Earn Your Leisure

Latest Episodes:

How To Not Go Broke After Hitting A Big Payday May 24, 2025

Show notes

In this insightful clip from Market Mondays, Rashad Bilal and Troy Millings dive deep into the financial playbook for college athletes navigating the new world of NIL (Name, Image, and Likeness) deals. Discover the real stories behind multi-million dollar agreements, the impact of high-profile transfers like Captain Jack, and learn why some student athletes are out-earning everyone on campus except high-profile coaches!

Rashad and Troy break down the best strategies for young athletes and their families to protect and grow their money, including:

The importance of long-term investing: Find out why splitting money between index funds, big tech stocks like Microsoft, and even Bitcoin could potentially turn a $1 million NIL deal into $8 million in under a decade.
Avoiding financial pitfalls: Learn why expensive cars and “entourage” expenses are the fast track to going broke — and how street agents and advisors can eat away at your earnings with hidden percentages.
The power of deferred income annuities (DIA): Get the blueprint used by legends like Allen Iverson and MLB’s Bobby Bonilla to guarantee lifetime income (even if playing careers or other opportunities don’t pan out).
Why negotiating fee structures matters—discover why putting business managers on salary (instead of giving away percentages) is the millionaire’s secret to keeping more of what you earn.
Real-life lessons from sports icons: Understand how financial missteps and a lack of planning have derailed the wealth of top athletes and entertainers, and how a smart approach to NIL can set you up for life, even if you never go pro.

PLUS: The clip offers timely financial warnings, big picture insights about international economic risks, and practical advice for any young star (or their parents) working with agents, managers, or business partners.

Whether you’re an athlete, a parent, or simply interested in how generational wealth is REALLY built, this clip drops a million dollars’ worth of game and actionable tips you can use now.

*Don’t forget to like, comment, and subscribe for more financial wisdom from Market Mondays!*

#NIL #FinancialLiteracy #CollegeAthletes #GenerationalWealth #Investing #MarketMondays #SportsBusiness #PersonalFinance #AthleteWealth #MoneyMatters #DeferredAnnuity #FinancialAdvice #Basketball #AllenIverson #BobbyBonilla #WealthBuilding #Castmagic

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“They Don’t Want Us to Have the Info!” Math Hoffa, Ray Daniels & Obi Omile Expose the Game May 22, 2025

Show notes

In this powerful episode of Earn Your Leisure, we sit down with Math Hoffa, Ray Daniels, and Obi Omile to break down the intersection of culture, business, and creativity.

They dive into how they came together to launch the Off The Top freestyle competition, how mixtapes reshaped freestyle culture, and what it takes to grade lyrical talent. Obi shares how he built and raised money for theCut—his revolutionary barber booking app—and the deeper role the barbershop plays in the Black community.

We also unpack the mindset behind building businesses, why collaboration takes discipline, and the harsh truths about podcasting and monetization. From Ray’s Mount Rushmore of Atlanta rappers to the debate on new superstars in the music industry—this one is full of gems.

Link to Invest Fest: https://investfest.com

#EarnYourLeisure #MathHoffa #RayDaniels #ObiOmile #OffTheTop #FreestyleRap #theCut #BarbershopCulture #BlackEntrepreneurs #Podcasting #HipHopBusiness #MusicIndustry #FinancialLiteracy #EYL

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Crypto Security & Coinbase’s S&P 500 Milestone: Risks, Opportunities, and the Future Explained May 21, 2025

Show notes

In this insightful clip, Ian Dunlap and Rashad Bilal dive deep into some of the biggest topics shaking up the crypto world this year. With Coinbase’s recent addition to the S&P 500, the conversation explores what this monumental move means for crypto legitimacy, bitcoin’s dominance, and investor options in this rapidly evolving space.

The discussion covers:

*Coinbase Joins the S&P 500:* What does it signal for cryptocurrency mainstream acceptance? Is this a sign that digital assets are here to stay, or just another speculative bubble?
*Security Concerns:* Recent security breaches, SIM swap scams, and the rising wave of crypto theft. Hear real stories—including Rashad’s personal account—about hacks, risks, and what investors can do to protect themselves.
*Investment Strategies:* Should you buy Bitcoin, Bitcoin ETFs like IBIT, or stocks such as Coinbase or MicroStrategy? The hosts break down the differences, the potential volatility, and ways to gain exposure to the upside without holding crypto directly.
*Importance of Security in Crypto:* With over $2.2 billion stolen in 2024 alone, security is a major challenge. Learn about the pros and cons of hot wallets, cold wallets, insurance (or lack thereof), and the future of crypto custodianship.
*Key Players & Solutions:* As the crypto landscape expands, which security companies might lead the way in protecting digital assets? Discussion includes cybersecurity firms and the need for more robust industry solutions as crypto matures.

Whether you’re a seasoned crypto investor, new to the world of digital currencies, or just looking for practical financial advice—this clip offers actionable insights and honest commentary from two of the industry’s sharpest voices.

*Stay informed, stay protected, and make smart investment choices as the world of crypto continues to change.*

*Timestamps:*

00:00 - Coinbase in the S&P 500: What it Means

02:20 - Security Breaches & Leadership Response

05:10 - Bitcoin, ETFs, & Investing Without Holding Crypto

10:15 - Real-Life Hack Stories & SIM Swap Scams

12:00 - Security Solutions & the Future of Crypto Safety

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*Hashtags:*

#Coinbase #CryptoSecurity #Bitcoin #S&P500 #Investing #CryptoNews #Ethereum #SIMSwap #IBIT #MicroStrategy #Finance #DigitalAssets #WealthBuilding

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How To Make Money Podcasting: Monetization Secrets from Pour Minds & Earn Your Leisure May 19, 2025

Show notes

In this insightful clip, Lex P and Drea Nicole of the Pour Minds podcast join Rashad Bilal and Troy Millings from Earn Your Leisure to break down exactly how successful podcasters make money. If you’ve ever wondered how top podcasts generate multiple streams of income, this conversation is a must-watch.

Lex and Drea get real about the many ways Pour Minds has built revenue—from ad deals, YouTube streams, and Patreon, to live shows, merchandise, ebooks, online courses, and even unique brand partnerships. They share what types of advertisers approach them, why some brands (surprisingly) DON’T sponsor their content, and how their approach to guest booking shaped a loyal and engaged community—the “Pour Crew.”

The discussion dives into:

Building multiple income streams as a podcaster
The truth behind ad revenue and sponsorships
Using YouTube, Patreon, and social media to get paid
Merch sales, ebooks, courses, and hosting events for extra cash
Tips for building a long-lasting, supportive audience
How authenticity and engagement pay off in podcasting
Behind-the-scenes stories of booking big events and getting their own TV show

Whether you’re a podcaster looking to scale up, a content creator searching for inspiration, or a fan of real business talk, this clip is packed with gems and actionable advice.

*Don’t forget to subscribe for more insider conversations on podcasting, business, and building your brand!*

*Watch. Learn. Earn.*

#Podcasting #EarnYourLeisure #PoorMinds #Monetization #ContentCreation #PodcastTips #YouTubeCreators #SideHustle #AdRevenue #BrandDeals #CreatorEconomy #Entrepreneurship #CommunityBuilding

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Warren Buffett’s Real Estate vs. Stocks Strategy & Thoughts on Bitcoin May 17, 2025

Show notes

In this enlightening clip, join Rashad Bilal, Troy Millings, and Ian Dunlap as they break down Warren Buffett’s investment preferences and debate the classic question: stocks or real estate? The trio dives into public records showing Buffett famously owns just one home and prefers the stock market for its simplicity and liquidity. But is there more to the story? Ian highlights the distinction between public statements and private wealth strategies, suggesting even more diversified holdings through trusts and partnerships.

The conversation then pivots to how elite investors and institutions like BlackRock diversify beyond a single asset class. The consensus? Don’t put all your eggs in one basket. Today’s smart investor should consider stocks, real estate, businesses, crypto, and more to seize opportunities as markets evolve.

The hosts also speculate on how Berkshire Hathaway’s next chapter might unfold, especially around Bitcoin. With Buffett’s retirement and a cautious successor at the helm, could Berkshire increase its crypto exposure? Troy outlines Berkshire’s current “Bitcoin-adjacent” moves via holdings in digital banks and ETF-exposed financial groups. Ian suggests that even a small allocation to Bitcoin at strategic price points could move the needle for the legendary investment firm.

Should investors stick to one asset they understand best, or is diversification indispensable in today’s world? The group shares actionable advice for building wealth: invest in yourself first, but don’t shy away from expanding your portfolio. They also talk about the power of belief in your investments, touching on why conviction matters as much as timing.

Tune in for real-world insights, practical homework assignments, and a preview of the perspectives you can expect at major investment gatherings like Invest Fest.

*Key topics in this clip:*

Warren Buffett’s real estate vs. stocks approach
The importance of asset diversification for investors
Berkshire Hathaway’s indirect exposure to Bitcoin
The next chapter for Buffett’s investing legacy
Mindset and strategy tips for 2024 investors

If you’re looking to level up your investing strategy with expert insights and practical tips, this clip is for you. Don’t forget to like, comment, and subscribe for more breakdowns and exclusive interviews!

*Hashtags:*

#WarrenBuffett #Investing #StocksVsRealEstate #Bitcoin #BerkshireHathaway #InvestmentStrategy #Crypto #AssetDiversification #FinancialEducation #RashadBilal #TroyMillings #IanDunlap #WealthBuilding #InvestFest

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Pour Minds on BET Travel Show, Top Food Cities, Best Destinations for Black Travelers, & Podcasting May 15, 2025

Show notes

We sat down with Lex and Drea from Pour Minds to talk about their brand new travel show Travel Queens on BET. In this powerful and entertaining conversation, they break down how they negotiated their TV deal, built a thriving community, and continue to inspire Black women to explore the world fearlessly.

They also share their top travel destinations, favorite food cities, and the importance of highlighting Black experiences through global storytelling. From Brazil to the best soul food cities in America, this episode is a must-watch for anyone passionate about travel, culture, and representation.

#PourMinds #TravelQueens #BET #BlackTravelMovement #FoodieCulture #EarnYourLeisure #BlackWomenTravel #TravelShow #BlackExcellence #PodcastInterview #LexAndDrea #CulturalTravel #Top5Cities #InternationalFood

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Breaking Down the China Tariff Pause: What It Means for the Economy & Markets May 13, 2025

Show notes

In this insightful clip, Troy Millings, Ian Dunlap, and Rashad Bilal unpack the latest developments on U.S. tariffs against China, including the newly announced 90-day pause and drastic rate changes. The hosts break down how tariffs were originally raised up to 145%, only to be quickly slashed to 10% for most products—with further specifics on items related to fentanyl. They dive deep into what this rapid shift signals for global markets, American businesses, and the broader economy.

Listen in as they discuss:

The real-life impacts on business owners who struggled with delayed shipments and skyrocketing fees
Why the 90-day pause creates both relief and lingering uncertainty
The political strategies (and missteps) behind tariff negotiations
If these moves actually benefit the U.S. or just add more volatility to the market
What to watch for as the next 90 days unfold and final deals are negotiated

Whether you're an investor, entrepreneur, or just want to understand the latest market news, this clip gives you practical insights without the jargon.

*#ChinaTariffs#USChinaTrade#MarketInsights#EconomyTalk#StockMarketNews#BusinessImpact#TradeWar#PodcastClip#EYL#GlobalEconomy*

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Live Below Your Means: The Key to Lasting Wealth May 10, 2025

Show notes

In this insightful clip from Money Moves, hosts Rashad Bilal, Troy Millings, and Ian Dunlap break down why living below your means is the ultimate wealth strategy—and why modesty might be your greatest financial asset. They discuss money traps that can derail your financial progress, the true cost of home ownership, and why that flashy car or expensive watch may not be worth the investment.

Rashad revisits the importance of financial organization and planning for your family’s future, urging us all to consider what would happen if the unexpected occurred. The trio doesn’t hold back as they share personal stories, from passing up on luxury cars, to resisting peer pressure to “flex,” and putting family first with smart estate planning.

Ian talks about the discipline it takes to maintain a modest lifestyle, even when tempted by the trappings of wealth, and Troy emphasizes building a solid financial legacy over superficial purchases. The hosts also challenge common financial myths—like always buying, not leasing, a car—and share their honest takes on what truly matters for financial security.

If you’re looking to build real wealth, avoid costly mistakes, and invest in your future, this clip is packed with practical tips and authentic conversation you won’t want to miss.

**Key Takeaways:**

- The importance of living BELOW your means and what it actually looks like in practice

- Why modesty can be a financial superpower, from homes to cars to jewelry

- How resisting societal pressures builds wealth over time

- Personal stories about maintaining discipline and ensuring your family’s financial safety

- Debunking myths around homeownership, big purchases, and “buying vs leasing”

- How to organize your finances and plan ahead with estate strategies

If you’re serious about securing your financial future and creating real generational wealth, make sure to watch, like, and subscribe for more practical money advice from the Money Moves crew!

**#FinancialFreedom #MoneyMoves #WealthBuilding #LiveBelowYourMeans #RashadBilal #TroyMillings #IanDunlap #FinancialLiteracy #MoneyTips #Investing #GenerationalWealth #ModestLiving #FinancialPlanning #SmartMoney**

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G Perico on Going Broke, Owning 80% of His Music, Nipsey Hussle & Why Independence Is the Only Way May 08, 2025

Show notes

In this exclusive Earn Your Leisure interview, G Perico breaks down the real cost of being in the streets, how he went broke spending more than he made, and why independence in music is the key to real wealth. He explains how he keeps 80% of his profits, the importance of building a team, and the strategy behind flooding the market with content.

We also dive into the business of touring, avoiding shady promoters, and what he learned from Nipsey Hussle. If you’re an artist, entrepreneur, or just want to own your future—this one’s for you.

#GPerico #EarnYourLeisure #IndependentArtist #NipseyHussle #MusicBusiness #StreetToSuccess #ContentIsKing #HipHopGame #Daquan #Ownership #WealthBuilding

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10 Money Moves That Will Change Your Life Forever May 07, 2025

Show notes

In this must-watch clip, Rashad Bilal and Ian Dunlap break down the five mandatory steps everyone should follow to take control of their personal finances and build lasting wealth. Whether you're just starting your financial journey or looking to tighten up your money game, these actionable strategies cover all the essentials: eliminating debt, smart investing, saving for retirement, setting your family up for success, and protecting your legacy.

*What You'll Learn:*

✔️ How to crush your debt using the "debt snowball" method

✔️ Picking winning stocks (and sticking with them long-term)

✔️ The importance of automatic, consistent investing

✔️ Why you need both a retirement plan AND additional savings

✔️ How to save for your kids’ future through 529 or UTMA accounts

✔️ Life insurance must-haves for protecting your loved ones

✔️ Smart estate planning so your assets aren’t lost or locked away

✔️ The critical difference between qualified (retirement) and non-qualified (brokerage) accounts

✔️ And so much more!

Rashad and Ian don’t just talk theory—they’re giving you step-by-step tips and real talk so you can avoid costly mistakes like lifestyle creep, missing out on compound interest, or leaving your estate unsecured.

*Key Takeaways:*

1️⃣ Knock Out Small Debts First — Use the debt snowball to build momentum.

2️⃣ Invest Consistently — Even small amounts grow over time, so pick your stocks, set your amount, and stick with it.

3️⃣ Retirement is Non-Negotiable — Start your 401(k), IRA, or SEP (if self-employed) now.

4️⃣ Plan for Your Family — Open a 529 plan, UTMA, and ensure you have solid life insurance.

5️⃣ Estate Planning — Create a will, consider a trust, and make sure your beneficiaries are up to date so your money and assets go where you want—without headaches for your loved ones.

Don't let your hard-earned money slip through the cracks or get caught up in probate! Take control today with these foundational steps.

*If you found value in this clip, hit like, subscribe, and drop a "YES" in the comments if these tips help you level up your finance game!*

#PersonalFinance #MoneyMoves #WealthBuilding #InvestingTips #FinancialFreedom #SmartInvesting #RetirementPlanning #EstatePlanning #DebtFreeJourney

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Stay tuned for more practical financial wisdom from Rashad Bilal and Ian Dunlap. Ready to secure your financial future? This is the clip you can't afford to miss!

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