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    Business

    Don’t Depend On Daddy

    Learn how to run your life without chaos. Don’t Depend on Daddy blends wellness, routines, and real-life systems to help you feel more grounded, organized, and independent. The conversations are practical and honest, focused on habits that stick, structure that supports your energy, and learning how to take care of yourself without chaos or burnout. The goal is to build independence through small, intentional choices – and create a life that you actually enjoy living. New episodes every Wednesday <3

    Advertise

    Copyright: © Michela Allocca - Break Your Budget

    • Apple Podcasts
    • Google Play
    • Spotify
    Latest Episodes:
    80. Build Your Personal Brand: Strategies to Change Your Career Trajectory ft. Courtney Johnson Oct 16, 2024
    Show notes

    On this episode of DDOD, Michela sat down with Courtney Johnson, a personal brand expert and content creator based in Austin, TX. In this conversation, you learn all about personal branding, how to start a personal brand, social media strategies and tips, and so much more. If you’re ready to take your career to the next level and open yourself up to new opportunities, this is for you! COURNTEY’S LINKS: Linkedin: https://www.linkedin.com/in/courtneylynnjohnson/

    Spotify: https://open.spotify.com/show/7oaV8L7rOBd878nlwydJrj

    Maven (Linkedin Cohort): https://maven.com/courtneyjohnson/personalbrand

    Patreon: https://www.patreon.com/courtneylynnjohnson

    Monday Megaphone Newsletter: https://artisanal-originator-6888.ck.page/0e038bf26a

    Instagram: @courtlynnjohnson Tiktok: @courtney..johnson OWN YOUR CAREER: https://breakyourbudget.com/oyc-book

    FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg

    Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard

    FREE Recession Guide: https://breakyourbudget.myflodesk.com/recession

    FREE Personal Finance Starter Kit: https://breakyourbudget.myflodesk.com/mlncth2n40

    All Other Resources: www.breakyourbudget.com/links

    79. My Top 10 Intentional Splurges I’ve Made in my Late 20s Oct 09, 2024
    Show notes

    On this episode of DDOD, Michela shares her top 10 intentional splurges she has made in the last few years. These items are her most used products/items/etc that she has intentionally researched, planned for, and purchased. They span all price ranges, starting at $45 to $700.


    Links to everything I shared:

    https://shopmy.us/breakyourbudget/shelves

    GET RAKUTEN:

    https://www.rakuten.com/r/MICHEL156676?eeid=28187

    RED LIGHT FACE MASK: code BREAKYOURBUDGET10

    https://omniluxled.com/collections/all?transaction_id=1025c2a3d8fc00ddc3751947c154f0&utm_source=aspire&utm_medium=influencer&utm_campaign=breakyourbudget

    OWN YOUR CAREER:

    https://breakyourbudget.com/oyc-book

    FREE FINANCIAL PLAN CRASH COURSE:

    https://breakyourbudget.myflodesk.com/rojmq2zecg

    Personal Finance Dashboard:

    https://breakyourbudget.com/personal-finance-dashboard

    FREE Recession Guide:

    https://breakyourbudget.myflodesk.com/recession

    FREE Personal Finance Starter Kit:

    https://breakyourbudget.myflodesk.com/mlncth2n40

    All Other Resources:

    www.breakyourbudget.com/links


    78. How to Create a Holiday Savings Plan Oct 02, 2024
    Show notes

    On this episode of DDOD, Michela shares how you can start saving and budgeting for the holidays! Learn quick tips to plan your holiday budget, who you’ll buy for, map out expenses, and shop intentionally.


    GET RAKUTEN:

    https://www.rakuten.com/r/MICHEL156676?eeid=28187

    OWN YOUR CAREER:

    https://breakyourbudget.com/oyc-book

    FREE FINANCIAL PLAN CRASH COURSE:

    https://breakyourbudget.myflodesk.com/rojmq2zecg

    Personal Finance Dashboard:

    https://breakyourbudget.com/personal-finance-dashboard

    FREE Recession Guide:

    https://breakyourbudget.myflodesk.com/recession

    FREE Personal Finance Starter Kit:

    https://breakyourbudget.myflodesk.com/mlncth2n40

    All Other Resources:

    www.breakyourbudget.com/links


    77. Back-to-Basics: 5 Personal Finance Moves to Make in Your 20s/30s Sep 25, 2024
    Show notes

    On this episode of DDOD, Michela breaks down the 5 things you need to do to get started on (or refresh) your financial journey. This is a back-to-basics episode where the foundations of financial literacy are discussed at length, including budgeting, account frameworks, setting goals, money tools, and financial routines.


    OWN YOUR CAREER:

    https://breakyourbudget.com/oyc-book

    FREE FINANCIAL PLAN CRASH COURSE:

    https://breakyourbudget.myflodesk.com/rojmq2zecg

    Personal Finance Dashboard:

    https://breakyourbudget.com/personal-finance-dashboard

    FREE Recession Guide:

    https://breakyourbudget.myflodesk.com/recession

    FREE Personal Finance Starter Kit:

    https://breakyourbudget.myflodesk.com/mlncth2n40

    All Other Resources:

    www.breakyourbudget.com/links


    76. Life Update: I'm Moving! My Current Favorites! Chatty Q+A! Sep 18, 2024
    Show notes

    OWN YOUR CAREER:

    https://breakyourbudget.com/oyc-book

    FREE FINANCIAL PLAN CRASH COURSE:

    https://breakyourbudget.myflodesk.com/rojmq2zecg

    Personal Finance Dashboard:

    https://breakyourbudget.com/personal-finance-dashboard

    All Other Resources:

    www.breakyourbudget.com/links

    Birks I got: https://www.birkenstock.com/us/-boston-soft-footbed-suede-leather/boston-suede2-suedeleather-softfootbed-eva-u_2215.html


    On this episode of DDOD, Michela shares an update on her moving plans, her current favorites, and answers a few of your questions about dating, HYSA, writing a book, getting confident on social media, and more!


    75. 10 Micro Habits that are Sabotaging Your Finances Sep 11, 2024
    Show notes

    On this episode of DDOD, Michela shares 10 micro habits that might be keeping you broke. All of these micro habits are things you could be doing that are sabotaging your money. The best part is that they are all easily adjusted or changed, and don’t require getting a new job or increasing your salary. Do you do any of these? Leave a comment to let her know!


    OWN YOUR CAREER:

    https://breakyourbudget.com/oyc-book

    FREE FINANCIAL PLAN CRASH COURSE:

    https://breakyourbudget.myflodesk.com/rojmq2zecg

    Personal Finance Dashboard:

    https://breakyourbudget.com/personal-finance-dashboard

    All Other Resources:

    www.breakyourbudget.com/links


    74. How to Get a [New] Job By the End of 2024 Sep 04, 2024
    Show notes

    On this episode of DDOD, Michela discusses a game plan to take advantage of the September Surge! The September Surge is a period after the summer but before the holiday season where recruiters and companies are the most focused on filling positions. She discusses how to give your public facing profiles a facelift, up your networking game, and put together a job application strategy. If you are looking for a new role you need to listen! (These tips apply at any point of the year, not just during September)


    OWN YOUR CAREER:

    https://breakyourbudget.com/oyc-book

    RESUME TEMPLATE:

    https://breakyourbudget.myflodesk.com/e985fd77-7555-40b0-9595-96b6cffa3e69

    FREE FINANCIAL PLAN CRASH COURSE:

    https://breakyourbudget.myflodesk.com/rojmq2zecg

    Personal Finance Dashboard:

    https://breakyourbudget.com/personal-finance-dashboard

    All Other Resources:

    www.breakyourbudget.com/links


    73. Ask Michela: Becoming a Morning Person, Balancing Financial Goals, Saving Too Much, and More! Aug 28, 2024
    Show notes

    OWN YOUR CAREER:

    https://breakyourbudget.com/oyc-book

    FREE FINANCIAL PLAN CRASH COURSE:

    https://breakyourbudget.myflodesk.com/rojmq2zecg

    Personal Finance Dashboard:

    https://breakyourbudget.com/personal-finance-dashboard

    All Other Resources:

    www.breakyourbudget.com/links


    On this episode of DDOD, Michela answers your money/career/life questions! From how to stop impulse spending to optimizing your time while working from home. Here are the questions she covers:

    -How do I stop impulse spending on clothes and shopping?

    -What HYSA do you recommend? What bank accounts do you use?

    -Do you have recommendations for the car buying process?

    -Is there such thing as “saving too much?”

    -Do you have advice for job hunters that are desperate to get out of a toxic job?

    -How to decide between paying off medium interest debt and investing?

    How to optimize efficiency when working from home?

    -How to become a morning person?

    -How do you structure your business?

    -Have I read ‘Die With Zero’ and what do I think about the strategy?

    -Advice for balancing saving for retirement and medium term goals like a down payment?

    -Reasons for wanting to move away from LA?


    72. Credit Cards 101: Building Your Credit + How to Choose the Right Card for You Aug 21, 2024
    Show notes

    (sorry the audio on this is a tad weird!)


    OWN YOUR CAREER:

    https://breakyourbudget.com/oyc-book

    FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg

    Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard

    All Other Resources:

    www.breakyourbudget.com/links


    On this episode of DDOD, Michela does a deep dive on credit cards! She covers what factors make up your credit score, how to build and boost your credit, how to figure out the right credit card for you, and her current suite of cards. If you have credit card questions and are looking for the right card, this is a great episode for you!


    71. 5 Tips to Navigate a Looming Recession Aug 14, 2024
    Show notes

    HYSA vs. CD Article:

    https://www.ally.com/stories/save/cd-vs-savings-account/

    OWN YOUR CAREER:

    https://breakyourbudget.com/oyc-book

    FREE FINANCIAL PLAN CRASH COURSE:

    https://breakyourbudget.myflodesk.com/rojmq2zecg

    Personal Finance Dashboard:

    https://breakyourbudget.com/personal-finance-dashboard

    All Other Resources:

    www.breakyourbudget.com/links

    On this episode of DDOD, Michela shares 5 tips to navigate and prepare for a recession. There were many compounding factors that have led to this point and unfortunately we are on the edge of what could be another recessionary period. If you are feeling concerned and are seeking tips on how to prepare your finances and your career for a recession, this is for you! She covers:

    -How to take a financial snapshot

    -How to evaluate your cash position

    -Why you should prioritize your debt

    -How to find areas in your budget to reduce

    -Why you need to uplevel your skillset

    Previous 1 9 10 11 12 13 19 Next

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