Chrisman Commentary - Daily Mortgage News

Latest Episodes:

8.5.25 Statistical Services; MBA's Laura Escobar on Chair Duties; Sentiment Swaying Aug 05, 2025

Show notes

Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.

In today’s episode, we review how statistics can be applied to fit a certain narrative. Plus, Robbie sits down with MBA Chair Laura Escobar to discuss her travels around the country. And we close by looking at what payrolls missing estimates means for future Fed rate cuts.

Thank you to Total Expert, the purpose-built customer engagement platform trusted by hundreds of modern financial institutions. Total Expert turns customer data into actionable insights that help lenders engage and guide consumers through complex financial decisions.

8.4.25 Payroll Fallout; Longbridge Financial's Chris Mayer on HELOCs; Evolving Sentiment Aug 04, 2025

Show notes

In today’s episode, we review the impact of Friday's payrolls miss and the firing of the BLS head. Plus, Robbie sits down with Longbridge Capital's Chris Mayer to discuss HELOC lending. And we close by looking at what payrolls missing estimates means for future Fed rate cuts.

8.1.25 Trade Extensions and Highlights; Foundation Mortgage's Marc Halpern on Builders; Payrolls Miss Aug 01, 2025

Show notes

In today’s episode, we review just what went down on trade deadline day. Plus, Robbie sits down with Foundation Mortgage’s Marc Halpern on builder confidence and the stratification of buyer demand across metros, giving credence to the phrase “real estate is local.” And we close by looking at what payrolls missing estimates means for future Fed rate cuts.

Today's podcast is brought to you by nCino, makers of the nCino Mortgage Suite for the modern mortgage lender. nCino Mortgage Suite's three core products -- nCino Mortgage, nCino Incentive Compensation, and nCino Mortgage Analytics -- unite the people, systems, and stages of the mortgage process into a seamless end-to-end solution embedded with data-driven insights and intelligent automation. See how nCino can support a homeownership journey that your borrowers and your team will love at nCino.com.

7.31.25 Fed Dissent; nCino's Tyler Prows on Borrower Experience; Income and Spending Jul 31, 2025

Show notes

In today’s episode, we review why two members of the Fed dissented against holding rates steady. Plus, Robbie sits down with nCino’s Tyler Prows for a discussion on how automated workflows provide a seamless experience for the borrowers and streamlined app intake for LOs in an end-to-end solution. And we close by looking at Freddie Mac's second quarter earnings.

7.30.25 Fannie Earnings; Verisk's Kingsley Greenland on Flooding; Fed Decision Day Jul 30, 2025

Show notes

In today’s episode, we review Fannie Mae's second quarter earnings . Plus, Robbie sits down with Verisk’s Kingsley Greenland to discuss recent flooding events' impact on housing and how insurance company modeling has quickly surpassed government modeling on disasters. And we close by looking ahead to today's Fed decision.

7.29.25 Trading Trade Deals; RatePlug's Jeff and Brad Springer on Home Search; Auction Supply Jul 29, 2025

Show notes

In today’s episode, we review the market impact from Trump's trade deals. Plus, Robbie sits down with RatePlug’s Brad and Jeff Springer for a discussion on how the home property search process is evolving to include accurate, real-time home affordability information. And we close by looking ahead to this week's Fed decision.

Today's podcast is brought to you by nCino, makers of the nCino Mortgage Suite for the modern mortgage lender. nCino Mortgage Suite's three core products -- nCino Mortgage, nCino Incentive Compensation, and nCino Mortgage Analytics -- unite the people, systems, and stages of the mortgage process. See how nCino can support a homeownership journey that your borrowers and your team will love at nCino.com.

7.28.25 Seasonal Technicals; ABA's Rod Alba on Disparate Impact; All Quiet on the Western Front Jul 28, 2025

Show notes

In today’s episode, we review the what's going on with the weather around America as it pertains to mortgage. Plus, Robbie sits down with the American Bankers Association’s Rod Alba for a discussion on disparate impact and how we can get to a place of better regulation. And we close by looking ahead to this week's economic calendar.

Today's podcast is brought to you by nCino, makers of the nCino Mortgage Suite for the modern mortgage lender. nCino Mortgage Suite's three core products -- nCino Mortgage, nCino Incentive Compensation, and nCino Mortgage Analytics -- unite the people, systems, and stages of the mortgage process. See how nCino can support a homeownership journey that your borrowers and your team will love at nCino.com.

7.25.25 FHA Mortgage Insurance Premiums; MBA's Bob Broeksmit on Action Items; Housing Slipping Jul 25, 2025

Show notes

In today’s episode, we review the latest FHA MIP news. Plus, Robbie sits down with MBA President Bob Broeksmit to discuss action items on the MBA's agenda. And we close by looking at just how much the housing market is faltering.

Thank you to Wholesale Mortgage Direct (WMD) for sponsoring today's podcast. Their mission is to deliver high demand, innovative products unique to the wholesale industry, including MyEQNow, which is one-of-a-kind TraDigital HELOC platform. Looking for innovative HELOC, NonQM and/or Reverse options? WMD is your trusted partner. For more information, contact dk@mcmholdingsinc.com.

7.24.25 Pioneer Day; MCM's Denis Kelly on HELOC Lending; Rateapalooza Jul 24, 2025

Show notes

In today’s episode, we review tappable home equity in the U.S. Plus, Robbie sits down with MCM Holding’s Denis Kelly for a discussion on the evolving wholesale channel and HELOC landscape, the rise of digital lending, investor, and borrower demand in underserved markets, and how the MyEQNow platform is reshaping access with innovative, data-light solutions. And we close by looking at how rate volatility baffled traders.

7.23.25 Warren and Pulte; restb.ai's Tony Pistilli on Property Intelligence; Round Trip Rates Jul 23, 2025

Show notes

In today’s episode, we review Senator Elizabeth Warren's new vendetta against FHFA's Bill Pulte over his prolific Jerome Powell tweets. Plus, Robbie sits down with restb.ai’s Tony Pistilli for a discussion on how property intelligence is helping a variety of players in the mortgage ecosystem. And we close by looking at how rate volatility has us right back to where we began.