A Sunny Side Up Life Podcast

Latest Episodes:

EP. 119 Moving On From Failure Dec 10, 2020

Show notes

"Failure should be our teacher, not our undertaker." - Denis Waitley

I have failed in my time and it was during those failures where I learned who I was, what I wanted out of life and what not to do next time. The first 2 years of my oldest daughter's life are painful to reminisce. I was drowning in a job that took over my entire life, I had clutter and debt and then I had a miscarriage. It was horrible, chaotic, and emotionally draining, to say the least. I didn't have a budget, I didn't know how to manage my life and overall — I was a mess. I decided to get intentional about my life when I hit a breaking point. I quit my job and became a SAHM. It took me about a year to recover, unwind, and clean up the mess we had made. It hurts to look back and it hurts to feel like those years were thrown away in an abyss, but the reality is that I learned my grit and my grace in those trying times.

Keep waking up. Keep moving forward. Keep showing up For yourself and the people you love. It is all worth it when you triumph over your failures and fears.

IN THIS EPISODE, SAMI SHARES ABOUT:

How I failed and what I learned from those failures
My why and what pushed me to keep showing up for myself, my family and my future self
How reflecting can bring you humility and a sense of purpose
Moving on and moving up

RESOURCES MENTIONED:

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WHO IS YOUR PODCAST HOST?

Sami Womack is the brains behind A Sunny Side Up Life. Her weekly chart-topping podcast has been downloaded over 150,000 times. When she's not downing caramel coffee and rocking a little girl on her hip (literally), she's creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life.

She began this journey with her high school sweetheart, Daniel, and a debt price tag of $490,000. They both took control of their family's finances by downsizing, budgeting, and changing habits. From this experience, A Sunny Side Up Life was born.

Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living.

She offers a jump start into money mindset with the FREE Magic + Money Course + a full budgeting experience with Your Sunny Money Method.

EP. 118 Millennial Money with guest Katelyn Magnuson Dec 03, 2020

Show notes

As Millennials, we live with the guilt of killing thousands of industries per day. We're lazy and we expect things to be handed to us with no effort. We need safe spaces and avocado toast to make it through the day. We have debt up to our eyeballs, get married later in life and think of plants and dogs as our kids.

If you've ever heard our generation chalked up to these tropes, Episode 118 is for you. Katelyn Magnuson joins Sami on A Sunny Side Up Life Podcast to discuss how Millennials are blazing their own trails and changing the conversation around norms. Especially money norms.

IN THIS EPISODE, WE CHAT ABOUT:

Intentional financial goal setting
How Millennials are changing money conversations
The different stigmas that our generation is breaking
Women taking the position of power players and leaders in the money-making and money-handling role

RESOURCES MENTIONED:

[Katelyn's article] Why Dave Ramsey's Financial Advice Is Toxic AF
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MEET OUR GUEST

Katelyn Magnuson is the founder of The Freelance CFO, an organization that helps millennials and beyond master their money knowledge and grow their financial freedom. Through her trainings, social media presence, and sought-after one-on-one coaching, she empowers "millennials to create the life of their dreams with businesses that support their goals and are not only fun, but profitable." She has been featured on US News & World Report, The Financial Diet, Betches, Nicki Swift, CreditCards.com, Bitches Get Riches, and countless podcasts.

Combining her education and years of experience as a tax analyst and controller, Katelyn has discovered the power of investing in personal money management. She believes you can automate your money to hit big financial goals and still buy the latte. It is her mission to help millennials everywhere release financial frustration and embrace complete success. Instagram | Facebook | Website

WHO IS YOUR PODCAST HOST?

Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living.

She offers a jump start into money mindset with the FREE Magic + Money Course + a full budgeting experience with Your Sunny Money Method.

EP. 117 Having an Intentional Holiday Nov 19, 2020

Show notes

⁠⁠'Tis the season to deck those halls, but what if you're too overwhelmed to even think about holly and tinsel? In this episode, Sami shares how it is possible to have a simpler and more intentional holiday, and how it could actually make your family closer… and jollier.

IN THIS EPISODE, SAMI SHARES ABOUT:

Encouragement for slowing down
How to use intentionality over consumerism
Starting new holiday traditions
Tips for having a simpler holiday season
Alternatives to buying "crap"
1. Donate instead
2. Give experiences
3. Give useful things (consumables, art supplies, plants, practical, money)

RESOURCES MENTIONED:

FOLLOW ME FOR MORE MONEY INSPO

WHO IS YOUR PODCAST HOST?

Sami Womack is the brains behind A Sunny Side Up Life. Her weekly chart-topping podcast has been downloaded over 100,000 times. When she's not downing caramel coffee and rocking a little girl on her hip (literally), she's creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life.

Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living.

She offers a jump start into money mindset with the FREE Magic + Money Course + a full budgeting experience with Your Sunny Money Method.

EP. 116 Sami Does 'Ask Me Anything' Nov 12, 2020

Show notes

⁠In this flipped episode of A Sunny Side Up Life, Sami is on the other side of the proverbial desk. Vee from Vee Frugal Fox asks Sami about everything from personal finance and ice cream flavors to who she voted for in the 2020 election and why she feels a personal responsibility to amplify politics on this platform. You'll want to listen to this!

IN THIS EPISODE, SAMI SHARES ABOUT:

Her pet peeves about the #debtfreecommunity
Who inspires her the most
What her favorite ice cream flavor is
The 2020 Election and politics on her platform
What is one thing she would tell her past self if she could go back in time
What money mistakes she made that she wants her girls to avoid?

RESOURCES MENTIONED:

FOLLOW ME FOR MORE MONEY INSPO

WHO IS YOUR PODCAST HOST?

Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living.

She offers a jump start into money mindset with the FREE Magic + Money Course + a full budgeting experience with Your Sunny Money Method.

EP. 115 Paying Off Debt: Snowball vs. Avalanche Nov 05, 2020

Show notes

You've heard Sami say it a million times: "Personal finance is personal". This philosophy applies at the very start of your debt free journey. Paying off debt is as personal as anything else in personal finance. It's kind of obvious... because it's in the name.

That's why we're breaking down The Debt Snowball Method v. The Avalanche Method and what method works best with different scenarios. We explain what these two methods are, why each could work for you and more!

IN THIS EPISODE, SAMI SHARES ABOUT:

The Debt Snowball Method
The Debt Avalanche Method
The positives and negatives of both methods
Why you may want to chose one or the other
The benefits of making debt payoff personal to your situation
Questions:
1. Do you need a quick win with a small balance debt gone?
2. Do you need to save money with the higher interest gone?
3. Do you need a certain debt gone simply because it causes you stress?
4. Do you owe family or the IRS?
5. Do you have a deadline? Are you having a baby, moving to a different state, or changing careers?
Play around with the timelines + the math. Then make out your own custom debt payoff plan.

RESOURCES MENTIONED:

Holiday Budget Guide *save 35%
[Freebie] My Goals Timeline
[Full Budgeting Worksheets] Digital Budgeting System
[Debt Calculator] Easy Budget
Get on the 1:1 Coaching waiting list
—> Sami's YouTube Channel
Podcast Home Page
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FOLLOW ME FOR MORE MONEY INSPO

WHO IS YOUR PODCAST HOST? Sami Womack is the brains behind A Sunny Side Up Life. Her weekly chart-topping podcast has been downloaded over 100,000 times. When she's not downing caramel coffee and rocking a little girl on her hip (literally), she's creating content, collaborating with finance/minimalist organizations, and inspiring women all over the world to live an intentional life.

Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living.

She offers a jump start into money mindset with the FREE Magic + Money Course + a full budgeting experience with Your Sunny Money Method.

EP. 114 Why Personal Finance Is Political Oct 29, 2020

Show notes

Politics directly affects everything from unemployment and job creation, to taxes, healthcare, education. If you care about personal finance and your family's budget — you must care about politics too.

In this episode, I'm digging into why you can't detach politics from money, how it directly affects our financial literacy and our education systems, and why I feel so strongly about exercising your right to vote. Plus, I'll share my tips on how to make voting with your kids in-tow super simple.

IN THIS EPISODE, SAMI SHARES ABOUT:

Why you can't keep politics out of personal finance
Why your voice matters regardless of your occupation or income level
Why voting is so important — not just for president, but for state and local officials too
My tips for making voting with your kids in-tow much easier
Why you can't detach politics from money
Examples of how politics affects our personal budgets with areas like unemployment, job creation, taxes, healthcare, education, and more
How politics directly affects our education systems
Why financial literacy is crucial for Black and Latino Americans, as well as women if we ever hope to break the wage gap
How politics, education, and the wage gap are all directly related
Why we need to vote for financial literacy and life skills to be taught more in schools
Statistics on household income based on ethnicity

RESOURCES MENTIONED:

[YouTube Video] Fall in love with inclusion in finances
Learn more about your ballot at vote411.org
2018 Census Bureau report on household income based on ethnicity
—> Sami's YouTube Channel
Podcast Home Page
Leave a Podcast Review

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WHO IS YOUR PODCAST HOST?

Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living.

She offers a jump start into money mindset with the FREE Magic + Money Course + a full budgeting experience with Your Sunny Money Method.

EP. 113 Empowering Women To Be Everything And More Oct 22, 2020

Show notes

In this episode, Kaitlin from @thebeamlife shares why she's so passionate about women's empowerment; and how she's helping women dive deep to discover their wildest dreams, gain the confidence to become the most fierce versions of themselves, and build endurance to keep going during the hard times.

Plus, Kaitlin spills all the details on her recipe for success: fitness, nutrition, goal setting, and morning rituals.

IN THIS EPISODE, WE CHAT ABOUT:

Kaitlin's personal journey from fashion student in New York to fitness coach in Los Angeles
The steps she took to grow from overweight to a personal trainer
Best advice for women wanting to start their own personal development journey
Actionable tips for fitness, nutrition, goal setting, and morning routines
Advice for moms with young kids who want to wake up early

RESOURCES MENTIONED:

[Book] 5 AM Club by Robin Sharma
[Book] The Miracle Morning by Hal Elrod
[Book] The ONE Thing by Gary W. Keller and Jay Papasan
[The BEAM Life Podcast] Developing a Financial Mindset and Heartset with Sami Womack
Subscribe to Sami's YouTube Channel >>
Podcast Home Page
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MEET OUR GUEST

Katie Anthony is a mother, entrepreneur, professional fitness coach, lifestyle blogger, and the founder of The BEAM Life, a podcast and company dedicated to empowering women and helping them live purpose-driven lives.

Kaitlin uses her own experiences to coach others in working through and overcoming their own obstacles. Her favorite things to do, when she's not coaching or creating content, are being outdoors, getting in a good sweat sesh, shopping, and spending quality time with family and friends. Kaitlin lives in sunny Los Angeles with her daughter, partner, and 2 rad black cats. Instagram | Website | Podcast | YouTube

WHO IS YOUR PODCAST HOST?

Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living.

She offers a jump start into money mindset with the FREE Magic + Money Course + a full budgeting experience with Your Sunny Money Method.

EP. 112 Breaking The Hustle Culture Oct 15, 2020

Show notes

You've probably heard the term "gazelle intense" and all of the reasons why you should hustle to get your debt paid off as fast as possible, but what if that hustle proves to be toxic?

In this episode, I'm sharing what exactly hustle culture means, how to know if it's becoming toxic in your own life, and how to find the balance between achieving your goals and not losing yourself in the process.

IN THIS EPISODE, SAMI SHARES ABOUT:

What is hustle culture
Why the hustle culture can be toxic
How to find balance to avoid mental burnout
Why your net worth doesn't equal your worth AND your productivity doesn't equal your worth
How I'm teaching my kids this lesson of balance
Why hustling and deprivation could cause you to fail at your debt-free journey
Why side hustles can be great, but they're not for every person or every season of life
Why gazelle intensity isn't for everyone
Why we need to focus on the big picture, and not burn ourselves out

RESOURCES MENTIONED:

[YouTube Video] The balancing act of Spend vs Save
[YouTube Video] Let's Talk About Being Productive
[YouTube Video] Let's Talk About Prioritizing Rest
[YouTube Video] Monday Motivation - TREAT YO SELF
[Podcast] EP. 34 How To Balance Spending vs. Saving Money
[YouTube Video] FIRST EVER Walmart Grocery Pickup Shopping Haul
—> Sami's YouTube Channel
Podcast Home Page
Leave a Podcast Review

FOLLOW ME FOR MORE MONEY INSPO

WHO IS YOUR PODCAST HOST?

Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living.

She offers a jump start into money mindset with the FREE Magic + Money Course + a full budgeting experience with Your Sunny Money Method.

EP. 111 Using Financial Independence As Social Activism Oct 08, 2020

Show notes

In this episode, @winningtowealth shares the ups and downs of his family's debt-free journey, simple investment tips to reach FIRE, and why financial independence should be considered a form of social activism for POC and allies.

Plus, Michael will walk us through how he and his wife got on the same page about money, how his daughter changed his goals, and the effects COVID has had on his career.

IN THIS EPISODE, WE CHAT ABOUT:

What helped his wife get on board with budgeting
Advice for a partner who's objective to a debt-free journey
How the birth of his daughter changed his financial goals
How he handled being laid off twice
Simple investment strategy to reach FIRE (Financial Independence Retire Early)
Why financial literacy is so important for POC
Why financial independence is considered a form of social activism for POC and allies
How being financial secure helped Michael be more active in his community and with his family
His advice on what allies of BLM can do to support the movement

RESOURCES MENTIONED:

[Book] The Black Tax by Shawn D. Rochester
[Book] The Color of Law by Richard Rothstein
[Winning To Wealth Podcast] Should Financial Independence Be Considered a Form of Activism?
[Winning To Wealth Podcast] 034 | How Eliminating $490,000 In Debt Brought This Family Closer Together | Sami Womack
[Podcast] Ep. 107 Taking on Racism in The Debt Free Community with guest Jasmine Tillery
[Podcast] Ep. 94 My Take on #blacklivesmatter Movement
Subscribe to Sami's YouTube Channel >>
Podcast Home Page
Leave a Podcast Review

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MEET OUR GUEST

Michael Lacy is the voice behind the award-nominated podcast Winning to Wealth where he shares inspiring interviews designed to help millennials grow their net worth by paying off debt, increasing their income, and make wise investment choices.

Michael and his wife, Taylor, paid off $61,000 worth of debt in 16 months and are now on track to reach early retirement by age 40. His work in personal finance has been seen in major publications like Forbes and CNBC. Instagram | Blog | Podcast | YouTube

WHO IS YOUR PODCAST HOST?

Today, Sami owns this business helping women get through dark times and experience the life-altering magic of intentional living.

She offers a jump start into money mindset with the FREE Magic + Money Course + a full budgeting experience with Your Sunny Money Method.

EP. 110 Finding Life Balance in 2020 Oct 01, 2020

Show notes

I see you -- working, virtual learning, cleaning, cooking, and being a human being with her own list of needs.

In this episode, I'm sharing a love note of encouragement and actionable tips for all of my ladies out there trying to do ALL THE THINGS during COVID-19 and 2020 in general.

IN THIS EPISODE, SAMI SHARES ABOUT: