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Building a Fintech Empire: How Paul Alex is Revolutionizing Merchant Automation May 05, 2025

Show notes

In this insightful clip from EYL, host Troy Millings sits down with Paul Alex, entrepreneur and fintech innovator, to discuss how Paul is disrupting the merchant automation and ATM space. Paul shares his inspiring journey, from his humble beginnings in law enforcement to creating a multi-million dollar business helping others achieve financial freedom.

Paul breaks down the foundation of his fintech approach—focusing on ATM businesses and merchant services, and empowering entrepreneurs to leverage cash discount programs. Discover how Paul’s strategies provide both passive and proactive income opportunities, allowing anyone willing to learn to build lasting, residual income.

Throughout the conversation, Paul emphasizes the importance of partnership, mentorship, and the “big blue ocean” opportunity for those looking to break into the fintech space. He discusses the future vision of scaling his company from helping small businesses like cafes and bodegas, to potentially servicing massive venues such as sports arenas. Paul also shares real success stories, including clients who transformed their businesses and lives by joining his program.

If you’re interested in fintech, automation, and building sustainable income streams, this clip is packed with actionable insights. Paul’s passion for empowering others shines as he outlines the steps to get started, the benefits for both business owners and entrepreneurs, and the long-term vision for growth and impact in the industry.

Don’t miss out on this deep dive into the world of merchant services, digital marketing, and the power of networks in building a fintech empire. Whether you’re seeking financial freedom or new business opportunities, this conversation could be your first step towards success.

*Hashtags:*

#Fintech #Entrepreneurship #MerchantAutomation #DigitalMarketing #PassiveIncome #BusinessGrowth #FinancialFreedom #EYL #PaulAlex #ATMBusiness #Mentorship #CashDiscountProgram #Networking #Innovation #SmallBusiness Success

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Top 4 Lessons from Warren Buffett + The Future of Crypto in Gaming May 03, 2025

Show notes

In this insightful clip from Market Mondays, Ian Dunlap and Rashad Bilal break down the top four lessons investors can learn from Warren Buffett’s continued dominance in the market. Whether you’re a seasoned trader or just starting your investment journey, these key takeaways from the Oracle of Omaha's playbook—including sticking to your plan, building a resilient portfolio, making data-driven decisions, and trimming profits at the right time—are essential for long-term success.

Rashad shares why it’s critical to stay the course and block out market noise, especially during tumultuous conditions. The pair also discusses Buffett’s discipline in taking profits at all-time highs, referencing his smart moves with Apple stock, and how maintaining a “destruction-free” portfolio is key to weathering any market environment.

Beyond stock market wisdom, the conversation shifts to the evolving world of NFTs and gaming. With major brands like Pokemon reportedly exploring crypto-backed NFTs on platforms like Solana, Ian and Rashad debate what it would take for blockchain and NFT integration to truly go mainstream in gaming. They share thoughts on the potential impact if industry giants like Call of Duty or Grand Theft Auto (GTA 6) launch their own NFT ecosystems and what this could mean for gamers, investors, and the future of the metaverse.

Highlights from this clip:

Why emotional investing is a pitfall and how data-driven strategies can help you stay ahead
How to take profit confidently, just like Warren Buffett, before the next market pullback
The real potential (and current limitations) of NFTs in gaming, with a spotlight on the upcoming GTA 6 and classic favorites like Pokemon
Insights into in-game economies and the rising value of digital assets

If you’re ready to level up your investment approach and get a fresh perspective on where web3 and gaming might be headed next, don’t miss this clip. Drop your thoughts in the comments—do you think NFTs will take over the gaming world? Are you adopting any Buffett-inspired principles in your portfolio?

*Hashtags:*

#Investing #WarrenBuffett #NFT #Gaming #GTA6 #StockMarket #Crypto #Portfolio #MarketMoves #CallofDuty #Web3 #Finance #Solana #DigitalAssets #AppleStock

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Top Healthcare Stocks & ETFs To Watch May 01, 2025

Show notes

In this insightful clip, Troy Millings and Ian Dunlap dive deep into building a strong portfolio centered on the healthcare sector! Whether you’re an experienced investor or just starting out, they break down the tried-and-true strategies to help you navigate an ever-changing market.

The conversation kicks off with Ian sharing his take on focusing your investments, urging listeners to stick with what works rather than chasing the latest trend. He discusses his go-to picks for a healthcare-focused “two tech, two index” strategy: VO, VTI, Eli Lilly, and Stryker—plus why consistency often outperforms novelty when it comes to portfolio growth.

Troy brings his own expertise to the table, highlighting some of his favorite healthcare ETFs like Vanguard’s VHT and the SPDR’s XLV. He walks you through the importance of understanding ETF holdings, emphasizing why Eli Lilly and UnitedHealth are usually at the top—and what recent market turbulence means for these giants.

But it doesn’t stop there. Troy introduces “wild cards” for those looking to think outside the box, featuring CVS and its vertically integrated healthcare model, as well as Amazon’s surprising potential in the health space. The two hosts explore how the integration of AI, telehealth, and cloud services could help companies like Amazon disrupt traditional healthcare and even become a top holding in major healthcare ETFs in the future.

The clip wraps up with a candid discussion about what makes a company “generational,” touching on Amazon’s history of innovation, the power of major tech players, and why infrastructure and cloud computing play such a huge role in shaping the future of healthcare.

Highlights include:

Practical advice on building a healthcare-focused investment portfolio
Why stability often beats chasing trends in investing
Deep dives into healthcare ETFs VHT and XLV, plus their major holdings
The role of CVS and Amazon in the evolving healthcare landscape
How AI and cloud technology are disrupting traditional models
Real-world examples and anecdotes from Troy and Ian’s financial journeys

Whether you want to refine your stock strategy or gain new perspectives on the intersection of tech and healthcare, this clip is packed with actionable insights to help you stay ahead.

*Watch now and let us know your favorite healthcare stock or ETF in the comments! Don’t forget to like and subscribe for more expert investing tips.*

#Investing #HealthcareStocks #ETFs #FinancialFreedom #StockMarket #WealthBuilding #AIinHealthcare #CVS #Amazon #VHT #XLV #TroyMillings #IanDunlap #MarketMondays #portfoliostrategy

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"Big Short" Inspiration Steve Eisman on 2008 vs. Today: Are We Heading for Another Financial Crisis? Apr 28, 2025

Show notes

In this insightful clip from MM, Rashad Bilal and Troy Millings sit down with Steve Eisman, the legendary investor who famously predicted the 2008 financial crisis and was portrayed in "The Big Short." Eisman shares his expert perspective on the current state of the economy, evaluating whether today’s risks parallel those of 2008 and how concerned investors should be about a potential recession or greater financial calamity.

Eisman breaks down the key differences between the dangerous leverage and complex derivatives networks that drove the 2008 crisis and the more robust, regulated landscape today. He explains why he doesn’t see the same level of systemic risk in the global economy, addresses the impacts of trade wars, and discusses the reduced leverage of major banks post-Dodd-Frank.

The conversation spans critical topics, including:

Could a trade war trigger a recession?
Is today’s economic environment as risky as 2008?
Why Steve Eisman remains long-term bullish on leading technology stocks like Nvidia and Microsoft, especially in the very early days of AI development.
How Eisman is managing personal portfolio risk right now and why he’s keeping a higher cash position.
The future of the US dollar as the world’s reserve currency and why “doom and gloom” predictions about its demise might be overblown.

If you want a behind-the-scenes look at how one of Wall Street’s sharpest minds assesses today’s market risks and opportunities, this clip is for you. Don’t miss Eisman’s candid advice: focus on long-term value, avoid panic, and be cautious about risk during uncertain global negotiations.

Subscribe for more expert insights, financial analysis, and investing strategies from top minds in business and finance!

*Hashtags:*

#SteveEisman #FinancialCrisis #MarketAnalysis #Investing #Recession #TheBigShort #RashadBilal #TroyMillings #MMMedium #Economy #Finance #StockMarket #AIInvesting #USDollar #TradeWar #PortfolioManagement

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Art Investing for Beginners Apr 26, 2025

Show notes

In this clip, Ingrid Best shares her journey into the world of art investing, offering valuable insights and practical tips for those interested in exploring this unique and rewarding investment avenue.

Ingrid's venture into art investing began with a realization sparked by a significant bonus from her career in the wine and spirits business. Instead of indulging in fleeting luxuries, she decided to invest a substantial portion of her bonus in a piece of art from South Africa, purchased directly from the artist, Nelson Macomo. This initial investment, despite raising eyebrows from those around her, marked the beginning of her journey into the world of art collecting and investing.

Ingrid stresses the importance of investing only in art that genuinely resonates with the collector, emphasizing the significance of forming a personal connection with the pieces. She highlights her passion for African art and the profound stories interwoven with the creations, which led her to further explore and invest in the work of black artists.

With over 40 to 50 pieces in her collection, Ingrid shares her unique approach to integrating art into her everyday living spaces, breaking away from conventional perceptions of art as mere decoration confined to walls. She discusses the challenges of accommodating a growing collection and the innovative ways art enthusiasts find to display and appreciate their acquisitions.

Ingrid's involvement in a collective of art collectors, joining forces to acquire and donate artwork to institutions like the Smithsonian Museum, sheds light on the potential for collective economics in the art world. The episode delves into the intricacies of art acquisition, preservation, and the significance of understanding the stories behind the art and the artists.

Moreover, Ingrid provides essential advice for aspiring art investors, emphasizing the importance of getting to know the artists and the provenance of the artwork. She underscores the need for proper insurance, careful preservation, and due diligence when considering art investments. With an emphasis on legacy and wealth building, she emphasizes the long-term value of art as an investment, drawing parallels with other forms of asset acquisition such as real estate and wine.

The discussion also delves into the dynamics of lending artwork to museums, offering insights into the potential financial aspects of having artwork on display at prestigious institutions.

Whether you're a seasoned art investor or a novice looking to explore the world of art collecting, this episode provides valuable insights, personal experiences, and practical wisdom from Ingrid Best's journey into art investing. Join us as we uncover the subtle nuances and timeless allure of art as a form of investment and cultural expression.

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From Cop to Millionaire: How Paul Alex Built a 7-Figure Business with Automation Apr 24, 2025

Show notes

We sat down with Paul Alex, the founder of MerchantAutomation.com and a former award-winning detective, to talk about his incredible journey from law enforcement to building multimillion-dollar businesses. In this interview, Paul shares how he made the bold decision to leave a stable career in law enforcement and pursue entrepreneurship full-time. He breaks down how he built his companies from the ground up, helped over 4,000 entrepreneurs generate passive income, and scaled MerchantAutomation.com to $1 million in just 60 days.

Paul dives into the power of digital payment systems, automation, and how anyone can create residual income through merchant services. He also shares key lessons on branding, marketing, and building a successful business without outside funding. This episode is full of valuable insights for anyone looking to escape the 9-5, level up their business game, and build wealth through automation.

#PaulAlex #MerchantAutomation #EarnYourLeisure #ResidualIncome #Entrepreneurship #PassiveIncome #DigitalBusiness #ATMbusiness #BusinessAutomation #CashSwipe #EYL #WealthBuilding

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Is It Time to Sell AMD? Apr 22, 2025

Show notes

In this clip, Rashad Bilal, Troy Millings, and Ian Dunlap sit down to break down the current state of AMD and what investors should be considering right now. Are we entering bearish territory for AMD? Is it time to cut your losses—or is there a buying opportunity on the horizon?

Ian shares his longtime perspective on AMD as one of his favorite companies, while also explaining why he now sees it slipping off the Mount Rushmore of chip makers. The trio weighs in on where AMD stands in comparison to titans like Nvidia, TSMC, ASML, Broadcom, and Qualcomm. If you've been asking yourself whether to hold, sell, or wait for new lows, you’ll get actionable insights and specific price levels Ian is watching ($53.16 and $25.82), as well as key chart analysis from Troy.

The conversation also digs into macroeconomic factors affecting the semiconductor sector—like tariffs, US manufacturing policy, and the ongoing GPU wars. What does "America First" for chips mean for AMD and its competition? Can AMD regain second place in GPUs, or is Nvidia's dominance locked in for the next five years?

Rashad puts a spotlight on the dangers of individual stock picking, stressing why index funds and ETFs (like SMH) offer a safer, more defensive play. With AMD down nearly 60%, the risks of concentrating investment in single companies have never been clearer.

If you want real talk about investing, industry trends, technical analysis, and why defense in investing is just as important as offense, this clip is for you.

*Timestamps:*

0:00 - Is it time to sell AMD?

0:39 - AMD’s competitive position & industry Mount Rushmore

2:13 - Price targets & technical analysis

3:58 - Impact of US chip policy & tariffs

5:00 - Risks of stock picking vs. index funds

7:10 - Final thoughts and defensive investing

*Don’t forget to like, comment, and subscribe for more honest conversations on investing, stocks, and financial strategy! If you want us to review another stock, drop your suggestion below.*

*Hashtags:*

#AMD #Investing #Semiconductors #Stocks #Nvidia #ChipStocks #ETFs #Finance #MarketAnalysis #InvestmentStrategy

See omnystudio.com/listener for privacy information.

How Morgan DeBaun Built a $40M Media Empire & Acquired 3 Black-Owned Brands Apr 20, 2025

Show notes

In this powerful clip, Morgan DeBaun, CEO and founder of Blavity Inc., joins Troy Millings and Rashad Bilal to break down her journey from early stock market investing at age 13 to building a $40 million media powerhouse. Get the inside scoop on how Morgan navigates the corporate landscape amid rollbacks in DEI (Diversity, Equity, Inclusion) initiatives and shifting political climates. She opens up about how these changes—plus new tariffs—are impacting Black businesses and media revenue, and why multicultural audiences are the real key to growth for big brands.

Morgan discusses the value of cash in business, the importance of strategic acquisitions, and the unique spending culture among Black millennials and Gen Z. Find out how she leveraged her resources to acquire three impactful Black-owned brands: Travel Noire, Shadow and Act, and R&B House Party. Learn how each acquisition helped expand Blavity's network—from travel to entertainment to experiences—and set the stage for major events like Blavity Fest.

Morgan also shares success frameworks from her new book, "Rewrite Your Rules," offering actionable advice for entrepreneurs, media creators, and nine-to-fivers who want to define success for themselves, break out of old molds, and master both growth and self-development.

If you want honest insight on scaling businesses, navigating corporate America, and investing in Black success, this is a must-watch!

*Timestamps:*

0:00 The real impact of DEI rollbacks & corporate shifts

2:10 Why tariffs matter more than politics for media revenue

3:40 Media growth & trusted news during chaotic times

4:00 Early investing lessons and the power of cash

5:00 How Morgan acquired Travel Noire, Shadow and Act, and R&B House Party

6:35 The story behind Blavity Fest

7:00 Practical frameworks from “Rewrite Your Rules”

*Key Highlights:*

The myth vs reality of DEI corporate commitments
How volatility creates opportunity for acquisition
The intersection of culture, travel, and business
Why defining your own success is crucial
Advice for entrepreneurs on building generational wealth

*Don’t forget to like, comment, and subscribe for more inspiring business conversations!*

#MorganDeBaun #Blavity #BlackExcellence #Entrepreneurship #MediaBusiness #Acquisition #BusinessGrowth #BlackOwned #RewriteYourRules #Investing #Tariffs #CorporateAmerica #AfroTech #BusinessPodcast

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How AI is Transforming Tech Careers for Black Professionals Apr 17, 2025

Show notes

In this clip, join Rashad Bilal, Troy Millings, and Morgan Debaun as they dive into how artificial intelligence and robotics are rapidly changing the tech industry—especially for Black professionals. Morgan, founder of AfroTech, shares eye-opening perspectives on the growing skills gap, the critical role of innovation, and why embracing new technology is now more vital than ever.

The conversation covers:

The accelerating pace of AI disruption in tech
Challenges and opportunities for Black professionals entering and thriving in the industry
How AfroTech connects talent and companies to close labor gaps
What the next 2-5 years could mean if communities don’t adapt
The importance of risk-taking and continuous learning

Whether you’re already in tech or considering making the leap, this clip offers powerful advice on staying ahead of the curve, building relevant skills, and seizing opportunities in a rapidly evolving digital landscape.

Don’t forget to like, comment, and subscribe for more insightful discussions!

#AfroTech #AI #TechCareers #BlackTech #Innovation #CareerAdvice #FutureOfWork #MorganDeBaun #RashadBilal #TroyMillings #ArtificialIntelligence

See omnystudio.com/listener for privacy information.

Navigating Market Uncertainty: The Impact of Trump's Tariff Changes Apr 15, 2025

Show notes

In this insightful clip, Rashad Bilal, Troy Millings, and Ian Dunlap discuss the recent changes in Trump's tariff policies and their impact on the market. We dive into the erratic behavior surrounding the exemptions for smartphones and computer chips, which were welcomed by the tech sector, only to be followed by a special tariff on semiconductors. This inconsistency creates a choppy market, leaving investors on edge.

The hosts explore why these sudden shifts are taking place, with Rashad noting the chaotic environment in which decisions seem to be made on the fly, drawing a parallel to Peyton Manning's game-time audibles. Troy expands on the challenges businesses face with such abrupt changes, including the difficulty in financial forecasting and the accumulation of debt amidst uncertainty.

Ian offers advice to traders, emphasizing the importance of having clear targets and recognizing this period as a significant bond opportunity despite the volatility. He recalls similar market conditions during Brexit and stresses the potential for long-term gains for those who remain patient.

In addition, the team touches on the ongoing AI development and the strategic moves of major players like Nvidia, which is committed to onshore manufacturing. This shift could transform the future landscape of the tech industry, with significant investments being made despite the current turbulence.

Join us for this deep dive into the current economic landscape, understand the factors at play, and learn actionable insights for navigating these uncertain times.

*Hashtags:*

#MarketAnalysis #TariffImpact #InvestmentStrategies #EconomicUncertainty #TechIndustry #OnshoreManufacturing #Nvidia #AI #StockMarket #FinancialPlanning

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