Chrisman Commentary - Daily Mortgage News

Latest Episodes:

7.22.25 Mixed Bag of Data; EPM's Phil Mancuso on Winning Business; Scant Headlines Jul 22, 2025

Show notes

Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.

In today’s episode, we review mixed economic data. Plus, Robbie sits down with EPM’s Phil Mancuso for a discussion on his journey in mortgage, winning business in this environment, and lessons in leadership. And we close by looking at what to make of a quiet week of economic data.

Thank you to Wholesale Mortgage Direct (WMD) for sponsoring today's podcast. Their mission is to deliver high demand, innovative products unique to the wholesale industry, including MyEQNow, which is one-of-a-kind TraDigital HELOC platform. Looking for innovative HELOC, NonQM and/or Reverse options? WMD is your trusted partner. For more information, contact dk@mcmholdingsinc.com.

7.21.25 Winning Business; ABL's Kevin Rodman on Hard Money Lending; Fedlines Jul 21, 2025

Show notes

In today’s episode, we examine how lenders are winning business in this high-rate environment. Plus, Robbie sits down with ABL’s Kevin Rodman for a discussion on how hard money lending has evolved, what innovations are shaping the future, and why private capital is gaining ground in today’s high-rate, high-stakes real estate market. And we close by looking at what to make of all the headlines surrounding the Fed.

7.18.25 LoanDepot Litigation; Loan Risk Advisor's Raymond Snytsheuvel on Fair Lending; Data Narrative Jul 18, 2025

Show notes

In today’s episode, we examine the litigation against LoanDepot regarding LO comp. Plus, Robbie sits down with Loan Risk Advisors Raymond Snytsheuvel to discuss the state of fair lending in the mortgage industry in the wake of alleged Baltimore appraisal fraud and pending loanDepot litigation. And we close by looking at what robust retail sales and falling jobless claims say about the economy.

Thank you to Ocrolus. Ocrolus is transforming the mortgage industry with AI-powered data and analytics, featuring cutting-edge tools for automated indexing, income analysis, and discrepancy insights. Ocrolus is empowering underwriters to make timely, confident lending decisions. Whether you need to verify income across complex pay scenarios or review borrower documents with confidence, Ocrolus helps mortgage teams move at the speed of automation with the precision of human oversight. Learn more at ocrolus.com/mortgage.

7.17.25 Agency Vantage; Garrett, McAuley & Co.’s Joe Garrett on LO Comp; Robust Retail Sales Jul 17, 2025

Show notes

In today’s episode, we examine FHFA's latest remarks on acceptable forms of credit score. Plus, Robbie sits down with Garrett, McAuley & Co.’s Joe Garrett to discuss the future of mortgage commissions, debating whether automation, shrinking margins, and smarter underwriting tools will make 100-basis points payouts a thing of the past. And we close by looking at what robust retail sales and falling jobless claims say about the economy.

7.16.25 Consumer Data Value; Curinos' Ken Flaherty and Richard Martin on Data Insights; CPI to PPI Jul 16, 2025

Show notes

In today’s episode, we examine JPMorgan's play to charge for consumer data. Plus, Robbie sits down with Curinos’ Ken Flaherty and Richard Martin to discuss key opportunities for lenders to attract, retain, and grow more profitable customer relationships, across both first mortgages and home equity products. And we close by looking at reaction to the June CPI report as well as the latest PPI figures.

7.15.25 Prepayment Speeds; Ocrolus' Rebecca Seward on Underwriting Efficiencies; June CPI Report Jul 15, 2025

Show notes

In today’s episode, we look at how investor demand is impacting mortgage characteristics. Plus, Robbie sits down with Ocrolus' Rebecca Seward on how Ocrolus is redefining mortgage underwriting with its Inspect platform, enabling real-time condition creation and automated loan reviews to improve quality, reduce costs, and streamline operations for lenders of all sizes. And we close by hypothesizing how the June CPI report will impact Fed timing of rate cuts.

7.14.25 Public Originators; AHMC's Matthew VanFossen on Recruiter Practices; Calendar Update Jul 14, 2025

Show notes

In today’s episode, we look at how the industry's publicly-held companies are faring. Plus, Robbie sits down with Absolute Home Mortgage Corporation’s Matthew VanFossen to discuss how executives handle recruiters constantly attempting to poach top originations. And we close by examining what's ahead on the economic calendar this week.

7.11.25 Trending Lock Data; Josh Silver on the Community Reinvestment Act; Rates in a Range Jul 11, 2025

Show notes

In today’s episode, we look at trending lock data in the mortgage industry. Plus, Robbie sits down with National Community Reinvestment Coalition’s Josh Silver on ending redlining through a community-centered reform of the Community Reinvestment Act. And we close by examining what sort of range Treasury yields are expected to hover around throughout the summer.

Thank you to Truework, the only all-in-one, automated VOIEA platform that helps mortgage providers achieve up to 50% cost savings with an industry leading 75% completion rate.

7.10.25 FEMA and Tax Deductions; Pennymac's Kim Nichols on Third-Party Originations; Range Bound Bonds Jul 10, 2025

Show notes

In today’s episode, we look at FEMA's impact on the mortgage industry. Plus, Robbie sits down with Pennymac’s Kim Nichols to discuss the current state of the broker channel, market dynamics, and strategies shaping the future of third-party origination. And we close by examining what sort of range Treasury yields are expected to hover around throughout the summer.

Thank you to Truework, the only all-in-one, automated VOIEA platform that helps mortgage providers achieve up to 50% cost savings with an industry leading 75% completion rate.

7.9.25 Affordability Conundrum; EPM's Eddy Perez on Lessons in Leadership; Tariff Conjecture Jul 09, 2025

Show notes

In today’s episode, we look at home affordability outside of housing prices. Plus, Robbie sits down with EPM’s Eddy Perez to discuss a variety of topics, from meaningful awards in the mortgage industry to various lending strategies to potential avenues for disruption that can help lenders win market share. And we close by examining what tariffs are doing, or not doing, to market sentiment.

Thank you to Truework, the only all-in-one, automated VOIEA platform that helps mortgage providers achieve up to 50% cost savings with an industry leading 75% completion rate.