Tokenized

Latest Episodes:

Why Every Payment Network Should Settle Onchain Jun 08, 2026

Show notes

On Ep. 86 of Tokenized, Simon Taylor, Head of Market Development @ Tempo and Cuy Sheffield, Head of Crypto @ Visa, are joined by Chris Mason, CEO @ Orbital to discuss why settlement matters for stablecoin adoption, MoneyGram launch MGUSD and more!

Timestamps:

00:00 Introduction
2:42 Why settlement matters for stablecoin adoption
3:18 Mastercard and Visa expand stablecoin settlement networks
6:32 Merchants benefit from faster settlement and transparency
7:50 Privacy challenges for public blockchain payments
11:52 Multilateral netting and streaming money explained
16:30 MoneyGram launches MGUSD stablecoin with self-custodial wallet
23:03 Deel launches yield-bearing USD stablecoin on Tempo
27:23 Revolut offers zero spread stablecoin swaps in US
37:14 CME and Hyperliquid drive 24/7 crypto derivatives trading
47:53 Orbital and Visa resources for stablecoin solutions

Tokenized is sponsored by Visa

A world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto.

Tokenized is presented by Bridge, a Stripe company.

Just like the internet made information global, stablecoins are making money global. And Bridge, a Stripe company, is the infrastructure powering that shift. Built for speed, scale, and simplicity, Bridge helps businesses send, store, convert, and spend stablecoins instantly, all without borders or having to navigate the complexities of crypto. Learn more at bridge.xyz

Tokenized is presented by M0

Stablecoins are becoming global financial infrastructure. It's time for that infrastructure to mature. If you're a brand, you should have your own stablecoin set to the behavior of financial flows moving through your product. If you're an issuer, you want to be the stablecoin partner for the most valuable brands. M0 is the only platform where issuers and brands get together to build digital money products for the world. Learn more at m0.org

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We’d also like to remind you that the views or opinions of our contributors today are their own and do not necessarily reflect those of the companies they are representing. Nothing we say should be taken as tax, financial, investment or legal advice, do your own research!

Music by Henry McLean

The First Bank Issued Stablecoin Jun 01, 2026

Show notes

On Ep. 85 of Tokenized, Simon Taylor, Head of Market Development @ Tempo and Cuy Sheffield, Head of Crypto @ Visa are joined by Rene Reinsberg, Co-Founder @ Celo and Charles Hamel, Head of Product, MiniPay @ Opera to discuss Visa CLI onboarding merchants, Cash App supports fee free USDC stablecoin transactions and more!

Timestamps:

00:00 Introduction
2:48 Visa CLI onboarding merchants and US rollout
6:25 Cash App supports fee free USDC stablecoin transactions
8:33 Cash App stablecoin safety risks and blockchain addresses
9:32 SoFi launches first bank issued stablecoin on platform
13:39 SoFi stablecoin and tokenized deposit dual strategy
22:33 Mastercard gets BitLicense and Aave secures FCA registration
28:20 Stablecoins as open loop network for global payments
33:03 Mini Pay self custodial wallet for dollar payments
35:54 DeFi security risks from AI and user errors

Tokenized is sponsored by Visa

Tokenized is presented by Bridge, a Stripe company.

Tokenized is also presented by Fireblocks

With over $100 billion in monthly stablecoin volume, Fireblocks powers stablecoin strategies at scale with infrastructure that enables PSPs, fintechs, remitters and banks to issue, move, hold, and manage stablecoins. And it’s all done securely, at scale, and with built-in compliance. Learn more at fireblocks.com

Music by Henry McLean

99% of Stablecoins Are Dollars May 25, 2026

Show notes

On Ep. 84 of Tokenized, Simon Taylor, Head of Market Development @ Tempo is joined by Kim Hochfeld, Global Head of Digital and Cash @ State Street Investment Management and Dan Romero, GTM @ Tempo to discuss banks moving on chain, the GENIUS Act impact, stablecoin settlement for remittances and more!

Timestamps:

00:00 Introduction
2:00 State Street Investment Management's first on chain liquidity fund launch
3:25 Banks moving on chain and the GENIUS Act impact
5:22 Lessons from launching on chain products at State Street Investment Management
8:18 Tempo’s validator role and MoneyGram partnership
10:15 Stablecoin settlement for remittances and physical cash access
14:00 Speed of blockchain collateral vs TradFi operational risk
17:00 Stablecoin payouts moving from contractors to salaried employees
24:30 European bank consortium challenges with euro stablecoins
32:52 Hyperliquid perps explained and regulatory tensions with CME
37:30 Perpetual futures as financial innovation forcing market improvements

Tokenized is sponsored by Visa

Tokenized is presented by Bridge, a Stripe company.

Tokenized is presented by M0

Music by Henry McLean

The Headless Merchant Economy May 18, 2026

Show notes

On Ep. 83 of Tokenized, Cuy Sheffield, Head of Crypto @ Visa, is joined by Noah Levine, Partner @ a16z Crypto, Gmoney and Michael Blau, CTO @ Royal to discuss AWS, Google, Coinbase enabling AI agent payments, headless merchants and more!

Timestamps:

00:00 Introduction
2:13 AWS, Google, Coinbase enabling AI agent payments
3:51 Headless Merchants
5:59 Pay per token model replacing subscriptions for content
10:04 Traders and investors as early agentic payment users
13:42 Card on front, stablecoin settlement in hybrid model
15:50 Using AI agents to make money trading
21:27 AI agents trading stocks with self fulfilling predictions
35:12 Circle’s Arc blockchain for institutional stablecoin use
41:19 Local currency stablecoins for treasury yield in emerging markets

Tokenized is sponsored by Visa

Tokenized is presented by Bridge, a Stripe company.

Tokenized is also presented by Fireblocks

Music by Henry McLean

Kraken's $600M Bet on Stablecoin Cards May 11, 2026

Show notes

On Ep. 82 of Tokenized, Simon Taylor, Head of Market Development @ Tempo is joined by Wyatt Lonergan, GP @ VanEck Ventures and Mark Greenberg, VP of B2B @ Kraken to discuss Kraken adding bank withdrawals across 100 countries, Kraken and MoneyGram partnership and more!

Timestamps:

00:00 Introduction
1:33 Kraken and MoneyGram global crypto to cash partnership
3:21 Kraken adding bank withdrawals across 100 countries
6:18 Informal local cash networks and stablecoin formalization
8:15 KYC and AML risks in crypto cash withdrawals
10:37 Kraken acquires Reap for stablecoin backed corporate cards
12:55 Verticalization of crypto payment stacks and card economics
25:58 Stablecoins as settlement rail for corporate treasuries
31:25 Bullish acquires Equiniti for tokenized equities infrastructure
40:12 Tokenized private credit and on chain asset demand

Tokenized is sponsored by Visa

Tokenized is presented by Bridge, a Stripe company.

Tokenized is presented by M0

Music by Henry McLean

Ex Libra Boss David Marcus on Meta Stablecoin Payouts and Global Dollar Accounts May 04, 2026

Show notes

On Ep. 81 of Tokenized, Simon Taylor, Head of Market Development @ Tempo and Cuy Sheffield, Head of Crypto @ Visa, are joined by David Marcus, CEO & Co-Founder @ Lightspark to discuss Lightspark’s evolution from Bitcoin Lightning Network to stablecoins, delegating money movement to AI agents and more!

Timestamps:

00:00 Introduction
4:37 Lightspark’s evolution from Bitcoin Lightning Network to stablecoins
9:18 How Grid Global Accounts enable platforms to create branded accounts
13:25 Delegating money movement to AI agents
16:27 Meta launches stablecoin creator payouts in select markets
21:44 The opportunity to build creator neobanks with stablecoins
26:06 Using alternative data for global credit underwriting onchain
35:23 Western Union stablecoin rollout replacing correspondent banking
39:08 Making platform issued stablecoins maximally fungible across networks
47:07 Visa stablecoin backed cards hit $7 billion run rate

Tokenized is sponsored by Visa

Tokenized is presented by Bridge, a Stripe company.

Tokenized is also presented by Fireblocks

Music by Henry McLean

PayPal’s Plan to Win the Agent Economy Apr 30, 2026

Show notes

On Ep. 7 of Agentic Commerce, Simon Taylor, Head of Market Development @ Tempo, and Bam Azizi, CEO & Founder @ Mesh are joined by Kausik Rajgopal, EVP, Strategy, Corporate Development & Partnerships @ PayPal to discuss trust and fraud management in agentic commerce, PayPal integrations with Microsoft Copilot and Perplexity and more!

Timestamps:

00:00 Introduction
01:45 Trust and fraud management in agentic commerce
05:51 AI-driven purchase journeys during Black Friday
08:17 Merchants needing AI channel product discoverability
11:28 Payment options for AI agents including stablecoins
13:29 Consumer versus agent payment optimization differences
15:19 PayPal integrations with Microsoft Copilot and Perplexity
20:54 Travel and hospitality as key agentic commerce use case
27:31 Stablecoin use for microtransactions and real-time settlement
32:33 Interoperability challenges among multiple agent protocols

Tokenized is sponsored by Visa
A world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto.

Tokenized is also presented by Mesh
As the first global crypto payments network, Mesh makes it possible for anyone — or any agent — to pay or get paid instantly, from any wallet, on any chain, anywhere in the world. Learn more at meshpay.com

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We’d also like to remind you that the views or opinions of our contributors today are their own and do not necessarily reflect those of the companies they are representing. Nothing we say should be taken as tax, financial, investment or legal advice, do your own research!

Music by Henry McLean

Every Fintech is Launching a Stablecoin Product Apr 27, 2026

Show notes

On Ep. 80 of Tokenized, Simon Taylor, Head of Market Development @ Tempo and Cuy Sheffield, Head of Crypto @ Visa, are joined by Nick Philpott, Co-Founder and Head of Partnerships @ Zodia Markets and Paul Frambot, Co-Founder & CEO @ Morpho to discuss why non USD stablecoins are slow to launch, USDT adoption by US fintechs and more!

Timestamps:

00:00 Introduction
1:40 Regional currency stablecoins vs G10 focus
4:27 Why non USD stablecoins are slow to launch
7:44 Ramp adds USDT and stablecoin accounts for fintechs
9:50 USDT adoption by US fintechs and regulatory risk
14:57 USDT vs USDC usage differences in DeFi
19:02 Gig economy stablecoin payouts and slower than expected scaling
24:19 Stablecoin payouts as early mover advantage for brands
30:43 AAVE exploit caused by risky restaking token collateral
44:55 Japan tests government bonds on blockchain

Tokenized is sponsored by Visa

Tokenized is presented by Bridge, a Stripe company.

Tokenized is presented by M0

Music by Henry McLean

Why Your AI Agent Needs a Card and a Stablecoin Wallet Apr 23, 2026

Show notes

On Ep. 6 of Agentic Commerce, Cuy Sheffield, Head of Crypto @ Visa, and Bam Azizi, CEO & Founder @ Mesh are joined by Nikhil Chandhok, Chief Product Officer & CTO @ Circle to discuss agentic commerce impact on everyday consumers, vibe coding, agent owned wallets and more!

Timestamps:

00:00 Introduction
4:08 Pre channels era of agentic commerce development
6:51 Agentic commerce impact on everyday consumers
10:44 Vibe coding and cost of building software
14:12 Emergence of new one person merchant endpoints
21:04 Nano payments enabling small value transactions
27:40 Multiple agentic commerce protocols and interoperability
32:11 On chain consumer payments versus traditional cards
36:29 Local currency stablecoins and on chain FX
39:46 Agent owned wallets versus human wallets
42:16 Using AI agents inside product development cycles

Tokenized is also presented by Mesh
As the first global crypto payments network, Mesh connects over 300 wallets, exchanges and payments platforms, and enables anyone to pay and get paid instantly, anywhere, in any asset. Mesh makes digital transactions seamless, secure and universal, fuelling the next era of agentic commerce. Learn more at meshpay.com

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Music by Henry McLean

Should Banks Fear Stablecoin Yield? Apr 20, 2026

Show notes

On Ep. 79 of Tokenized, Simon Taylor, Head of Market Development @ Tempo is joined by Alex Johnson, Author @ Fintech Takes and Nikil Viswanathan, CEO & Co-Founder @ Alchemy to discuss token economics and efficiency in AI systems, the consolidation of protocols in agentic commerce and more!

Timestamps: