How does embedded finance make money?”

This week's guests include:

Tui Allen, Vice President of Product, Ampla
Sophie Guibaud, Co-Founder and Chief Commercial & Growth Officer, Fiat Republic
Nadya Hijazi, Global Head of Wholesale Digital Channels, HSBC

Embedded finance has the ability to bring financial inclusion to those previously excluded and provide genuinely helpful services at the point of need.

But, revenue is important to making sure that embedded finance is a sustainable option.

In this week's show we're looking at how you set up an embedded finance partnership, how to make it successful, and how do you make it profitable.

If you enjoyed this episode, don't forget to subscribe and please leave a review

Send us your questions for the Fintech Insider Mailbag here

Special Guests: Nadya Hijazi, Sophie Guibaud, and Tui Allen.

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711. Focus: Using Super Apps to help create new economies, with Sitoyo Lopokoiyit, CEO of M-Pesa Mar 01, 2023

Show notes

In the newest strand of Fintech Insider, in association with Visa, we’re taking a burning question from financial services across the globe - and really putting it under the microscope with explainers, expert panels, and in-depth interviews all to bring the global community into focus.

In this episode, David Barton-Grimley sat down with Sitoyo Lopokoiyit, CEO of M-Pesa to continue exploring the question set out in our previous Focus episode: What is stopping Super Apps from succeeding outside Asia?

Join us to find out what particular needs the African market has for a Super App and how strong is the appetite from customers, if the number of founders and companies looking to build one has grown in the past couple of years, and if 2023 is the year of Super Apps.

All of this, and so much more!

This episode is sponsored by Visa

If you enjoyed this episode, don't forget to subscribe and please leave a review

Send us your questions for the Fintech Insider Mailbag here

Special Guest: Sitoyo Lopokoiyit.

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710. News: Revolut tops app downloads – but is Chase coming for the crown? Feb 27, 2023

Show notes

Our expert hosts, Kate Moody and Benjamin Ensor, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

We cover the following stories from the fintech and financial services space:

Digital bank Vexi raises millions to offer young Mexicans lower interest rate credit cards - 5:50
Gig workers denied equal opportunity to financial services - 20:00
Welcome to the bank branch where you can’t even deposit cash - 35:30
Which European banking app is winning the race for customers? - 44:10
Co-operative Bank turns corner with bid for £650m Sainsbury’s Bank mortgage book - 50:50
Digital bank Bunq hits profitability - 52:35
BMO bank no longer has a den for Hubert the Harris Lion - 54:20

This week's guests include:

Ali Hamriti, Co-Founder & CEO, Rollee
Cinthia Merlos, Co-Founder and COO, Vexi

If you enjoyed this episode, don't forget to subscribe and please leave a review

Get your tickets to our next After Dark here

Special Guests: Ali Hamriti and Cinthia Merlos.

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709. Insights: How does financial services make it all about the customer? Feb 24, 2023

Show notes

Our expert host, Kate Moody, is joined by some great guests to ask: "How does financial services make it all about the customer?"

This week's guests include:

Diego Zaks, Head Of Design, Ramp
Peter Collingridge, EMEA Head, D10x, Citi
Will Jones, Executive Creative Director, 11:FS

No matter what variation of fintech, financial service, bank, B2B, or B2C that you’re building or growing – there’s always the all-important end user.

While we may think that’s a given, many businesses get lost in other things which mean they often forget this key principle.

So, in this show, we’ve put together a panel of amazing experts to discuss: what customer centric design is and how it's implemented, the challenges of the jobs-to-be-done framework, and what this looks like in the future.

This episode is sponsored by ComplyAdvantage

ComplyAdvantage’s 2023 State of Financial Crime report is built on a global survey of 800 senior compliance professionals. It’s a clear-eyed look at how the financial services industry is preparing for the year ahead.

Download your free copy today to explore trends including environmental crime, crowdfunding, sanctions on Russia, and much more: https://hubs.ly/Q01zd6TT0

If you enjoyed this episode, don't forget to subscribe and please leave a review

Send us your questions for the Fintech Insider Mailbag here

Get your tickets to our next After Dark here

Special Guests: Diego Zaks, Peter Collingridge, and Will Jones.

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