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Don’t Throw Away Your Long-Term Security for Quick Fixes Apr 22, 2025

Show notes

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

📱 Watch the full episode for free in the Ramsey Network. app

Dave Ramsey and Jade Warshaw answer your questions and discuss:

"We lost our paid off home to a fire recently and it was severely under insured..."
"I'm about to fall behind on my payments and I have no income. How do I get out of this situation?"
"I have collection agencies coming after me. How do I negotiate with them?"
"We were in Baby Step 7 but now find ourselves back in Baby Step 2. Where do we go from here?"
"Should I cosign my daughter's student loan?"
"Should we take a loan from our parents to buy a house instead of selling our bitcoin?"

Next Steps:

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🎟️ Dave Ramsey and John Delony are going on tour this month! Get tickets today

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You Can’t Borrow Your Way to Freedom Apr 21, 2025

Show notes

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

📱Finish today's episode for free in the Ramsey Network app.

Rachel Cruze & George Kamel answer your questions and discuss:

"Should I sell my car to get out from under the payment I can't afford?"
"How do I get out from under medical, credit card and personal loan debt?"
"We are being told not to pay for a house in cash,"
"Is opening a 0% interest credit card ever a good idea?"
"My husband refuses to plan for retirement. How do I get him on board with a plan?"
"I'm currently $234,000 in debt. Should I stop going on family vacations?"

Next Steps:

💪🏻 Take George's Side Hustle Quiz

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🎟️ Dave Ramsey and John Delony are going on tour this month! Get tickets today

Connect with our Sponsors:

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Money Stress Isn’t Always About Money Apr 18, 2025

Show notes

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

📱 Watch the full episode for free in the Ramsey Network app.

While we are out for Good Friday, we've compiled some of our favorite Rachel and John calls from 2024. Enjoy the long weekend and we'll be back with a live show on Monday!

Rachel Cruze & John Delony answer your questions and discuss:

‘My parents are threatening to kick me out?’
'My girlfriend moved in but doesn't have a job’
‘I took my brother's job after he got fired.’
‘Why am I jealous of other people's income?'
‘Living paycheck-to-paycheck making $300K’
‘I can't afford rent, what can I do?’

Next Steps:

✅ Help us make the show better by taking this short survey!

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🛒 Get your copy of Build a Business You Love today

🎟️ Dave Ramsey and John Delony are going on tour this month! Get tickets today

Connect with our Sponsors:

🛒 Stop paying more and start shopping smarter at Aldi
🌱 Get 10% off your first month of BetterHelp
📱Go to Boost Mobile to switch today!
🏥 Learn more about Christian Healthcare Ministries
🏡 Get started today with Churchill Mortgage
🔒 Get 20% off when you join DeleteMe
🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
🥗 Save 15% on your first Field of Greens order with code RAMSEY
⛨ Find top Health Insurance Plans at Health Trust Financial
💸 To find out more about student loan refinancing, check out Laurel Road
💻 Visit NetSuite today to learn more
🗂️ Use promo code RAMSEY for 18% off at The Nokbox
🎥 Get your tickets for The Chosen Season 5!
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📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

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Wealth Magnifies Who You Already Are Apr 17, 2025

Show notes

📱 Watch the full episode for free in the Ramsey Network app.

Dave Ramsey and John Delony answer your questions and discuss:

"How do I teach an 18-year-old to budget when they are surrounded by wealth?"
"I was the beneficiary of a life insurance payout. My family is now telling me I have to share"
"How do I pay off an engagement ring that I bought with a credit card?"
"My wife consistently overdrafts her bank account. How do I deal with this?"
"Should I prioritize building my emergency fund over retirement savings and paying off my home?".

Next Steps:

✅ Help us make the show better by taking this short survey!

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.

💵 Start your free budget today. Download the EveryDollar app!

💼 EntreLeadership Summit: The Best Leadership Conference of 2025

🎟️ Dave Ramsey and John Delony are going on tour this month! Get tickets today

🛒 Get your copy of Build a Business You Love today

Connect with our Sponsors:

🛒 Stop paying more and start shopping smarter at Aldi
🌱 Get 10% off your first month of BetterHelp
📱Go to Boost Mobile to switch today!
🏥 Learn more about Christian Healthcare Ministries
🏡 Get started today with Churchill Mortgage
🔒 Get 20% off when you join DeleteMe
🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
🥗 Save 15% on your first Field of Greens order with code RAMSEY
⛨ Find top Health Insurance Plans at Health Trust Financial
💸 To find out more about student loan refinancing, check out Laurel Road
💻 Visit NetSuite today to learn more
🗂️ Use promo code RAMSEY for 18% off at The Nokbox
🎥 Get your tickets for The Chosen Season 5!
💵 Learn more about Timothy Plan
🏛 Get started with YRefy or call 844-2-RAMSEY
🔐 Visit Zander Insurance for your free instant quote today!

Explore more from Ramsey Network: