Chrisman Commentary - Daily Mortgage News

Latest Episodes:

5.22.25 Sell U.S. Trade; Finance of America’s Ashley Smith and Ryan Schmidt on Reverse Mortgages; Treasury Activity Tidbits May 22, 2025

Show notes

Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.

In today’s episode, we examine the "sell U.S." trade Plus, Robbie sits down with Finance of America’s Ashley Smith and Ryan Schmidt to talk about why reverse mortgages deserve more attention from the broader mortgage industry and what’s holding back adoption. And we discuss why U.S. Treasuries aren't behaving like normal in this volatile environment.

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5.21.25 Narrative Control; Optimal Blue's Mike Vough on Secondary Innovation; Investor Expectations May 21, 2025

Show notes

In today’s episode, we go through day two of MBA's Secondary Conference from New York City. Plus, Robbie sits down with Optimal Blue's Mike Vough to discuss advances in capital markets technology. And the podcast concludes with a look at why U.S. Treasuries aren't behaving like normal.

5.20.25 Secondary Thoughts; BOK's Chris Maloney on Capital Markets; Volatile Open May 20, 2025

Show notes

In today’s episode, we go through day one of MBA's Secondary Conference from New York City. Plus, Robbie sits down with BOK’s Chris Maloney on Agency MBS issuance trends, prepayment speeds, and why the money supply still matters. And the podcast concludes with a look at why there was so much volatility to open the week.

5.19.25 U.S. Credit Downgrade; Xactus' Greg Holmes on Intelligent Verification; Mixed Economic Messages May 19, 2025

Show notes

In today’s episode, we look at what rates are doing after Moody's downgrade of the U.S. Plus, Robbie sits down with Xactus’ Greg Holmes to discuss how the company’s consultative approach, intelligent verification, and strategic partnerships are helping lenders. And we parse through all the economic data we received last week and preview this week's economic calendar.

5.16.25 Pre-Manhattan Calm; Kind's Delfino Aguilar on Growing Business; Mortgage Rate Direction May 16, 2025

Show notes

In today’s episode, we look at what is driving market sentiment before folks head to Manhattan for the MBA Secondary. Plus, Robbie sits down with Kind Lending’s
Delfino Aguilar to talk about his company's steadfast commitment to broker-centric service, a culture that empowers people as the true competitive edge, and forward-looking partnerships that simplify broker success. And we reveal what direction mortgage rates are attempting to head in.

Thanks to today's podcast sponsor, TRUE and its Mortgage Operations Service (MOS) AI background worker, which transforms borrower documents into instant, trustworthy data for real-time decisioning. TRUE helps lenders accelerate decisions, cut costs, and deliver a superior borrower experience, all without a $100M tech budget.

5.15.25 Around Mortgage in 60 Seconds; TRUE's Steve Butler on AI Agents; Heavy Economic Slate May 15, 2025

Show notes

In today’s episode, we go around mortgage in 60 seconds, or more. Plus, Robbie sits down with TRUE.ai’s Steve Butler to discuss automating back-end tasks to reshape the roles of originators with AI, while uncovering the biggest opportunities, misconceptions, and strategic considerations for navigating uncertain markets. And we reveal what today's heavy slate of economic data reveals about the U.S. consumer.

5.14.25 M&A Activity; Hometap’s Josh Gaffney on Home Equity Investments; Inflation Expectations May 14, 2025

Show notes

In today’s episode, we look at the latest M&A activity in the mortgage industry. Plus, Robbie sits down with Hometap’s Josh Gaffney to discuss the evolving regulatory landscape for Home Equity Investments (HEIs), highlighting state-by-state approaches, industry-led initiatives, and what an ideal regulatory framework could look like as the market matures. And we reveal what the latest Consumer Price Index says about inflation as a whole.

5.13.25 Second Home Market; Servbank's Luke Jensen on Servicing Technology; Consumer Prices Ease May 13, 2025

Show notes

In today’s episode, we look at why the second home market. Plus, Robbie sits down with Servbank’s Luke Jensen for a discussion on how servicers are leading the way in AI and automation, and revolutionizing customer experience with innovative, loan-level customized correspondence solutions. And we reveal what the latest Consumer Price Index says about inflation as a whole.

5.12.25 Housing Regulations; Cotality's Selma Hepp on Spring Home Buying Season; Tariffs Versus Data May 12, 2025

Show notes

In today’s episode, we look at housing policies at the state and federal level. Plus, Robbie sits down with Cotality’s Selma Hepp for a discussion on the complex dynamics of the 2025 spring housing market, offering a nuanced view of the pressures and opportunities shaping today’s buyers, sellers, and lenders. And we weigh tariff news versus economic data in terms of what is moving markets.

5.9.25 Property Tax Increases; Paul Gigliotti and Jeremy Potter From Mortgage Innovators; Fed Rhetoric May 09, 2025

Show notes

In today’s episode, we look at what the rising property tax costs across the nation are doing to erode affordability. Plus, Robbie sits down with Jeremy Potter and Paul Gigliotti at the California MBA Mortgage Innovators Conference to discuss AI’s ultimate use-case for the industry and what it will free people up to do. And Fedspeak resumes, so we are all over that.

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