Fintech Insider Podcast by 11:FS

Latest Episodes:

738. News: Skipton's no-deposit mortgage raises eyebrows and Apple banks a billion! May 15, 2023

Show notes

Our expert hosts, Kate Moody and Ross Gallagher, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

We cover the following stories from the fintech and financial services space:

Skipton launches deposit-free mortgage aimed at renters - 6:10
Apple attracts nearly $1 billion in deposits within a week of high yield savings account launch - 19:50
WhatsApp now allows Singapore-based users to pay businesses within the app - 32:10
French fintech Green-Got banks €5 million to grow its green banking platform in Europe - 42:05
SEC pays whistleblower $279mn in largest-ever award - 52:30
Music-related home insurance claims revealed as European nations gear up for Eurovision - 54:20

This week's guests include:

Dawei Wang, Head of Partnerships, Thunes
Urvashi Barooah, Principal, Redpoint Ventures

This episode is sponsored by Thredd

Global Processing Services (GPS), the payments platform trusted by the leading issuers to process billions of transactions a year, has changed their name to Thredd. Why Thredd? Thredd, because their tailored payment processing solutions are the thread that connects payments innovators of the future. Thredd, because they are true partners, becoming part of the fabric of your business as it grows. And Thredd because it just feels right. Find out more at Thredd.com.

Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.

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Special Guests: Dawei Wang and Urvashi Barooah.

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737. Insights: Is the future of KYC truly digital? May 12, 2023

Show notes

Our expert host, Benjamin Ensor, is joined by some great guests to discuss: "Will the future of KYC be truly digital?"

This week's guests include:

Emma Lindley, Managing Director International Expansion, CAF / Co-founder and Chair, Women in Identity
Joe Robinson, Co-founder & CEO, Hummingbird
Will Jones, Executive Creative Director, 11:FS

As banking technology evolves, so too must the methods for verifying who customers are and keeping them safe.

Financial services is embracing new technology, but some are still lagging behind and putting their institutions at risk.

Know Your Customer (KYC) doesn’t have a single, one-size-fits-all definition. Different geographies have different anti-money laundering (AML) legislation, and even within the legislation there’s different ways to apply KYC processes within your products and services.

In this episode, we look look at the trends, approaches, regulations, and other changes that will shape the future of banking and KYC globally.

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Send us your questions for the Fintech Insider Mailbag here

Special Guests: Emma Lindley, Joe Robinson, and Will Jones.

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736. Focus: Will great UX keep European fintechs ahead of their competitors? May 10, 2023

Show notes

Our expert host, David M. Brear, is joined by some great guests for this latest edition of Fintech insider Focus!

In the latest strand of Fintech Insider, in association with Visa, we taking a burning question from financial services across the globe and put it under the microscope with explainers, expert panels, and in-depth interviews – all to bring the global community into focus.

In this episode, we're looking at how great UX spurred on a whole generation of fintechs in Europe, how the banks have fought to catch up, and what the move of Big Tech into this space means for the future of financial services.

This week's guests include:

Emma Kerr, SVP - Strategic Partnerships - Europe, Visa
Axel Cateland, CEO, Spendesk Finanical Services
Vasily Starostenko, Head of Product, Revolut

This episode is sponsored by Visa

Visa’s Fintech Fast Track program is streamlining the onboarding process for fintechs – enabling them to gain access to Visa’s powerful capabilities and network. Visa and their enablement partners help fintechs launch and scale cards, virtual credentials, and disbursement programs. To learn more visit, partner.visa.com.

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Special Guests: Axel Cateland, Emma Kerr, and Vasily Starostenko.

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735. News: JP Morgan swoops in for First Republic, while Revolut takes on Nubank May 08, 2023

Show notes

Our expert hosts, Kate Moody and Benjamin Ensor, are joined by a great guest to talk about the most notable fintech, financial services and banking news from the past week.

We cover the following stories from the fintech and financial services space:

First Republic: JP Morgan snaps up major US bank - 4:00
Revolut takes on Nubank with Brazil launch and LatAm push - 13:55
An investment fund created by ChatGPT is “smashing” the UK’s top 10 most popular funds - 23:50
Australian gamblers to be banned from using credit cards for online betting - 33:35
Microsoft teams up with Stripe, GoDaddy and PayPal for in-meeting payments - 35:18
Microscopic monarch names etched on to coronation coin - 37:40

This week's guests include:

Anita Ramaswamy, Columnist, Reuters Breakingviews

This episode is sponsored by Thredd

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Special Guest: Anita Ramaswamy.

Links:

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734: Insights: How important is trust to financial services in 2023? May 05, 2023

Show notes

Our expert hosts, Benjamin Ensor, is joined by some great guests to ask: "How important is trust to financial services in 2023?"

This week's guests include:

Barb MacLean, SVP, Head of Technology Operations and Implementation, Coastal Community Bank
Cinthia Merlos, Co-Founder, Vexi
Mark Mullen, CEO, Atom

Trust is often considered to be the most important currency a financial institution can hold - but how it’s earned, how it’s lost, or even how it’s defined is much more difficult to determine.

In this show, we’ve put together a panel of amazing experts to discuss: how financial services players gain trust, how it is lost, and does trust still matter?

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Special Guests: Barb MacLean, Cinthia Merlos, and Mark Mullen.

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733. Super.com raises $85M and First Republic scrambles to be saved May 01, 2023

Show notes

Kate Moody, Customer Strategy Director at 11:FS is joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

This week's guests include:

Sophie Guibaud, Co-Founder and Chief Commercial & Growth Officer, Fiat Republic and Co Author of the Embedded Finance Book: When Payments Become An Experienc
Hussein Fazal, CEO, Super.com
Tui Allen, VP of Product at Ampla

We cover the following stories from the fintech and financial services space:

Super.com raises $85m for savings super app
Could First Republic be the next SVB? -
Shopify launches eCommerce payments tool with help from Israeli fintech Melio
More Banks Join European Instant Payments Pilot From End 2023
Klarna unveils AI-powered personalised shopping feed

This episode is sponsored by Thredd

If you enjoyed this episode, don't forget to subscribe and please leave a review

Send us your questions for the Fintech Insider Mailbag here

Special Guests: Hussein Fazal, Sophie Guibaud, and Tui Allen.

Links:

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732. Insights: Is the future of SME banking specialisation? Apr 28, 2023

Show notes

Our expert host, Benjamin Ensor, is joined by some great guests to ask: "Is the future of SME banking specialisation?”

This week's guests include:

Atif Siddiqi, Founder/CEO, Branch
Lara Gilman, Head of New Ventures, Iwoca
Peter Beckman, CEO, Treyd

Whether you prefer the abbreviation ‘SME’ or ‘SMB’ - the truth is that there is a vast collection of businesses wrapped up in those three letters.

The World Economic Forum estimates that 90% of businesses globally can be categorised as SMEs. That’s a lot of businesses to cover with the same financial services offerings - so maybe it’s time to specialise!

Our panel discuss: an overview of how SME banking works today, the challenges of serving small business niches, and whether the future will see more niche-focused products

This episode is sponsored by Blinkist

The Blinkist app offers distilled audio content from over 5000 non-fiction books and podcasts, to get bitesized insights in just 15 minutes, across 27 different categories. Go to Blinkist.com/fintech to start your 7-day free trial and get 25% off of a Blinkist Premium membership. And now for a limited time you can even use Blinkist Connect to share your premium account with a friend or partner and get 2 premium subscriptions for the price of one.

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Special Guests: Atif Siddiqi, Lara Gilman , and Peter Beckman.

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731. Focus: International expansion and the importance of local, with Pranav Sood, GM, EMEA at Airwallex Apr 26, 2023

Show notes

In the newest strand of Fintech Insider, in association with Visa, we’re taking a burning question from financial services across the globe - and really putting it under the microscope with explainers, expert panels, and in-depth interviews all to bring the global community into focus.

In this episode, David Barton-Grimley sat down with Pranav Sood, GM, EMEA at Airwallex to continue exploring the question set out in our previous Focus episode: “Can APAC’s travel sector spur on its financial services one?”

Join us to find out how Airwallex's APAC roots helped them expand their business, how customer expectations have changed in the past few years, and what key challenbges and issues are being tackled right now in this space.

All of this, and so much more!

This episode is sponsored by Visa

If you enjoyed this episode, don't forget to subscribe and please leave a review

Send us your questions for the Fintech Insider Mailbag here

Special Guest: Pranav Sood.

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730. News: Is Apple a fintech now? Apr 24, 2023

Show notes

Our expert hosts, Ross Gallagher and Benjamin Ensor, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.

This week's guests include:

Nilixa Devlukia, Chair, Open Finance Association
Tim Chong, Co-Founder and CEO, Yonder

With soundclips from:

Alvaro Castillo, Innovation Manager, Caixabank

We cover the following stories from the fintech and financial services space:

Apple launches high-yield savings account with Goldman in payments push 6:57
Open banking boost as UK regulators vow to support innovation and consumer protection 20:12
Credit card challenger Yonder scores £62.5m Series A 36:15
CaixaBank rolls out metaverse initiative to promote sustainability 49:45
Actor Ryan Reynolds adds payments company Nuvei to portfolio of business interests 58:08
Game of Thrones stars challenge big banks over fossil fuel links 1:00:40

This episode is sponsored by Blinkist

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Alvaro Castillo, Nilixa Devlukia, and Tim Chong.

Links:

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729. Insights: How do community banks stay relevant in 2023? Apr 21, 2023

Show notes

Our expert hosts, Benjamin Ensor and Kate Moody, are joined by some great guests to discuss: "How do community banks stay relevant in 2023?"

This week's guests include:

Rohit Mathur, Head, Bridge built by Citi
Josh Williams, Chief Banking Officer, Seattle Bank

Community banks, as a concept, are everything customers often say they want from a financial institution. But, between 2000 and 2020, the total number of community banks in America decreased from over 8,300 to 4,277. That’s a steep decline even as banking generally has become more consolidated and globalised.

In this show, we've put together a panel to discuss: what is the role of community banks in 2023, the challenges and opportunites of innovation, and what the future may look like for these institutions dating back to the 1800s.

This episode is sponsored by Blinkist

If you enjoyed this episode, don't forget to subscribe and please leave a review

Special Guests: Josh Williams and Rohit Mathur.

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