Don&#8217;t Depend On Daddy

https://breakyourbudget.com/basic-budgeting-template

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👩🏼‍💻 Task Management System + Promotion Template:

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💸 Recession Guide: https://breakyourbudget.com/recession-guide

✅ Monthly Audit Checklist: https://breakyourbudget.com/monthly-audit-checklist

✍🏻 Personal Finance Starter Kit: https://breakyourbudget.com/pf-starter-kit

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👩🏼‍💻 Inquiries: michela@breakyourbudget.com

📸 Instagram: https://www.instagram.com/breakyourbudget/

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💸 Break Your Budget LTK:

109. Building a Sustainable and Seasonal Wardrobe | How I Buy Clothes for 4 Seasons on a Budget May 14, 2025

Show notes

On this episode of DDOD, Michela shares how she is approaching upgrading her wardrobe with the seasons in mind. Having a well-rounded wardrobe is HARD, especially if you live in a place that experiences 4 distinct seasons. In this episode, Michela is sharing some rules for approaching your seasonal wardrobe, financial guidelines to incorporate for spending on your seasonal wardrobe, and her thoughts (more of them lol) on buying clothes and actually wearing them! TIME STAMPS: Episode Starts at 8:17💸 NEW FI/RE Template: https://breakyourbudget.com/fire-template💸 Basic Budgeting Template: https://breakyourbudget.com/basic-budgeting-template💸 Personal Finance Dashboard:https://breakyourbudget.com/personal-finance-dashboard✅ Subscribe to Break Your Budget Weekly: https://breakyourbudget.com/newsletter📖 My Books: https://breakyourbudget.com/book👩🏼‍💻 Task Management System + Promotion Template:https://breakyourbudget.com/own-your-career-templateFREE DOWNLOADS:💸 Recession Guide: https://breakyourbudget.com/recession-guide✅ Monthly Audit Checklist: https://breakyourbudget.com/monthly-audit-checklist✍🏻 Personal Finance Starter Kit: https://breakyourbudget.com/pf-starter-kitAll Other Resources: https://breakyourbudget.com/links👩🏼‍💻 Inquiries: michela@breakyourbudget.com📸 Instagram: https://www.instagram.com/breakyourbudget/📲 Tiktok: https://www.tiktok.com/@breakyourbudget📸 Instagram: ⁠⁠https://www.instagram.com/michela_alloccaa💸 Break Your Budget LTK: https://www.shopltk.com/explore/Breakyourbudget

108. How to Make Money Online Without Being an Influencer ft. Kate Robb May 07, 2025

Show notes

On this episode of DDOD, Michela is joined by the lovely Kate Robb, a digital entrepreneur with EIGHT streams of income! We focus this conversation primarily on her Etsy business, where she has scaled her shops selling print on demand and digital on demand products. We cover how to get started on Etsy, the Etsy algorithm, if the space is overcrowded (it’s not), and so much more! If you are wanting to start a side hustle but the idea of creating content doesn’t appeal to you - you’ll LOVE THIS!About Kate: Kate is a former teacher turned tech recruiter turned full-time entrepreneur. She helps creative people build diverse income streams that don’t feel like work - from selling print on demand products and digital wall art on Etsy to monetizing content online. Her mission is to make self employment feel approachable and achievable, especially for young women who’ve been told a 9 to 5 is the only viable path.TIME STAMPS: Episode Starts at 6:05FIND KATE: Website: https://www.katerobbllc.com/TikTok: https://www.tiktok.com/@katerobbllcInstagram: https://www.instagram.com/katerobbllc/RESOURCES:💸 NEW FI/RE Template: https://breakyourbudget.com/fire-template💸 Basic Budgeting Template: https://breakyourbudget.com/basic-budgeting-template💸 Personal Finance Dashboard:https://breakyourbudget.com/personal-finance-dashboard✅ Subscribe to Break Your Budget Weekly: https://breakyourbudget.com/newsletter📖 My Books: https://breakyourbudget.com/book👩🏼‍💻 Task Management System + Promotion Template:https://breakyourbudget.com/own-your-career-templateFREE DOWNLOADS:💸 Recession Guide: https://breakyourbudget.com/recession-guide✅ Monthly Audit Checklist: https://breakyourbudget.com/monthly-audit-checklist✍🏻 Personal Finance Starter Kit: https://breakyourbudget.com/pf-starter-kitAll Other Resources: https://breakyourbudget.com/links👩🏼‍💻 Inquiries: michela@breakyourbudget.com📸 Instagram: https://www.instagram.com/breakyourbudget/📲 Tiktok: https://www.tiktok.com/@breakyourbudget📸 Instagram: ⁠⁠https://www.instagram.com/michela_alloccaa💸 Break Your Budget LTK: https://www.shopltk.com/explore/Breakyourbudget

107. How to Reclaim Your Routines! Why Routines Make You Happier and Set You Free Apr 30, 2025

Show notes

On this episode of DDOD, Michela is sharing how she is reclaiming her routines this spring and summer. As we move into the warmer months, it is time to seize the day and take control of your time. She is sharing the psychology behind why routines make you happier, elements of successful morning, work, and night routines, and how she is incorporating some changes into her daily routines to feel better.

TIME STAMPS:

Episode Starts at 2:03

💸 NEW FI/RE Template:

https://breakyourbudget.com/basic-budgeting-template

💸 Basic Budgeting Template:

💸 Personal Finance Dashboard:

https://breakyourbudget.com/personal-finance-dashboard

✅ Subscribe to Break Your Budget Weekly:

📖 My Books:

https://breakyourbudget.com/own-your-career-template

👩🏼‍💻 Task Management System + Promotion Template:

FREE DOWNLOADS:

💸 Recession Guide: https://breakyourbudget.com/recession-guide

✅ Monthly Audit Checklist: https://breakyourbudget.com/monthly-audit-checklist

✍🏻 Personal Finance Starter Kit: https://breakyourbudget.com/pf-starter-kit

All Other Resources:

📸 Instagram: https://www.instagram.com/breakyourbudget/

📸 Instagram: ⁠⁠https://www.instagram.com/michela_alloccaa

💸 Break Your Budget LTK:

106. Things I Find Incredibly ~Chic~ Apr 23, 2025

Show notes

On this episode of DDOD, Michela is hopping on the TikTok trend and sharing some things she finds incredibly chic. These go beyond just your personal style (although there are a few style items) and transcend into how you operate, from hobbies to cooking to navigating friendships as an adult.

TIME STAMPS:

Episode Starts at 3:24

💸 NEW FI/RE Template:

https://breakyourbudget.com/basic-budgeting-template

💸 Basic Budgeting Template:

💸 Personal Finance Dashboard:

https://breakyourbudget.com/personal-finance-dashboard

✅ Subscribe to Break Your Budget Weekly:

📖 My Books:

https://breakyourbudget.com/own-your-career-template

👩🏼‍💻 Task Management System + Promotion Template:

FREE DOWNLOADS:

💸 Recession Guide: https://breakyourbudget.com/recession-guide

✅ Monthly Audit Checklist: https://breakyourbudget.com/monthly-audit-checklist

✍🏻 Personal Finance Starter Kit: https://breakyourbudget.com/pf-starter-kit

All Other Resources:

📸 Instagram: https://www.instagram.com/breakyourbudget/

📸 Instagram: ⁠⁠https://www.instagram.com/michela_alloccaa

💸 Break Your Budget LTK:

105. How I Cleared my Hormonal Acne | High Fiber Diet, Birth Control, and Topical Routine Apr 16, 2025

Show notes

On this episode of DDOD, Michela is sharing how she cleared her hormonal acne in her 20s. She discusses how following a high fiber, whole foods diet can help improve digestion to clear skin, the impact going off birth control had on her skin, and her current skincare routine. DISCLAIMER: Michela is not a doctor and this is not medical advice.

TIME STAMPS:

Episode Starts at 3:22

💸 NEW FI/RE Template:

https://breakyourbudget.com/basic-budgeting-template

💸 Basic Budgeting Template:

💸 Personal Finance Dashboard:

https://breakyourbudget.com/personal-finance-dashboard

✅ Subscribe to Break Your Budget Weekly:

📖 My Books:

https://breakyourbudget.com/own-your-career-template

👩🏼‍💻 Task Management System + Promotion Template:

FREE DOWNLOADS:

✅ Monthly Audit Checklist: https://breakyourbudget.com/monthly-audit-checklist

✍🏻 Personal Finance Starter Kit: https://breakyourbudget.com/pf-starter-kit

All Other Resources:

📸 Instagram: https://www.instagram.com/breakyourbudget/

📸 Instagram: ⁠⁠https://www.instagram.com/michela_alloccaa

💸 Break Your Budget LTK:

104. 5 Microhabits That Have Improved My Quality of Life Apr 09, 2025

Show notes

On this episode of DDOD, Michela is sharing 5 small habits she has incorporated into her routine that have made her life better. The habits include ritualizing her morning coffee, implementing a daily content hour, using a written to-do list, going on a long walk, and taking the extra 10 minutes at night for self–care. It truly is the little things that make it possible to find joy in the mundane parts of everyday life!

TIME STAMPS:

Episode Starts at 3:00
💸 NEW FI/RE Template:

https://breakyourbudget.com/basic-budgeting-template

💸 Basic Budgeting Template:

💸 Personal Finance Dashboard:

https://breakyourbudget.com/personal-finance-dashboard

✅ Subscribe to Break Your Budget Weekly:

📖 My Books:

https://breakyourbudget.com/own-your-career-template

👩🏼‍💻 Task Management System + Promotion Template:

FREE DOWNLOADS:

✅ Monthly Audit Checklist: https://breakyourbudget.com/monthly-audit-checklist

✍🏻 Personal Finance Starter Kit: https://breakyourbudget.com/pf-starter-kit

All Other Resources:

📸 Instagram: https://www.instagram.com/breakyourbudget/

📸 Instagram: ⁠⁠https://www.instagram.com/michela_alloccaa

💸 Break Your Budget LTK:

103. My Underconsumption Journey: Q1 Low Buy Update + Q2 Spending Plans! Apr 02, 2025

Show notes

On this episode of DDOD, Michela is sharing her 3 month low-buy & underconsumption update. She reflects on her consumption rules she set at the beginning of 2025 and gets honest about what is and isn’t working. Plus, she shares the things she bought in Q1 and what her spending plans are in Q2!

TIME STAMPS:

Episode Starts at 5:15

💸 NEW FI/RE Template:

https://breakyourbudget.com/basic-budgeting-template

💸 Basic Budgeting Template:

💸 Personal Finance Dashboard:

https://breakyourbudget.com/personal-finance-dashboard

✅ Subscribe to Break Your Budget Weekly:

📖 My Books:

https://breakyourbudget.com/own-your-career-template

👩🏼‍💻 Task Management System + Promotion Template:

FREE DOWNLOADS:

✅ Monthly Audit Checklist: https://breakyourbudget.com/monthly-audit-checklist

✍🏻 Personal Finance Starter Kit: https://breakyourbudget.com/pf-starter-kit

All Other Resources:

📸 Instagram: https://www.instagram.com/breakyourbudget/

📸 Instagram: ⁠⁠https://www.instagram.com/michela_alloccaa

💸 Break Your Budget LTK:

https://breakyourbudget.com/personal-finance-dashboard

102. The 12 Week Year: How to Accomplish More in 12 Weeks than Most People Do in a Year Mar 26, 2025

Show notes

On this episode of DDOD, Michela is sharing the key lessons from the 12 Week Year. After successfully implementing this method for the first 12 weeks of 2025, Michela can confirm that condensing your planning cycle into 12 week sprints vs. annual targets really DOES make a different. Learn about why annual planning doesn’t work, the 5 disciplines of execution (vision, planning, process control, measurement, time use), and how to implement these strategies for Q2 (the next 12 week spring). This strategy can be applied to ANY area of your life, so if you’re ready to take control of your goals, you need to listen!

TIME STAMPS:

Episode Starts at 4:54

💸 NEW Basic Budgeting Template: https://breakyourbudget.com/basic-budgeting-template

💸 Personal Finance Dashboard:

✅ Subscribe to Break Your Budget Weekly:

📖 My Books:

https://breakyourbudget.com/own-your-career-template

👩🏼‍💻 Task Management System + Promotion Template:

💸 Break Your Budget LTK:

All Other Resources:

📸 Instagram: https://www.instagram.com/breakyourbudget/

https://breakyourbudget.com/personal-finance-dashboard

📸 Instagram: ⁠⁠https://www.instagram.com/michela_alloccaa

101. Life Audit: Your 2025 Spring Cleaning Checklist to Get Your Sh*t Together Mar 19, 2025

Show notes

AUDIO NOTE!!! I've been told the audio is only coming out on the left for some. I don't know what happened!! I am sorry !!!!!

On this episode of DDOD, Michela is sharing how you can SPRING CLEAN your life and find new motivation as the winter comes to an end. She covers personal finances, your professional life, personal goals, a wardrobe cleanout, digital decluttering, and cleaning out your physical space. If you are ready to head into the new season with a FRESH START then you’ll love this episode.

TIME STAMPS:

Episode Starts at 5:21

💸 NEW Basic Budgeting Template: https://breakyourbudget.com/basic-budgeting-template

💸 Personal Finance Dashboard:

✅ Subscribe to Break Your Budget Weekly:

📖 My Books: