The Rich Somers Report

Latest Episodes:

Real Estate Investing in the Face of Tariffs: Capital Markets Analysis and Buying Opportunities | Suraj Desai Saturday Edition E338 Apr 26, 2025

Show notes

How do you invest when lenders are pulling back, the market is volatile, and headlines are full of uncertainty? In this episode of The Rich Somers Report, Rich sits down with Suraj Desi—lender, capital markets expert, and long-time debt advisor in the boutique hotel space—to break down the real impact tariffs and shifting economic conditions are having on real estate lending.

Rich and Suraj discuss:

How volatility is affecting short-term debt and long-term capital markets strategy
Why banks and bridge lenders are pausing deals—and what it means for borrowers
The sectors most vulnerable to slowdown, and where opportunity is already surfacing
Why the next 6 to 9 months could present the best buying window in years
How experienced operators are getting deals done while others sit on the sidelines

Suraj shares how boutique hotel investors should prepare, what banks are really looking for in today’s environment, and why having equity ready—and a clear business plan—will be critical for navigating 2025. If you’re actively investing or planning to enter during this cycle, this episode delivers a full breakdown of what’s happening in the capital markets and where to strike next.

Join our investor waitlist and stay in the know about our next investor opportunity with Somers Capital: www.somerscapital.com/invest.

Want to join our Boutique Hotel Mastermind Community? Book a free strategy call with our team: www.hotelinvesting.com.

If you're committed to scaling your personal brand and achieving 7-figure success, it's time to level up with the 7 Figure Creator Mastermind Community. Book your exclusive intro call today at www.the7figurecreator.com and gain access to the strategies that will accelerate your growth.

Connect with Rich on Instagram: @rich_somers

Buying Real Estate with "No Money Down" & the "Co-Living" Strategy Explained | Josh Villareal E337 Apr 24, 2025

Show notes

Think you need a big down payment to get into real estate? Think again. In this episode of The Rich Somers Report, Rich sits down with real estate investor and educator Joshua Villareal to unpack how he and his clients are buying properties across the country using zero-down strategies—and maximizing cash flow through co-living models.

Rich and Josh discuss:

How to acquire 3 properties in 3 years with no money down
The VA loan, Navy Federal Military Choice, and HomeBuyers Choice loan programs explained
Why only 6% of military members are using one of the most powerful wealth-building tools available
How “super house hacking” and co-living can turn break-even properties into cash flow machines
Using ADUs, seller credits, and cost segregation to build equity and offset taxes

Josh shares real-life case studies—including how he turned a $6,500 out-of-pocket duplex into a high-performing asset with six figures in equity and a profitable ADU build. Whether you’re in the military, a veteran, or a civilian ready to invest smart, this episode lays out the blueprint for buying real estate with little to no money down.

Join our investor waitlist and stay in the know about our next investor opportunity with Somers Capital: www.somerscapital.com/invest.

Want to join our Boutique Hotel Mastermind Community? Book a free strategy call with our team: www.hotelinvesting.com.

Connect with Rich on Instagram: @rich_somers

Building Wealth: Former Miss Nevada's $2 Million Mini Mailbox Strategy ⎮Lisa Song E336 Apr 22, 2025

Show notes

Can a humble mailbox unlock financial freedom? Former Miss Nevada turned entrepreneur Lisa Song Sutton says yes—and her $2 million mailbox business proves it.
In this episode, Rich sits down with Lisa to uncover how she turned an overlooked niche—independent mailbox stores—into a seven-figure income stream with low overhead, high recurring revenue, and zero franchise fees.
They discuss:
How she launched two stores for under $60,000 without outside capital
Why the mini mailbox model thrives during recessions, pandemics, and high-shipping seasons
The sticky economics of recurring revenue (and why it outperforms one-time sales)
Her strategy for building strong operational teams while running multiple businesses
How she helps others break in with her mailbox course and student community

Join our investor waitlist and stay in the know about our next investor opportunity with Somers Capital: www.somerscapital.com/invest.

Want to join our Boutique Hotel Mastermind Community? Book a free strategy call with our team: www.hotelinvesting.com.

Connect with Rich on Instagram: @rich_somers

Real Estate Investing Strategy: Why Wealthy Investors Choose Appreciation Over Cashflow ⎟Thach Nguyen E335 Apr 19, 2025

Show notes

Is cash flow keeping you comfortable—but capping your growth? In this episode of The Rich Somers Report, Rich sits down with legendary investor Thach Nguyen to break down why long-term wealth is built through appreciation—not just monthly income—and how wealthy investors think differently about scaling portfolios.
Rich and Thach discuss:
Why appreciation markets like San Diego and Seattle are often overlooked by beginners
The trap of chasing cash flow in low-growth markets—and when to trade up
How compound appreciation, leverage, and 1031 exchanges build generational wealth
Why delayed gratification is the key to leveling up in both life and business
How to balance your first few deals for income—and when to pivot for long-term net worth
Thach shares his journey from buying a single house with 5% down to building a portfolio on track to hit $1 billion in net worth—without outside investors. If you're stuck on the cash flow treadmill or wondering how to level up your real estate game, this episode will give you the mindset and roadmap to start thinking like the top 1%.

Join our investor waitlist and stay in the know about our next investor opportunity with Somers Capital: www.somerscapital.com/invest.

Want to join our Boutique Hotel Mastermind Community? Book a free strategy call with our team: www.hotelinvesting.com.

Connect with Rich on Instagram: @rich_somers

Maximizing Your Potential with AI Employees & Why Your Money Will Grow When Your Mindset Does | Ephraim Ebstein E334 Apr 17, 2025

Show notes

What if one AI employee could handle 15,000 texts a day, boost your revenue, and actually sound human?

In this episode of The Rich Somers Report, Rich sits down with Ephraim Ebstein—founder of Fit Solutions and a cutting-edge AI expert—to break down exactly how top entrepreneurs are using AI employees to drive profit, increase efficiency, and scale their businesses. They unpack how text-based AI workers are quietly replacing traditional roles, closing sales, handling customer support, and even generating bookings for hotels, coaches, e-commerce brands, and more.

Rich and Ephraim also talk about:

How AI employees are now indistinguishable from humans—and what that means for your bottom line
The right way to onboard and train AI workers to drive revenue, not just automate tasks
The industries most at risk of being disrupted by AI—and where the biggest opportunities are
Why the people who use AI will always outperform the people trying to compete against it
How to maintain a high-performance mindset while building a business, investing, and avoiding shiny object syndrome

This episode is packed with insights on entrepreneurship, AI, time optimization, and lifestyle design. Whether you’re scaling your company, looking to automate lead gen, or just curious about the future of business, this one’s for you.

Connect with Ephraim at fitsolutions.biz or DM him on Instagram @KingSpear and mention the podcast for a personal response.

Join our investor waitlist and stay in the know about our next investor opportunity with Somers Capital: www.somerscapital.com/invest.

Want to join our Boutique Hotel Mastermind Community? Book a free strategy call with our team: www.hotelinvesting.com.

Connect with Rich on Instagram: @rich_somers

The Complete Guide to Buying a Laundromat Business: How Much They Cost & How to Run Them | Tom Donnelly E333 Apr 15, 2025

Show notes

Is laundromat investing the most underrated business model out there? In this episode of The Rich Somers Report, Rich sits down with Tom Donnelly, a full-time entrepreneur and laundromat owner, to break down how he went from a W-2 job to building a profitable, semi-passive business—and why more real estate investors are eyeing laundromats as their next cash-flow play.
Rich and Tom discuss:
How much laundromats really cost and how to finance them creatively
Why seller financing is common—and how to structure it to your advantage
What makes a location profitable and how to avoid the #1 mistake new buyers make
Key operational metrics like “turns per day,” app-based payments, and revenue from wash-dry-fold
How to increase cash flow with add-ons like vending, lockers, dry cleaning, and even digital slot machines
Tom also shares how he doubled the revenue on his first deal with just $17K out of pocket, the importance of local market research, and why owning the real estate can dramatically boost returns. Whether you're a beginner looking for your first cash-flowing business or an investor ready to diversify, this is your crash course in laundromat ownership.

Join our investor waitlist and stay in the know about our next investor opportunity with Somers Capital: www.somerscapital.com/invest.

Want to join our Boutique Hotel Mastermind Community? Book a free strategy call with our team: www.hotelinvesting.com.

Connect with Rich on Instagram: @rich_somers

Those Who Wait For the Perfect Plan Never Play the Game | Alex Johnson Saturday Edition E332 Apr 12, 2025

Show notes

Waiting for the perfect conditions before you take action? You might be waiting forever. In this Saturday edition of The Rich Somers Report, Rich sits down with co-host Alex Johnson to unpack why progress always beats perfection and how success favors those who are willing to make decisions, take risks, and pivot along the way.
Rich and Alex discuss:
Why overthinking and analysis paralysis keep people stuck on the sidelines
How to build momentum by focusing on the next step, not the full picture
The reality that most decisions aren’t life-altering—and why it’s better to decide and adjust
Lessons from real estate, business, and life that prove action leads to growth
Why making mistakes is not only inevitable, but essential for long-term success
Rich shares personal stories of early missteps, business challenges, and how trusting the process and taking imperfect action led to some of his biggest breakthroughs. If you’ve been waiting for everything to line up before you move forward, this episode is your sign to stop waiting and start playing the game.

Join our investor waitlist and stay in the know about our next investor opportunity with Somers Capital: www.somerscapital.com/invest.

Want to join our Boutique Hotel Mastermind Community? Book a free strategy call with our team: www.hotelinvesting.com.

Connect with Rich on Instagram: @rich_somers

The Body Reset: How Women Should Eat & Exercise for Health, Fat Loss, & Energy ⎪Heather Woelk E331 Apr 10, 2025

Show notes

Struggling to find the balance between results and sustainability when it comes to your health and fitness? In this episode of The Rich Somers Report, Rich sits down with women’s health and fitness coach Heather Woelk to break down the real strategies that help women optimize their bodies, boost energy, and build confidence—without burning out.
Rich and Heather discuss:
Why most women are under-eating and overdoing cardio—and how to fix it
The myths around heavy lifting for women and how strength training supports fat loss
How to build a sustainable “lifestyle cut” without sacrificing your health or social life
The role of hormones, metabolism, and stress in achieving long-term results
Why cutting out alcohol can be a game-changer for energy, physique, and mental clarity
Heather shares insights from coaching thousands of women on how to fuel their bodies properly, train for their goals, and step into the strongest version of themselves. If you’re tired of the one-size-fits-all fitness advice and want a roadmap to real, sustainable results, this episode is packed with actionable steps to get you there.

Join our investor waitlist and stay in the know about our next investor opportunity with Somers Capital: www.somerscapital.com/invest.

Want to join our Boutique Hotel Mastermind Community? Book a free strategy call with our team: www.hotelinvesting.com.

Connect with Rich on Instagram: @rich_somers

Rising National Debt & Shifting Demographics: Finding Opportunity | Mark Moss E330 Apr 08, 2025

Show notes

With rising national debt, shifting demographics, and massive wealth transfers on the horizon, where should investors focus their attention? In this episode of The Rich Somers Report, Rich sits down with Mark Moss, investor, entrepreneur, and host of The Mark Moss Show, to unpack the trends reshaping the economy—and where the smart money is moving.
Rich and Mark discuss:
The looming $4 trillion annual interest burden on U.S. debt and what it means for inflation
How the retirement of 40 million baby boomers is creating generational opportunities
Where money is moving as traditional retirement accounts face penalties and forced distributions
The supply-demand imbalance in housing and why real estate remains a powerful hedge
Why understanding cap rates, interest rates, and the cost of capital is essential in this environment
Mark shares his outlook on the current market cycle, how investors can position themselves for what’s next, and why boutique hotels and other value-add assets remain attractive plays. If you’re looking to navigate economic uncertainty and capitalize on the shifts happening right now, this episode delivers the insights you need.

Join our investor waitlist and stay in the know about our next investor opportunity with Somers Capital: www.somerscapital.com/invest.

Want to join our Boutique Hotel Mastermind Community? Book a free strategy call with our team: www.hotelinvesting.com.

Connect with Rich on Instagram: @rich_somers

"Your 9–5 isn’t killing your dreams. Wasting your 5–9 is." | Savannah Arroyo Saturday Edition E329 Apr 05, 2025

Show notes

What would it take to break free from the 9-5 and build a life that’s truly your own? In this Saturday edition of The Rich Somers Report, Rich sits down with Savannah Arroyo—also known as The Networth Nurse—to unpack how she transitioned from full-time nurse to full-time real estate investor and entrepreneur.
Rich and Savannah discuss:
The emotional moment that pushed Savannah to reevaluate her life and career
How she built her portfolio during nights and weekends while working long hospital shifts
Why building momentum during your “5-9” is the key to escaping the corporate grind
The role of personal development, mentorship, and community in making the leap
How both Rich and Savannah turned pain into fuel for building purpose-driven businesses
This episode is a powerful reminder that you don’t have to wait for the perfect moment—you just have to start. Whether you’re clocking in long hours in healthcare, corporate, or any demanding role, this conversation will inspire you to take action on the life you really want.

Join our investor waitlist and stay in the know about our next investor opportunity with Somers Capital: www.somerscapital.com/invest.

Want to join our Boutique Hotel Mastermind Community? Book a free strategy call with our team: www.hotelinvesting.com.

Connect with Rich on Instagram: @rich_somers

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