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    Disrupting Divorce: Conversations for Women

    Divorce is the second highest stressor for women, second only to the death of a spouse.

    Are you feeling overwhelmed and not even sure where to start? If so, you are in the right place! We are so glad you are here. Disrupting Divorce: Conversations for Women is for women who want to be heard, want to step into their financial power and want to get a better outcome. What is your next best disruptive move? Join Certified Divorce Financial Analyst, Rhonda Noordyk, as she provides you with candid conversations, practical strategies, and positive encouragement so you can breathe easier and feel empowered every step of the way. Rhonda has spent over 18,000 hours helping women like you navigate divorce, challenge the status quo and come out stronger. So, if you’re ready to accelerate your confidence and increase your sense of empowerment, tune in and join the thousands of women growing every day through the podcast.

    Advertise

    Copyright: © Rhonda Noordyk, CFEI, CDFA®

    • Apple Podcasts
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    Latest Episodes:
    Episode 075: Making Co-Parenting Easy with Michael Daniels Jun 19, 2020
    Show notes

    In this episode, Michael shares some great ways to make co-parenting easy, including how you can accomplish this through the Fayr app. Fayr stands for: Family Advocacy is Your Responsibility.

    Some highlights:

    1. It is IMPORTANT to stay organized throughout the divorce process;
    2. Fayr makes it easy to see who owes what with expenses, and helps balance things out;
    3. You are able to "check in" with a date and time stamp at important locations - driven by GPS;
    4. You can use Fayr alone, or with your co-parent;
    5. Fayr will NEVER sell your user data - they understand the information that you share may be private

    Be prepared to take notes!

    Contact Information and Other Resources

    Our guests today was Michael Daniels, CEO of Fayr.

    Fayr was born out of two desires: to become a better co-parent, and to make the experience of co-parenting better.

    After his separation, Michael found it a constant challenge to be the best, most present father he could be. The time he wanted to spend focused on his children was instead taken up by tedious documentation, scheduling and preparing for court.

    Why wasn't there an alternative to this time consuming, anxiety producing way co-parents were forced interact?

    Enter Fayr. Our app encompasses the whole range of co-parents needs - financial, documentation, geo pinpointing, scheduling, communication - for the entire time you're co-parenting.

    What makes us different? At Fayr, it's not just about efficiency and ease (though we love those). We also help you create a better co-parenting experience by providing tools for: constructive communication, argument diffusion, and emotional support.

    FAYR.com | Facebook | Instagram | Twitter

    Email Michael: michael@fayr.com

    ____________________

    Our host of Divorce Conversations for Women Podcast is Rhonda Noordyk, CFEI

    Rhonda Noordyk's relentless pursuit of financial justice for women going through divorce drove her to leave the financial industry in 2014 to open The Women's Financial Wellness Center. She was in search of a better way. She used her knowledge, passion, and experience to build a leading-edge business model. The intention was to create a business that provided a safe place for women - especially those in a vulnerable position - to find their paths, find their voices and find the financial confidence they need to lift themselves out of seemingly hopeless situations. Since starting the Women's Financial Wellness Center, after a 10+ year career in the financial industry, she has helped alleviate financial vulnerability for thousands of women.

    ​In addition to being the CEO of The Women's Financial Wellness Center, Rhonda is also a professional speaker. While her platform is women's money wellness, it is not just about money. Her topics include: assertive communication, boundaries, leadership and overcoming financial myths. Her speaking experience includes: GE Healthcare, UWM Women's Leadership Conference and Marquette Law School. In addition, she has appeared on Fox6 News, Real Milwaukee, and Morning Blend. Her dynamic and inspirational style leaves women with a sense of empowerment.

    Rhonda Noordyk, CFEI

    CEO | The Women's Financial Wellness Center

    rhonda@wfwcllc.com | (262) 522-1502

    Facebook | Twitter | Instagram | LinkedIn | YouTube

    Schedule a FREE 30-Minute Phone Call

    ____________________

    Sponsored by: Divorce Conversations For Women (online course)

    ____________________

    🌟 Master Your Next Move in Divorce: Watch our FREE Masterclass and learn how to empower your divorce journey with confidence, clarity, and control.

    🎥 FREE MASTERCLASS: Get Instant Access

    We love putting out great content for you! Do us a favor?

    Be sure to subscribe so you never miss an episode!

    Download and share with a friend who might need to hear these conversations.

    Leave a positive podcast review - ratings and reviews help others find the show!


    Episode 074: Refinancing Isn't Just For Homes with Christopher Coleman & Nicholas Hinrichsen Jun 12, 2020
    Show notes

    In this episode, Christopher and Nicholas gives us some insider tips regarding the importance of refinancing your auto loan, even if you think you got a good rate.

    They had some great tips, and here are just a few of them:

    1. Be sure to do your research when shopping for a car;
    2. Through their website, you can have a soft pull of your credit to see how you can qualify for a lower rate;
    3. Try and pre-approve before you even walk into the dealership, so you know what rate you qualify for

    Be prepared to take notes!

    Contact Information and Other Resources

    Our guests today was Christopher Coleman & Nicholas Hinrichsen, Co-owners of WithClutch.com in Tempe AZ.

    We believe in financial fairness and equality. America is our community and we are here to bring all of us together again. Everyone deserves a chance.

    WithClutch

    ____________________

    Our host of Divorce Conversations for Women Podcast is Rhonda Noordyk, CFEI

    Rhonda Noordyk's relentless pursuit of financial justice for women going through divorce drove her to leave the financial industry in 2014 to open The Women's Financial Wellness Center. She was in search of a better way. She used her knowledge, passion, and experience to build a leading-edge business model. The intention was to create a business that provided a safe place for women - especially those in a vulnerable position - to find their paths, find their voices and find the financial confidence they need to lift themselves out of seemingly hopeless situations. Since starting the Women's Financial Wellness Center, after a 10+ year career in the financial industry, she has helped alleviate financial vulnerability for thousands of women.

    ​In addition to being the CEO of The Women's Financial Wellness Center, Rhonda is also a professional speaker. While her platform is women's money wellness, it is not just about money. Her topics include: assertive communication, boundaries, leadership and overcoming financial myths. Her speaking experience includes: GE Healthcare, UWM Women's Leadership Conference and Marquette Law School. In addition, she has appeared on Fox6 News, Real Milwaukee, and Morning Blend. Her dynamic and inspirational style leaves women with a sense of empowerment.

    Rhonda Noordyk, CFEI

    CEO | The Women's Financial Wellness Center

    rhonda@wfwcllc.com | (262) 522-1502

    Facebook | Twitter | Instagram | LinkedIn | YouTube

    Schedule a FREE 30-Minute Phone Call

    ____________________

    Sponsored by: Divorce Conversations For Women (online course)

    ____________________

    🌟 Master Your Next Move in Divorce: Watch our FREE Masterclass and learn how to empower your divorce journey with confidence, clarity, and control.

    🎥 FREE MASTERCLASS: Get Instant Access

    We love putting out great content for you! Do us a favor?

    Be sure to subscribe so you never miss an episode!

    Download and share with a friend who might need to hear these conversations.

    Leave a positive podcast review - ratings and reviews help others find the show!


    Episode 073: Staying Safe During Uncertain TImes with Freddie Harris May 01, 2020
    Show notes

    In this episode, Freddie gives us some tips regarding staying safe physically and mentally during quarantine.

    1. Make sure you keep a good support system around you who you can communicate with during this time;
    2. Try not to disrupt your routine;
    3. Establish tools to protect your email, social media, and other apps you may use;

    Those aren't all of the tools that Freddie shared with me during this interview, give it a listen and be prepared to take notes!

    Contact Information and Other Resources

    Our guest today was Freddie Harris, Owner-Chief Instructor at Badger Krav Maga in Madison, WI.

    Badger Krav Maga offers self-defense training and security consultation to civilian, corporate & law enforcement clients.Through education and training members will gain an increased awareness of common threats and how to defend against them. The training approach of Badger Krav Maga embodies three core concepts: mind, body and law. Members will gain a defensive mindset to refuse being a victim. They will understand and develop the body mechanics necessary for effective self-defense. And they will possess a basic comprehension of governing self-defense statutes that support them.

    Badger Krav Maga | Facebook

    ____________________

    Our host of Divorce Conversations for Women Podcast is Rhonda Noordyk, CFEI

    Rhonda Noordyk's relentless pursuit of financial justice for women going through divorce drove her to leave the financial industry in 2014 to open The Women's Financial Wellness Center. She was in search of a better way. She used her knowledge, passion, and experience to build a leading-edge business model. The intention was to create a business that provided a safe place for women - especially those in a vulnerable position - to find their paths, find their voices and find the financial confidence they need to lift themselves out of seemingly hopeless situations. Since starting the Women's Financial Wellness Center, after a 10+ year career in the financial industry, she has helped alleviate financial vulnerability for thousands of women.

    ​In addition to being the CEO of The Women's Financial Wellness Center, Rhonda is also a professional speaker. While her platform is women's money wellness, it is not just about money. Her topics include: assertive communication, boundaries, leadership and overcoming financial myths. Her speaking experience includes: GE Healthcare, UWM Women's Leadership Conference and Marquette Law School. In addition, she has appeared on Fox6 News, Real Milwaukee, and Morning Blend. Her dynamic and inspirational style leaves women with a sense of empowerment.

    Rhonda Noordyk, CFEI

    CEO | The Women's Financial Wellness Center

    rhonda@wfwcllc.com | (262) 522-1502

    Facebook | Twitter | Instagram | LinkedIn | YouTube

    Schedule a FREE 30-Minute Phone Call

    ____________________

    Sponsored by: Courageous Contemplation (online course)

    ____________________

    🌟 Master Your Next Move in Divorce: Watch our FREE Masterclass and learn how to empower your divorce journey with confidence, clarity, and control.

    🎥 FREE MASTERCLASS: Get Instant Access

    We love putting out great content for you! Do us a favor?

    Be sure to subscribe so you never miss an episode!

    Download and share with a friend who might need to hear these conversations.

    Leave a positive podcast review - ratings and reviews help others find the show!


    Episode 072: How To Prepare Your Credit Before & After Divorce with Jeanne Kelly Apr 30, 2020
    Show notes

    In this episode, Jeanne gives us some tips to prepare your credit during & after divorce

    1. Pull your credit reports from all three credit bureaus via annualcreditreport.com
      1. Look at each report & highlight things that were joint accounts and close them
      2. Find any mistakes or charges you do not recognize
    2. Have access to credit to build it back up (Jeanne gives us a few tools to do this)
    3. Open a secure credit card or secure loan
    4. Find out your FICO Score at myficoscore.com

    Contact Information and Other Resources

    Our guest today was Jeanne Kelly

    Jeanne Kelly is a nationally recognized voice in credit consulting. In addition to serving her clients in their efforts to improve their credit scores, Jeanne has been sought out by real estate professionals, mortgage analysts and journalists for her thoughts and advice on how to best manage your credit portfolio in an ever-changing financial landscape.

    TKG Inc | Facebook

    Email Jeanne: Jeannekelly@kgroupconsulting.com

    ____________________

    Our host of Divorce Conversations for Women Podcast is Rhonda Noordyk, CFEI

    Rhonda Noordyk's relentless pursuit of financial justice for women going through divorce drove her to leave the financial industry in 2014 to open The Women's Financial Wellness Center. She was in search of a better way. She used her knowledge, passion, and experience to build a leading-edge business model. The intention was to create a business that provided a safe place for women - especially those in a vulnerable position - to find their paths, find their voices and find the financial confidence they need to lift themselves out of seemingly hopeless situations. Since starting the Women's Financial Wellness Center, after a 10+ year career in the financial industry, she has helped alleviate financial vulnerability for thousands of women.

    ​In addition to being the CEO of The Women's Financial Wellness Center, Rhonda is also a professional speaker. While her platform is women's money wellness, it is not just about money. Her topics include: assertive communication, boundaries, leadership and overcoming financial myths. Her speaking experience includes: GE Healthcare, UWM Women's Leadership Conference and Marquette Law School. In addition, she has appeared on Fox6 News, Real Milwaukee, and Morning Blend. Her dynamic and inspirational style leaves women with a sense of empowerment.

    Rhonda Noordyk, CFEI

    CEO | The Women's Financial Wellness Center

    rhonda@wfwcllc.com | (262) 522-1502

    Facebook | Twitter | Instagram | LinkedIn | YouTube

    Schedule a FREE 30-Minute Phone Call

    ____________________

    Sponsored by: Courageous Contemplation (online course)

    ____________________

    🌟 Master Your Next Move in Divorce: Watch our FREE Masterclass and learn how to empower your divorce journey with confidence, clarity, and control.

    🎥 FREE MASTERCLASS: Get Instant Access

    We love putting out great content for you! Do us a favor?

    Be sure to subscribe so you never miss an episode!

    Download and share with a friend who might need to hear these conversations.

    Leave a positive podcast review - ratings and reviews help others find the show!


    Episode 071: From A Guy's Perspective with Andy Weins Mar 27, 2020
    Show notes

    In this episode, Andy walks us through his story of divorce, and offers us 3 things that he has learned:

    1. Pick & choose your battles
    2. Find a common enemy or a common ally
    3. Don't communicate over the phone - use email or text

    Contact Information and Other Resources

    Our guest today was Andy Weins

    Experienced Sergeant First Class with a demonstrated history of working in the military industry. Skilled in Sales, Management, Training, Subcontracting, and Resiliency. Strong community and social services professional with a Bachelor of Science (B.S.) focused in Business and Management from Cardinal Stritch University.

    Green Up Solutions | LinkedIn

    ____________________

    Our host of Divorce Conversations for Women Podcast is Rhonda Noordyk, CFEI

    Rhonda Noordyk's relentless pursuit of financial justice for women going through divorce drove her to leave the financial industry in 2014 to open The Women's Financial Wellness Center. She was in search of a better way. She used her knowledge, passion, and experience to build a leading-edge business model. The intention was to create a business that provided a safe place for women - especially those in a vulnerable position - to find their paths, find their voices and find the financial confidence they need to lift themselves out of seemingly hopeless situations. Since starting the Women's Financial Wellness Center, after a 10+ year career in the financial industry, she has helped alleviate financial vulnerability for thousands of women.

    ​In addition to being the CEO of The Women's Financial Wellness Center, Rhonda is also a professional speaker. While her platform is women's money wellness, it is not just about money. Her topics include: assertive communication, boundaries, leadership and overcoming financial myths. Her speaking experience includes: GE Healthcare, UWM Women's Leadership Conference and Marquette Law School. In addition, she has appeared on Fox6 News, Real Milwaukee, and Morning Blend. Her dynamic and inspirational style leaves women with a sense of empowerment.

    Rhonda Noordyk, CFEI

    CEO | The Women's Financial Wellness Center

    rhonda@wfwcllc.com | (262) 522-1502

    Facebook | Twitter | Instagram | LinkedIn | YouTube

    Schedule a FREE 30-Minute Phone Call

    ____________________

    Sponsored by: Courageous Contemplation (online course)

    ____________________

    🌟 Master Your Next Move in Divorce: Watch our FREE Masterclass and learn how to empower your divorce journey with confidence, clarity, and control.

    🎥 FREE MASTERCLASS: Get Instant Access

    We love putting out great content for you! Do us a favor?

    Be sure to subscribe so you never miss an episode!

    Download and share with a friend who might need to hear these conversations.

    Leave a positive podcast review - ratings and reviews help others find the show!


    Episode 070: Trust Your Intuition with Cyrina Talbott Feb 14, 2020
    Show notes

    In this episode, we discuss trusting your intuition. We will share some tips on how you can hear your intuition. Your intuition doesn't stop when we fail or screw up or "do it wrong" or life isn't going where we thought it should - No shame! No blame! Your intuition is lovingly leading you- even when you aren't loving yourself. It loves your kids and you and will show you the way - this is a journey of forgiving yourself. You learned this behavior - we all did. So be easier on yourself and you'll be able to hear that still, small voice easier. Tell yourself what you need to hear right now. 🌟 Master Your Next Move in Divorce: Watch our FREE Masterclass and learn how to empower your divorce journey with confidence, clarity, and control. 🎥 FREE MASTERCLASS: Get Instant Access TRANSCRIPT Rhonda Noordyk: Welcome to this episode of the Divorce Conversations for Women. I'm your host, Rhonda Noordyk. You know there's one common thread facing women that are contemplating divorce, and it's that we don't know what we don't know, right? And so, I want to make sure to help you ask the tough questions so that you get the answers that you need. Rhonda Noordyk: In today's episode, we are going to dive into the topic of INTUITION, which is something that I think women really need to learn how to tap into and trust a little bit. So I'm so excited about our topic for today. This episode is sponsored by Courageous Contemplation. It is my online course for helping women navigate through the divorce process, so be sure to check out womensfinancialwellnesscenter.com/events. So, I am here today with Cyrina and I want to just thank you so much for joining us. Cyrina Talbott: Oh, thank you so much for having me. I'm really excited to share this. Rhonda Noordyk: So, I know that people can certainly reach out to you. We're going to include all of your contact information and all the good things about you. But I just want to get started in our conversation today about intuition. And let's just start by saying, if a woman came to you and said, "Gosh, you know I really feel like I need to make a decision or something just doesn't feel right or whatever." Like let's just talk about, if you could tell them one thing, right, what would that one thing be? Cyrina Talbott: I think the thing that's the hardest is to trust yourself. You know? And as I was thinking about this too... when you're going through divorce, that's really hard. That's a really big ask because maybe you're looking at this whole situation that you're finding yourself in and going, "okay. Well, I don't know how to trust myself. I made this decision and it didn't work out." Or a lot of times when anything is falling apart, whether it's a business or marriage or our health or whatever it is, we're kind of, life is showing us areas that do need to change. Cyrina Talbott: And even if your partner is hugely at fault, there may be some things you're seeing like, "Oh, okay, I did that." You know where you're responsible. And in light of that, still being able to trust yourself even if you're feeling bad or even if you're realizing there's things or patterns that are needing to change or whatever. Cyrina Talbott: But it's so important to trust your intuition and trust yourself because there are no rules. I mean, there are no rules about divorce, whether you should do this with your finances or that with your in-laws or that with your kids. Like there are no rules. Everybody's situation is so different and so unique that you're really the one that can decide. Cyrina Talbott: And so, you can take all the advice from everybody, but at the end of the day, it's you and to really, my encouragement is to trust that and be like, "Yeah, I'm, I'm not going to defer this to all the people I think are smarter than me. This is me, my family, my kids, my life." And just feel a little bit like, "Yeah, I can do this." Even if everything's falling apart, that's okay. Rhonda Noordyk: Well, and I think to your point, I think a lot of times in situations where women have spent years, sometimes decades squelching their intuition, I think it takes time for us to gain the confidence like, "Oh my gosh, I was right." Or, "Man, I should have listened to this gut feeling that I had several years ago, sometimes decades ago." Rhonda Noordyk: And so, I think there's this aspect of getting reacquainted with our intuition, right? And maybe testing it in small ways to help build our confidence so that then when we do feel like, "You know what, gosh, that's right." I mean, it's interesting because I think guys do such a better job at this. I mean, many of my male colleagues, if you were to ask them what's your key for business? It's like, "I trust my gut. If I get a bad sense from somebody, I'm not working with them." Rhonda Noordyk: So like for women, if you're interviewing attorneys and you're like, "I don't know. I didn't really get a good vibe but everybody says they're really great so I'm going to work with them." No, your gut told you in the very beginning there was something not right. Cyrina Talbott: Exactly. Like exactly how you just processed it. Is like, I don't know. Own that. That's your intuition talking to you. And yeah, I think guys do it better because they're encouraged to and we're supposed to be nice. I don't want to hurt their feelings. Well, hurt their feelings. When I talk to women, they're like, "I don't want to be..." Use a swear word but like a brat. I'm like actually, "Do that more. That's a really good thing to do." Cyrina Talbott: And like you said, guys are fine with it, but it's where we want to be nice and we don't want to hurt feelings. We don't want to make waves and it's real and it's practice. I help my clients practice because it's really like learning a different language. You have this part of you that, like you said, maybe you've been denying forever. Maybe you've been trying to be nice and make everybody else happy, and it's learning this part of you and how it communicates is exactly that. You just don't feel right and you don't have to explain it to anyone. And you don't have to be nice if you don't feel right. Cyrina Talbott: And you can do it in a polite way, you can just be like, "Well, I'm going to look and see what my other options are." It's simple, but trust that and do that. Rhonda Noordyk: For sure. Right. Well, and I think with all, when we look at the divorce process, a lot of the women, if you're listening today and you're like, "Oh my gosh, I'm still in that contemplation stage. I haven't officially made a decision or maybe a year in the midst of it, you're like, "Oh my gosh, I should have listened to my intuition in the beginning because now I'm in a spot where I'm overwhelmed or whatever." Rhonda Noordyk: I think just being aware that A, we need to tap into that and B not to feel bad if we haven't tapped into it in the past because each situation's going to be different. So it's like, well, we can't change the fact that you should have listened to your intuition 20 years ago, but what can we do about that now? Cyrina Talbott: Yeah. Rhonda Noordyk: You know. Cyrina Talbott: And that's the other thing I really want to share about your intuition is it isn't a jerk. It's like how you would respond to your best friend. So a lot of times we think our intuition is like, "Oh my gosh, I can't believe you did that. You're such an idiot." And our intuition isn't doing that. Or isn't going well, I told you so. You made your bed, now you have to lie in it. It's always kind. Cyrina Talbott: And how would you respond to your best friend? So let's pretend roles are reversed. It's your best friend coming to you. Maybe they've done something that's legit dumb. Are you going to be like, "Oh my gosh, I can't believe you did that again." Like just get away. You know you're going to encourage them. You're going to look for the positive side of it, the thing they did right. Or you're just going to be like, "Oh my gosh," and give him a hug. That's what our intuition does. Cyrina Talbott: And it's just something that we don't talk about, we don't practice and we don't do and we have to learn. So yes, absolutely you can practice. I love that you said practice with little things because sometimes we bring this like, "Should I move across the country or stay here intuition?" Cyrina Talbott: And it's like gambling or rolling the dice and we're like, "Oh, I think I heard a yes." And then it doesn't work out and we say, "Oh, I'm horrible at that. I'll never do it again." And it's like, "No, just listen." This voice is kind, and chill, and always with you, and leading you and you can just start tuning in and listening because it's there. Cyrina Talbott: And I really believe women are way better once they start to do this again or practice, I think women do have all those feelings. We're just quick to ignore. Rhonda Noordyk: Yeah. Or we second guess it like, I mean if we look at Mel Robbins in her 5 Second Rule, which I'm sure most people have heard of and if not, they'll have to check it out as it's awesome, right? But in that 5 seconds, we have five seconds to say, "Okay, am I going to trust this or not?" And then we either talk ourselves and we just do it or we talk ourselves out of it. Cyrina Talbott: So, like what I do with people is I work with their subconscious when I'm doing rapid transformational therapy with people and it's like all these answers are here. And when you're doing that quick decision like that, when you just get a hit, some people call it, or you get a nudge, or you're being led to do something, right. It's your intuition. And if you stay in that and just do it, that's going to be a good thing. Instead of getting up in your conscious mind and being logical and talking yourself out of it and how much is this going to cost and blah, blah, blah. Cyrina Talbott: You know, all those things that she's saying don't do that. Just stick with that part of you that knows and is leading you right where you need to be. Rhonda Noordyk: Yeah, for sure. Well, so we've teed up, just some really great candid conversation around trusting your intuition. Let's talk about some tips. So if you're listening today, like yes, you can hear your intuition, but what are some tips on how to do that? Cyrina Talbott: Yeah, absolutely. So number one is practice. Don't expect to just be a genius at this to start. And practice with smaller things, but really just start tuning into this thing that's with you all the time throughout your day in little ways where you have maybe an inclination to call somebody or look something up or go in a certain direction. Practice that and have it be where it's not life or death and it's not like I'm good at this or bad at this. Have it be practice. Cyrina Talbott: Expect that you're not going to be fabulous at it to start if you have no experience with it. The other thing is our intuition talks to us in different ways. Some people journal, they journal all the time, everything and they get a lot of downloads that way. Some people it's if they're meditating or walking, like if you're taking a bath or talking to a friend, praying, but it's also, it's just that pause. Cyrina Talbott: It's anything we're doing where we're getting our mind to slow down a little bit, like breathing or not just letting that conversation in your mind go and go and go and go, whatever you do to slow that down or stop it. Some people dance, listen to music, whatever that is. Cyrina Talbott: Exercising for sure to be able to pause and listen, whatever that looks like for you. And you'll also know in the past when you just knew, there will be times when you just knew and you'll know, did you feel that in your stomach? Did you feel it in your heart? Did you have the whole body knowing? Was it while you were journaling where you just had clarity about something? Do you need to talk to yourself out loud? Like three things. Cyrina Talbott: And the other thing is really knowing that you can hear. There's nobody on the planet that's broken where they can't hear from their intuition. But I think sometimes we think we are. Like, "Oh yeah, I tried that and it didn't work. That works for other people. That's woo woo." But understand you can and as you're in this mess of either being in the middle of divorce or all the pain and agony at initiating it, right? If you're contemplating it, know that your intuition is absolutely going to lead you and guide you in the mess part too. Cyrina Talbott: So, you don't have to be perfectly chilled out, calm, meditating to hear from this, it's going to lead you in those times. And I think leads us more in those times when we are making hard decisions or going through a hard shift in our lives. A lot of times the shift is like, even though it seems like such a bad thing, it ends up being such a good thing. So much growth and learning and healing comes in those times, you can absolutely hear in the middle of a mess. Rhonda Noordyk: Yeah, absolutely. And I think women really use the divorce journey as an opportunity of self-discovery and that reconnection with their intuition and reconnection with things that have brought them joy in the past or things that they enjoyed doing or whatever. Right? Cyrina Talbott: Absolutely. Rhonda Noordyk: And so, I think this is a perfect time for women to be thinking about this kind of stuff. And again, just really relying on those kinds of gut feelings that, hey, something just doesn't feel right or this feels off or whatever. Because the divorce process in and of itself is very impersonal I guess. I mean, you're going through a process where the attorneys, this is pretty much what they do all day long. Some do a better job of others then it's not just a case or a file that it's actually somebody's life. Cyrina Talbott: Whole life. Rhonda Noordyk: Like their whole life. Cyrina Talbott: Yeah, wow. Rhonda Noordyk: And so, they do this a lot and certainly, I mean, they aren't thinking about necessarily like, "Hey, what is your intuition telling you?" I mean, you might just be in those meetings where something feels off and you maybe have to ask questions or step away or whatever. And so, having the awareness of this now, even before you start the process can be really, really valuable because you are going to have to tap into it. Rhonda Noordyk: And I also think, when you can have your intuition in combination with a good team of people that can come alongside and support you through this process, it's going to be really, really valuable for you because divorce often is going to be the most difficult thing that you've gone through or will go through. Most of the women that I talk to say, I would never want my worst enemy to have to go through this. It was awful, terrible, horrible. Right? Rhonda Noordyk: Now knowing that, how do we make it a little less terrible, horrible, righ…

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    Episode 069: He Left Me ... What Happens Now with Sheryl Brown Jan 31, 2020
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    In this episode, we discuss helping women transition through a divorce and ways to support them through this using the 3C approach of communication, communing, and community. 🌟 Master Your Next Move in Divorce: Watch our FREE Masterclass and learn how to empower your divorce journey with confidence, clarity, and control. 🎥 FREE MASTERCLASS: Get Instant Access TRANSCRIPT: Rhonda Noordyk: This is the Divorce Conversations for Women Podcast. I'm so glad that you're here. I'm your host, Rhonda Noordyk, Founder and CEO of the Women's Financial Wellness Center. I am passionate about educating and empowering women who are going through divorce. I want to help you go from chaos to clarity. The purpose of this podcast is to provide women with educational tips, tools and resources as it relates to the divorce process. Be sure to check out our website at www.womensfinancialwellnesscenter.com. Rhonda Noordyk: Alright, well, thank you so much for joining us for another episode of Divorce Conversations for Women. And I am really excited to be able to have a conversation today with my friend Sheryl Brown. She is the CEO of Females and Finance. And we met several years ago when I was in the industry as an advisor and have just stayed in touch, right? And so, I want to thank you for joining us today. Sherly Brown: Absolutely. I'm excited to have this talk today. Rhonda Noordyk: Me too. Me too. So, as I was thinking about where to kind of take this conversation today, I think what would be most helpful, and I know that's something that you, up until recent maybe have kind of kept close to the vest, but a little bit about your story, because I know that when you shared it with me a couple of years ago, I remember being on the phone pretty surprised at how challenging your situation was. Yeah, let's start with that. Share with us a little bit about your story. Sherly Brown: Yeah. So here I am, gosh, 30 years into working in financial services. And I remember always being a good wife. I was somebody who, of course, I made a very good living. I was entrusting my ex-husband to pay the bills and we had a lifestyle. And I remember, he had gotten really upset with me that I was traveling a lot, I needed to quit my job. And so I did. And it was a job I actually enjoyed quite a bit. But I quit my job to be home more. I also have grandchildren, and I just thought I needed to be more present. Sherly Brown: And so, when the last paycheck hit, it was May 30 of 2017, so I'm not employed anymore. That means I'm 100% dependent on him. And I remember, I was at a Michaels Arts and Crafts store with my two grandsons, they were fighting over a doughnut and they're twins. It's funny how you remember things, the details. I remember it was a sour cream crunch doughnut that I had bought at the grocery store and there was one left and they were twins. I remember reaching down and breaking it in half and saying, "Here, you each have a half, we're good." Sherly Brown: And the phone rang and my husband called to say, "I don't want to be married to you anymore." I remembered in that moment, Rhonda, I literally said, "You know, I'm with the children right now. I'm going to need to give you a call back, I need to get them home and I want to talk about ..." I'm trying to stay professional and together and not alarm my littles, because they're always looking at you. And any mother listening knows that all children, their feelings fester off of their moms. They will look at their moms and if mom stays calm, they stay calm. Sherly Brown: And it's amazing how even in a moment of angst, there's a lot of times where we're able to reach a level of calm in order to keep children, grandchildren, everything happy and safe for them. And inside, I'm like, what? And so I did, I took them home, I told my son, I have to see you later. I didn't even say anything to my son at home. And I waited. And it was hours and hours. He wasn't there. And it was hours. And I thought, you call me and you say this and you don't come home. Sherly Brown: Well, what had ended up happening was he, in hindsight, a couple days later, I don't know why it took me 48 hours to put the lightbulb on. I should check the bank accounts, like he's not here, what are we doing? Yeah, he had emptied every bank account. He had cash boarded every credit card. He had got on a plane and had left. So he wasn't leaving me, he left. I think that term is really interesting to Rhonda, I remember sharing this with you. I said, they make it always sound so kind. No, someone left me. No, it was so much harder than that. And when I went through realizing that I had no money, I had nothing, I had no job, I had no husband. And so, I went into a full panic and depression, a little bit of one I would say. And I think rightfully so, I think you're just sort of, oh my gosh, what happens now? Sherly Brown: And my son will tell you that I was sitting at the house once I realized all the money had been gone and what he had done because every account you go to you, you have like this conversation in your head, you say, no, no, no, no, no, no, I'm wrong. Like you're still being that wife. You're still thinking no, no, no, no, no, this isn't happening to me. And then after I realized everything, I went down to the kitchen and I was sitting there. I immediately started acting like a crazy woman and I was unplugging the fridge, unplugging the TV, because I didn't know how I was going to pay the electric bill. I had no money, what was I going to do? Sherly Brown: And so, I kind of went into hiding for about a week because I think the other part of it and you working in financial services will appreciate this, how do you tell colleagues? How do you tell three years, three decades of colleagues that this happened to me because I became that proverbial woman that people talk about. And it was me. And so, I didn't tell anybody for a very long time because I was so embarrassed to say, this happened to me. What was I going to do? And I have to also say, my father is pretty wealthy, he does well for himself. I could have very easily gone to my dad and said, I need you to bail me out. But I realized had I done that, my children would have expected me to do it for them and I don't know if I would have ever been in a position to do that. And I also thought it was really important for my children to see me pick myself up and move on, what was going to happen from here. Sherly Brown: And you know what, you learn a lot of lessons from this, and people such as yourself, you were one of the people that I had found after it had happened and said, hey, that's me, I'm that girl now, I'm that lady. It was pretty awful. Rhonda Noordyk: Yeah. Yeah. I think, unfortunately, with that, and I don't think that it's, it is what it is I guess. And that is, we as women I think feel that sense of, what could I have done differently. All of that, right? And you're like, what could you have done differently? He took it before you even knew he was going to be taking it. So there wasn't really, knowing what you know, there isn't a whole lot that you really could have done because he had access to the money. There's only so much that we can do when you have somebody who's going to do things that aren't right or take advantage of people or whatever. There's only so much that we can do, right? Sherly Brown: That's exactly right. And there's a lot of shame. I dove into Brene Brown books to understand shame better because I couldn't believe how the conversation I was having with myself, I would never have with a client. I would never have with a colleague such as yourself. But yet, for me, it was okay to sit there and say, you're so dumb. Why would you do this? All these things I said and I have to tell you, it was people such as yourself who are experts in the space who were like, you got to stop. You can't do this to yourself. Sherly Brown: And once I made the decision that I wasn't going to be a victim anymore, but I want to say this to anybody listening, it is 100% okay to grieve, to be angry, to eat a box of Oreos, whatever you got to do. Rhonda Noordyk: Totally. Sherly Brown: But when your pity party is done, you need to have that friend, that confidant, that expert, that Rhonda that says, okay, now we're done with that, and now we pick up. Because if you don't, I feel like it would have robbed me of getting a lot of just the "ahh" out early on. I think it was really helpful to kind of go through that process. It definitely helps when I talk to people who've gone through divorce now. I understand. Rhonda Noordyk: Yeah, absolutely. So how long did it take for the divorce to be final? Sherly Brown: Yeah, so you make concessions there too. So generally what happens is you can have a consensual divorce where you're both saying, yes, we want to get divorced and you go in, you get this and you get that and you sign the papers and you go to a judge. That can be as quick as 90 days. If you decide to get an attorney and they get an attorney and they go and wrestle it out, I'm sure I could take forever. Sherly Brown: So I made the decision, after speaking to my dad and speaking to a few other people that I was going to do a consensual, but meant for when he did contact me and I was able to sit down, I decided, okay, here's what we're going to do. I will take this amount of debt and you take that. We made a total arrangement of okay, this is, it was amicable. And he signed his part and I signed my part. And I have to tell you, ladies, sometimes they don't show up to divorce court. And in my instance, I got divorced by myself. And I have to tell you, I was so angry about that. Out of all the things that I was angry about, I wasn't angry that he took the money, I wasn't angry that I got left. I was angry that you couldn't show up at the end to just close the chapter. Sherly Brown: And the judge that was there that day, she could see it in my face that I was so upset. And she says, "Don't you worry, you're getting divorced today." And I was like, "Thank you." Because I needed somebody to understand and she got it. Sherly Brown: So you're not always going to get a great maybe a divorce person there. But I went with my best friend and I have to tell you that there are things that people don't talk about. And I looked them up and they don't really talk about the actual process of going into the courtroom. And that day when you do a consensual divorce, you're there with many other couples, some are sitting on opposite sides, some are actually sitting together. But when you're the only one and this may possibly happen to somebody listening, the hardest thing for me was, when you think about the actual act of it, it's quite easy. They call your name, you get up, you walk over to this lectern, you agree with them that you are who you are and your date of birth and all this stuff. Sherly Brown: You have these people looking at you, and the whole time it is a very natural feeling to feel judged. I remember standing up there by myself, and you can't really in my situation, see my friends. I had to stand there by myself. And I think it was probably the biggest, my girlfriend, her best friend, my best friend's name is also Sheryl. She said to me, "It was the one time that I saw you stand up there by yourself. And you literally had to just be courageous. And you had to stand there." She's like, "I knew you were bristling, and I knew you were ..." And I'm a professional speaker, Rhonda, I have no problem getting in front of a group of people. But man, when it's for this and the reason and you're by yourself, I think I was most angry in that moment. Rhonda Noordyk: It's interesting. And you're right, nobody really does talk about those details. It's kind of like labor. Everybody kind of like, you know, you gear up to it and you're like, why didn't anybody told me about this part? But one thing that you said that I just want to make sure that we clarify is each state's different as far as how long you have to wait from the time that you file, so like in Wisconsin, so 120 days, Missouri, 90. So just make sure that you check in your state how many days that, what's the soonest that you could get divorced. Rhonda Noordyk: And like you said, there are always those unexpected things that are going to happen along the way. And I always say, okay, how can we plan proactively for the things we know are going to happen also knowing that there are going to be, there's going to be at least one, okay, at least one surprise where you're like, did that really just happen? And there probably will be more than one. Sherly Brown: Oh yeah. Rhonda Noordyk: Women go into these situations really still, and I think this is a real strength of women, but in the divorce process, it can be a challenge, and that is I'm going to believe the best in the person. I'm going to believe that he's going to show up at the end. I'm going to believe that he would put the money back into the account. We bring that sense of belief in the goodness of people. And unfortunately, I think that, yes, it's a great skill and it's a great attribute and one of the reasons why I love working with women because we are pretty positive and really want to believe the best in people. Rhonda Noordyk: But in situations like yours, you also have to say, I want to believe the best in this person. However, I need to plan in case they don't show up at the end. I need to make sure I've got my friend on board. We still have to do the planning because I think we go in with blinders on not taking the opportunity to plan ahead if we just believe the best in people, and it really becomes now a gap and a sense of vulnerability. Sherly Brown: And it's much like, you likened it to labor. And for those who don't have children, weight loss, let's pick another one that's pretty common. When you lose weight, you think you're going to look like the person in the magazine or the advertisement or even the television. And you don't. I can tell you that as somebody, I remember, I lost 117 pounds, and I remember thinking after not recently, this was about 10 years ago, I don't look like the person on TV. I was so disappointed in the end product because you know what, nobody wants to talk about that. Nobody wants to talk about that. They want to talk about, was I healthy? Absolutely. Was I more athletic? All the things were positive. But they don't talk about aesthetics. Sherly Brown: And just like divorce, even in all the stuff that I didn't research on, no one talked to me about walking into that courtroom and what it was going to feel like and how alone and how you stand and you're feeling like people, you literally have a judge and you feel like you have people judging you. What I will tell you is this, that if you can get yourself to the point where you get there and you can stand there and try to stand there not in anger, I think that was the thing that probably was my salvation because I wasn't angry until after it was done, like what, he didn't show up. What I was I felt a sense of peace that I had made the right choice for me or for my family. Sherly Brown: My children are all grown at this point. It's interesting because, during that moment, you are kind of feeling very vulnerable, like, all these people, they all know that I'm not good…

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    EP68: 3 Key Essentials When Writing Your Resumé with Dr. Heather Rothbauer-Wanish Nov 22, 2019
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    In today's episode, we discuss: Identifying your strengths and how to position them How to handle time away from the traditional workforce The importance of shifting your mindset and how important it is when you are putting together your resumé Rhonda: All right. Well thank you so much for joining us. Welcome to this episode of Divorce Conversations for Women. I'm your host, Rhonda Noordyk. You know there's one common thread facing everyone that's going through or contemplating divorce and that is you don't know what you don't know. So, I want to make sure that I help you ask the tough questions to get the answers that you need. Rhonda: In today's episode, we're going to be diving into the topic of... resumé writing, right? And what do you do if you need to go back into the workforce or you need to up-level your skills to be able to really live the life that you have been wanting to live during or post-divorce. So, this episode is sponsored by Courageous Contemplation. It's our online course. So, if you find yourself contemplating divorce, please check out womensfinancialwellnesscenter.com/events. So, I am here today with Dr. Heather Rothbauer-Wanish and she is, not only the owner of Feather Communications, but she's also a professional resumé writer and has been doing this since 2008. So, thank you so much for joining us today. Heather: Thanks, Rhonda. I'm glad to be here. Rhonda: So, tell us a little bit about... Before we dive into the tips that we have for our listeners today, if there are women that are listening, what are some of the things that you've seen as far as trends in resumé writing, basically, and let's let them know that they're not alone. Heather: Okay. Yeah. First of all, you are absolutely not alone. One of the trends that I've really noticed, whether I'm working with somebody that is getting divorced, maybe just stayed home raising kids, and is now entering the workforce, is probably 15 or 20 years ago. It's almost like we tried to hide that information, like, "Oh, I don't want them to know that I wasn't doing anything." Which by the way, we know you were doing a lot of different things, but now we address it. We just flat out address it in the resumé and say, "These five years, two years, whatever it was, here's what I was doing." And I think there's some value to that because people feel like they don't necessarily have to hide it and they can use those skills that they built during that time. Heather: Another trend that, you know, if somebody hasn't looked for a job for a really long time is understanding how the job search works today. It's important to know that resumés go through applicant tracking systems. You're not going to be physically handing your resumé to somebody anymore, so just understanding the different tips and tricks and ideas and being smart about how you're putting together your document to best identify your strengths and your skillset. Rhonda: I love that. And if you are listening, I hope that you find encouragement in that because things have shifted, and even in previous episodes that we've recorded, we've been talking about the importance of flexing. Like, hey, it's not that you have to be working in the nine-to-five jobs anymore in the corporate space. People are really starting to recognize, "Hey, what is it that I'm passionate about? What skills do I bring to the table? Gosh, could I turn that into a business?" Or, "Can I leverage some of those skills in the career space?" So, I love that. Rhonda: I remember... So, in teaching in higher education, I was teaching PowerPoint classes and Microsoft Office classes. And as part of that, I was encouraging my students to put together a resumé because I said, "You know what? The best time to put together a resumé is when you don't need one and you're not stressed- Heather: Exactly. Rhonda: ... and you're not feeling frustrated or bitter toward the employer that maybe had to part ways with you for various reasons." And so, I put as part of that process, I put together mine, and I thought, "Okay, I've got this really great chronological resumé." And the gal who was reviewing it at the college, their professional onsite resumé writer, said, "Yeah, Rhonda, I mean good information, but, man, this is an old-school format." Feeling like we need to put everything in chronological order and put as much as we can on there. And I want to say that I was clustered. But I think just also recognizing, what is it that really, we need to be putting on there and also realizing that we have control over what we put on there or don't put on there. Right? Heather: Exactly. And I always tell people, your resumé is meant to put enough out there that somebody is interested enough to call you for an interview to find out more. It's not your entire life story. It's not every single job that you've ever had since high school. Because people do it. It's not every single thing. It's what's relevant and thinking about what's relevant over a quantity of information is really, really important. And I think once people know that, once they realize that, "Oh, my gosh, you don't have to tell everybody every single thing. I can pick and choose what I want to share?" It changes how you look at the document, too. Rhonda: Yeah, absolutely. Well, so let's dive in a little bit. First of all, I would love for anybody that's listening to know, how do they identify really and document the skills and abilities that they have? How do they pick what cream should rise to the top, if you will? Heather: Well, the first thing I would tell you is that often when I'm working with clients and I say, "Oh, tell me your top three skills," or "Tell me your top few strengths." The typical response is, "Hmm, I don't know. Well, let me think about it." And they don't know. So, I think just getting into the mindset of thinking about, "Hey, what are my strengths?" And so, what I tell people is to look at some job postings. Figure out, "Hey, this job sounds kind of interesting." Don't even worry about the title of the job at this point. Just look at the job description and then look at the skillsets and the responsibilities that they're requiring of that candidate. And I bet you will find that those are some of your skills. Heather: So, it's really important to align your skills and your abilities and what you list on the document towards each job opportunity. A lot of times people will think that they have to reinvent the wheel every single time that they're sending the resumé out. And it's like, you don't have to start from scratch every time, but you might need to tweak some of those words. So just thinking about that, and then the one tip that I have found really, really works, works with myself, you can play a little mind trick on yourself, is instead of thinking about, "What are my skills? What are my strengths? What am I good at?" Shift it in your mind and think from the perspective of, "I wonder what my coworkers would say about me? What does my last job review say about me? What would my best friends say that are my top skills?" Heather: And all of a sudden you come to a place of, "Wow, that person would say I'm organized. I'm a good leader. I get along well with people. I have good communication skills," and all of these skills start tumbling out. So, sometimes it's just kind of thinking about it a little bit differently, too. But it's really, really important that you look at the skills that are required of the jobs and then match those skillsets to your resumé. Rhonda: Yeah, I love that. Well, and are there any assessments, third party assessments that you encourage people to take? Heather: Oh, my gosh, there are so many that are out there. One of the assessments that I'm sure a lot of your listeners have heard of is StrengthFinders. Rhonda: One of my favorites. Heather: Yeah. Mine too. Mine is actually sitting right over there. I think sometimes we think we know what our strengths are, but then when you see it worded from a third party, it's like, "Yeah, that is what I'm good at. That just totally describes me." So that would be one of them that I would recommend for a lot of people. There's also one of the places that I used to work at and we would give our interviewees a DiSC profile. So, D-i-S-C. Again, not that any of these tell you everything about yourself, but it's really nice to find some words that kind of describe your personality style. Heather: So that's another one. There's like three versions of it. They're not like super in-depth, but it gets you started on that path. Rhonda: Yeah. I think the self-awareness piece is huge, right? I mean, if you're somebody who is a D, a very direct person in the D for DiSC, and you're applying for a support role, well, depending on the dynamics and the culture, there might be a little bit of tension there because you're going to want to take charge and get stuff done, versus somebody who's maybe an S or a C, and more of, by nature, more of a support role, loves the analytical detail stuff, maybe a little bit more behind the scenes. Heather: Exactly. Exactly. Rhonda: I love the- Heather: It's funny that you said D because that is mine. And so, it's like sometimes I have to remember, "Okay, this is not the point to bring some of these things up." Or, "This is not a good time for the D part to come out". Yeah. Rhonda: Well, and I think, too, I encourage if you are listening, gosh, look up these assessments. The StrengthFinder is a Gallup poll assessment. It's so awesome. Of the 34 different themes, it's going to give you your top five so you can really start to internalize what you're good at and how you're wired. And then also, for the DiSC profile, I love that, too. And also knowing that, hey, we can flex that because there we'll have our dominant one and then one under stress. So, for me, I'm an "i", influencer, pretty outgoing, all that kind of stuff. Love getting people together. But then when I have to be, I'm a D. When I have to get stuff done or the hammer has to come down, I can be a D. Rhonda: But the nice thing is, once you become very aware of how you are and you can operate consistently in that, the other people around you also know what to expect from you. So, I think it can give you an added sense, from my perspective, an added sense of confidence when you're not only writing your resumé but if you get to the point where you're doing interviews where you can really walk in and say, "Here's who I am. Let's find out if this is a good fit or not." Heather: Right. Exactly. And I think there is something to be said for just being aware of it yourself, and just recognizing some of those traits in other people who, like, "Oh, I can tell from having a conversation with this person, this person is much more of an i, or a C," and you can kind of adjust. Not that you have to change everything, but you can kind of adjust your communication style to align better with that individual also. Rhonda: Yeah. Absolutely. I love that. So yes, so identifying their strengths. So, once they've identified them, how do they document them? Heather: So, your skills and strengths, what I tell people, is like on your resumé at the top, obviously we'll have your name, your contact information, and that sort of thing. Then I typically have a career summary, but immediately after that, so in the top third of the resumé, I put the skills section or the strengths because when you're going through these online applicant tracking systems that companies utilize on websites, you have to make sure it's frontloading the information. Make sure that you're dropping in all of these words at the beginning so that the software likes your document. That's important. Heather: And why would we want to bury our skills and strengths at the bottom anyway? Especially if you haven't been in the traditional workforce for quite a while, let's focus on those strengths and abilities and accomplishments, boom, right up the top, so that somebody is hooked enough that they want to keep reading about you. So, I definitely, definitely, consistently put it in the top third of the resumé. Rhonda: Awesome. And can you just share a little bit about how those systems work for... If you're listening and you're like, "Okay, what is she talking about?" Picking out keywords or whatever. Share with us a little bit about that. Heather: Yeah. So, a lot of people that I work with are 40 and up and they're like, "I don't even know exactly. I don't know what you're talking about." So, what happens is, on company websites instead of paying me or some other HR person to sit there and just sift through a hundred resumés or 200 or whatever, they have software on their website. So as soon as you click Upload, boom, there goes your resumé, like, what happens to it? I always joke, like does it just go into some abyss somewhere? Like what happens? Heather: Well, those companies have the software that as soon as the documents are coming through, it's scanning them and it's scanning them for a word match percentage to the job posting. So, for a lot of these different systems companies can set up, they have to match whatever, 50%. They have to match 60%. Whatever they decide they need. And if your resumé doesn't have enough of those same words in it, you're out. You're out before a human being even gets your document. Heather: So, the point is, is when you're reading an ad online, when you're reading something on Indeed or any of the other job boards, pay attention to the bullet points in the ad. Pay attention to the list where it says, key skills required, or applicants must have... And then there's a bullet list of 10 bullets. Those are the keywords. Those are your skills. And it can be something as simple as, let's say, you decide to put project management as one of your skills, and you read the job posting and it says you must have project leadership abilities. Then put project leadership. Heather: It can just be something as small as that. And I always caution people, within reason, obviously, you can't just throw stuff on there just for the heck of it. Cross your fingers to get through the system because anything that you put on there is fair game for them asking you about it during an interview, and you have to have something to back it up. You can't just say, "Oh, I'm a good project manager," and then they say, "Give me an example." And you're like, "Well, let me think." You have to have an example. So, it's just being smart about using a lot of the same verbiage that they have in their job posting and utilizing that on your document. Rhonda: Awesome. That's awesome. So, we've covered how to identify some of those skills and then really how to position them within the document itself. Talk to us about, for anybody who's listening. So, if you're listening right now and you say, "Hey, I've been away from the workforce for a while in a traditional sense." What is the, I guess, right way and what's the wrong way to address that time away? Heather: One of the things that I've seen a lot lately is, and maybe your listener…

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    EP67: Negotiation for Women with Nicole Martin and John Tinghitella Nov 15, 2019
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    🌟 Master Your Next Move in Divorce: Watch our FREE Masterclass and learn how to empower your divorce journey with confidence, clarity, and control. 🎥 FREE MASTERCLASS: Get Instant Access TRANSCRIPT: Rhonda: Welcome to this episode of Divorce Conversations for Women. I'm your host, Rhonda Noordyk. There's one common thread facing everyone that's contemplating divorce or even in the midst of divorce, and that is, you don't know what you don't know, right? So I want to make sure to ask the tough questions so that you can get the answers that you need. In today's episode, we're going to dive into the topic of negotiation for women. This episode is sponsored by Courageous Contemplation, our online course. So, if you're contemplating divorce, I want you to check out womensfinancialwellnesscenter.com/events. I am so excited today. I am joined with Nicole Martin and John Tinghitella. To learn more about Nicole and John, we've linked their website and additional information in the show notes. You can also check out their website at www.nofearnegotiation.com. I want to get started here today. I am so excited that you guys are here because I feel like this is a topic that definitely deserves to have its own podcast episode. So, I'm a woman facing divorce, right? What's the one thing that we want the women that are listening to know about negotiating? Nicole: It's so interesting, Rhonda, because I think that if you think of it with that directness of the question, the one thing I would say to a woman that's really thinking about negotiation is first the fact that it's a two-way discussion or conversation or exchange, and that they are worthy no matter what they are feeling or how they're feeling as they approach that table, that they are worthy equal in that conversation. And the question is, do they feel equal, first of all? Are they prepared in that conversation when they come forth? And are they also ready to listen? Because like I said, it's a two-way exchange. That's probably the first thing I would say. I don't know, John, what would you say? John: I think that's a really good starting point. I think the power to listen is crucial to any successful negotiation. But to back up even another step, negotiation is just another word for managing relationships. Negotiation tends to have a negative connotation in a lot of people's minds, which creates resistance, which creates people not wanting to do it, which usually means they end up with a bad result because they kind of faded out when they should have leaned in. But that said, the ability to listen upfront is absolutely crucial. There's also a realistic connotation to negotiation that needs to be addressed and managed. It's the fact that negotiations, by their nature, are highly competitive, and we have to be careful in a negotiation to realize there's a clear winner and loser. This is not a ballgame with a time clock and a score at the end. This is people managing their lives going forward, and everyone has to leave, not so much with a victory, but everyone has to leave with what matters to them. And Rhonda, in your discipline of managing women through the extremely difficult dynamic of divorce, they tend to be highly competitive, highly adversarial, and a lot of times there are winners and losers, and that's just not healthy. It's a horrible outcome and our goal is to have positive outcomes. Rhonda: And so I agree, and I love the perspective of it being built on relationships. I've got a client right now who is ... her attorney is a guy, then there's her husband and his attorney is a guy. And she's at the table feeling like nobody's listening to her. And so, the preparation part, I think, is super important, number one. And so I've been working behind the scenes with her to help prepare her to have some of those conversations. I think, Nicole, you mentioned the worthiness. Man, that is probably one of the most challenging pieces as women are going through divorce, their confidence has been shattered. Can we talk about the worthy piece? Do you have any suggestions or tips as they're going into this? And I don't like the whole fake it 'til you make it thing, but I think ... Are there some specific things that women could be doing to build up, like, I'm worthy to have this conversation, and what I have to say is important? Nicole: Well, and we actually kind of put forth three letters with what we do with our process within negotiation specifically, No Fear Negotiation. And the first letter is M, and M really stands for changing your mindset. And I think for women, especially going through relationships, I can recall a particular instance for myself personally where almost every relationship that I'd had where it had come to an end and I was leaving, my counterpart in that relationship had actually driven me to a place of guilt where you're feeling like you weren't working hard enough or you didn't do enough or you need ... this is your fault that you're letting go and you're the quitter or something to that effect. And I would say that the strength that you derive as a woman through that exchange knowing that you're not to be made to feel less than and that you have tried, and feeling justified in the fact that maybe you've tried and you've come to this decision, because surely for a woman, by the time she's had that conversation, she's thought about it probably for months, if not years prior. So, she's already separated herself from it, but she can be drawn back in or even worse, just emotionally brought down. Nicole: And I would say for a woman that's coming into that exchange, it's really important from a worthiness perspective to honor your internal voice and what you know is right for you. And knowing and having faith that you're a child of God and that that other individual is special and a child of God as are you, and it's your responsibility to speak truth, and it's your responsibility to walk in your truth. And when you're walking in your truth and you speak from a place of love, not anger, not rage, but love, where probably ... and hopefully something started, you can still love somebody and not be in love with them. And if you can bring yourself back to that place of love for that other person, then you can hopefully look in the mirror and say, but more importantly, I love me and I know this is important for me, and for what reasons. And find a mantra that reinvests that voice in yourself so that you stay strong. Whether that'd be for you, if you can't do it for yourself, do it for children if you have children in your relationship. Do it for something outside of you that makes you strong. But you must get to the place where it comes from within. Nicole: And sometimes, if you've been deceived or betrayed or you feel wronged, it's really important to talk to somebody else. And I think therapy is a great thing. I think getting a resource, somebody to talk out loud to help you reinforce you until you can reinforce yourself is, I think, critically important. Rhonda: Huge. That's huge. That is really huge. And I think spot-on, right, to all of the things that you're saying, because I do think that most of the challenge when it comes to having these types of conversations and negotiating is a lot of that is our self-talk, right, and how we're showing up for the meetings. As I've been working with women, there was one girl in particular that comes to mind. I mean, she has just been full of guilt and feels super bad about her situation. And I mean pretty much couldn't talk about it without, I mean, doing the ugly cry. And we finally got her to a point where she could show up for the meetings, and still, there's some emotion, but it wasn't like that level of not being able to really clearly think through certain aspects of it. And she's a smart woman who has a lot to offer, but she needed to be able to show up in those meetings in that way. And I know that for her, that was a really big win. I felt like I could contribute. Rhonda: Now, the challenge with that is when the other person or people in the meetings aren't used to that particular individual having a voice. There now becomes a level of ... a little bit of a ... it seems to be a little bit of a power struggle in those situations because they're used to being able to just dominate the conversation, and now she wants to be part of the conversation. She's got some good points to bring up, and so it's a whole new level of listening and hearing that is required on the other side as well. Nicole: Right. We have to remember we can only control ourselves. And so, I see, more a woman who is at that table and she's maybe finding her voice and her inner strength. It's important to come, like I said, from a place of love because not everybody grows at the same pace. And so sometimes if you have a man across the table from you who you at some point in time loved and hopefully can still love, then you're coming to a place of maybe adding some extra words, some extra things that you prepare yourself to say to affirm that you respect the other individual. I think if you're coming at a place of disrespect, then yeah, you're going to trigger another individual. And so, one tip I can say just from working with human beings, in general, is to say the word "you", actually, you should never say the word "you" in any negotiation or collaborative context, unless it's a compliment. You come to the place of I. And a woman can own her I voice all day long just as a man can. Nicole: And as long as the woman is actually coming from a place of I, I feel, I expect, I would like, I have left with this feeling, I own, I all day long, and avoid the word "you" unless you're giving a compliment. And find other ways to wrap the conversation so you're not triggering an event of diagnosing somebody when you're not a doctor in a negotiation situation. What do you have to say about that, John? John: And Rhonda, thinking rather than Nicole, what's important to keep in mind here too is the power of the letter M, as in mindset. Hopefully, mindsets have been changed before a divorce situation occurs, but if not, it's part of a lifelong evolution. And the thing about negotiation in our book, we call it a simple repeatable process to improve your life. And M is the first letter. It's changing of the mindset. And that's an easy thing to say and a really hard thing to do. There's been a 100,000 years of social programming where men have had the power differential in the world. We get that, we totally get that. To just ask a woman to snap her fingers and change her mindset overnight is highly unreasonable. Nicole: Good luck, right? Rhonda: It's not happening. John: It's a possibility. And the idea of the mindset is you don't change it just to get through this divorce situation. You change it for the rest of your life and everything else that you do. Stop managing relationships. There's nothing about using negotiation tools to manage the relationship. And the idea here is we're pursuing great outcomes and we're preserving relationships. That's what we're trying to accomplish. And that's why M is so powerful as the starting point. As we go forward, there are two more letters. I'll let Nicole kick off the second letter here in just a second, but we have to start with the adjustment and evolution of a new mindset. Rhonda: Well, and can I get one thing here quick? Nicole: Yeah. Go, Rhonda. Rhonda: I was looking at some of the great materials that you guys put together, and one of the things that I noticed that kind of resonated with me was the fact that 70% of people prefer to avoid negotiation. And if I could do a show of hands 5, 10 years ago, that was me, like, oh my gosh, just the thought of having to negotiate created anxiety for me because I didn't have the right mindset around that particular situation. But now that I have learned how to do that and I'm continuing to learn how to do that, it takes a little bit of the pressure off when we say, "Hey, listen. Let's look at this on how can we create win-win outcomes? How can we preserve relationships? How can we respect the"... I mean that's essentially what everybody wants. In an ideal world, we want to preserve relationships; we want to be heard; we want to respect other people; we want to be respected in return. Like, oh, that's the gold standard, right? Rhonda: And yet, because we, particularly as women, don't know how, and probably many of the women that are listening to the podcast, right, you might not know how, but if you knew how you could do it, right? And so, I love the fact that it starts with the mindset piece, knowing that only 30% of the people really kind of embrace that, we have a lot of work to do. Nicole: Yeah. And I think there's something that John and I really talked at length about, which is really this concept of the tension of opposites. And I think John could probably speak to it the best, but that we have to honor the fact that yeah, there is a tension of opposites, and I think ... John, you want to speak to that really quickly? John: Absolutely. And I think we chose the phrase tension of opposites because we're actually quoting it out of a famous book, Tuesdays with Morrie, written by Mitch Albom. And in it, Morrie said, essentially, we all live in the middle. And life is like a set of rubber bands that we're pulling. But we essentially live in the middle. We're relatively normal people doing normal things. Unfortunately, we have a present-day media that is barking at us from the edges, but the whole world basically lives a relatively middle existence. And that tension of opposites speaks to how we need to approach people. We need to understand that everyone has a need and the power of listening. And this is more, I think quite frankly more of a guy evolution. But the power of listening creates the opportunity to find both of us in that middle. Once we find that common ground, we can negotiate effectively, because again, the whole objective here is that we get great outcomes and we preserve the relationship, which means we both have to, I won't use the word win, but we both have to flourish in this experience. Rhonda: Yeah. Absolutely. So we've talked about the M, the mindset. What's the next one, Nicole? Nicole: The next letter that we have is P, it's preparation. And I think we emphasized, John and I, the importance of preparation. And many people walk into situations daily not fully prepared and it only resorts to them being reactive, rather than proactive in what the outcome is going to be quite honest. And so, preparation is something where we say that we like to start with data. So how many women are actually coming to the table with data versus just their emotions? And we're not talking about data that's going to trigger emotion, that's going to put the other counterpart down. It's going to actually say, well, you didn't give me this and you didn't do that, because remember we said we're not going to use the word you. So we have to come back and say, okay, how do we start with data by saying I? Nicole: And then confronting those emotions that you're bringing emotionally to the negotiation table, especially in a personal situation such as divorce. You must confront your emotions and you must try to get to the place where you're coming to the table unemotio…

    Full show notes at the publisher

    EP66: Confidence is a Skill, Not a Trait with Aleta Norris Oct 18, 2019
    Show notes

    In today's episode, we discuss: Get out of the muck with a plan. I use a formula that I call 15-30-90-18. Confidence is not a trait; it's a skill. We get out of difficult situations by having the confidence that we can. Confidence is triggered by taking a step, then another, then another. Progress creates confidence. Just. Take. One. Step. Look for happiness in the simple things of everyday life while dealing with the challenges of divorce, single motherhood, dealing with the comparison trap. 🌟 Master Your Next Move in Divorce: Watch our FREE Masterclass and learn how to empower your divorce journey with confidence, clarity, and control. 🎥 FREE MASTERCLASS: Get Instant Access Confidence is a Skill, Not a Trait TRANSCRIPT: Rhonda: Welcome to this episode of Divorce Conversations for Women. I'm your host, Rhonda Noordyk. There is one common thread facing every woman that is going through or contemplating divorce. You don't know what you don't know, right. So I want to make sure that we are asking the tough questions to get you the answers that you need. In today's episode, we are going to dive into the topic of confidence. This episode is sponsored by the Women's Financial Wellness Center online course. Be sure to check out our website under the events tab. I'm joined today by my friend Aleta Norris. She is not only the co-founder of Living as a Leader, but she's also the founder of a new women's community called Women Who Spark to learn more about Aleta. We have linked her website and LinkedIn bio in the show notes, so be sure to check those out. So, Aleta, I want to thank you for joining us today. Aleta: Well thanks for having me, Rhonda. Rhonda: So I want to start by saying and essentially asking a question. So for the women that are listening that are facing a divorce, certainly confidence is a big part of the journey. So what is one thing that you would want them to know about confidence? Aleta: Well, so first of all, you're right, Rhonda. Confidence is a really significant element in a divorce experience. And I've scarcely met a woman, myself included, who has navigated divorce, who hasn't taken a hit to her confidence. And it's a good time to remind women that confidence is not something that you either have or don't have. It's not a trait. Confidence is, in fact, a skill and it's something that we can develop over time. We can build strength in our confidence just as we can build strength in our body by waking up every day and moving our body and exercising our body. Aleta: Confidence is very similar. If we wake up every day and we take some kind of step or some kind of action and then the next day we take another step and the next day we take another step. What we'll find is that progress that we're making will help us begin to either strengthen or regain some of the confidence that we're certainly predictably going to lose when we go through a life experience as traumatic as a divorce. Rhonda: Yeah, for sure. Absolutely. Well, and I think there are so many great opportunities for us in our lives where we can look back and say, "Oh my gosh, wow, how did I get to this point?" Right. Aleta: Right. Rhonda: It isn't something that happens overnight. And I remember a couple of years ago I ran across a formula that was talking about confidence and it said, "Knowledge + Experience = Confidence. Knowledge plus experience equals confidence." And to your point it's like, Hey, you know what? There is certainly the knowledge piece or the theory behind certain things and then there's actually putting it into practice. And the confidence is certainly no different, especially for women that either hasn't gone through a divorce before or this divorce that they're facing is different than any of the previous ones. It's certainly important. Rhonda: So one of the things that you and I have talked about is just your own journey in going through this process. And I just think of you as a very confident person and to your point, it's not something we wake up and say, "Hey, I'm confident." It's a learned skill. And so thinking back to your situation and your divorce experience, share with us a little bit about what role confidence played in that for you? Aleta: Well, so first of all, it's really interesting, Rhonda, what you said is that you've always viewed me as a confident person, and we've known each other in the business community for a very long time. And one of the things that I'm becoming more and more aware of is just how many confident-looking women we interact with on a regular basis who are in fact are struggling with their confidence. And we struggle with confidence in a variety of ways. One might be that simply, innately who we are as a person, we're more of a timid, tentative woman than others might be. Right. And then some of us, our confidence takes a hit when we experience something like divorce and I know a lot of women as well. And, and I think this probably pertains to all of us where we have confidence in some areas of our life, every single day. Rhonda: Mm-hmm Aleta: In other areas of our lives where we struggle with confidence because to your point, maybe we don't have as much knowledge in that particular area or as much experience. When I went through my two divorces, not just one. I've gone through two divorces, both of them very unfortunate and certainly not ever expected. What became really evident to me is that while I remained confident as a businesswoman, I really struggled with confidence as a woman, as a mother, as head of my household. And it's very easy to get caught up in kind of a rabbit hole of negativity or insecurity where we wake up every day and suddenly everybody all around us is a happy, intact family. Aleta: And it took me a long time to work my way to a place of confidence as a family, you know, as the leader of my family, where I was able to step away from some of the comparison trap and I was able to step away from every day waking up, feeling disappointed in myself. And afraid of the future. And certainly financial fear was a really big part of my lack of confidence. So that confidence in one part of my life and my business co-existed every day with my kind of flailing confidence on the personal side of my life. And fortunately, it didn't last forever, but wow. That divorce season that is really a tough one to get through. Rhonda: Mm-hmm. Well, I like what you mentioned because I think a lot of times we like to lump it together to say, well, I'm not confident in this area. So, therefore, I'm not confident. But that's not necessarily true. As you experienced man, you're over on the business side confident. Why? Because you know, you've got the experience, you're in your wheelhouse, you've got people that believe in. And then you're on this uncharted territory where you're feeling unsettled and whatever. Right? And so if you're listening to the podcast on confidence, I want to give you permission to say, first of all, it's normal to have things that are going to challenge your confidence along the way, number one. Number two, it doesn't mean that you're not a confident person. It just may mean that for the season you have some challenges. Rhonda: And also, let's draw on the strength of those areas where we say, "Hey, I'm confident in this area. Man, are there things that I'm doing in my business, personal, professional life, whatever it is that I can draw on to pull into these other areas." Because I mean, as you mentioned, confidence is a skill, right? So it doesn't mean that we have to leave those skills at the door. Just because now we walked through the door at home. Right? Aleta: Right. Oh yeah, absolutely. Rhonda: Yeah. So I think that's really powerful and the confidence piece being, a skilled trade I think is super important. I think the other component of that, which really ties nicely into the community and the tribe that you're building, which is women who spark. It's okay, well where can you surround yourself with people that are going to believe in you that are going to be positive, that are going to love on you in the midst of a really challenging time and making those choices to be around the people that can help you. Aleta: Right? Absolutely. And every day at least one or two women in the Women Who Spark Facebook community and if anybody's interested, Women Who Spark Tribe is a Facebook community where women can come and join together to be mutually supportive, encouraging, positive, inspiring, and on almost a daily basis someone in the community says, "I feel so much better since I've been a part of this community." Because every day when somebody is vulnerable enough to share in one of their comments, or even in a unique post. To share that they're struggling with something or they're afraid of something. Aleta: Boy, I'll tell you these other women in the tribe, they just come out like mama bears. And embrace this woman who's needing encouragement. And I would reinforce to anybody who's perhaps going through a season that has affected their level of confidence that you are not alone. Every single one of us, we're struggling with something. We have fear of something. It's different for each one of us, but we're not alone. And that's what's so wonderful about kind of forming together who your people are going to be. Who are you going to turn to, to be your support team when you're crossing your desert. When it's your turn right to do the desert crossing. And we need people who believe in us. Rhonda: Yeah, absolutely. Well, and I think the one thing that always makes me really sad is for the women that feel like they have to do life alone or they have to walk through a divorce alone. And it's just, they don't have to, you can dial in the level of support that you need. I mean, I have seen and believe that every woman should have a core team of people. It should be the family law attorney, the financial expert and a therapist. And then you'll have a lot of other great resources and people outside of that. But that's kind of that core nucleus of people. And that becomes three of the five probably people that you spend the most time with as you're going through a divorce, right? Because it is the season and so often I will say, well, if you want to decide that you want to travel this journey alone and that's your prerogative, just know that I'm here if and when you decide that you want help. Rhonda: When you know what's ahead and you know the pain that's ahead and you know the challenges and you know the questions and all that stuff, it's kind of like parenting, right? It's really hard to let them go knowing what's ahead for them. But then also, knowing, Hey, I'm here when you decide if and when you want help. So I think women a lot of times feel like they have to do stuff on their own, even though they have friends and they reach out. I still feel like there's this aspect of like, well I'll just figure it out. Which there's power in that, right? Yeah, we can figure it out. But what about the things that you don't even know that you should be asking? Right. That's where the real challenges lie. Aleta: Oh absolutely. And thank heavens you are here providing the service that you are because I don't care if a woman is in a marriage or not in a marriage or midlife or late life. One of the most common challenging areas of life that I continue to hear about from women is related to their finances. And so many women do not know some of the simplest ... We might even call them hacks, right? Or tricks or micro habits that they can weave into their life plan to be able to be on a, on a solid footing. And, and we need experts like you not only who know what you're doing, but who bring a demeanor to the situation that is a blend of empathy with pragmatic ideas and strategies to make progress in that area. Aleta: And when I was ... One of the things I recall going through my second divorce. I was 40 years old, I was in a very difficult financial situation because of, just a host of circumstances. And I went to meet with a financial planner. He happened to be a very wealthy, kind of midlife man. And here he was talking to me. I was a disaster and he reprimanded me for my recklessness and I'm already kind of out and down. The last thing I needed a professional kind of letting me have it for my lack of savvy at that stage of my life. Aleta: So I'm grateful. I'm grateful for all of these women that they have you with your professionalism and your demeanor to be able to help them navigate an area of their lives that they're probably not expert in. Rhonda: Yeah, I mean for sure. And to your point, it's like my goodness. I mean I think women are usually hard enough on themselves already with certain situations that yeah, that only makes it more difficult. Right. So, but I mean I think it's focusing on the knowledge because women make really good decisions when they have all of the information. And it's awesome to see as they kind of get through that and get their footing. And I always tell people it's like, yeah, one of the most important things, as you're going through a divorce, is a budget. And it's never sexy or glamorous because I mean it's not fun, but it helps answer all the what-if questions and helps you navigate through what's next. And so, I'm glad that you are certainly on the other side of that and can attest to. Yeah, there, there certainly will be some challenges along the way. Rhonda: So one of the things that I want to do is I know that you had mentioned that you have a formula for helping people and I want to just take a quick break and then we're going to come back and we're going to talk about your for real that you use called the 15, 30, 40, 18. And I can't wait to hear what that's all about. So stay tuned. Rhonda: So, but first before we hear from Aleta, I just want to take a moment and remind you that today's show is sponsored by Courageous Contemplation. If you're listening to this podcast and you are, gosh considering divorce but haven't maybe told anybody and you are just looking for some guidance and direction, be sure to check out womensfinancialwellnesscenter.com/events. That course is designed to provide you with eight modules to help you navigate through all the questions you need. Should you stay or should you go? Rhonda: So back to the show. So Aleta, goodness, share with us this formula. I can't wait to hear what this is all about. Formula 15, 30, 90, 18 Aleta: So, this formula is going to sound like a lot of numbers because that's what it is, 15, 30, 90, 18. And let's work backward. So I love 18-month timeframes. I share it with anybody who's struggling with something. Or we might even look at a woman who wants to up-level an area of her life. And, and the first thing I like to start with is to look, 18 months from now, and put that date on your calendar, write it on stick notes. Keep it visible in front of you. So for example, right now, today is October 14th, 18 months from now is April 14th, 2021 and I call that the magical date because 18 months is a very comfortable amount of time to really turn things around. Aleta: So if you're in a bad season right now, and we're talking about divorce, 18 months from now you're going to be in a much better place as long as you are ready to start doing some work…

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