Earn Your Leisure

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Inside the Target Boycott: Pastor Jamal Bryant Reveals the Strategy & Impact Jul 15, 2025

Show notes

In this insightful Market Mondays clip, host Rashad Bilal sits down with Pastor Jamal Bryant, a renowned leader in theology who’s made major waves in business activism. Pastor Bryant breaks down the reasoning and strategies behind the massive boycott of Target—a movement that’s become the largest Black-led boycott in 70 years.

Discover why Target became the focal point after 14 Fortune 500 companies backed away from their DEI (Diversity, Equity, and Inclusion) commitments following Donald Trump’s inauguration. Pastor Bryant reveals staggering stats, such as Black consumers spending $12 million a day at Target, and how the company’s $2 billion pledge to support Black businesses was abandoned. He details the four clear demands made to Target, from investing in Black banks, partnering with HBCUs, fulfilling their George Floyd commitment, to rewriting their DEI blueprint to offer real pathways to executive leadership for Black professionals.

Learn how these efforts have already created real market shifts: Target’s valuation dropped by $12 billion, its stock fell from $145 to $93, foot traffic is down by nearly 8%, and the CEO's salary was slashed by 42%. Pastor Bryant illustrates the power of cooperative economics and the need for creating and redirecting financial influence within the Black community.

Whether you’re interested in social activism, business strategy, or the intersection of community power and corporate accountability, you don’t want to miss this clip!

*Hashtags:*

#MarketMondays #TargetBoycott #JamalBryant #DEI #BlackBusiness #HBCU #GeorgeFloyd #EconomicEmpowerment #CooperativeEconomics #BusinessActivism #MarketMondaysClip

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Tune in, learn the facts, and discover how strategic activism is driving real change on today’s Market Mondays.

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Palantir’s Explosive Growth: Is It the Next Nvidia? Jul 12, 2025

Show notes

In this insightful Market Mondays clip, hosts Rashad Bilal, Troy Millings, and crypto analyst Ian Dunlap dive deep into Palantir’s remarkable 78% surge year-to-date and discuss the company’s massive new $795 million federal contract. Is Palantir destined to be the next Nvidia, or is its trajectory more like Tesla’s pre-Elon era? Ian breaks down why Palantir is catching fire and sets bold target prices—predicting a year-end valuation of $158 and a three-year goal of $235.57. Troy adds perspective on defense tech’s future and the potential for Palantir to reach a $1 trillion market cap, even if its use case differs from Nvidia’s.

Shifting gears, the crew explores smart crypto portfolio strategies for 2024 and beyond. Ian argues the classic 60/40 bond-equity split is obsolete—he now advises allocating at least 20% of your portfolio to major cryptocurrencies, alongside gold and equities. Hear why historical returns make a compelling case for a bigger Bitcoin position, and get perspective on market cycles and realistic pullback expectations. Whether you’re curious about AI defense stocks, crypto allocation, or where volatile markets are heading next, this clip delivers actionable insights from the voices you trust.

If you’re ready for sharp analysis, future-focused stock picks, and a candid discussion about how to navigate wealth-building amid market shake-ups, don’t miss this Market Mondays clip!

*#Palantir#Nvidia#Tesla#MarketMondays#Cryptocurrency#Bitcoin#Investing#StockMarket#AI#DefenseTech#PortfolioStrategy#Crypto2024*

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David Banner on Losing $12M for Black Activism, Depression, & Why Integration Was Worse Than Slavery Jul 10, 2025

Show notes

This week on Earn Your Leisure, we sit down with the legendary David Banner for one of the most raw, thought-provoking, and inspiring conversations we’ve ever had.

From building a studio in his van while homeless to negotiating Gatorade deals and launching a three-state distribution network, Banner breaks down his journey from Mississippi to mogul. He opens up about writing his first contract, navigating taxes, battling depression, and losing millions as an activist — all while staying true to his vision and purpose.

We also dive deep into race, culture, and responsibility. From comparing the music industry to the plantation system, to his controversial views on integration, to the influence of modern music on our communities — this episode is a masterclass in business, leadership, and self-awareness. Plus, we hear powerful moments about fatherhood, faith, and the high cost of being a visionary.

Invest Fest Ticket Link: https://investfest.com

#DavidBanner #EarnYourLeisure #EYL #MusicIndustry #Activism #BlackExcellence #HipHopBusiness #CulturalLeadership #Entrepreneurship #SwizzBeatz #SnoopDogg #IndependentArtists #Depression #Visionary #RacialJustice #Integration #Taxes #FinancialFreedom #Parenting #FaithAndPurpose #Mississippi #EYLNetwork

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AI: Humanity’s Savior or Greatest Threat? 19 Keys Breaks It Down Jul 08, 2025

Show notes

In this thought-provoking clip from Market Mondays, renowned futurist and entrepreneur 19 Keys sits down with Ian Dunlap for an intimate, no-holds-barred discussion about the role of artificial intelligence in our culture and economic future. Is AI a threat to cultural identity and prosperity, or could it be a tool for empowerment and resilience? The conversation digs deep into the duality of technology and the mindset required to navigate the fast-evolving digital landscape.

19 Keys emphasizes that imagination is humanity’s greatest strength, setting us apart and enabling us to shape the future. He challenges the popular narrative rooted in negative collective memories and urges the community to reframe their relationship with technology—not to fear it, but to master it with intention and creativity. According to 19 Keys, the real asset in this new era isn’t just time—it’s cognition. The quality of your thinking and capacity for adaptation have become the ultimate KPIs, especially in a world where AI is a “Messianic digital figure” for many.

The clip touches on the MIT report warning about “cognitive debt” from overusing AI, highlighting that mindlessly relying on tech decreases your long-term memory and problem-solving skills. 19 Keys shares his disciplined approach: thinking independently before consulting AI, constantly questioning its output, and focusing on sustained neurological growth—neuro-adaptation—rather than just short-term memory boosts. He underscores the importance of rituals like journaling, reflection, and taking action on insights, explaining that optimal results come from human + AI synergy, not from blindly following algorithms.

If you want insights into safeguarding your cognitive wellness and using AI as a lever for success—without losing your sense of self—this clip is a must-watch.

*Tune in and join the conversation on how we can consciously shape the future of our culture, economy, and minds.*

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*Hashtags:*

#MarketMondays #19Keys #IanDunlap #ArtificialIntelligence #AIFuture #Cognition #DigitalWellness #BlackExcellence #Futurism #CultureAndTech #AIEthics #DigitalResilience #PersonalDevelopment

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Can Apple Regain Its Throne? The Battle of Trillion-Dollar Tech Giants Jul 06, 2025

Show notes

In this can't-miss clip of Market Mondays, hosts Rashad Bilal, Troy Millings, and Ian Dunlap dive deep into the fierce competition between the world's biggest tech companies. Is Apple's reign over as the industry's top dog coming to an end, or can Cupertino make a comeback? The hosts break down who might overtake Apple in market capitalization, what Apple needs to do to avoid falling behind, and which companies are nipping at its heels.

Ian highlights the critical importance of Apple investing in AI and warns that without significant moves—like partnering with leaders in AI or blockchain—Apple could slip even further down the rankings, possibly to fifth place by 2030. The guys discuss heavyweights like Google (Meta), Amazon, Microsoft, Nvidia, and Saudi Aramco, analyzing each company's strategies and advantages. Troy emphasizes how automation and cloud services, especially Amazon’s AWS, are transforming profit margins and growth potential in the tech world.

But it’s not just about the winners at the top! The hosts also tackle a fan question about how to spot when a stock is simply “dead” versus when it’s a hidden gem ready to bounce back—using Robinhood, Zoom, and Zillow as prime examples. Ian shares his investing philosophy: instead of focusing on dead charts, look for companies with great fundamentals and management, and don’t miss those moments to load up on quality shares during a downturn.

Whether you’re trading daily or building your long-term portfolio, this Market Mondays clip is packed with insights on:

The current top 10 companies by market cap
What’s holding Apple back—and what could help it surge ahead
Why AI and cloud computing are game-changers
Tactical investing tips for identifying true opportunities

Plus, enjoy some classic Market Mondays banter and gems you won’t hear anywhere else. Don’t forget to hit the like button, share the video, and check out Invest Fest deals mentioned by the hosts!

*Hashtags:*

#MarketMondays #Apple #Nvidia #Google #Amazon #TechStocks #Investing #AI #StockMarket #Clip #InvestFest #StockTips #FinancialEducation

See omnystudio.com/listener for privacy information.

The Man Behind Hip-Hop TV: Ralph McDaniels on Nas, Suge Knight & Music Video History Jul 03, 2025

Show notes

In this episode of Earn Your Leisure, we sit down with hip hop media pioneer Ralph McDaniels, creator of Video Music Box. He shares how he built the show like a mixtape, maintained full creative control, and gave artists like Nas their first shot in front of the camera.

We explore the golden era of music videos, MTV’s impact, and whether Suge Knight gets enough credit for shaping the industry. Ralph also responds to Dr. Umar’s critiques of hip hop and discusses the genre’s lasting power to connect people worldwide.

From stories about DMX, Kanye, and Drake, to thoughts on New York’s musical influence and threats like Project 2025, this episode is full of game, history, and cultural insight. Tap in.

Invest Fest Ticket Link: https://investfest.com

#RalphMcDaniels #VideoMusicBox #Nas #HipHopHistory #SugeKnight #MTV #KanyeWest #Drake #Project2025 #EarnYourLeisure #EYL #DMX #BlackExcellence

See omnystudio.com/listener for privacy information.

War Is Big Business: Defense Tech Booms as Investors Weigh Returns vs Morals Jun 29, 2025

Show notes

Welcome to another insightful Market Mondays clip! In this discussion, Ian Dunlap, Troy Millings, and Rashad Bilal break down the major players driving the surge in defense technology and the moral dilemmas facing investors today.

This week, we focus on Meta, Palantir, and OpenAI—three giants shaping not just the tech world but the future of defense and AI. The hosts address why Meta and Palantir stocks are on the rise, with Meta’s Mark Zuckerberg rumored to be cozying up to political power, and Palantir increasingly seen as a force in modern warfare scenarios. There’s also talk about OpenAI’s potential as a future public market player and how Anduril, another defense tech company not yet publicly traded, is pushing the boundaries of the industry.

Ian, Troy, and Rashad explore the shift in Silicon Valley, where defense tech has gone from “antiquated” to trendy, with CEOs turning into celebrities—and wars discussed not just as tragedies, but as investment opportunities. They dive into why RTX (Raytheon Technologies) has outpaced other traditional defense stocks and discuss how the IPO market is heating up for these types of companies.

But with these meteoric rises come tough questions. As defense becomes big tech’s next growth sector, is it moral to invest in companies profiting from conflict? The trio comments on the dilemma of investing for growth versus navigating personal and societal ethics. They also touch on the personal stories behind the companies—like how Palmer Luckey’s firing from Meta allegedly for supporting Trump fuels the "revenge story" of Anduril, and what it means for today’s business and political climate.

If you’re interested in the intersection of tech, war, and Wall Street, this clip is for you. Discover how the investment landscape is changing, which companies are set to skyrocket, and why defense tech is no longer operating in the shadows.

*Key Topics in this Clip:*

Meta, Palantir & OpenAI: What’s driving their dominance?
Why traditional defense stocks like Raytheon aren’t moving as expected
Emerging companies (like Anduril) and their potential IPOs
The celebrity CEOs of defense tech and the mainstreaming of war
Moral dilemmas: investing for profit vs. personal ethics in defense tech
Behind the business: Palmer Luckey, Mark Zuckerberg & political power moves

Join the conversation with Ian, Troy, and Rashad as they challenge you to think about your role—and your responsibility—as an investor in today’s volatile world.

*Don’t forget to like, subscribe, and let us know your thoughts in the comments!*

#MarketMondays #DefenseTech #Palantir #Meta #OpenAI #Anduril #Investing #TechStocks #AI #WallStreet #MoralInvesting #IPO #Finance #WarEconomy

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Kirk Franklin Exposes the Truth About Gospel Music, Record Deals & the Black Church w/ Norman Gyamfi Jun 26, 2025

Show notes

In this episode of Earn Your Leisure, Kirk Franklin and Norman Gyamfi sit down for a powerful conversation that bridges faith, culture, and business. They share the story of how their partnership began and why their mission goes far beyond music. Norman reveals how a lack of marketing in the gospel industry motivated him to get involved, and he breaks down the business behind Insignia Assets. Kirk opens up about his past experiences working with family and friends, and the hard lessons he learned from signing a bad record deal.

Together, they explore the current state of gospel music—its struggles with cultural relevance, outdated record structures, and slow adaptation to streaming. Kirk and Norman reflect on whether today’s generation is searching for a new kind of spirituality and whether the church is meeting them where they are. They discuss the impact of artificial intelligence on music and faith, questioning if technology could ever replace real authenticity or even spiritual leadership.

The conversation goes deep on themes of judgment, power, and how the Black church has both uplifted and, at times, weaponized religion. Kirk questions whether being held to a higher standard has truly benefited him, while Norman reminds us why we should never lose hope in humanity. This episode is raw, honest, and necessary for anyone thinking critically about the intersection of faith, leadership, and legacy.

Invest Fest Ticket Link: https://investfest.com

#EarnYourLeisure #KirkFranklin #NormanGyamfi #GospelMusic #FaithAndBusiness #ChristianityToday #BlackChurch #MusicIndustry #Entrepreneurship #Spirituality #CulturalRelevance #EYL

See omnystudio.com/listener for privacy information.

How to Use Roommate & Rental Income to Qualify for a Mortgage Jun 25, 2025

Show notes

In this insightful clip from EYL, MG The Mortgage Guy joins Troy Millings and Rashad Bilal to break down creative real estate hacks that can help you qualify for a mortgage and scale your income—especially if you’re not navigating the process alone!

Discover how you can leverage roommate (or "border") income, even if it's a boyfriend, girlfriend, or college roommate, to boost your mortgage qualification. MG explains Fannie Mae’s Homeready program, which lets you use documented rental payments from roommates to strengthen your application, as long as you’ve collected proof over at least 9 of the last 12 months.

The clip dives into the vital importance of documentation—leases, payment records with memos clarifying "rent," and making sure everyone’s on board. They also discuss common scenarios, like living with a partner (who isn’t on your lease), and how putting everything in writing can unlock significant buying power, all while keeping your finances and future flexibility secure.

Graduating college soon? MG reveals a little-known hack: you can use your college history as work history for mortgage qualification, and if you’ve collected rent from roommates (with all the right paperwork), that’s extra income to help you buy your first home right after graduation!

For those interested in maximizing every opportunity, they touch on leveraging an ADU (Accessory Dwelling Unit) for long- or mid-term rental income, and how areas near hospitals, airports, or New AI data centers can create lucrative mid-term rental plays—ideal for traveling professionals, corporate consultants, or construction workers on multi-month assignments.

Whether you have a pool to rent out (think Swimply), extra space in your home, or are just getting started, this strategy-packed clip is a must-watch for anyone looking to house hack, generate additional income, or simply make smarter real estate moves.

Hit play to learn how better documentation, teamwork, and a little creativity can make real estate investing more accessible than you ever thought possible!

*#RealEstate#HouseHacking#MortgageTips#EYL#RoommateIncome#ADU#HomeBuying#FinancialFreedom#Swimply#Investing#CollegeHacks#WealthBuilding*

See omnystudio.com/listener for privacy information.

The Harsh Truth: Is It Time to Sell Apple Stock in 2025? Jun 23, 2025

Show notes

In this clip from Market Mondays, hosts Troy Millings, Rashad Bilal, and Ian Dunlap tackle the burning question on every tech investor’s mind: Is it time to sell Apple stock? With Apple’s latest WWDC leaving many underwhelmed and AI innovation seemingly lagging behind major competitors like Microsoft, OpenAI, Google, and Meta, the crew dives deep into what's next for one of the world’s most valuable companies.

Ian Dunlap doesn’t pull any punches, calling this year’s WWDC the “most disappointing in the last 15 years” and sets a bold ultimatum—if Apple doesn’t deliver significant AI development by 2026, he’ll recommend liquidating all Apple positions. With Apple three months in the red and missing key opportunities in the AI race, the discussion turns to real concerns about their innovation culture and leadership under Tim Cook.

The hosts debate whether Apple’s rumored features like “liquid glass” are true innovation or just signs that they’re out of touch with the current tech landscape. Is Apple’s massive $130 billion cash reserve enough to let them play catch-up, or has leadership missed too many strategic chances? The conversation gets candid about how the company missed out on big partnerships and acquisitions—including possibilities with OpenAI and DJI.

Troy and Rashad bring counterpoints, questioning if Apple’s war chest could still secure its spot in AI’s future, or if the era of “reactive” rather than “proactive” innovation has put them irreversibly behind. They also examine how other companies—like Canva, Meta and Anthropic—are now making bigger AI leaps than Apple, and what that signals for investors.

Should Tim Cook step aside for new leadership? Is it too late for Apple to reclaim its innovative edge? And if you’re considering selling Apple stock, where should you move your money next? Get the harsh truth, plus a look at what’s happening at the upper management level that could be holding Apple back from real breakthroughs.

Whether you’re a tech investor, Apple fan, or concerned shareholder, this clip is packed with unfiltered insights and actionable perspectives on Apple’s future in AI.

*Watch now to find out if it’s time to cash out or hold on. Don’t miss the debate that could shape your portfolio decisions for 2025!*

#MarketMondays #AppleStock #AI #TechInvesting #WWDC2024 #TimCook #Innovation #Microsoft #Meta #OpenAI #AppleAI #Investing #StockMarket

See omnystudio.com/listener for privacy information.

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