Chrisman Commentary - Daily Mortgage News

Latest Episodes:

6.23.25 Origination Statistics; Argyle's John Hardesty on Verifications; Flight To Quality? Jun 23, 2025

Show notes

Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.

In today’s episode, we go through the most recent borrower characteristics. Plus, Robbie sits down with Argyle’s John Hardesty to discuss what’s driving lender migration in the LOS and POS space, how tech stacks are being evaluated more strategically, why “conversion” matters more than ever in verification workflows, and what true interoperability means for mortgage fintech. And we close with a look at when we are going to see a flight to quality from the conflict in Iran.

Thank you to Optimal Blue. Optimal Blue bridges the primary and secondary mortgage markets to deliver the industry’s only end-to-end capital markets platform, helping lenders maximize profitability and operate efficiently so they can help American borrowers achieve the dream of homeownership.

6.20.25 Cyber Verification; Verisk's Kingsley Greenland on Catastrophe Modeling; No Rate Movement Jun 20, 2025

Show notes

In today’s episode, we go through the Fed's latest calculus surrounding its rate decision. Plus, Robbie sits down with Verisk’s Kingsley Greenland to discuss why an unusually active hurricane season may collide with weakening forecasting infrastructure, leadership gaps at FEMA, and political headwinds. And we close with a look at why we didn't see much interest rate movement this week.

Thank you to TRUE and its Mortgage Operations Service (MOS) platform, which transforms borrower documents into instant, trustworthy data for real-time decisioning. TRUE cuts time to critical loan events from days to minutes by using background AI workers to instantly validate data and automate underwriting decisions.

6.18.25 Fed Decision Day; A&D Mortgage's Rich Hoffmann on Corporate Culture; Flight to Safety Jun 18, 2025

Show notes

In today’s episode, we go through the Fed's latest calculus surrounding its rate decision. Plus, Robbie sits down with A&D Mortgage’s Rich Hoffmann for a chat over tips and tricks for a successful merger between two mortgage companies, and how product expansion efforts will separate successful origination companies in the future. And we close with a look at why yesterday saw such a flight to safety in bond markets.

6.17.25 Inventory Mismatch; SALT Lending's Shawn Owen on Digital Assets in Mortgage; Risk On or Risk Off? Jun 17, 2025

Show notes

In today’s episode, we go through why we are seeing such differences in housing inventory across metros. Plus, Robbie sits down with SALT Lending’s Shawn Owen for a discussion on how digital assets like Bitcoin are reshaping mortgage lending, from collateral risk and fraud prevention to construction financing, regulatory hurdles, and the future of tokenized mortgage markets. And we close with a look at whether all the geopolitical headlines are increasing or subsiding investor risk apetite.

6.16.25 Borrower Approval Rates; TRUE's Steve Butler on Background AI; Headlines Without Movement Jun 16, 2025

Show notes

In today’s episode, we go through which states approve the most and least borrowers. Plus, Robbie sits down with TRUE’s Steve Butler for a discussion on the next evolution of “background AI” in mortgage tech: from cutting decision times to minutes, enabling instant pre-approvals, exposing the hidden costs of partial AI solutions, and what’s ahead in reshaping the future of lending. And we close with a look at why all the news headlines aren't really moving mortgage rates.

6.13.25 Originator to U.S. Open; Cardinal Financial's Brian Hurd on Attainable Homeownership; Israel and Iran Jun 13, 2025

Show notes

In today’s episode, we go through the path of one former originator to the U.S. Open of golf. Plus, Robbie sits down with Cardinal Financial’s Brian Hurd for a discussion on how manufactured housing, lender-builder innovation, and shifting policy and market dynamics are reshaping the path to attainable homeownership amid today’s affordability crisis. And we close with a look at shifting investor sentiment as a result of Israel's attacks on Iran.

Today’s podcast is presented by Flyhomes, the leading wholesale lender for Buy Before You Sell solutions. Whether your borrowers run into DTI issues, need to unlock home equity for down payment, make a stronger, cash-like offer, or even move potentially with no cash out of pocket, Flyhomes provides a full suite of financial products to help them move forward, before selling their current home.

6.12.25 Trade-Related Uncertainty; Jeremy Potter and Brian Levy on the GSEs; PPI Follows CPI Jun 12, 2025

Show notes

In today’s episode, we go through how trade uncertainty is impacting the U.S. economy. Plus, Robbie sits down with Jeremy Potter and Brian Levy for a discussion on how the conforming credit box that once offered liquidity to the mortgage market is now fading into obsolescence with the rise of products like non-QM and other creative lending solutions. And we close with a look at what the latest producer price index report says about inflation in America after yesterday's CPI report brought a benign reading.

6.11.25 Foreclosure Figures; Flyhomes Dan Richards on Buy Before You Sell; Consumer Price Index Release Jun 11, 2025

Show notes

In today’s episode, we go through some foreclosure figures in the U.S. Plus, Robbie sits down with Flyhomes Dan Richards to discuss the growing buy-before-you-sell (BBYS) market, with insights on the process, competitive advantages, wholesale focus, industry trends, and how brokers and consumers can get up to speed on this evolving home buying solution. And we close with a look at what the latest consumer price index report says about inflation in America.

6.10.25 Metro Specific Home Prices; LoanLogics’ Roby Robertson on Non QM; Global Investor Headlines Jun 10, 2025

Show notes

In today’s episode, we go through some metro specific price moves in the U.S. Plus, Robbie sits down with LoanLogics’ Roby Robertson to discuss the proliferation of the non-QM mortgage market, examining its key growth drivers, borrower trends, technological advancements, and how lenders are navigating risk and compliance amid shifting economic conditions. And we close with a look at various headlines around the globe driving investor sentiment.

6.9.25 GSE News Cycle; First American's Odeta Kushi on Housing Economics; Rate Cut Odds Drop Jun 09, 2025

Show notes

In today’s episode, we go through the latest Agency news. Plus, Robbie sits down with First American’s Odeta Kushi to discuss why Americans are staying in their homes longer than ever, the economic and policy forces behind this trend, and what it means for the future of housing mobility and market recovery. And we close with a section on why Federal Reserve rate cut odds have dropped.

The Flyhomes Guaranteed Backup Contract, available in all 50 states, gives borrowers a bona fide purchase agreement on their departing residence, helping them exclude that mortgage from DTI calculations and remove the home sale contingency when buying their next home, all in under 24 hours. For the past 10 years, Flyhomes has been a pioneer and leader in innovative financial products, helping 5,000+ buyers purchase their next home and enabling LOs to close 1.2 more loans per month on average.

Our TOPPODCAST Picks

Follow Us

Stay Connected

Chrisman Commentary – Daily Mortgage News

Related Podcasts

Links

Stay Connected