Chrisman Commentary - Daily Mortgage News

Latest Episodes:

5.8.25 Mortgage Innovators Dispatch; Aidium's Spencer Dusebout on AI Agents; Prepayment Speeds May 08, 2025

Show notes

Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.

In today’s episode, we have a live dispatch from California MBA's Mortgage Innovators Conference in Huntington Beach. Plus, Robbie sits down with Aidium’s Spencer Dusebout for a discussion on how AI is transforming the mortgage industry, from redefining lead scoring and boosting CRM adoption to supporting, not replacing, loan officers, with a spotlight on the launch of innovative “Agents.” And we close with a look at April prepayment speeds and home refinance incentives.

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5.7.25 Incentivicing Borrowers; Bob Simpson on Anti-Money Laundering; Actual Fed Decision Day May 07, 2025

Show notes

In today’s episode, we look at how potential home buyers are being incentivized. Plus, Robbie sits down with Bob Simpson to discuss the evolving anti-fraud landscape, emerging threats in 2025, best practices for risk and anti-money laundering compliance, and some unforgettable stories from the front lines fighting fraud. And we close with a look at what is expected of the Federal Reserve and Fed Chair Jerome Powell today.

5.6.25 Dollar Deterioration; Vesta's Mike Yu on Tech Adoption; Fed Meeting Underway May 06, 2025

Show notes

In today’s episode, we look at why the dollar may be beginning to lost its global standing. Plus, Robbie sits down with Vesta’s Mike Yu for a discussion on hype versus reality when it comes to AI tech in mortgage, and how companies can vet technology vendors. And we close with a look at what is expected of the Federal Reserve this week.

5.5.25 Hispanic Homeownership; TD Bank’s Scott Lindner on Educating Borrowers; Federal Reserve Expectations May 05, 2025

Show notes

In today’s episode, we look at Hispanic home ownership in the U.S. Plus, Robbie sits down with TD Bank’s Scott Lindner for a discussion on how to better educate potential homebuyers on financial readiness and engender loyalty that will lead to repeat business. And we close with a look at what is expected of the Federal Reserve this week.

5.2.25 Federal Funding Apparatus; Realfinity's Kipper Bush on Embedded Finance; Payrolls Friday May 02, 2025

Show notes

In today’s episode, we look at ways to parse through recent economic data. Plus, Robbie sits down with Realfinity’s Kipper Bush to discuss how embedded finance can empower real estate professionals with seamless mortgage solutions at the point of sale. And we close with the figures from the April payrolls report.

Today’s episode is sponsored by CreditXpert—the credit optimization platform that helps today’s top mortgage originators and more than 60,000 mortgage professionals qualify more applicants, make more competitive offers, reduce LLPA premiums and close more loans. Download your free copy of the credit optimization playbook today at creditxpert.com/chrisman.

5.1.25 May Day Economy; CreditXpert’s Mike Darne on Qualifying Borrowers; Freddie Earnings May 01, 2025

Show notes

In today’s episode, we look at whether the U.S. economy is growing or shrinking. Plus, Robbie sits down with CreditXpert’s Mike Darne to discuss ways lenders and originators can help borrowers improve their credit scores and qualify for more mortgage programs and products. And we close with a review of Freddie Mac's quarterly earnings.

4.30.25 Fannie Earnings; LendingTree's Matt Schulz on Migration Patterns; Wait and See Patterns Apr 30, 2025

Show notes

In today’s episode, we look at the latest earnings report from Fannie Mae. Plus, Robbie sits down with LendingTree’s Matt Schulz to discuss the most attractive states for out-of-state home shoppers and U.S. migration patterns. And we close with a look at what could change the wait and see approach see in current market sentiment.

4.29.25 Primary Versus Secondary Markets; American Pacific's Audrey Boissoneau on Origination; Treasury Supply Apr 29, 2025

Show notes

In today’s episode, we look at how lending patterns translate to purchasing patterns from the primary to secondary markets. Plus, Robbie sits down with American Pacific’s Audrey Boissoneau to ask her about the latest conversations that originators are having with borrowers as we enter Spring home buying season. And we close with a look at why the U.S. Treasury is increasing its borrowing estimate for the current quarter.

4.28.25 Rumor Mill; TrAined's Mark Cunningham on Tech Evolution; Fed Independence Apr 28, 2025

Show notes

In today’s episode, we look at some rumors floating around the mortgage industry. Plus, Robbie sits down with TrAined's Mark Cunningham to discuss the state of tech evolution in the industry, how to win business, and where automation will actually translate to cost savings. And we close with a look at the independence of the Fed.

4.25.25 CFPB Staffing; Friday Harbor’s Theo Ellis and Jesse Collins on Startup Life; New Normal Volatility Apr 25, 2025

Show notes

In today’s episode, we look at some staffing issues at the CFPB. Plus, Robbie sits down with Friday Harbor’s Theo Ellis and Jesse Collins to discuss raising funds for
mortgage technology in the current climate. And we close with a look at how traders are coming to grips with the new normal of volatility.

Today's podcast is brought to you by nCino, makers of the nCino Mortgage Suite for the modern mortgage lender. nCino Mortgage Suite's three core products -- nCino Mortgage, nCino Incentive Compensation, and nCino Mortgage Analytics -- unite the people, systems, and stages of the mortgage process. See how nCino can support a homeownership journey that your borrowers and your team will love at nCino.com.

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