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The Ramsey Show

The Ramsey Show believes you can build wealth and take control of your life—no matter what stupid mistakes you’ve made with money. Join as Dave Ramsey and his team of experts answer your questions on the top problems holding you back. Listen now or ask your question live by calling 888.825.5225 weekdays from 2–5 p.m. ET. Learn more at www.ramseysolutions.com

Latest Episodes:

It's Your Choice To Say "Never Again" (Hour 1) Jul 13, 2023

Show notes

George Kamel & John Delony answer your questions and discuss:

"How do I set boundaries with my mom that keeps asking me for money?"
from the blog: How to Set Boundaries: 7 Simple Steps
Paying off your house early isn't an "illogical financial approach",
from the blog: How to Pay Off Your Mortgage Early
Why going into debt to run a business that makes $0 is insane,
How to plan for a wedding while paying of $200k in student loans,
from the blog: How to Save Money on a Wedding: 27 Tips

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link below and start budgeting today!

www.everydollar.com/george

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

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You Don't Get Days Off When You Owe $90,000 (Hour 2) Jul 13, 2023

Show notes

George Kamel & John Delony answer your questions and discuss:

"I have $90k of debt and I can't keep doing what I've been doing",
from the blog: 28 Ways to Get Out of Debt
The hidden ways that owing money affects your mental health,
from the blog: How to Stop Worrying About Money
Setting up your Debt Snowball for success,
from the blog: How the Debt Snowball Method Works
"How much are we morally obligated to help my parents financially?"
from the blog: How To Talk To Your Parents About Money
How to talk with your spouse about getting a job to help meet financial goals,
from the blog: How to Talk to Your Spouse About Money

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link below and start budgeting today!

www.everydollar.com/george

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Interested in advertising on The Ramsey Show? https://ter.li/s64ye3

Ramsey Solutions Privacy Policy

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No More Living At Mommy's House! (Hour 3) Jul 13, 2023

Show notes

George Kamel & John Delony answer your questions and discuss:

What to do when you feel called to ministry but can't pay your bills,
from the blog: Ministering to the World - Unhindered
Bank of America was fined over $100 million dollars for shady business that hurt consumers,
What to know when deciding if you should sell your current home before building a new one,
from the blog: How to Buy and Sell a Home at the Same Time
If you should live with family to save money when moving or let family member pay your mortgage,
How to take control of your money and stop frivolous spending,
from the blog: How to Change Your Spending Habits

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link below and start budgeting today!

www.everydollar.com/george

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Interested in advertising on The Ramsey Show? https://ter.li/s64ye3

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Her Mom Stole Her Identity! (Hour 1) Jul 12, 2023

Show notes

Ken Coleman & Rachel Cruze answer your questions and discuss:

"My fiancée's mom took out a credit card in her name and we didn't know what to do."
Why couples really fight about money,
from the blog: 7 Steps to Stop Fighting Over Money
How to determine if the degree you want is worth the time and money,
from the blog: How to Choose a Career
What to do when figuring out if you should pay off your house or student loans first.

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link below and start budgeting today!

www.everydollar.com/TRS

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Interested in advertising on The Ramsey Show? https://ter.li/s64ye3

Ramsey Solutions Privacy Policy

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Some Good News About Inflation? (Hour 2) Jul 12, 2023

Show notes

Ken Coleman & Rachel Cruze answer your questions and discuss:

If the world is more dangerous than it was when they grew up,
"Should I sell my Tesla to get out of Baby Step 2?"
from the blog: Should I Pay Off My Car Early?
How to deal with paying off debt when ex-spouses names are on debt from the previous relationship,
Recent updates on where inflation has risen, and fallen, in 2023 vs 2022,
from the blog: How to Combat Inflation and Protect Your 4 Walls
"Should I stay in a toxic work environment to keep my pension and healthcare?",
from the blog: How to Handle a Hostile Work Environment

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link below and start budgeting today!

www.everydollar.com/TRS

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Interested in advertising on The Ramsey Show? https://ter.li/s64ye3

Ramsey Solutions Privacy Policy

Learn more about your ad choices. Visit megaphone.fm/adchoices

Don't Borrow Against Your House To Buy Groceries! (Hour 3) Jul 12, 2023

Show notes

Ken Coleman & Rachel Cruze answer your questions and discuss:

Why you shouldn't have a mortgage that's 40% of your take home pay,
from the blog: Mortgage Calculator
How to determine how much of an Emergency Fund you need,
from the blog: A Guide to Your Emergency Fund
"Should we do use a first lien HELOC to buy our first home?"
from the blog: Mortgage Options to Avoid
What to do when you can't get a hold of your budget and are still living paycheck to paycheck,
from the blog: Gazelle Intensity: Do You Have It?
How to make lasting family memories for little to no money,
"Should I pursue a growing side hustle or take a promotion at work?"
from the blog: How to Take Your Side Hustle Full Time

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link below and start budgeting today!

www.everydollar.com/TRS

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Interested in advertising on The Ramsey Show? https://ter.li/s64ye3

Ramsey Solutions Privacy Policy

Learn more about your ad choices. Visit megaphone.fm/adchoices

Is It Time To Make My Side Hustle a Full Time Gig? (Hour 1) Jul 11, 2023

Show notes

Ken Coleman & George Kamal answer your questions and discuss:

The right time to buy a house,
When to make your part time gig your full time career,
How much college students should really expect to make,
Do Baby Steps Millionaires need life insurance?
Working at a dead end job for the benefits,
Living off debt

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link below and start budgeting today!

www.everydollar.com/george

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Interested in advertising on The Ramsey Show? https://ter.li/s64ye3

Ramsey Solutions Privacy Policy

Learn more about your ad choices. Visit megaphone.fm/adchoices

Is Short Term Pain Worth Long Term Gain? (Hour 2) Jul 11, 2023

Show notes

Ken Coleman & George Kamel answer your questions and discuss:

Paying down debt or getting a CDL,
Taking a pay cut now for long term benefit,
Is getting paid via the Cash App a good idea?
Should I make my husband be a stay-at-home dad?
Renting out my house to pay my new mortgage
Getting my mom on the Ramsey plan.

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link below and start budgeting today!

www.everydollar.com/george

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Interested in advertising on The Ramsey Show? https://ter.li/s64ye3

Ramsey Solutions Privacy Policy

Learn more about your ad choices. Visit megaphone.fm/adchoices

My Job Pays Well but the Culture Is Toxic (Hour 3) Jul 11, 2023

Show notes

Ken Coleman & George Kamel answer your questions and discuss:

Should I stay at a job that is bad for my mental health?
$50K in debt and I can't find a job,
Struggling to make traction on our debt,
The right time to re-fi,
What's the fastest way to pay off $850k in debt?

Support Our Sponsor:

Neighborly

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link below and start budgeting today!

www.everydollar.com/george

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Interested in advertising on The Ramsey Show? https://ter.li/s64ye3

Ramsey Solutions Privacy Policy

Learn more about your ad choices. Visit megaphone.fm/adchoices

You're One Step Away From This House Of Cards Crumbling! (Hour 1) Jul 10, 2023

Show notes

George Kamel & Jade Warshaw answer your questions and discuss:

George triggered the internet with his most recent YouTube video,
from George's YouTube Channel: Why Most People Will Never Be Millionaires
What to do with a house when going through a divorce,
What Baby Steps George and Jade think are most important,
from the blog: How to Win With Money in 7 Baby Steps
How to prioritize saving in Baby Step 3 when expecting a baby,
"I'm in $100,000 debt and don't know if I should sell my rental properties",
from the blog: Should I Sell My Rental Property?
Why you shouldn't stop investing while paying off your home,
from the blog: How Do I Invest in Retirement, Save for College, and Pay Off the Mortgage at the Same Time?
"How can we best use an inheritance when working the Baby Steps?"
from the blog: What to Do With an Inheritance

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link below and start budgeting today!

www.everydollar.com/jade

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Interested in advertising on The Ramsey Show? https://ter.li/s64ye3

Ramsey Solutions Privacy Policy

Learn more about your ad choices. Visit megaphone.fm/adchoices