Tokenized

Latest Episodes:

From Shopify to Sapiom: Building the OS for Agentic Commerce Aug 13, 2026

Show notes

On Ep. 11 of Agentic Commerce, Cuy Sheffield, Head of Crypto @ Visa, and Bam Azizi, CEO & Founder @ Mesh are joined by Ilan Zerbib, Founder & CEO @ Sapiom to discuss Sapiom’s vision for agent infrastructure, agent identity, delegated authority, Sapiom’s agent studio and more!

Timestamps:

00:00 Introduction
4:12 Sapiom’s vision for agent infrastructure
6:43 Agent identity, delegated authority, reputation and agent credit scores
8:59 Why stablecoins could power the machine-to-machine economy
13:41 Sapiom’s agent studio, runtime, governance and intelligent model routing
15:30 Reducing inference costs with open-weight models and dedicated GPUs
21:22 Real-world agent use cases across coding, marketing and advertising
23:47 When agentic commerce and the machine economy will accelerate
24:56 Why consumer reluctance limits autonomous AI shopping adoption
32:12 Why agent interfaces may shift from websites to APIs

Tokenized is sponsored by Visa
A world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto.

Tokenized is also presented by Mesh
As the first global crypto payments network, Mesh makes it possible for anyone — or any agent — to pay or get paid instantly, from any wallet, on any chain, anywhere in the world. Learn more at meshpay.com

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We’d also like to remind you that the views or opinions of our contributors today are their own and do not necessarily reflect those of the companies they are representing. Nothing we say should be taken as tax, financial, investment or legal advice, do your own research!

Music by Henry McLean

The Era of 24/7 Money Aug 10, 2026

Show notes

On Ep. 95 of Tokenized, Simon Taylor, Head of Market Development @ Tempo and Cuy Sheffield, Head of Crypto @ Visa, are joined by Natalya Thakur, Founder & CEO @ Knova and TuongVy Le, General Counsel @ Veda to discuss Western Union and Rain launching Stablecard, stablecoins as opportunity not threat for banks, BlackRock tokenized money market funds for stablecoin reserves and more!

Timestamps:

00:00 Introduction
2:04 Western Union and Rain launch stablecard in 37 markets
3:46 Idle stablecoin balances and yield earning potential
5:44 Self custodial model attractiveness for internationalization
6:23 Western Union business model shift with wallet plus card
10:00 Stablecoins as opportunity not threat for banks
15:06 Wells Fargo tokenized deposits for corporate clients
19:54 Interoperability risks of bank permissioned blockchain networks
26:41 Safety and soundness concerns with 24/7 programmable deposits
33:57 Cloudflare programmable wallets for AI agent payments
44:02 BlackRock tokenized money market funds for stablecoin reserves

Tokenized is sponsored by Visa

A world leader in digital payments, Visa is bridging the gap between traditional financial institutions and innovative blockchain networks, helping players in the payments ecosystem navigate the ever-evolving world of tokenized fiat currencies with confidence and ease. Learn more at visa.com/crypto.

Tokenized is presented by Bridge, a Stripe company.

Just like the internet made information global, stablecoins are making money global. And Bridge, a Stripe company, is the infrastructure powering that shift. Built for speed, scale, and simplicity, Bridge helps businesses send, store, convert, and spend stablecoins instantly, all without borders or having to navigate the complexities of crypto. Learn more at bridge.xyz

Tokenized is also presented by Fireblocks

With over $100 billion in monthly stablecoin volume, Fireblocks powers stablecoin strategies at scale with infrastructure that enables PSPs, fintechs, remitters and banks to issue, move, hold, and manage stablecoins. And it’s all done securely, at scale, and with built-in compliance. Learn more at fireblocks.com

Tokenized is supported by Modern Treasury

Modern Treasury offers one API for fiat and stablecoins, helping teams launch payment products in days, enter new markets, and serve more customers. Trusted by companies like Procore, Navan, and Morse, and backed by over $600 billion in payments, learn how to adapt to changing payment rails and scale with confidence at moderntreasury.com

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We’d also like to remind you that the views or opinions of our contributors today are their own and do not necessarily reflect those of the companies they are representing. Nothing we say should be taken as tax, financial, investment or legal advice, do your own research!

Music by Henry McLean

Why Every Bank Needs 24/7 Cash Settlement Now Aug 06, 2026

Show notes

On Ep. 9 of Stablecoin Stories, Simon Taylor, Head of Market Development @ Tempo and Ran Goldi, SVP Payments, Fireblocks are joined by Ryan Rugg, Global Head of Digital Assets @ Citi Token Services to discuss Citi Token Services liquidity management as first use case, programmable smart contracts, the need for multi bank interoperability and more!

Timestamps:

00:00 Introduction
5:26 Lessons on client pain points from IBM blockchain practice
8:25 Citi Token Services liquidity management as first use case
14:33 Programmable smart contracts for shipping canal payments
18:39 Need for multi bank interoperability and industry owned networks
26:02 Tokenized deposits projected to exceed stablecoin transaction volume
28:28 Compliance challenges with stablecoin transaction history auditing
30:38 Tokenized cash as foundation for atomic settlement of assets

Tokenized is sponsored by Visa

Tokenized is also presented by Fireblocks

Music by Henry McLean

Why Robinhood Are Going All in on Tokenized Stocks and Prediction Markets Aug 03, 2026

Show notes

On Ep. 94 of Tokenized, Simon Taylor, Head of Market Development @ Tempo is joined by Rob Hadick, GP @ Dragonfly, Stephen Sikes, COO @ Public and Ethan Chan, Co-Founder & CEO @ Allium to discuss Tokenized stocks as a global expansion strategy for US fintechs, prediction markets surging and more!

Timestamps:

00:00 Introduction
0:30 Embedded wallet acquisitions and consolidation trends in crypto infrastructure
2:16 Monetization challenges and value accrual for standalone infrastructure providers
5:48 Comparing embedded wallets to Plaid's integration moat and maintainability
9:49 Limited DeFi integrations needed versus traditional fintech like Plaid
12:26 Stablecoin adoption challenges for US brokerage on-ramps and payments
14:52 Tokenized stocks' small scale relative to Robinhood's core equities business
16:36 Tokenized stocks as a global expansion strategy for US fintechs
23:00 Institutional demand for 24/7 trading and tokenized collateral for weekend risk
31:02 Stablecoins overindexed in consumer cross border payments versus fiat
39:43 Prediction markets surge driven by politics, sports, and institutional hedging

Tokenized is sponsored by Visa

Tokenized is presented by Tempo.

Payments may look simple, but fraud, chargebacks, compliance and reconciliation create thousands of hidden challenges. Stablecoins help, but don’t solve them all. Tempo tackles these pain points with native account abstraction, block and allow lists, plus fast, predictable fees. Learn more at tempo.xyz

Tokenized is presented by M0

Stablecoins are becoming global financial infrastructure. It's time for that infrastructure to mature. If you're a brand, you should have your own stablecoin set to the behavior of financial flows moving through your product. If you're an issuer, you want to be the stablecoin partner for the most valuable brands. M0 is the only platform where issuers and brands get together to build digital money products for the world. Learn more at m0.org

Music by Henry McLean

Why Stablecoins Won’t Kill Cards Ft. a16z Partner Noah Levine Jul 30, 2026

Show notes

On Ep. 10 of Agentic Commerce, Cuy Sheffield, Head of Crypto @ Visa, and Bam Azizi, CEO & Founder @ Mesh are joined by Noah Levine, Partner @ a16z Crypto to discuss a new class of merchants and buyers emerging, stablecoins won't kill cards but fill gaps, Jevons paradox and more!

Timestamps:

00:00 Introduction
2:20 Agentic commerce is still very early in development
4:14 New class of merchants and buyers emerging
6:17 Stablecoin and blockchain for AI payment needs
7:37 Stablecoins won't kill cards but fill gaps
11:50 Card networks offer trust and brand value
13:23 Value accrues above payment protocols not in them
16:45 Wallet aggregation and headless merchants are key
21:51 Compute orchestration and real time payment opportunities
29:20 Jevons paradox and streaming payments in finance

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Music by Henry McLean

Stablecoin Linked Cards Are in Hyper Growth Mode Jul 27, 2026

Show notes

On Ep. 93 of Tokenized, Simon Taylor, Head of Market Development @ Tempo and Cuy Sheffield, Head of Crypto @ Visa, are joined by Luke Tuttle, CPTO @ MoneyGram, Charles Yoo-Naut, Co-Founder & CTO @ Rain and Darko Hajdukovic, Head of Digital Markets Infrastructure @ London Stock Exchange Group to discuss LSE nighttime trading venue launching 2027, Tokenized UK government debt instrument DIGIT and more!

Timestamps:

00:00 Introduction
3:50 London Stock Exchange nighttime trading venue launching 2027
5:09 Tokenized UK government debt instrument called DIGIT explained
8:09 Regulatory recognition of digital assets versus physical assets
13:29 Marqeta partners with zerohash for stablecoin card programs
16:52 Rain full stack issuer versus Marqeta processor agnostic approach
27:57 Ramp launches stablecoin accounts and payments for businesses
35:29 B2B stablecoin adoption for small businesses outside United States
40:25 Augustus raises $180M to build global dollar bank

Tokenized is sponsored by Visa

Tokenized is presented by Bridge, a Stripe company.

Tokenized is also presented by Fireblocks

Tokenized is supported by Modern Treasury

Music by Henry McLean

Why Ramp Is All in on Stablecoins Jul 23, 2026

Show notes

On Ep. 8 of Stablecoin Stories, Simon Taylor, Head of Market Development @ Tempo and Ran Goldi, SVP Payments, Fireblocks are joined by Alex Bazhenov, Senior Staff Software Engineer @ Ramp and Andrew Chapello, Product Lead @ Ramp to discuss customer demand for faster, cheaper global business payments driving stablecoin adoption strategy, integrating blockchain payments with legacy fiat ledger infrastructure and more!

Timestamps:

00:00 Introduction
5:00 Customer demand for faster, cheaper global business payments drives stablecoin adoption strategy
10:09 How Ramp’s spend management, bill pay, banking, and stablecoin products connect
15:10 Customer adoption, product feedback, and making stablecoin accounts invisible to users
17:36 Engineering challenges integrating blockchain payments with legacy fiat ledger infrastructure
23:25 Ramp’s long-term monetization strategy and eliminating on-ramp, off-ramp, and gas fees
33:17 How AI agents automate finance operations and increase productivity across Ramp teams
47:37 Why Ramp believes stablecoins will become bigger than Swift for global payments

Tokenized is sponsored by Visa

Tokenized is also presented by Fireblocks

Music by Henry McLean

Onchain FX Is the Missing Piece for Stablecoins Jul 20, 2026

Show notes

On Ep. 92 of Tokenized, Cuy Sheffield, Head of Crypto @ Visa is joined by Noah Levine, Partner @ a16z Crypto, Didier Lavallee, Founder & CEO @ Tetra Digital Group and Eric Queathem, Founder & CEO @ Velocity to discuss velocity raising $30 million Series A for stablecoin payments, Canadian dollar stablecoin use cases and more!

Timestamps:

00:00 Introduction
1:41 Velocity raises $30 million Series A for stablecoin payments
4:02 Velocity as regulated payment institution not just orchestration
5:11 Stablecoin use cases for corporate treasury internal movements
8:18 Canadian dollar stablecoin use cases for cross border trade
11:29 Visa stablecoin platform and OUSD settlement for acquirers
14:37 Acquirer stablecoin settlement evolution from exchanges to enterprises
23:21 Onchain FX liquidity challenges and bank involvement potential
27:16 DTCC live tokenized stock and treasury trades with major banks
33:41 Stablecoin supply needed for payment utility versus resting capital
39:45 Agentic payments and x402 volume analysis with Artemis report
46:03 Autonomous agent commerce vs human directed agent assistants

Tokenized is sponsored by Visa

Tokenized is presented by Bridge, a Stripe company.

Tokenized is presented by M0

Music by Henry McLean

Why 70% of PSPs Still Won’t Touch Crypto Jul 16, 2026

Show notes

On Ep. 7 of Stablecoin Stories, Simon Taylor, Head of Market Development @ Tempo and Ran Goldi, SVP Payments, Fireblocks are joined by John Egan, Chief Product Officer @ Polygon to discuss the utility theory that blockchain should be used for money, only 30% of PSPs own stablecoin infrastructure and more!

Timestamps:

00:00 Introduction
5:51 Institutional users demand data proof of value
7:58 Utility theory that blockchain should be used for money
11:33 MiCA license sparked stablecoin adoption in payments
16:30 Only 30% of PSPs own stablecoin infrastructure
22:33 Open Money Stack integrates multiple stablecoin vendors into API
27:35 Polygon is the leading chain for stablecoin payments
35:15 Stablecoins create new use cases, not replacing Swift
43:36 Stablecoins become invisible and are just called money

Tokenized is sponsored by Visa

Tokenized is also presented by Fireblocks

Music by Henry McLean

Stablecoin Cards Hitting $1 Billion a Month Jul 13, 2026

Show notes

On Ep. 91 of Tokenized, Simon Taylor, Head of Market Development @ Tempo and Cuy Sheffield, Head of Crypto @ Visa, are joined by Paul Faecks, CEO & Founder @ Plasma and Guillermo Goncalvez, CEO @ El Dorado to discuss Visa onchain analytics dashboard, growth of stablecoin enabled card spend nearing $1 billion, and more!

Timestamps: