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    Business

    Don’t Depend On Daddy

    Learn how to run your life without chaos. Don’t Depend on Daddy blends wellness, routines, and real-life systems to help you feel more grounded, organized, and independent. The conversations are practical and honest, focused on habits that stick, structure that supports your energy, and learning how to take care of yourself without chaos or burnout. The goal is to build independence through small, intentional choices – and create a life that you actually enjoy living. New episodes every Wednesday <3

    Advertise

    Copyright: © Michela Allocca - Break Your Budget

    • Apple Podcasts
    • Google Play
    • Spotify

    Latest Episodes:
    100. Spring 2025 State of the Union: What’s In & Out for Hot Girl Spring Mar 12, 2025
    Show notes

    On this episode of DDOD, Michela is back with another State of the Union episode! This time, she is focusing specifically on ins and outs for spring 2025, because we are having a healthy and happy and hot spring! From letting go of a scaredy cat mentality to adding color into her wardrobe, this episode unveils a more personal side to Michela and you’re going to love it. If you have an In or Out for spring, be sure to leave a comment!


    TIME STAMPS:

    Episode Starts at 3:15

    💸 NEW Basic Budgeting Template:https://breakyourbudget.com/basic-budgeting-template

    💸 Personal Finance Dashboard:

    https://breakyourbudget.com/personal-finance-dashboard


    💸 Break Your Budget LTK:

    https://www.shopltk.com/explore/Breakyourbudget

    All Other Resources:

    https://breakyourbudget.com/links

    📸 Instagram: https://www.instagram.com/breakyourbudget/

    📲 Tiktok: https://www.tiktok.com/@breakyourbudget

    📸 Instagram:⁠⁠https://www.instagram.com/dontdependondaddy/⁠



    99. How to Build Your Dopamine Menu | Habits to Feel Better and Stop Doom Scrolling Mar 05, 2025
    Show notes

    On this episode of DDOD, Michela is discusses the concept of a Dopamine Menu! This was a trend from 2024 that covers all the little habits and special things that you can implement throughout your day when you need to boost your mood or spark a little joy. This is especially helpful if you are experiencing the winter blues, or just overall want to feel better without reaching for your phone. You’ll learn about what a dopamine menu is, and some examples from MIchela’s (current) dopamine menu!


    TIME STAMPS:

    Episode Starts at 3:11

    💸 NEW Basic Budgeting Template:https://breakyourbudget.com/basic-budgeting-template

    💸 Personal Finance Dashboard:

    https://breakyourbudget.com/personal-finance-dashboard


    📖 My Books:

    https://breakyourbudget.com/book


    💸 Break Your Budget LTK:

    https://www.shopltk.com/explore/Breakyourbudget

    All Other Resources:

    https://breakyourbudget.com/links

    📸 Instagram: https://www.instagram.com/breakyourbudget/

    📲 Tiktok: https://www.tiktok.com/@breakyourbudget

    📸 Instagram:⁠⁠https://www.instagram.com/dontdependondaddy/⁠



    98. Overcoming Overspending | How to Stop Impulse Shopping and Self-Sabotaging with Paige Pritchard Feb 26, 2025
    Show notes

    On this episode of DDOD, Michela is joined by Paige Pritchard, founder of Overcoming Overspending which is an online community of tens of thousands of women who are developing more disciplined and purposeful spending habits. Paige and Michela discuss how social media influences your spending habits, the 3 Ds of shopping (distance, desire, decision), spending guilt, FOMO, emotional shopping and escapism, how to create friction, aspirational lifestyles, and so much more. If you are ready to take your spending power BACK, this episode is for you!!


    FIND PAIGE:Instagram: https://www.instagram.com/overcoming_overspending/

    Podcast: https://overcomingoverspending.com/podcast


    TIME STAMPS:

    Episode Starts at 4:18


    💸 NEW Basic Budgeting Template:https://breakyourbudget.com/basic-budgeting-template

    💸 Personal Finance Dashboard:

    https://breakyourbudget.com/personal-finance-dashboard

    Break Your Budget Links:

    💸 Free Personal Finance Starter Kit Guide:

    https://breakyourbudget.myflodesk.com/personal-finance-starter-kit

    💸 The Ultimate Financial Reset Masterclass: https://breakyourbudget.com/year-end-masterclass

    📖 My Books:

    https://breakyourbudget.com/book

    👩🏼‍💻 Task Management System + Promotion Template:

    https://breakyourbudget.com/own-your-career-template

    ✅ Subscribe to my Weekly Newsletter, Common Cents:

    https://breakyourbudget.myflodesk.com/common-cents

    💸 Free Financial Plan Checklist + Crash Course:

    https://breakyourbudget.myflodesk.com/financial-plan-checklist

    💸 Free How to Navigate a Recession Guide:

    https://breakyourbudget.myflodesk.com/recession

    💸 Break Your Budget LTK:

    https://www.shopltk.com/explore/Breakyourbudget

    All Other Resources:

    https://breakyourbudget.com/links

    📸 Instagram: https://www.instagram.com/breakyourbudget/

    📲 Tiktok: https://www.tiktok.com/@breakyourbudget
    📸 Instagram:⁠⁠https://www.instagram.com/dontdependondaddy/⁠


    97. Systems to Improve Your Time Management and be More Productive | How I Balance Everything in Business and Life Feb 19, 2025
    Show notes

    On this episode of DDOD, Michela is sharing how she manages her time to balance building and scaling a business with health and wellness and also having time for a personal life! “Doing it all” is impossible, but getting things DONE is a result of having strong systems in place. Michela follows a variety of frameworks and routines to ensure that everything to run the business as well as ensure she stays sane gets accomplished each week. She also shares popular time management tips that she DOESN’T follow (aka time blocking) and how you can balance a 9-5 with content creation (if you want) and all the stuff that comes along with being a successful person!


    TIME STAMPS:

    Episode Starts at 4:32

    💸 NEW Basic Budgeting Template: https://breakyourbudget.com/basic-budgeting-template

    💸 Personal Finance Dashboard:

    https://breakyourbudget.com/personal-finance-dashboard


    Break Your Budget Links:

    💸 Free Personal Finance Starter Kit Guide:

    https://breakyourbudget.myflodesk.com/personal-finance-starter-kit

    💸 The Ultimate Financial Reset Masterclass: https://breakyourbudget.com/year-end-masterclass

    📖 My Books:

    https://breakyourbudget.com/book

    👩🏼‍💻 Task Management System + Promotion Template:

    https://breakyourbudget.com/own-your-career-template

    ✅ Subscribe to my Weekly Newsletter, Common Cents:

    https://breakyourbudget.myflodesk.com/common-cents

    💸 Free Financial Plan Checklist + Crash Course:

    https://breakyourbudget.myflodesk.com/financial-plan-checklist

    💸 Free How to Navigate a Recession Guide:

    https://breakyourbudget.myflodesk.com/recession


    💸 Break Your Budget LTK:

    https://www.shopltk.com/explore/Breakyourbudget


    All Other Resources:

    https://breakyourbudget.com/links


    📸 Instagram: https://www.instagram.com/breakyourbudget/

    📲 Tiktok: https://www.tiktok.com/@breakyourbudget

    📸 Instagram: ⁠⁠https://www.instagram.com/dontdependondaddy/⁠



    96. 10 Life Lessons That Will Change the Way You Think (from an almost 30 yr old) Feb 12, 2025
    Show notes

    On this episode of DDOD, Michela is sharing 10 lessons she learned throughout her 20s. In honor of 2025 being the year she turns 30, this is part one of many self-reflective episodes to come that cover important topics for your 20s. In this episode specifically, Michela shares some tough love around owning your choices and your life, learning how to find happiness at work, and being intentional about changing your life! If you have lessons for 20-somethings, leave them in the comments or send me a DM!


    TIME STAMPS:

    Episode Starts at 6:22


    💸 NEW Basic Budgeting Template: https://breakyourbudget.com/basic-budgeting-template

    💸 Personal Finance Dashboard:

    https://breakyourbudget.com/personal-finance-dashboard


    Break Your Budget Links:

    💸 Free Personal Finance Starter Kit Guide:

    https://breakyourbudget.myflodesk.com/personal-finance-starter-kit

    💸 The Ultimate Financial Reset Masterclass: https://breakyourbudget.com/year-end-masterclass

    📖 My Books:

    https://breakyourbudget.com/book

    👩🏼‍💻 Task Management System + Promotion Template:

    https://breakyourbudget.com/own-your-career-template

    ✅ Subscribe to my Weekly Newsletter, Common Cents:

    https://breakyourbudget.myflodesk.com/common-cents

    💸 Free Financial Plan Checklist + Crash Course:

    https://breakyourbudget.myflodesk.com/financial-plan-checklist

    💸 Free How to Navigate a Recession Guide:

    https://breakyourbudget.myflodesk.com/recession


    💸 Break Your Budget LTK:

    https://www.shopltk.com/explore/Breakyourbudget

    All Other Resources:

    https://breakyourbudget.com/links


    📸 Instagram: https://www.instagram.com/breakyourbudget/

    📲 Tiktok: https://www.tiktok.com/@breakyourbudget

    📸 Instagram: ⁠https://www.instagram.com/dontdependondaddy/


    95. How I Became Successful in my 20s | Habits, Systems, Routines Across 5 Key Pillars of Life Feb 05, 2025
    Show notes

    On this episode of DDOD, Michela shares habits/routines/systems that have helped her be successful in her 20s. The goal is to enter your 30s feeling SUPER proud of what you accomplished in your 20s, and this episode breaks down the stand-out actions she has taken across 5 pillars of life: personal finance, career, appearance, health/wellness, and personal relationships. Plus, a few life lessons learned along the way. If you are ready to uplevel any of these areas - no matter what your age - you will enjoy this episode!


    TIME STAMPS:

    Episode Starts at 4:01


    💸 NEW Basic Budgeting Template: https://breakyourbudget.com/basic-budgeting-template

    💸 Personal Finance Dashboard:

    https://breakyourbudget.com/personal-finance-dashboard


    Break Your Budget Links:

    💸 Free Personal Finance Starter Kit Guide:

    https://breakyourbudget.myflodesk.com/personal-finance-starter-kit

    💸 The Ultimate Financial Reset Masterclass: https://breakyourbudget.com/year-end-masterclass

    📖 My Books:

    https://breakyourbudget.com/book

    👩🏼‍💻 Task Management System + Promotion Template:

    https://breakyourbudget.com/own-your-career-template

    ✅ Subscribe to my Weekly Newsletter, Common Cents:

    https://breakyourbudget.myflodesk.com/common-cents

    💸 Free Financial Plan Checklist + Crash Course:

    https://breakyourbudget.myflodesk.com/financial-plan-checklist

    💸 Free How to Navigate a Recession Guide:

    https://breakyourbudget.myflodesk.com/recession

    💸 Break Your Budget LTK:

    https://www.shopltk.com/explore/Breakyourbudget

    All Other Resources:

    https://breakyourbudget.com/links

    📸 Instagram: https://www.instagram.com/breakyourbudget/

    📲 Tiktok: https://www.tiktok.com/@breakyourbudget



    94. How to Rebrand Your Life in Q1 and Embrace Winter | Avoiding Winter Blues Jan 29, 2025
    Show notes

    On this episode of DDOD, Michela shares 5 tips on how to start embracing winter and romanticizing this slower period of the year. The winter season is the perfect time to slow down and use this extra space to REBRAND your life and actually implement the intentions you set at the top of the year. So if you are hoping to avoid the winter blues and enter the spring and summer seasons feeling REFRESHED and like the best version of yourself, then you’ll love this episode.


    TIME STAMPS:

    Episode Starts at 5:55



    💸 NEW Basic Budgeting Template: https://breakyourbudget.com/basic-budgeting-template

    💸 Personal Finance Dashboard:

    https://breakyourbudget.com/personal-finance-dashboard


    Break Your Budget Links:

    💸 Free Personal Finance Starter Kit Guide:

    https://breakyourbudget.myflodesk.com/personal-finance-starter-kit

    💸 The Ultimate Financial Reset Masterclass: https://breakyourbudget.com/year-end-masterclass

    📖 My Books:

    https://breakyourbudget.com/book

    👩🏼‍💻 Task Management System + Promotion Template:

    https://breakyourbudget.com/own-your-career-template

    ✅ Subscribe to my Weekly Newsletter, Common Cents:

    https://breakyourbudget.myflodesk.com/common-cents

    💸 Free Financial Plan Checklist + Crash Course:

    https://breakyourbudget.myflodesk.com/financial-plan-checklist

    💸 Free How to Navigate a Recession Guide:

    https://breakyourbudget.myflodesk.com/recession

    💸 Break Your Budget LTK:

    https://www.shopltk.com/explore/Breakyourbudget


    All Other Resources:

    https://breakyourbudget.com/links

    📸 Instagram: https://www.instagram.com/breakyourbudget/

    📲 Tiktok: https://www.tiktok.com/@breakyourbudget



    93. Your Guide to Material Composition and Creating a Wardrobe of Natural Fibers Jan 22, 2025
    Show notes

    This year, my goal is to shop more intentionally. A major theme of this is to begin purchasing clothing made of natural materials, and slowly phase out the synthetic clothing in my closet. Natural materials wear better, they look better, they last longer, and are an overall better ROI on your clothing spend. However, it can feel like a daunting task to navigate shopping for natural materials in a world where everything is made of plastic. In this episode, Michela shares why natural materials are better, what materials to look for, where to focus your purchases on, and her favorite brands. Everything is linked on LTK!


    Break Your Budget LTK: https://www.shopltk.com/explore/Breakyourbudget

    💸 Free Personal Finance Starter Kit Guide:

    https://breakyourbudget.myflodesk.com/personal-finance-starter-kit


    TIME STAMPS:

    Episode Starts at 2:45


    Break Your Budget Links:

    💸 The Ultimate Financial Reset Masterclass: https://breakyourbudget.com/year-end-masterclass

    💸 Personal Finance Dashboard:

    https://breakyourbudget.com/personal-finance-dashboard

    📖 My Books:

    https://breakyourbudget.com/book

    👩🏼‍💻 Task Management System + Promotion Template:

    https://breakyourbudget.com/own-your-career-template

    ✅ Subscribe to my Weekly Newsletter, Common Cents:

    https://breakyourbudget.myflodesk.com/common-cents

    💸 Free Financial Plan Checklist + Crash Course:

    https://breakyourbudget.myflodesk.com/financial-plan-checklist

    💸 Free How to Navigate a Recession Guide:

    https://breakyourbudget.myflodesk.com/recession

    All Other Resources:

    https://breakyourbudget.com/links


    📸 Instagram: https://www.instagram.com/breakyourbudget/

    📲 Tiktok: https://www.tiktok.com/@breakyourbudget


    92. My Consumption Rules in 2025 to BUY LESS (and of course, buy better) Jan 15, 2025
    Show notes

    My spending theme in 2025 is to buy and consume LESS. The process of moving was so jarring to me, and it made me realize how much *stuff* I have.. And how much I don’t use. The conversation around consumption has been at the forefront of social media over the last few months. Underconsumption, project pan, and using what we have is going to carry us at least through Q1, but hopefully turns from “trend” to everlasting theme in how we use and spend our money. In this episode, Michela shares her “rules” for consuming this year in an effort to spend less, but also become a more conscious consumer.


    TIME STAMPS:

    Episode Starts at 11:18


    Break Your Budget Links:

    💸 The Ultimate Financial Reset Masterclass: https://breakyourbudget.com/year-end-masterclass

    💸 Personal Finance Dashboard:

    https://breakyourbudget.com/personal-finance-dashboard

    📖 My Books:

    https://breakyourbudget.com/book

    👩🏼‍💻 Task Management System + Promotion Template:

    https://breakyourbudget.com/own-your-career-template

    ✅ Subscribe to my Weekly Newsletter, Common Cents:

    https://breakyourbudget.myflodesk.com/common-cents

    💸 Free Financial Plan Checklist + Crash Course:

    https://breakyourbudget.myflodesk.com/financial-plan-checklist

    💸 Free Personal Finance Starter Kit Guide:

    https://breakyourbudget.myflodesk.com/personal-finance-starter-kit

    💸 Free How to Navigate a Recession Guide:

    https://breakyourbudget.myflodesk.com/recession

    All Other Resources:

    https://breakyourbudget.com/links


    📸 Instagram: https://www.instagram.com/breakyourbudget/

    📲 Tiktok: https://www.tiktok.com/@breakyourbudget



    91. How To Make Your Life Better in 2025: Money, Career, Productivity, & Appearance Jan 01, 2025
    Show notes

    Happy New Year! A fresh year means a fresh start and taking advantage of all the motivation you have to uplevel your life. In this episode, Michela is sharing 3 tips each to enhance your money, career, productivity, and appearance. From taking a softer approach to your finances, exploring side quests and building community, using AI to uplevel your productivity systems, and taking the extra 10 minutes to feel better about how you look, each of these tips is going to make your life better this year. It’s not your typical glow-up episode, so if you’re looking to learn something new and gain a new perspective on leveling up, you’ll love this.


    TIME STAMPS:

    Episode Starts at 3:22


    Break Your Budget Inner Circle: https://break-your-budget-inner-circle.circle.so/checkout/break-your-budget-inner-circle



    Break Your Budget Links:

    💸 The Ultimate Financial Reset Masterclass: https://breakyourbudget.com/year-end-masterclass

    💸 Personal Finance Dashboard:

    https://breakyourbudget.com/personal-finance-dashboard

    📖 My Books:

    https://breakyourbudget.com/book

    👩🏼‍💻 Task Management System + Promotion Template:

    https://breakyourbudget.com/own-your-career-template

    ✅ Subscribe to my Weekly Newsletter, Common Cents:

    https://breakyourbudget.myflodesk.com/common-cents

    💸 Free Financial Plan Checklist + Crash Course:

    https://breakyourbudget.myflodesk.com/financial-plan-checklist

    💸 Free Personal Finance Starter Kit Guide:

    https://breakyourbudget.myflodesk.com/personal-finance-starter-kit

    💸 Free How to Navigate a Recession Guide:

    https://breakyourbudget.myflodesk.com/recession

    All Other Resources:

    https://breakyourbudget.com/links

    📸 Instagram: https://www.instagram.com/breakyourbudget/

    📲 Tiktok: https://www.tiktok.com/@breakyourbudget


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