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The Ramsey Show

The Ramsey Show believes you can build wealth and take control of your life—no matter what stupid mistakes you’ve made with money. Join as Dave Ramsey and his team of experts answer your questions on the top problems holding you back. Listen now or ask your question live by calling 888.825.5225 weekdays from 2–5 p.m. ET. Learn more at www.ramseysolutions.com

Latest Episodes:

Quit Being a Bunch of Spoiled Brats and Be Done With This! (Hour 2) Jul 24, 2023

Show notes

Dave Ramsey & Jade Warshaw answer your questions and discuss:

"We disagree on whether or not to sell the house to get out of debt,"
Bank of America is screwing their customers? Shocker...
"How do I get rid of the car I just bought?"

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www.everydollar.com/jade

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Dave Reacts to the F.I.R.E. Movement (Hour 3) Jul 24, 2023

Show notes

Dave Ramsey & Jade Warshaw answer your questions and discuss:

"I'm scared my husband is retiring too early,"
Dave and Jade react to the F.I.R.E. movement,
What to do with profits following a divorce,
"Should we pay off debt or save for a car?"

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Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link and start budgeting today! www.everydollar.com/jade

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

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No Debt Or House Payment Make For An Exciting Retirement (Hour 1) Jul 21, 2023

Show notes

Ken Coleman & George Kamel answer your questions and discuss:

How to budget when starting a new job at a lower starting income,
What to do when the recommendations you give to improve your workplace are shrugged off,
If it's a good idea to pay off your house before retiring,
from the blog: How to Pay Off Your Mortgage Early
If it's smart to take a pay cut to move for health reasons,
from the blog: Moving Checklist: How to Make a Smooth Move
The best strategies to using extra income to pay off debt faster,
from the blog: How to Get Rid of Debt

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link below and start budgeting today!

www.everydollar.com/george

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Interested in advertising on The Ramsey Show? https://ter.li/s64ye3

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Do You Want A 4Runner Or A Fiancée? (Hour 2) Jul 21, 2023

Show notes

Ken Coleman & George Kamel answer your questions and discuss:

How to plan for a wedding when you owe back taxes to the IRS,
from the blog: Tax Debt Relief: How to Handle Back Taxes
Why it's up to you to determine your cost of living,
from the website: Ramsey Cost of Living Calculator
What to do with a severance when you've been laid off,
from the blog: What to Do if You're Laid Off
How to find other sources of income when your current income is changing,
from the blog: 34 Ways to Make Extra Money

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link below and start budgeting today!

www.everydollar.com/george

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Interested in advertising on The Ramsey Show? https://ter.li/s64ye3

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Ramsey Solutions Privacy Policy

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Living In A Camper Won't Solve Your Money Problems (Hour 3) Jul 21, 2023

Show notes

Ken Coleman & George Kamel answer your questions and discuss:

Why you should never take out a 401(k) loan as a down payment for a house,
from the blog: What Is a 401(k) Loan? And How Does It Work?
"Should I feel guilty for not wanting to combine finances with my future wife?"
from the blog: How to Combine Finances as Newlyweds
How to budget on irregular income,
from the blog: How to Budget With an Irregular Income
The core of your life, work, relationships, and finances comes down to your mindset,
Why buying a camper to live in full time is a bad option to solving your money problems,
"Should I file bankruptcy to get rid of $200,000 of debt?"
from the blog: 6 Steps to Avoid Bankruptcy
How to make a career change without going into debt,
from the blog: How to Make a Career Change Midlife

Support Our Sponsor:

Neighborly

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link below and start budgeting today!

www.everydollar.com/george

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Interested in advertising on The Ramsey Show? https://ter.li/s64ye3

Learn more about your ad choices. https://www.megaphone.fm/adchoices

Ramsey Solutions Privacy Policy

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Facts Are Your Friends When Facing An Uncertain Future (Hour 1) Jul 20, 2023

Show notes

Dave Ramsey & Rachel Cruze answer your questions and discuss:

Budgeting for your business on inconsistent income,
from the blog: How to Create a Business Budget
How to prepare for the future when facing a difficult medical diagnosis,
from the blog: 8 Types of Insurance You Can't Go Without
A Debt-Free Scream from a couple who listened to The Ramsey Show for 30 hours straight,
Fill out your Debt-Free Scream application for a chance to do your own Debt Free Scream!
Why you should leave retirement savings alone when planning for large purchases in the future,
What to do when you owe major taxes on a vehicle that was used as a tax write off.

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link below and start budgeting today!

www.everydollar.com/TRS

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Interested in advertising on The Ramsey Show? https://ter.li/s64ye3

Ramsey Solutions Privacy Policy

Learn more about your ad choices. Visit megaphone.fm/adchoices

You Do Too Much Good To Be Broke (Hour 2) Jul 20, 2023

Show notes

Dave Ramsey & Rachel Cruze answer your questions and discuss:

Preparing to go down to a single income household while paying off your house,
from the blog: How to Pay Off Your Mortgage Early
How to navigate Baby Step 3b and Baby Step 4 at the same time,
"Should I pause investing while paying off $100,000 of student loans?"
from the blog: Pay Off Debt or Save for the Future?
Want to learn more? Go to RamseySolution.com/StudentLoans
A Debt-Free Scream from a single woman who found confidence to change her life with Dave's common sense financial advice,
from the store: The Total Money Makeover by Dave Ramsey
Why it's ok to leave a low paying job even when you work for family.

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link below and start budgeting today!

www.everydollar.com/TRS

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Interested in advertising on The Ramsey Show? https://ter.li/s64ye3

Ramsey Solutions Privacy Policy

Learn more about your ad choices. Visit megaphone.fm/adchoices

You Go From Crisis To Crisis When You're Trapped (Hour 3) Jul 20, 2023

Show notes

Dave Ramsey & Rachel Cruze answer your questions and discuss:

"How do I get started with the Baby Steps when I'm behind on the bills?"
from the blog: What to Do When You Can't Pay Your Bills
All the financial things you need to take into consideration when buying a house,
from the blog: How Much Money Do I Need to Buy a House?
When to know if you should keep repairing your vehicle or purchase a new one,
from the blog: Is Your Car Worth Repairing? Or Should You Replace It?
What you should do with a house after a divorce,
from the blog: Finances After the Unexpected: Divorce, Remarriage and Death
Why your values around managing money are important to talk about before getting married,
from the blog: 12 Questions to Ask Before Marriage

Support Our Sponsor:

Neighborly

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link below and start budgeting today!

www.everydollar.com/TRS

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Interested in advertising on The Ramsey Show? https://ter.li/s64ye3

Ramsey Solutions Privacy Policy

Learn more about your ad choices. Visit megaphone.fm/adchoices

What Student Loan Payments Will and Won’t Do to the Economy (Hour 1) Jul 19, 2023

Show notes

Dave Ramsey & George Kamel answer your questions and discuss:

"Should we pull from retirement to pay off debt?"
Focusing on investing vs. saving for a house,
"Will student loan repayment cause inflation?"
"Should I build my emergency fund or pay off debt?"
"How do the Baby Steps transfer to business?"

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link below and start budgeting today!

www.everydollar.com/george

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Interested in advertising on The Ramsey Show? https://ter.li/s64ye3

Ramsey Solutions Privacy Policy

Learn more about your ad choices. Visit megaphone.fm/adchoices

Adjustable Rate Mortgages (ARMs) Are a Ticket to Foreclosure (Hour 2) Jul 19, 2023

Show notes

Dave Ramsey & George Kamel answer your questions and discuss:

"Should I get universal life insurance?"
Adjustable rate mortgages are making a comeback,
from the blog: What Is an Adjustable-Rate Mortgage (ARM) and How Does It Work?
"How do I find a good financial planner?"
"What should we do with our house?"

Support Our Sponsor:

Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET

Here's an EveryDollar deal just for our listeners: get a 14-day free trial PLUS $15 off your first year of premium. Click the link below and start budgeting today!

www.everydollar.com/george

Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6

Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6

Interested in advertising on The Ramsey Show? https://ter.li/s64ye3

Ramsey Solutions Privacy Policy

Learn more about your ad choices. Visit megaphone.fm/adchoices