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    A Sunny Side Up Life Podcast

    A Sunny Side Up Life Podcast is a show for the woman who is ready to live an abundant life full of freedom + positivity. Break free from survival mode, gain financial freedom, stay motivated, and focus on what matters most. You’re invited to join the movement and start living on the brighter side of life.

    Advertise

    Copyright: © Sami Womack 2018

    • Apple Podcasts
    • Google Play
    • Spotify

    Latest Episodes:
    EP. 169 Why Community Matters, Financial Feminism & Centering Women + Non-Binary Folks In The Money Conversation With Regina and Angela of Women's Personal Finance May 11, 2023
    Show notes

    For decades, finance has been dictated by straight, cis-gendered, white males. The need for something radically different is what pushed Regina and Angela, founders of Women's Personal Finance, to begin their online community for women and non-binary identifying folks.

    WPF originated from female friendship and has grown into a force of personal finance education, encouragement, and inclusion.

    WPF has been featured in The New York Times and Forbes and won the 2021 Plutus Award for Best Financial Content for Women.

    In this episode, you'll learn more about:

    • The power of female friendship + close-knit community during isolating experiences or environmental barriers
    • Why Women's Personal Finance focuses on a group of people instead of a personality or person
    • Centering women and non-binary folks in the personal finance conversation
    • How divorce or separation is an act of bravery + more

    MENTIONED IN THE EPISODE:

    • Meet the Women of the Financial Independence Movement
    • PrepperFi

    PAST EPISODES YOU'LL ENJOY:

    • EP. 2 DECONSTRUCTING MONEY SHAME, NAVIGATING MENTAL HEALTH & FINANCES, AND 3 REASONS DAVE RAMSEY SUCKS WITH LEXA VANDAMME
    • EP. 151 WEATHERING THE STORM TOGETHER
    • EP. 147 LOSING FRIENDS DURING YOUR DEBT-FREE JOURNEY

    ASSUL RESOURCES:

    • 1:1 Coaching With Sami: Apply today
    • YouTube: Subscribe for free
    • Instagram: Follow me on the 'gram
    • Facebook: Follow me on Facebook
    • The Sunny Sqad: Join the VIP Facebook Group

    GUEST BIO:

    The story of how WPF began dates back to 2018, when Angela wrote the blog post 'Meet the Women of the Financial Independence Movement'. That post kicked off the beginning of a real place where women could connect and talk about money and all other things important to them and soon after the post was published, Angela created the Women's Personal Finance Facebook community.

    Later that year, Regina wrote a guest post on Angela's blog about her newly coined term PrepperFi. Angela and Regina cemented their friendship over the course of Regina's son developing cancer and entering into treatment. Sometimes, great things come out of hardships. The Facebook community has now grown to over 70k members and is known to be one of the best, most supportive places on the internet.

    With WPF's expanded community and mission supporters, they offer a premium community, WPF Insiders, articles about money written by other women, access to money experts, resources about all things finances, a super neat swag shop, and more.

    GUEST SOCIAL MEDIA + LINKS:

    • Instagram
    • Twitter
    • Facebook
    • YouTube
    • Woven
    • WPF Insiders
    • Website

    SHOW INFORMATION:

    A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most.

    Learn more at: https://www.asunnysideuplife.com

    HOST BIO:

    Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His & Her Money Show. When she's not downing caramel coffee or homeschooling her daughters, she's creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life.

    She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family's finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born.

    Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living.

    DISCLAIMER(S):

    This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment.

    Opinions are the creators alone.

    Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.

    CREDITS:

    • Podcast production: Weir Digital Marketing
    • Research: Sami Womack + Vee Weir
    • Editing: Joseph Bogumill

    EP. 168 Top 5 Personal Finance FAQs Answered: Sinking Funds, Goal Setting & Different Debt Payoff Methods May 04, 2023
    Show notes

    If you've always wanted to ask these personal finance questions, but have been too scared or embarrassed, this episode is for you. Learn all about sinking funds, goal setting, high yield savings accounts, debt payoff methods and more!

    In this episode, you'll learn more about:

    • What sinking funds are, how to set them up, and popular things to save for
    • Realistic goal setting and tackling multiple goals at once
    • How HYSA (high yield savings account) will change your saving game
    • The best debt payment method for you + more

    MENTIONED IN THE EPISODE:

    • EP. 27 WHAT A SINKING FUND IS + WHY YOU NEED ONE
    • EP. 131 5 DIFFERENT DEBT PAYOFF METHODS AND WHAT COULD WORK FOR YOU!
    • The Simple Path to Wealth: Your road map to financial independence and a rich, free life

    PAST EPISODES YOU'LL ENJOY:

    • EP. 27 WHAT A SINKING FUND IS + WHY YOU NEED ONE
    • 5 MONEY CHOICES THAT HAVE CHANGED MY LIFE
    • EP. 145 WHAT TO DO ON PAYDAY
    • EP. 131 5 DIFFERENT DEBT PAYOFF METHODS AND WHAT COULD WORK FOR YOU!

    ASSUL RESOURCES:

    • 1:1 Coaching With Sami: Apply today
    • Instagram: Follow me on the 'gram
    • Facebook: Follow me on Facebook
    • The Sunny Sqad: Join the VIP Facebook Group

    SHOW INFORMATION:

    A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most.

    Learn more at: https://www.asunnysideuplife.com

    HOST BIO:

    Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His & Her Money Show. When she's not downing caramel coffee or homeschooling her daughters, she's creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life.

    She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family's finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born.

    Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living.

    DISCLAIMER(S):

    This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment.

    Opinions are the creators alone.

    Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.

    CREDITS:

    • Podcast production: Weir Digital Marketing
    • Research: Sami Womack + Vee Weir
    • Editing: Joseph Bogumill

    EP. 166 Becoming A Certified Financial Planner®, Steps To Manage Your Own Money & When You Need Professional Personal Finance Help Apr 20, 2023
    Show notes

    Sami is back in season 2 of A Sunny Side Up Life Podcast!

    In this season 2 debut episode, Sami chats about her journey towards becoming a Certified Financial Planner®, signs you need professional financial help and what to do if you can't afford that professional help.

    She also catches us up on what she did during her podcast break, the different services Sami provides and to whom and what she's doing to level up her business in 2023.

    In this episode, you'll learn more about:

    • Steps to take if you can't hire a CFP®, budgeting coach or other financial expert
    • Details on my CFP® including: cost breakdown, time commitment and intensity level
    • How a CFP® is different than other types of financial expert certifications
    • What working with a CFP® or financial expert can do for you and your money + more

    MENTIONED IN THE EPISODE:

    • https://www.fma.org/finance-certifications
    • https://www.afcpe.org/certification/accredited-financial-counselor/
    • https://www.businessinsider.com/personal-finance/financial-planner-vs-financial-advisor

    PAST EPISODES YOU'LL ENJOY:

    • BLOWING $600K, BREAKING UP WITH DAVE RAMSEY & QUITTING TEACHING FOR THE WORLD OF FINANCIAL COACHING
    • FINANCIAL EMPOWERMENT FOR WOMEN
    • 5 DIFFERENT DEBT PAYOFF METHODS AND WHAT COULD WORK FOR YOU

    ASSUL RESOURCES:

    • 1:1 Coaching With Sami: Apply today
    • YouTube: Subscribe for free
    • Instagram: Follow me on the 'gram
    • Facebook: Follow me on Facebook
    • The Sunny Sqad: Join the VIP Facebook Group

    SHOW INFORMATION:

    A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most.

    Learn more at: https://www.asunnysideuplife.com

    HOST BIO:

    Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His & Her Money Show. When she's not downing caramel coffee or homeschooling her daughters, she's creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life.

    She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family's finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born.

    Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living.

    DISCLAIMER(S):

    This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment.

    Opinions are the creators alone.

    Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.

    CREDITS:

    • Podcast production: Weir Digital Marketing
    • Research: Sami Womack + Vee Weir
    • Editing: Joseph Bogumill

    EP. 165 Money, Marriage, and Moving In To Middle-Age With Daniel Womack Nov 17, 2022
    Show notes

    My husband, Daniel Womack, joins A Sunny Side Up Life podcast to talk about his perspective on our debt free journey, budgeting, and different client personal finance situations.

    Daniel and I have been married for 14 years, together 19 years. Through that time we've gone from half a million dollars in debt to an over three hundred and fifty thousand dollar net worth.

    It hasn't always been rainbows and butterflies– and often in the personal finance space, a male partner's perspective is missing. If you're wondering what it's like living with a money nerd and financial coach, this episode is for you!

    In this episode, we chat about:

    • Our love story + how we each grew up with money
    • How we ended up in debt + the actions we took to get out of it
    • The biggest money mistakes we've made as a married couple (hint: Keeping Up With The Joneses)
    • Retiring early, living an intentional life + the difference between wanting to work and needing to work
    • Why you need to budget in cheap fun while you're getting your financial house together so you can have rich fun in the future + more
    MENTIONED IN THE EPISODE:
    • https://www.youtube.com/watch?v=XTTxJLyNQAE
    • https://www.youtube.com/watch?v=sJjJ6KwyvqU&t=3s

    SPONSOR(S):

    • Not Another Personal Finance Podcast: Listen and subscribe to their podcast TODAY!

    PAST EPISODES YOU'LL ENJOY:

    • EP. 109 TRAVEL HACKING + LIVING BY YOUR OWN RULES
    • EP. 115 PAYING OFF DEBT: SNOWBALL VS. AVALANCHE
    • EP. 134 DON'T F WITH THE IRS

    ASSUL RESOURCES:

    • 1:1 Coaching With Sami: Apply today
    • YouTube: Subscribe for free
    • Instagram: Follow me on the 'gram
    • Facebook: Follow me on Facebook
    • The Sunny Sqad: Join the VIP Facebook Group

    SHOW INFORMATION: A Sunny Side Up Life

    A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most.

    Learn more at: https://www.asunnysideuplife.com

    HOST BIO: Sami Womack

    Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His & Her Money Show. When she's not downing caramel coffee or homeschooling her daughters, she's creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life.

    She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family's finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born.

    DISCLAIMER(S):

    • This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment.
    • Opinions are the creators alone.
    • Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.

    CREDITS:

    • Audio Engineer + Editor: Garrett Davis
    • Podcast Support + Artwork: Weir Digital Marketing
    • Research: Vee Weir

    EP. 164 Catching FIRE (Financial Independence/Retire Early), Preparing For A Recession & How To Pay Off Your Mortgage Early With Andy Hill Nov 10, 2022
    Show notes

    Andy Hill, founder of the award-winning podcast and blog Marriage, Kids, and Money, joins the podcast to talk all things FIRE (Financial Independence, Retire Early) and mortgage free living..

    He and wife Nicole started out their money journey with $50K in debt and paid it off in less than a year. In the next 10 years, they paid off their mortgage and built their net worth to more than a million dollars. Andy and Nicole's story has been featured in Time, CNBC, Kiplinger's Personal Finance, NBC News and more!

    We talk about how to prepare for a looming recession, why doing what helps you sleep at night is better than what is financially optimal in some cases and the different types of FIRE.

    In this episode, we chat about:

    • What inspired Andy to get into the FIRE Movement + How he's forged his own (balanced) FIRE path
    • How to get the whole family on board with Financial Independence
    • The emotional and psychological benefits to paying off your mortgage early
    • Teaching your kids about money and passing down legacy wealth while your children are alive
    • Coast FIRE vs. traditional FIRE + more
    MENTIONED IN THE EPISODE:
    • Marriage Kids and Money Podcast: Sami Womack ($350k Net Worth at 33)
    • http://www.marriagekidsandmoney.com/freegift
    GUEST BIO:

    Andy Hill is the founder of the award-winning podcast and blog Marriage, Kids, and Money, a platform dedicated to helping young families build wealth and happiness. He and wife Nicole started out their money journey with $50K in debt and paid it off in less than a year.

    In the next 10 years, they paid off their mortgage and built their net worth to more than a million dollars. Andy and Nicole's story has been featured in Time, CNBC, Kiplinger's Personal Finance, NBC News and more!

    When he's not talking money, he enjoys watching his kids play soccer, singing karaoke with his wife and watching Marvel movies.

    GUEST SOCIAL LINKS:
    • Instagram
    • Facebook
    • Twitter
    • YouTube

    PODCAST SPONSORS:

    • Not Another Personal Finance Podcast

    PAST EPISODES YOU'LL ENJOY:

    • Paying Off $600k+ Of Debt, Having A 70% Savings Rate, & The Intersectionality Of Money + Intentional Living With Rachel Rainbolt
    • Deconstructing Money Shame, NavigatingMental Health & Finances, And 3 Reasons Dave Ramsey Sucks With Lexa Vandamme

    ASSUL RESOURCES:

    • 1:1 Coaching With Sami: Apply today
    • 2023 Powersheets: 2023 Goal Planner
    • YouTube: Subscribe for free
    • Instagram: Follow me on the 'gram
    • Facebook: Follow me on Facebook
    • The Sunny Sqad: Join the VIP Facebook Group

    SHOW INFORMATION:

    A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most.

    Learn more at: https://www.asunnysideuplife.com

    HOST BIO:

    Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His & Her Money Show. When she's not downing caramel coffee or homeschooling her daughters, she's creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life.

    She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family's finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born.

    DISCLAIMER(S):

    • This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment.
    • Opinions are the creators alone.
    • Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.

    CREDITS:

    • Audio Engineer + Editor: Garrett Davis
    • Podcast Support + Artwork: Weir Digital Marketing
    • Research: Vee Weir

    EP. 163 Blowing $600K, Breaking Up With Dave Ramsey & Quitting Teaching For The World Of Financial Coaching With Haley & Justin Brown-Woods Nov 03, 2022
    Show notes

    You've probably heard the saying, "It's not about how much money you have, it's how you manage that money." Well, this episode is a perfect example of why that is 100% accurate.

    Haley and Justin Brown-Woods from Price Of Avocado Toast Podcast joins A Sunny Side Up Life podcast to talk about their journey into the personal finance space and financial coaching, how their lives have been changed by podcasting and what it takes to work together as a Millennial married couple on money management.

    In this episode, we chat about:

    • What Haley and Justin did with a $600K inheritance
    • How tracking your money will transform your life
    • Why Dave Ramsey got the boot from their lives
    • The importance of spending on joy + more
    GUEST BIO:

    Haley and Justin Brown-Woods are a married millennial couple from California working to help folks normalize conversations about money through their company, Price of Avocado Toast.

    In their early 20's, they received a $600k payout from a wrongful death lawsuit after Justin's grandmother died of mesothelioma. They each grew up in low-income single-mother households and financial education was not a priority. So you could say, they essentially won the lottery.

    They spent every last penny of the $600k and then found themselves in over $220k worth of debt in just 3.5 years. In late 2019, they decided to start their journey to financial freedom and they paid off $132k in 18 months.

    GUEST SOCIAL LINKS:
    • Instagram

    • Facebook

    • Podcast

    PODCAST SPONSORS: Price of Avocado Toast Budget

    PAST EPISODES YOU'LL ENJOY:

    • Paying Off $600k+ Of Debt, Having A 70% Savings Rate, & The Intersectionality Of Money + Intentional Living With Rachel Rainbolt
    • Deconstructing Money Shame, NavigatingMental Health & Finances, And 3 Reasons Dave Ramsey Sucks With Lexa Vandamme

    ASSUL RESOURCES:

    • 1:1 Coaching With Sami: Apply today
    • 2023 Powersheets: 2023 Goal Planner
    • YouTube: Subscribe for free
    • Instagram: Follow me on the 'gram
    • Facebook: Follow me on Facebook
    • The Sunny Sqad: Join the VIP Facebook Group

    SHOW INFORMATION: A Sunny Side Up Life

    A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most.

    Learn more at: https://www.asunnysideuplife.com

    HOST BIO: Sami Womack

    Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His & Her Money Show. When she's not downing caramel coffee or homeschooling her daughters, she's creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life.

    She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family's finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born.

    DISCLAIMER(S):

    • This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment.
    • Opinions are the creators alone.
    • Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.

    CREDITS:

    • Audio Engineer + Editor: Garrett Davis
    • Podcast Support + Artwork: Weir Digital Marketing
    • Research: Vee Weir

    EP. 162 Why Forcing Your Kids To Go To College Is Stupid, Starting A Launching Fund & Alternatives To Student Loan Debt Oct 27, 2022
    Show notes

    In this solo episode, Sami deconstructs the harmful narrative of college being the one and only choice after high school and how she is using launching funds as an alternative in her own family.

    While statistically college increases income and earning potential over a lifetime, we must consider if this is the right path for our children and the high-stake resources needed to earn a high education degree.

    If you've ever felt conflicted about saving for your kids' future, this episode is for you.

    In this episode, Sami chats about:

    • Statistics on student loan debt + earning potential of high school graduates vs. those holding Bachelors Degrees
    • Alternatives to student loan debt and post high school education including trade schools, scholarships, etc.
    • Case study: Sami's college story in comparison to her husband's career
    • The power of a launching fund instead of a traditional college savings fund and what a launching fund is
    • 529 plans, UTMA, UGMA, traditional brokerage accounts to save for college + more

    MENTIONED IN THE EPISODE:

    • https://www.veefrugalfox.com/blog/forcing-your-kids-to-go-to-college-is-stupid
    • https://money.com/best-college-savings-account/
    • https://journeytolaunch.com/episode272/

    PAST EPISODES YOU'LL ENJOY:

    • PAYING OFF $600K+ OF DEBT, HAVING A 70% SAVINGS RATE, & THE INTERSECTIONALITY OF MONEY + INTENTIONAL LIVING WITH RACHEL RAINBOLT

    • PAYING OFF $211,000 OF DEBT, SAYING NO TO SIDE HUSTLES, + STUDENT LOAN FORGIVENESS WITH NIKA BOOTH

    ASSUL RESOURCES:

    • 1:1 Coaching With Sami: Apply today
    • 2023 Powersheets: 2023 Goal Planner
    • YouTube: Subscribe for free
    • Instagram: Follow me on the 'gram
    • Facebook: Follow me on Facebook
    • The Sunny Sqad: Join the VIP Facebook Group

    SHOW INFORMATION: A Sunny Side Up Life

    A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most.

    Learn more at: https://www.asunnysideuplife.com

    HOST BIO: Sami Womack

    Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His & Her Money Show. When she's not downing caramel coffee or homeschooling her daughters, she's creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life.

    She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family's finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born.

    DISCLAIMER(S):

    • This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment.
    • Opinions are the creators alone.
    • Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.

    CREDITS:

    • Audio Engineer + Editor: Garrett Davis
    • Podcast Support + Artwork: Weir Digital Marketing
    • Research: Vee Weir

    EP. 161 How Following Your Passions Can Lead To Making Money + Passive Income Truths With Jannese Torres Oct 20, 2022
    Show notes

    Jannese Torres, nationally acclaimed Latina money expert, educator, speaker, writer and business coach, joins the A Sunny Side Up Life podcast to discuss her path to financial freedom, the realities of passive income, and economic activism.

    Jannese became an accidental entrepreneur after a job loss led her to create a successful Latin food blog. Now she helps her clients and listeners build successful online businesses that allow them to pursue financial independence and freedom.

    Jannese is on a mission to educate marginalized communities on topics like entrepreneurship, investing and building generational wealth through her personal finance podcast, Yo Quiero Dinero.

    In this episode, Jannese and I chat about:

    • How a love of cooking transformed Jannese's life
    • Going from $400,000 in debt to over $300,000 net worth
    • The work, time, energy, and money it took for Jannese's blog to make 6-figures passively
    • Having a multi-pronged approach to your business
    • Common misconceptions about passive income + more

    MENTIONED IN THE EPISODE:

    • https://www.delishdlites.com/

    GUEST BIO:

    Jannese Torres is a nationally acclaimed Latina money expert, educator, speaker, writer and business coach. She became an accidental entrepreneur after a job loss led her to create a successful Latin food blog.

    Now, she helps her clients and listeners build successful online businesses that allow them to pursue financial independence and freedom.

    Jannese has been featured in CNBC, NPR, Buzzfeed, Business Insider, and more. She is on a mission to educate marginalized communities on topics like entrepreneurship, investing and building generational wealth through her personal finance podcast, Yo Quiero Dinero.

    GUEST SOCIAL + WEBSITE:

    • Instagram
    • TikTok
    • Facebook
    • Twitter
    • Website

    ASSUL RESOURCES:

    • 1:1 Coaching With Sami: Apply today
    • YouTube: Subscribe for free
    • Instagram: Follow me on the 'gram
    • Facebook: Follow me on Facebook
    • The Sunny Sqad: Join the VIP Facebook Group

    SHOW INFORMATION: A Sunny Side Up Life

    A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most.

    Learn more at: https://www.asunnysideuplife.com

    HOST BIO: Sami Womack

    Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His & Her Money Show. When she's not downing caramel coffee or homeschooling her daughters, she's creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life.

    She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family's finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born.

    Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living.

    DISCLAIMER(S):

    • This show may contain affiliate links or links from my advertisers where I earn a commission or direct payment.
    • Opinions are the creators alone.
    • Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.

    CREDITS:

    • Podcast Support: Weir Digital Marketing
    • Podcast Artwork: Weir Digital Marketing
    • Audio Engineer: Garrett Davis

    EP. 160 Why We Need To Stop Demonizing Credit Card Debt + How To Pay Credit Cards Off Or Use Them Strategically Oct 13, 2022
    Show notes

    If you're reading this, you likely currently have or have had credit card debt.

    So how do we take action to mitigate risk and stop giving huge amounts of money to greedy credit card corporations?

    Sami gets candid about her own experiences with credit card debt, why people find themselves drowning in it, and ways you can pay down that debt. She also explains the importance of credit scores, emergency funds, and getting your money mindset right before diving into using them strategically.

    If you're struggling with credit cards in any capacity, this episode is for you.

    In this episode, Sami chats about:

    • Why people find themselves in credit card debt + why that debt has spiked in the last 3 years

    • How Sami's family is jumping back into using credit cards strategically + healing financial trauma

    • The importance of credit scores and why they actually matter

    • How to pay off credit card debt and 3 proven strategies to mitigate credit card debt risk

    • Credit card balance transfers, travel hacking, points and rewards + more

    SPONSOR(S):

    • Not Another Personal Finance Podcast: Listen and subscribe to their podcast TODAY!

    MENTIONED IN THE EPISODE:

    • Easy Budget's Debt Snowball Calculator

    • Aunt Kara's IG

    • Capital One Venture X

    PAST EPISODES YOU'LL ENJOY:

    • EP. 109 TRAVEL HACKING + LIVING BY YOUR OWN RULES

    • EP. 115 PAYING OFF DEBT: SNOWBALL VS. AVALANCHE

    • EP. 134 DON'T F WITH THE IRS

    ASSUL RESOURCES:

    • 1:1 Coaching With Sami: Apply today

    • YouTube: Subscribe for free

    • Instagram: Follow me on the 'gram

    • Facebook: Follow me on Facebook

    • The Sunny Sqad: Join the VIP Facebook Group

    SHOW INFORMATION: A Sunny Side Up Life

    A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaking free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most.

    Learn more at: https://www.asunnysideuplife.com

    HOST BIO: Sami Womack

    Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His & Her Money Show. When she's not downing caramel coffee or homeschooling her daughters, she's creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life.

    She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family's finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born.

    DISCLAIMER(S):

    • This show may contain affiliate links or links from our advertisers where I earn a commission or direct payment.

    • Opinions are the creators alone.

    • Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.

    CREDITS:

    • Audio Engineer + Editor: Garrett Davis

    • Podcast Support + Artwork: Weir Digital Marketing

    • Research: Vee Weir


    EP. 159 Paying Off $200K+ Of Debt, Saying No To Side Hustles + Student Loan Forgiveness With Nika Booth Oct 06, 2022
    Show notes

    Nika Booth, award-winning debt expert and woman behind @debtfreegonnabe, joins the podcast to discuss all things six-figure debt free journey, student loans, and Instagram Finfluencer fame.

    We talk about the importance of taking care of yourself, avoiding Dave Ramsey or any strict personal finance advice, building in fun money, and making sure your budget fits your life.

    @debtfreegonnabe has been featured in Business Insider, Bankrate, CNBC, and Yahoo Finance, just to name a few. Nika has amassed an impressive following of 70k+ on Instagram and helps people slay debt without sacrificing fun.

    In this episode, Nika and I chat about:

    • How a 35 day furlough lit a fire under Nika to start her debt free journey
    • The dangers of under-withholding and not filing taxes (hint: don't do this)
    • Why community has been essential during Nika's debt payoff journey
    • Instacart, Mercari, Receptionist and the catch-22 of gazelle intensity + side hustles
    • Balance, boundaries, and stepping away from chasing the algorithm + more

    MENTIONED IN THE EPISODE:

    • Don't F With The IRS
    • Mercari Sell Your Sh*t On Mercari
    • Demolish Your Debt Resource Guide

    GUEST BIO: NIKA BOOTH

    In 2018, Nika got serious about her debt and became passionate about all things personal finance. Today, she's an award-winning personal finance content creator and a go-to expert on money, debt, and student loan repayment.

    @debtfreegonnabe has been featured in Business Insider, Bankrate, CNBC, and Yahoo Finance, just to name a few. Nika has amassed an impressive following of 70k+ on Instagram and helps people slay debt without sacrificing fun.

    GUEST SOCIAL + WEBSITE:

    • Instagram
    • TikTok
    • Facebook
    • Twitter
    • Website

    ASSUL RESOURCES:

    • 1:1 Coaching With Sami: Apply today
    • YouTube: Subscribe for free
    • Instagram: Follow me on the 'gram
    • Facebook: Follow me on Facebook
    • The Sunny Sqad: Join the VIP Facebook Group

    SHOW INFORMATION: A Sunny Side Up Life

    A Sunny Side Up Life Podcast is a show for women who are ready to live an abundant life full of freedom + positivity. Sami Womack, nationally recognized money expert and finance coach guides listeners toward breaing free from survival mode, gaining financial freedom, staying motivated, and focusing on what matters most.

    Learn more at: https://www.asunnysideuplife.com

    HOST BIO: Sami Womack

    Sami Womack is the brains behind A Sunny Side Up Life. Her weekly podcast has been downloaded over 250,000 times, and her story has been featured on YNAB, Debt.com, The Purpose Show with Allie Casazza, and The His & Her Money Show. When she's not downing caramel coffee or homeschooling her daughters, she's creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life.

    She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family's finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born.

    Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living.

    DISCLAIMER(S):

    • This show may contain affiliate links or links from my advertisers where I earn a commission or direct payment.
    • Opinions are the creators alone.
    • Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice.

    CREDITS:

    • Podcast Support: Weir Digital Marketing
    • Podcast Artwork: Weir Digital Marketing
    • Audio Engineer: Garrett Davis

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