The Ramsey Show

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱 Watch the full episode for free in the Ramsey Network app.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Big Dreams Require Big Sacrifices May 06, 2025

Show notes

Rachel Cruze and George Kamel answer your questions and discuss:

"Am I wrong to feel resentment towards my sister for taking advantage of our parents?"
"I feel like I might as well have truck payments considering how much I'm having to pay to fix my current truck,"
"Is there ever an appropriate time to stop investing into retirement?"
"I'm 46 and I just paid off my house, what's next?"
"Is being outrageously giving important when it doesn't feel right?"
"We're drowning in debt and don't know where to start,"
"Should I sell my house or keep renting it out for the income?"

Next Steps:

✅ Help us make the show better by taking this short survey!

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.

💰Hurry—Your chance to win $5k is almost over! Enter the Ramsey Cash Giveaway today!

💵 ⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠

🎟️ Dave Ramsey and John Delony are going on tour this month! Get tickets today

Connect with our Sponsors:

🛒 Stop paying more and start shopping smarter at Aldi
🌱 Get 10% off your first month of BetterHelp
📱Go to Boost Mobile to switch today!
🏥 Learn more about Christian Healthcare Ministries
🏡 Get started today with Churchill Mortgage
🔒 Get 20% off when you join DeleteMe
🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle!
🥗 Save 15% on your first Field of Greens order with code RAMSEY
⛨ Find top Health Insurance Plans at Health Trust Financial
💸 To find out more about student loan refinancing, check out Laurel Road
💻 Visit NetSuite today to learn more
🗂️ Use promo code RAMSEY for 18% off at The Nokbox
💵 Learn more about Timothy Plan
🏛 Get started with YRefy or call 844-2-RAMSEY
🔐 Visit Zander Insurance for your free instant quote today!

Explore more from Ramsey Network:

💸 The Ramsey Show Highlights

🧠 The Dr. John Delony Show

🍸 Smart Money Happy Hour

💡 The Rachel Cruze Show

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership

Ramsey Solutions Privacy Policy

Learn more about your ad choices. Visit megaphone.fm/adchoices

You Can Make Progress Even When It Feels Impossible May 05, 2025

Show notes

📈 ⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠ 📱 ⁠Watch the full episode for free in the Ramsey Network app.⁠

Ken Coleman and Jade Warshaw answer your questions and discuss:

"Should I file for divorce to protect myself from my husband's dishonesty about his debt?"
"I purchased a home with my in-laws seven years ago. How do we get out of this without hurting them?"
"I'm being sued by two credit card companies. How do I get out of this mess?"
"My teaching job is wearing me down. Should I stay for the benefits?"
"I am supposed to go on a bachelorette trip with my friends but it's going to cost more than I expected"
"Unexpected bills keep blowing up my budget. Should I sell my investment property?"

Next Steps:

✅ ⁠⁠Help us make the show better by taking this short survey!⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠⁠send us an email.⁠⁠ 💰 ⁠⁠Hurry—Your chance to win $5k is almost over! Enter the Ramsey Cash Giveaway today!⁠⁠

💵 ⁠⁠⁠⁠⁠Sign up for a free training with our EveryDollar team! ⁠⁠

🎟️ ⁠⁠⁠⁠⁠Dave Ramsey and John Delony are going on tour this month! Get tickets today⁠⁠⁠

Connect with our Sponsors:

🛒 Stop paying more and start shopping smarter at ⁠⁠Aldi⁠⁠
🌱 Get 10% off your first month of⁠⁠ BetterHelp⁠⁠
📱Go to ⁠⁠Boost Mobile⁠⁠ to switch today!
🏥 Learn more about⁠⁠ Christian Healthcare Ministries

🏡 Get started today with⁠⁠ Churchill Mortgage⁠⁠
🔒 Get 20% off when you join ⁠⁠DeleteMe⁠⁠
🏦 Go to⁠⁠ FAIRWINDS Credit Union⁠⁠ for an exclusive account bundle!
🥗 Save 15% on your first ⁠⁠Field of Greens⁠⁠ order with code RAMSEY
⛨ Find top Health Insurance Plans at ⁠⁠Health Trust Financial⁠⁠
💸 To find out more about student loan refinancing, check out⁠⁠ Laurel Road⁠⁠
💻 Visit⁠⁠ NetSuite⁠⁠ today to learn more
🗂️ Use promo code RAMSEY for 18% off at ⁠⁠The Nokbox⁠⁠
💵 Learn more about ⁠⁠Timothy Plan⁠⁠
🏛 Get started with ⁠⁠YRefy⁠⁠ or call 844-2-RAMSEY
🔐 Visit⁠⁠ Zander Insurance⁠⁠ for your free instant quote today!

Explore more from Ramsey Network:

💸 ⁠⁠The Ramsey Show Highlights⁠⁠

🧠 ⁠⁠The Dr. John Delony Show⁠⁠

🍸 ⁠⁠Smart Money Happy Hour⁠⁠

💡 ⁠⁠The Rachel Cruze Show⁠⁠

💰 ⁠⁠George Kamel⁠⁠

🪑 ⁠⁠Front Row Seat with Ken Coleman⁠⁠

📈 ⁠⁠EntreLeadership⁠⁠

⁠⁠Ramsey Solutions Privacy Policy⁠

Learn more about your ad choices. Visit megaphone.fm/adchoices

Smart Money Decisions Often Mean Sacrificing Today for Tomorrow May 02, 2025

Show notes

📈 ⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠ 📱 Watch the full episode for free in the Ramsey Network app.

Dave Ramsey & Jade Warshaw answer your questions and discuss:

How do we handle debts when dissolving a family business?
Our mortgage is going to be 50% of our income
Is it necessary to at some point get a credit card?
Is it ok to enjoy our money while we're still young?
Our landlord is starting to become hostile; should we move?
When is an emergency fund no longer necessary?

Next Steps:

✅ ⁠Help us make the show better by taking this short survey!⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠send us an email.⁠ 💰 ⁠Hurry—Your chance to win $5k is almost over! Enter the Ramsey Cash Giveaway today!⁠

💵 ⁠⁠⁠⁠Sign up for a free training with our EveryDollar team! ⁠

🎟️ ⁠⁠⁠⁠Dave Ramsey and John Delony are going on tour this month! Get tickets today⁠⁠

Connect with our Sponsors:

🛒 Stop paying more and start shopping smarter at ⁠Aldi⁠
🌱 Get 10% off your first month of⁠ BetterHelp⁠
📱Go to ⁠Boost Mobile⁠ to switch today!
🏥 Learn more about⁠ Christian Healthcare Ministries⁠

🏡 Get started today with⁠ Churchill Mortgage⁠
🔒 Get 20% off when you join ⁠DeleteMe⁠
🏦 Go to⁠ FAIRWINDS Credit Union⁠ for an exclusive account bundle!
🥗 Save 15% on your first ⁠Field of Greens⁠ order with code RAMSEY
⛨ Find top Health Insurance Plans at ⁠Health Trust Financial⁠
💸 To find out more about student loan refinancing, check out⁠ Laurel Road⁠
💻 Visit⁠ NetSuite⁠ today to learn more
🗂️ Use promo code RAMSEY for 18% off at ⁠The Nokbox⁠
💵 Learn more about ⁠Timothy Plan⁠
🏛 Get started with ⁠YRefy⁠ or call 844-2-RAMSEY
🔐 Visit⁠ Zander Insurance⁠ for your free instant quote today!

Explore more from Ramsey Network:

📈 ⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠ 📱 Watch the full episode for free in the Ramsey Network app.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Don’t Let Self-Limitations Keep You From Building Wealth May 01, 2025

Show notes

Dave Ramsey and Dr. John Deloney answer your questions and discuss:

"How do I protect myself and my children financially while going through a divorce?"
"Should we buy an investment property with my daughter's settlement money?"
"Am I being selfish if I don't pay for activities for my family at a destination wedding?"
"How do I convince my husband that work isn’t the only thing that matters?"
"My parents did not prepare for retirement, how do I help them?"
"My husband hid debt from me and now he wants to get a debt consolidation loan. Is this a good idea?"
"We committed to giving away a car, but it now needs expensive repairs. What should we do?"
"We have $200,000 in debt, should we sell our home to pay down our debt?"

Next Steps:

✅ ⁠Help us make the show better by taking this short survey!⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠send us an email.⁠ 🎟️ ⁠⁠Dave Ramsey and John Delony are going on tour this month! Get tickets today⁠ 💰 Hurry—Your chance to win $5k is almost over! Enter the Ramsey Cash Giveaway today!

💵 ⁠⁠⁠Sign up for a free training with our EveryDollar team!

Connect with our Sponsors:

🛒 Stop paying more and start shopping smarter at ⁠Aldi⁠
🌱 Get 10% off your first month of⁠ BetterHelp⁠
📱Go to ⁠Boost Mobile⁠ to switch today!
🏥 Learn more about⁠ Christian Healthcare Ministries⁠

🏡 Get started today with⁠ Churchill Mortgage⁠
🔒 Get 20% off when you join ⁠DeleteMe⁠
🏦 Go to⁠ FAIRWINDS Credit Union⁠ for an exclusive account bundle!
🥗 Save 15% on your first ⁠Field of Greens⁠ order with code RAMSEY
⛨ Find top Health Insurance Plans at ⁠Health Trust Financial⁠
💸 To find out more about student loan refinancing, check out⁠ Laurel Road⁠
💻 Visit⁠ NetSuite⁠ today to learn more
🗂️ Use promo code RAMSEY for 18% off at ⁠The Nokbox⁠
💵 Learn more about ⁠Timothy Plan⁠
🏛 Get started with ⁠YRefy⁠ or call 844-2-RAMSEY
🔐 Visit⁠ Zander Insurance⁠ for your free instant quote today!

Explore more from Ramsey Network:

📈 ⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠ 📱 Watch the full episode for free in the Ramsey Network app.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Your Feelings Don’t Build Wealth — Discipline Does Apr 30, 2025

Show notes

Dave Ramsey and Jade Warshaw answer your questions and discuss:

"What is my obligation to my future in-laws who make bad financial decisions?"
"How do I motivate my wife to get on board with becoming gazelle intense?"
"I'm being sued by an insurance company & my family wants me to file bankruptcy. What should I do?"
"I moved states to support my girlfriend but we broke up. Should I move back home?"
"Should I pull my investments out of the market and move them into real estate?"
"The board at my church wants to get a mortgage for a parsonage they can afford to buy in cash,"
"Can we afford a Cybertruck in our current financial situation?"

Next Steps:

✅ ⁠Help us make the show better by taking this short survey!⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠send us an email.⁠ 💵 ⁠⁠⁠Start your free budget today. Download the EveryDollar app! 🏘️ ⁠Find a Ramsey Trusted Real Estate Agent⁠ 🛒 ⁠⁠⁠Get your copy of Build a Business You Love today ⁠ 🎟️ ⁠⁠Dave Ramsey and John Delony are going on tour this month! Get tickets today⁠

Connect with our Sponsors:

🛒 Stop paying more and start shopping smarter at ⁠Aldi⁠
🌱 Get 10% off your first month of⁠ BetterHelp⁠
📱Go to ⁠Boost Mobile⁠ to switch today!
🏥 Learn more about⁠ Christian Healthcare Ministries⁠

🏡 Get started today with⁠ Churchill Mortgage⁠
🔒 Get 20% off when you join ⁠DeleteMe⁠
🏦 Go to⁠ FAIRWINDS Credit Union⁠ for an exclusive account bundle!
🥗 Save 15% on your first ⁠Field of Greens⁠ order with code RAMSEY
⛨ Find top Health Insurance Plans at ⁠Health Trust Financial⁠
💸 To find out more about student loan refinancing, check out⁠ Laurel Road⁠
💻 Visit⁠ NetSuite⁠ today to learn more
🗂️ Use promo code RAMSEY for 18% off at ⁠The Nokbox⁠
💵 Learn more about ⁠Timothy Plan⁠
🏛 Get started with ⁠YRefy⁠ or call 844-2-RAMSEY
🔐 Visit⁠ Zander Insurance⁠ for your free instant quote today!

Explore more from Ramsey Network:

📈 ⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠ 📱 Watch the full episode for free in the Ramsey Network app.

Learn more about your ad choices. Visit megaphone.fm/adchoices

Budgeting Leads You out of Debt & Into Wealth Apr 29, 2025

Show notes

Dave Ramsey and Rachel Cruze answer your questions and discuss:

"My boyfriend doesn't want to work. Is this a dealbreaker?"
"Should I take out a loan to start a business?"
"When can I start enjoying my retirement nest egg?"
"Is my mom responsible for my dad's credit card debt?"
"I have buyer's remorse after buying a classic car. Should I sell it?"
"Should we sell our house and move in with my in-laws to pay off debt?"
"I'm about to receive a $400k inheritance. How do I invest it?"
"Can we use our investments to help our children or wait until they inherit it?"

Next Steps:

✅ ⁠Help us make the show better by taking this short survey!⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠send us an email.⁠ ✏️ ⁠Enter the Teacher Appreciation Giveaway⁠💵 ⁠Start your free budget today. Download the EveryDollar app! 🏘️ ⁠⁠Find a Ramsey Trusted Real Estate Agent⁠ 🎟️ ⁠⁠Dave Ramsey and John Delony are going on tour this month! Get tickets today⁠

Connect with our Sponsors:

🛒 Stop paying more and start shopping smarter at ⁠Aldi⁠
🌱 Get 10% off your first month of⁠ BetterHelp⁠
📱Go to ⁠Boost Mobile⁠ to switch today!
🏥 Learn more about⁠ Christian Healthcare Ministries⁠

🏡 Get started today with⁠ Churchill Mortgage⁠
🔒 Get 20% off when you join ⁠DeleteMe⁠
🏦 Go to⁠ FAIRWINDS Credit Union⁠ for an exclusive account bundle!
🥗 Save 15% on your first ⁠Field of Greens⁠ order with code RAMSEY
⛨ Find top Health Insurance Plans at ⁠Health Trust Financial⁠
💸 To find out more about student loan refinancing, check out⁠ Laurel Road⁠
💻 Visit⁠ NetSuite⁠ today to learn more
🗂️ Use promo code RAMSEY for 18% off at ⁠The Nokbox⁠
💵 Learn more about ⁠Timothy Plan⁠
🏛 Get started with ⁠YRefy⁠ or call 844-2-RAMSEY
🔐 Visit⁠ Zander Insurance⁠ for your free instant quote today!

Explore more from Ramsey Network: