A Sunny Side Up Life Podcast

Latest Episodes:

EP. 99 Slaying The Real Estate Game with guest Deedra Boodram Jul 16, 2020

Show notes

After you conquer your budget and overcome your debt, the next step on your journey is to build wealth.

In this episode, Deedra is walking us through her family's journey from slaying debt to slaying the real estate game. She's sharing how and why her family has decided to supplement their military retirement with rental properties.

IN THIS EPISODE, SAMI + DEEDRA CHAT ABOUT:

Plans to supplement her husband's military retirement with rental properties
How she is building generational wealth for her 4 children
Details on their 3 houses
How they switched from hardcore Dave Ramsey/anti-debt people into having 3 mortgages
Advice for aspiring landlords

RESOURCES MENTIONED:

[Podcast] EP. 36 How Budgeting Can Improve All Areas Of Your Family's Life
[YouTube Video] Paycheck to Paycheck Budget
[YouTube Video] Women In Finance: Episode 1
[YouTube Video] Women In Finance: Episode 2
Subscribe to Sami's YouTube Channel >>
Podcast Home Page
Leave a Podcast Review

MEET OUR GUEST

Deedra Boodram is the content creator behind the YouTube Channel SLAY THIS DEBT where she shares frugal living tips, ways to save money and get out of debt and documents her family's journey towards Financial Independence. She is an Army wife to a hardworking soldier and a mother to 4 amazing children.

Deedra left her military career to become a stay at home. When she left active duty her family was deep in debt. Initially, they struggled to go from 2 incomes to one as a family of 6. She quickly turned to frugal living and minimalism and worked to increase their income. Through hard work, creativity, and intentional living they were able to become DEBT FREE, paying off over $80,000 in 24 months.

Instagram | YouTube

WHO IS YOUR PODCAST HOST?

Sami Womack is the brains behind A Sunny Side Up Life. Her weekly chart-topping podcast has been downloaded over 100,000 times. When she's not downing caramel coffee and rocking a little girl on her hip (literally), she's creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life.

She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family's finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born.

Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living.

She offers a jump start into money mindset with the FREE Magic + Money Course + a full budgeting experience with Your Sunny Money Method.

EP. 98 How To Be A Free-Thinker In An Influencer's World Jul 09, 2020

Show notes

We live in a society that's easily swayed by celebrities and social media influencers. At some point, we put these people so high up on pedestals that we started to look up to them for every single piece of advice. Then, when they show their human-side, when they screw up publicly -- or don't show up socially, we feel personally let down. Why though?

In this episode, I'm walking you through my own thought process on this topic. I'm sharing about how let down I felt by Dave Ramsey's lack of #BLM support, and how heart-broken I felt about Rachel Hollis' divorce. But I'm also sharing why it's important to remember that even influencers and celebrities are mere mortals, and that the true magic comes when we remember to form our own opinions and be free-thinkers.

IN THIS EPISODE, SAMI SHARES ABOUT:

Why "Keeping up with the influencers" is like "keeping up with Joneses 2.0"
Why "cancel culture" has been growing lately
Why it's normal to feel let down by people we look up to
My own thoughts on being disappointed with celebrities
How to break away from taking their opinions and actions as gospel truth, and remember that influencers are human too
Why it's okay to be inspired, but always remember to stop and think for yourself

RESOURCES MENTIONED:

[Freebie] Resource Library
—> Sami's YouTube Channel
[YouTube Video] Reaction to Dave Ramsey's Racism Video
[Book] You Are A Badass by Jen Sincero
Podcast Home Page
Leave a Podcast Review

I'D LOVE TO HEAR FROM YOU...

Reviews are everything on iTunes! Would you take a minute and click here to leave a review?

If you have a question or comment about this episode connect with me over on Facebook or Instagram.

WHO IS YOUR PODCAST HOST?

Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living.

She offers a jump start into money mindset with the FREE Magic + Money Course + a full budgeting experience with Your Sunny Money Method.

EP. 97 Taking Steps Towards An Unhurried Life with guest Jen Brazeal Jul 02, 2020

Show notes

In a generation where busy and chaotic are normal, it takes intentionality to break free and reach for peace. Thankfully, there are amazing women like Jen Brazeal from The Unhurried Life to walk alongside us.

In this episode, Jen shares all about how her family transitioned from surviving to thriving. She walks us through how she stopped complaining, how she made her housework easier, and even how she's raising her kids screen-free. Plus, she shares what she wishes she would have known at the beginning of her motherhood.

IN THIS EPISODE, SAMI + Jen CHAT ABOUT:

Transitioning from surviving to thriving
How to break free from the chaotic "normal" lifestyle
Learning to live complaint-free
Tips for how to batch your life + chores
Advice for raising your kids screen-free
Resources for photo organization

RESOURCES MENTIONED:

DID YOU KNOW I'M ALSO A YOUTUBER?

Yep! I'm back to posting new videos every week on my YouTube Channel + I'd love for you to subscribe so you don't miss any future uploads.

MEET OUR GUEST

I'm Jen from The Unhurried Life, I like long walks (with my double bob), gourmet cuisine (with my crockpot), and beautiful things (phone pics of my kids)! In my past life, I was an elementary teacher turned photographer, after my 3rd babe came into the world I switched gears to podcaster and online educator! Now I get to help mamas create simplicity in their day too.

Instagram | Facebook | Website | Podcast

I'D LOVE TO HEAR FROM YOU...

Reviews are everything on iTunes! Would you take a minute and click here to leave a review?

If you have a question or comment about this episode connect with me over on Facebook or Instagram.

WHO IS YOUR PODCAST HOST?

Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living.

She offers a jump start into money mindset with the FREE Magic + Money Course + a full budgeting experience with Your Sunny Money Method.

EP. 96 Why You're Not Staying Motivated Jun 26, 2020

Show notes

One of the most common questions I get is, "How do you stay motivated?". Before we even talk about achieving goals we have to address the "staying" part of the question. No one STAYS anything forever.

As humans, we are ever-growing ever-changing beings. And like the Earth's seasons, we have periods of hibernation, as well as periods of substantial growth. So, to think that people who have achieved what you wish to achieve have stayed motivated 100% of the time on their journeys is completely false. However, in this episode, I'll explain why it's all completely normal, how to still make progress, and how to actually achieve your goals.

IN THIS EPISODE, SAMI SHARES ABOUT:

How to stay motivated with your financial goals
How to handle bouncing back when life gets hard
What to do when staying motivated is hard
Staying motivated for the long term
Why our goals should be like the seasons
Tips for writing down your goals, revisiting your goals, and keeping them in front of you
Why it's important to check back in and adjust your goals often
How to talk about your future and dreams in a way that they'll actually happen
The importance of using visuals such as the Debt Free Charts or Powersheets
What's your why and does it ever change?
Book suggestions for staying motivated

RESOURCES MENTIONED:

[Freebie] Resource Library
—> Sami's YouTube Channel
[YouTube Video] Women In Finance | Answering Your Questions | Episode 2
[Blog] How To Stay Motivated While Paying Off Debt
[YouTube Video] How To Stay Motivated While Paying Off Debt
[Goal Planner] Powersheets
[Visuals] debtfreecharts.com
[Pinterest Board] Debt Payoff Visuals
[Book] The Book of Awakening by Mark Nepo
[Book] You Are A Badass by Jen Sincero
Podcast Home Page
Leave a Podcast Review

I'D LOVE TO HEAR FROM YOU...

Reviews are everything on iTunes! Would you take a minute and click here to leave a review?

If you have a question or comment about this episode connect with me over on Facebook or Instagram.

WHO IS YOUR PODCAST HOST?

Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living.

She offers a jump start into money mindset with the FREE Magic + Money Course + a full budgeting experience with Your Sunny Money Method.

*Disclosure: There are some affiliate links above, but these are all products I highly recommend. I won't put anything on this page that I haven't verified and/or personally used. Read our disclaimer here.

EP. 95 Side Hustling Towards Debt Freedom with guest Madonna from Budget Mum Blog Jun 18, 2020

Show notes

No matter if you're an Aussie mum or an American mama, we're all looking for ways to earn some extra cash, achieve our goals, and give our families a better life.

Madonna from Budget Mum is sharing all about the roller coaster ride of her debt-free journey, giving us lots of side hustle ideas, and passing along tons of encouragement for anyone struggling with comparison.

IN THIS EPISODE, SAMI + MADONNA CHAT ABOUT:

Perspective of a Debt-free journey from an Aussie mum
How you can have several ups and downs, and still get out of debt
How anyone can earn extra money
Best and worst side hustles
Personal experiences with side hustles
Pros + cons of Multi-Level Marketing
Advice for others struggling with comparison and following the "normal" path of society

RESOURCES MENTIONED:

Subscribe to Sami's YouTube Channel >>
Madonna's "Make Money" Blogs
[Freebie] Gain access to Sami's Resource Library HERE!
Podcast Home Page
Leave a Podcast Review

DID YOU KNOW I'M ALSO YOUTUBER?

Yep! I'm back to posting new videos every week on my YouTube Channel + I'd love for you to subscribe so you don't miss any future uploads.

SUBSCRIBE TO MY YOUTUBE CHANNEL >>

MEET OUR GUEST

Madonna started Budget Mum about four years ago as a way to share her love budgeting and the freedom it brought to her family. She is married with two boys, a self-proclaimed reformed spender, and a part-time high school teacher. Her family is consumer debt-free, and is currently cash-flowing home updates and working towards paying off their mortgage.

Instagram | Facebook | Website | Pinterest

WHO IS YOUR PODCAST HOST?

Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living.

She offers a jump start into money mindset with the FREE Magic + Money Course + a full budgeting experience with Your Sunny Money Method.

EP. 94 My Take On The Black Lives Matter Movement Jun 11, 2020

Show notes

Over the past week, I've stepped back from sharing personal posts on my feed out of respect for the movement and the voices that NEED to be heard right now. ⁠

People are hurting. My heart is aching. And social media has been a crazy place lately. We've seen everything from silence to outrage, from bullying to fake allyship, from tone-deaf posts to healthy conversations. ⁠

⁠My stance on the topic - passion for equality - is not new or trendy, and I believe my voice as a White ally for the Black Lives Matter movement must be shared.

In this episode, I'm sharing my response, how I'm communicating with my children, thoughts on navigating social media, my reaction to Dave Ramsey's response, and how to make sure progress comes from all of this.

IN THIS EPISODE, SAMI SHARES ABOUT:

My response to everything going on with George Floyd's murder + the Black Lives Matter movement
Navigating how to handle a civil rights movement in the age of social media
Thoughts on the social bullying, silence, fake allyship, healthy conversations, and everything else that we're seeing online
My stance on the movement as a White woman + what I've learned
How I'm communicating with my children through this
How to treat 2020 like a huge learning moment
How progress and real change happens in times like these
My thoughts on Dave Ramsey's "Let's Talk About Racism" video

RESOURCES MENTIONED:

—> Sami's YouTube Channel
[Sami's IG post] #blacklivesmatter
[Book] Black Like Me
[Book] The Autobiography of Malcolm X
[Book] Assata: An Autobiography
[Vee, my Marketing Manager] @weirdigitalmarketing
[Martin Luther King Jr. quote] @the_debt_slayer
[Protest post] @makerealcents
[Protest Video] An organizer shouts George Floyd's last words
[Protest Sign] "All mothers were summoned…"
[Dave Ramsey's YouTube] Let's Talk About Racism
@thebudgetguys
[Post about canceling Dave Ramsey] @babystepping2freedom
Podcast Home Page
Leave a Podcast Review

I'D LOVE TO HEAR FROM YOU...

Reviews are everything on iTunes! Would you take a minute and click here to leave a review?

If you have a question or comment about this episode connect with me over on Facebook or Instagram.

WHO IS YOUR PODCAST HOST?

Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living.

She offers a jump start into money mindset with the FREE Magic + Money Course + a full budgeting experience with Your Sunny Money Method.

EP. 93 Living A Sweet Life While Paying Off Debt with guest Jackie Jones from Sugar and Money Jun 04, 2020

Show notes

We all want it - a balanced sweet life. We want to be healthy, happy, and debt-free, but creating that balance isn't always easy.

This week I'm joined by Jackie from Sugar & Money. She's breaking down how to achieve balance your own life, how fitness and finances are actually very similar, and she's sharing some #momhacks she's learned while raising her young daughter during their debt-free journey.

IN THIS EPISODE, SAMI + JACKIE CHAT ABOUT:

How to create balance between all of your goals
How Jackie's health and financial journeys have spilled over into each other
Tips for frugal vacations
How to teach your kids about life balance and the value of a dollar through your daily actions
How finances and fitness are alike

RESOURCES MENTIONED:

Subscribe to Sami's YouTube Channel >>
[YouTube Video] How To Get Pinterest Outfits on a Budget
[Referral Code] Mercari: Resale Shopping claim your $10 credit at sign up
[Book] Girl, Get Your Money Straight by Glinda Bridgforth
[Book] The Total Money Makeover by Dave Ramsey
[Freebie] Gain access to Sami's Resource Library HERE!
Podcast Home Page
Leave a Podcast Review

DID YOU KNOW I'M ALSO A YOUTUBER?

Yep! I'm back to posting new videos every week on my YouTube Channel + I'd love for you to subscribe so you don't miss any future uploads.

SUBSCRIBE TO MY YOUTUBE CHANNEL >>

MEET OUR GUEST Jackie Jones is the voice behind Sugar & Money where she shares her journey of finding the balance between living a sweet life and having sweet finances.

She's a wife and mother to her adorable daughter, Lolo. Her family has paid off over $70k in debt and are still chipping away at the remaining $30k together.

Instagram | Facebook | Website

WHO IS YOUR PODCAST HOST? Sami Womack is the brains behind A Sunny Side Up Life. Her weekly chart-topping podcast has been downloaded over 100,000 times. When she's not downing caramel coffee and rocking a little girl on her hip (literally), she's creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life.

Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living.

She offers a jump start into money mindset with the FREE Magic + Money Course + a full budgeting experience with Your Sunny Money Method.

EP. 92 What To Expect In The First Month Of Budgeting May 28, 2020

Show notes

Maybe you're fed up with being broke or excited to start chipping away at your debt - however your journey beginnings, the most important part is actually starting.

In this episode, we're going step-by-step through your first month of budgeting. I'll walk you through how to track your spending, how long your budget period should be, when to save and when to pay off debt, what to do if there's no money left over, and how to move forward. Plus lots of words of advice and encouragement from a 6-year veteran to a first-year rookie.

IN THIS EPISODE, SAMI SHARES ABOUT:

Where to start with budgeting
How to make your budget your own
How to track spending
How much to spend in each category
The budgeting worksheets that I use
How long your budget period should be
How to organize your bills
What to do if there's no money leftover
What to do with the leftover money
What budgeting really means
What to do between paydays
How to move forward with your financial goals

RESOURCES MENTIONED:

[Freebie] Resource Library
—> Sami's YouTube Channel
[YouTube] How I Organize My Bank Accounts
[Podcast] EP. 03 How to Organize Your Bank Accounts
[Podcast] EP. 90 Agree to Disagree: Baby Step Opinions
[Podcast] EP. 80 Side Hustles and Earning Extra Income with guest Kelly Smith from Freedom In A Budget
[Budgeting Worksheets] Digital Budgeting System
[Affiliate Resource] Easy Budget Debt Snowball Calculator
Podcast Home Page
Leave a Podcast Review

I'D LOVE TO HEAR FROM YOU...

Reviews are everything on iTunes! Would you take a minute and click here to leave a review?

If you have a question or comment about this episode connect with me over on Facebook or Instagram.

WHO IS YOUR PODCAST HOST?

Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living.

She offers a jump start into money mindset with the FREE Magic + Money Course + a full budgeting experience with Your Sunny Money Method.

Disclosure: There are some affiliate links above, but these are all products I highly recommend. I won't put anything on this page that I haven't verified and/or personally used. Read our disclaimer here.

EP. 91 Creating A 10-Year Vision For Your Money May 21, 2020

Show notes

You have a big vision for your life — a dream of where you want to be in the coming years, but how do you make it a reality? And what role does your money play in that vision?

Nicole Rule from Greatest Worth is walking us through how to create a 10-year vision for your money, the importance of establishing personal values, and she's also sharing some actionable steps that you can take right away.

IN THIS EPISODE, SAMI + NICOLE CHAT ABOUT:

What exactly a "vision" is + how it can help you gain financial freedom
How to make your own "life plan" aka 10-year vision
What to do if a 10-year plan sounds too overwhelming
How to take long-term goals and start taking action on them today
Tips for finding and developing your own values

RESOURCES MENTIONED:

[Nicole's Workbook] Know Where You're Going Workbook
[Your Greatest Worth Podcast] How To Create A 10 Year Vision
[Freebie] Gain access to Sami's Resource Library HERE!
Podcast Home Page
Leave a Podcast Review

MAGIC + MONEY

This free 10-day course was designed to help you revitalize your money mindset and rekindle your spark for life.

With short actionable lessons this course is perfect for the woman that is ready to overcome the overwhelm of her relationship with money.

MEET OUR GUEST

Nicole Rule is the podcaster and money coach behind Greatest Worth. She's a wife and mom-of-4 who went from $100k of overwhelming debt to financially free in 26 months.

That journey led her to start her own business teaching others how to become debt-free by creating a budget based on their values.

Instagram | Podcast | Website

I'D LOVE TO HEAR FROM YOU...

Reviews are everything on iTunes! Would you take a minute and click here to leave a review?

If you have a question or comment about this episode connect with me over on Facebook or Instagram.

WHO IS YOUR PODCAST HOST?

Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living.

She offers a jump start into money mindset with the FREE Magic + Money Course + a full budgeting experience with Your Sunny Money Method.

EP. 90 Agree to Disagree: Baby Step Opinions May 14, 2020

Show notes

Dave Ramsey's Baby Steps are the cornerstone of The Debt Free Community —some are pro and others are con, but we've all heard of them.

The baby steps are classic financial advice, but should we take them as the gospel truth? In this episode, I'm sharing my opinions, what I agree and disagree with, and what actually worked for my family.

IN THIS EPISODE, SAMI SHARES ABOUT:

Breakdown of Dave Ramsey's Baby Steps
- Step 0: Get current on bills
- Step 1: Save $1,000 in a beginner emergency fund
- Step 2: Pay off all debt except for the house
- Step 3: Save 3-6 months of expenses for emergencies
- Step 4: Invest 15% of your income for retirement
- Step 5: Save for college for your children
- Step 6: Pay off house
- Step 7: Build wealth + give
Pros and cons of the baby steps
Why I think it's okay for you to adapt and adjust the baby steps to your own goals
Answering "Is the $1,000 emergency fund enough?"
What order to pay debt off (snowball vs. avalanche)
What to include in the 3-6 months emergency fund
How to balance investing and saving
How to stay motivated while following the baby steps
What to do if the baby steps didn't work for you

RESOURCES MENTIONED:

[Free Course] Magic + Money
—> Sami's YouTube Channel
[Blog] Our Walk Up The Dave Ramsey Baby Steps
[Book] The Total Money Makeover by Dave Ramsey
[YouTube Video] Women in Finance Collab
[Affiliate Resource] Easy Budget Debt Snowball Calculator
[Budgeting Worksheets] Digital Budgeting System
Podcast Home Page
Leave a Podcast Review

I'D LOVE TO HEAR FROM YOU...

Reviews are everything on iTunes! Would you take a minute and click here to leave a review?

If you have a question or comment about this episode connect with me over on Facebook or Instagram.

WHO IS YOUR PODCAST HOST?

Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living.

She offers a jump start into money mindset with the FREE Magic + Money Course + a full budgeting experience with Your Sunny Money Method.

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