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The Ramsey Show

The Ramsey Show believes you can build wealth and take control of your life—no matter what stupid mistakes you’ve made with money. Join as Dave Ramsey and his team of experts answer your questions on the top problems holding you back. Listen now or ask your question live by calling 888.825.5225 weekdays from 2–5 p.m. ET. Learn more at www.ramseysolutions.com

Copyright: Copyright © 2002-2020 PodcastOne.com. All rights reserved.

Latest Episodes:

Don’t Let Panic Derail Your Plan Sep 10, 2025

Show notes

🤔 ⁠⁠⁠⁠⁠⁠⁠Think you’re good with money? Take our Money in America quiz!⁠⁠

Dave Ramsey and Ken Coleman answer your questions and discuss:

"We're barely scraping by and I just found out I'm pregnant"
"I have to ask my husband for money for anything I do - should I divorce him? "
"I'm 20 years old and considering filing for bankruptcy"
"How do I start investing?"
"I'm getting a large inheritance. How should I invest it?"
"We're net worth millionaires but struggle to pay our bills"
"I've been fired twice and we're drowning in debt"
"What is your opinion on being able to Vemno the government to pay down the national debt?"
"Should we buy a home in cash if we are going to be moving every few years?"
"Can we do the debt snowball out of order since we have a baby on the way?"
"Our families are giving us a wedding gift of $20,000. How do we best use this money as newlyweds?"
"Can I afford a second child with the home repairs we have to pay?"
"I'm 65, can I afford to retire?"

Next Steps:

✔️⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠.

📱 ⁠⁠⁠⁠⁠Get episodes early in the free Ramsey Network app! ⁠⁠⁠⁠⁠

📈⁠⁠⁠⁠Are you on track with the Baby Steps? Get a free personalized plan.⁠⁠⁠⁠

💵 ⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠

🛡️ ⁠⁠⁠Get trusted insurance coverage that fits your budget.⁠⁠⁠

🎟️ ⁠⁠⁠⁠Two Weekends. One Life-Changing Experience. Get away with your spouse in Nashville. ⁠⁠⁠

Connect With Our Sponsors:

Stop paying more and start shopping smarter at ⁠⁠⁠⁠⁠ALDI⁠⁠⁠⁠⁠.
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Go to ⁠⁠⁠⁠⁠Boost Mobile⁠⁠⁠⁠⁠ to switch today!
Learn more about⁠⁠⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠⁠⁠.
Get started today with⁠⁠⁠⁠⁠ Churchill Mortgage⁠⁠⁠⁠⁠.
Get 20% off when you join ⁠⁠⁠⁠⁠DeleteMe⁠⁠⁠⁠⁠.
Go to⁠⁠⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠⁠⁠ for an exclusive account bundle!
Find top health insurance plans at ⁠⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠⁠.
Use code RAMSEY to save 20% at ⁠⁠⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠⁠⁠.
Visit⁠⁠⁠⁠⁠ NetSuite⁠⁠⁠⁠⁠ today to learn more.
For more information, go to ⁠⁠⁠⁠⁠SimpliSafe⁠⁠⁠⁠⁠.
Use promo code RAMSEY for 18% off at ⁠⁠⁠⁠⁠The Nokbox⁠⁠⁠⁠⁠.
Get started with ⁠⁠⁠⁠⁠YRefy⁠⁠⁠⁠⁠ or call 844-2-RAMSEY.
Visit⁠⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠⁠ for your free instant quote today!

Explore more from Ramsey Network:

💸 ⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠

🧠 ⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠

🍸 ⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠

💡 ⁠⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠⁠

💰 ⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠

🪑 ⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠

📈 ⁠⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠⁠

⁠⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠

Learn more about your ad choices. Visit megaphone.fm/adchoices

Debt Always Comes With Strings Attached Sep 09, 2025

Show notes

🤔 ⁠⁠⁠⁠Think you’re good with money? Take our Money in America quiz!⁠

Dave Ramsey and Rachel Cruze answer your questions and discuss:

"What should I do with $100,000 I have sitting in my account?"
"My husband doesn't think I should spend money since I'm a stay-at-home mom..."
"I am $2.5 million in debt. Should I pay it down if it's low interest?"
"I feel guilty moving out if it puts my sisters in a bind financially..."
"Can we afford a $200,000 bus to travel in retirement?"
"My ex-fiancée stopped paying on her car that I cosigned on..."
"Should I liquidate my cryptocurrency to pay off my debt?"
"Our financial advisor is telling us to buy a multi-family property, is this a good real estate investment?"
"How do we split up the expenses for our wedding without combining money?"

Next Steps:

✔️⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠.

📱 ⁠⁠⁠⁠Get episodes early in the free Ramsey Network app! ⁠⁠⁠⁠

📈⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a free personalized plan.⁠⁠⁠⁠⁠

💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠

🛡️ ⁠⁠⁠⁠Get trusted insurance coverage that fits your budget.⁠⁠⁠⁠

🎟️ ⁠⁠⁠⁠⁠Two Weekends. One Life-Changing Experience. Get away with your spouse in Nashville. ⁠⁠⁠⁠

📚 ⁠Set and actually reach your goals with the NEW 2026 Ramsey Goal Planner! Hurry—they sell out every year!⁠

👫 ⁠Check out our free Term Life Insurance Guide for helpful info and resources.⁠

Connect With Our Sponsors:

Stop paying more and start shopping smarter at ⁠⁠⁠⁠ALDI⁠⁠⁠⁠.
Get 10% off your first month of⁠⁠⁠⁠ BetterHelp⁠⁠⁠⁠.
Go to ⁠⁠⁠⁠Boost Mobile⁠⁠⁠⁠ to switch today!
Learn more about⁠⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠⁠.
Get started today with⁠⁠⁠⁠ Churchill Mortgage⁠⁠⁠⁠.
Get 20% off when you join ⁠⁠⁠⁠DeleteMe⁠⁠⁠⁠.
Go to⁠⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠⁠ for an exclusive account bundle!
Find top health insurance plans at ⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠.
Use code RAMSEY to save 20% at ⁠⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠⁠.
Visit⁠⁠⁠⁠ NetSuite⁠⁠⁠⁠ today to learn more.
For more information, go to ⁠⁠⁠⁠SimpliSafe⁠⁠⁠⁠.
Use promo code RAMSEY for 18% off at ⁠⁠⁠⁠The Nokbox⁠⁠⁠⁠.
Get started with ⁠⁠⁠⁠YRefy⁠⁠⁠⁠ or call 844-2-RAMSEY.
Visit⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠ for your free instant quote today!

Explore more from Ramsey Network:

💸 ⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠

🧠 ⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠

🍸 ⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠

💡 ⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠

💰 ⁠⁠⁠⁠George Kamel⁠⁠⁠⁠

🪑 ⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠

📈 ⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠

⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠

Learn more about your ad choices. Visit megaphone.fm/adchoices

If You Feel Stuck, It’s Time for a Reset Sep 08, 2025

Show notes

🤔 ⁠Think you’re good with money? Take our Money in America quiz!

Ken Coleman and George Kamel answer your questions and discuss:

"Should I lease a car to get out of my car loan?"
"I'll lose my disability benefits if I get a better job..."
"I feel like I'll never see the money that I'm investing..."
"I did the Baby Steps out of order. How do I get back on track?"
"How can we pay off debt when our mortgage payment is crushing us?"
"How do I convince my husband that it's time to move out of my parents' house?"
"Pay off business car debts first or save?"
"Are credit cards worth it for the travel miles?"
"How do I balance paying off business debt and expanding?"
"Should I pull from an inherited IRA to pay off debt?"
"What should I do with $45k I have in a safe at home?"
"FW: What do I do when I've reached "the end" of the Baby Steps?"

Next Steps:

✔️⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠ ⁠send us an email⁠⁠⁠.

📱 ⁠⁠⁠Get episodes early in the free Ramsey Network app! ⁠⁠⁠

💵 ⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠

🛡️ ⁠Get trusted insurance coverage that fits your budget.⁠

🎟️ ⁠⁠Two Weekends. One Life-Changing Experience. Get away with your spouse in Nashville. ⁠

🪪 Learn more about ID Theft Protection

Connect With Our Sponsors:

Stop paying more and start shopping smarter at ⁠⁠⁠ALDI⁠⁠⁠.
Get 10% off your first month of⁠⁠⁠ BetterHelp⁠⁠⁠.
Go to ⁠⁠⁠Boost Mobile⁠⁠⁠ to switch today!
Learn more about⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠.
Get started today with⁠⁠⁠ Churchill Mortgage⁠⁠⁠.
Get 20% off when you join ⁠⁠⁠DeleteMe⁠⁠⁠.
Go to⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠ for an exclusive account bundle!
Find top health insurance plans at ⁠⁠⁠Health Trust Financial⁠⁠⁠.
Use code RAMSEY to save 20% at ⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠.
Visit⁠⁠⁠ NetSuite⁠⁠⁠ today to learn more.
For more information, go to ⁠⁠⁠SimpliSafe⁠⁠⁠.
Use promo code RAMSEY for 18% off at ⁠⁠⁠The Nokbox⁠⁠⁠.
Get started with ⁠⁠⁠YRefy⁠⁠⁠ or call 844-2-RAMSEY.
Visit⁠⁠⁠ Zander Insurance⁠⁠⁠ for your free instant quote today!

Explore more from Ramsey Network:

💸 ⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠

🧠 ⁠⁠⁠The Dr. John Delony Show⁠⁠⁠

🍸 ⁠⁠⁠Smart Money Happy Hour⁠⁠⁠

💡 ⁠⁠⁠The Rachel Cruze Show⁠⁠⁠

💰 ⁠⁠⁠George Kamel⁠⁠⁠

🪑 ⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠

📈 ⁠⁠⁠EntreLeadership⁠⁠⁠

⁠⁠⁠Ramsey Solutions Privacy Policy⁠

Learn more about your ad choices. Visit megaphone.fm/adchoices

You Don’t Have To Live One Emergency Away From Broke Sep 05, 2025

Show notes

📈 Think you’re good with money? Take our Money in America quiz!

Jade Warshaw and Dr. John Delony answer your questions and discuss:

"How can I maintain my credit and keep my home despite a separation from my husband?"
"Should I sell my home to pay off $125,000 of debt?"
"How do I tell my fiancé to stop paying his parents' mortgage?"
"How do we keep the "hustle" going after Baby Step 2?"
"I'm living off credit cards, is selling my business a good way to pay off my debt?"
"How should we finance the remodel of our house?"
"My son is asking for more money for school overseas, what should we do?"
"How do I tell my 75-year-old sister that I cannot be her lifelong safety net?"

Next Steps:

✔️⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠.

📱 ⁠⁠⁠⁠Get episodes early in the free Ramsey Network app! ⁠⁠⁠⁠

🎟️ ⁠⁠⁠Two Weekends. One Life-Changing Experience. Get away with your spouse in Nashville. ⁠⁠⁠

💵 ⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠

🏠 Get organized and prepared to buy or sell a home.

📚 ⁠⁠⁠⁠⁠Set and actually reach your goals with the NEW 2026 Ramsey Goal Planner! Hurry—they sell out every year!⁠⁠⁠⁠⁠

Connect With Our Sponsors:

Stop paying more and start shopping smarter at ⁠⁠⁠⁠ALDI⁠⁠⁠⁠.
Get 10% off your first month of⁠⁠⁠⁠ BetterHelp⁠⁠⁠⁠.
Go to ⁠⁠⁠⁠Boost Mobile⁠⁠⁠⁠ to switch today!
Learn more about⁠⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠⁠.
Get started today with⁠⁠⁠⁠ Churchill Mortgage⁠⁠⁠⁠.
Get 20% off when you join ⁠⁠⁠⁠DeleteMe⁠⁠⁠⁠.
Go to⁠⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠⁠ for an exclusive account bundle!
Find top health insurance plans at ⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠.
Use code RAMSEY to save 20% at ⁠⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠⁠.
Visit⁠⁠⁠⁠ NetSuite⁠⁠⁠⁠ today to learn more.
For more information, go to ⁠⁠⁠⁠SimpliSafe⁠⁠⁠⁠.
Use promo code RAMSEY for 18% off at ⁠⁠⁠⁠The Nokbox⁠⁠⁠⁠.
Get started with ⁠⁠⁠⁠YRefy⁠⁠⁠⁠ or call 844-2-RAMSEY.
Visit⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠ for your free instant quote today!

Explore more from Ramsey Network:

💸 ⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠

🧠 ⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠

🍸 ⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠

💡 ⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠

💰 ⁠⁠⁠⁠George Kamel⁠⁠⁠⁠

🪑 ⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠

📈 ⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠

⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠

Learn more about your ad choices. Visit megaphone.fm/adchoices

You Breathe Easier Without Payments Choking You Sep 04, 2025

Show notes

📈 Think you’re good with money? Take our Money in America quiz! George Kamel and Jade Warshaw answer your questions and discuss:

"I inherited $750,000, should I use it all to buy a house in cash?"
"Is selling my house the only option for me to get out of debt?"
"How do I navigate going through a divorce and expecting twins?"
"Should I quit my job to be a stay-at-home mom?"
"How do I begin to trust my husband after his financial infidelity?"
"How do I convince my wife that keeping cash at home to hide it from the government isn't a good idea?"
"I'm $300,000 in debt, how do I begin to pay this off?"
"Can I afford to buy a Viper?"
"We're millionaires but we still have anxiety about buying a vacation home"

Next Steps:

✔️⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠ ⁠send us an email⁠⁠⁠.

📱 ⁠⁠⁠Get episodes early in the free Ramsey Network app! ⁠⁠⁠

💵 ⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠

🛡️ Get trusted insurance coverage that fits your budget.

🎟️ ⁠Two Weekends. One Life-Changing Experience. Get away with your spouse in Nashville. ⁠

📚 ⁠⁠⁠⁠Set and actually reach your goals with the NEW 2026 Ramsey Goal Planner! Hurry—they sell out every year!⁠⁠⁠⁠

Connect With Our Sponsors:

Stop paying more and start shopping smarter at ⁠⁠⁠ALDI⁠⁠⁠.
Get 10% off your first month of⁠⁠⁠ BetterHelp⁠⁠⁠.
Go to ⁠⁠⁠Boost Mobile⁠⁠⁠ to switch today!
Learn more about⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠.
Get started today with⁠⁠⁠ Churchill Mortgage⁠⁠⁠.
Get 20% off when you join ⁠⁠⁠DeleteMe⁠⁠⁠.
Go to⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠ for an exclusive account bundle!
Find top health insurance plans at ⁠⁠⁠Health Trust Financial⁠⁠⁠.
Use code RAMSEY to save 20% at ⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠.
Visit⁠⁠⁠ NetSuite⁠⁠⁠ today to learn more.
For more information, go to ⁠⁠⁠SimpliSafe⁠⁠⁠.
Use promo code RAMSEY for 18% off at ⁠⁠⁠The Nokbox⁠⁠⁠.
Get started with ⁠⁠⁠YRefy⁠⁠⁠ or call 844-2-RAMSEY.
Visit⁠⁠⁠ Zander Insurance⁠⁠⁠ for your free instant quote today!

Explore more from Ramsey Network:

💸 ⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠

🧠 ⁠⁠⁠The Dr. John Delony Show⁠⁠⁠

🍸 ⁠⁠⁠Smart Money Happy Hour⁠⁠⁠

💡 ⁠⁠⁠The Rachel Cruze Show⁠⁠⁠

💰 ⁠⁠⁠George Kamel⁠⁠⁠

🪑 ⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠

📈 ⁠⁠⁠EntreLeadership⁠⁠⁠

⁠⁠⁠Ramsey Solutions Privacy Policy⁠

Learn more about your ad choices. Visit megaphone.fm/adchoices

Money Magnifies What You Already Are Sep 03, 2025

Show notes

📈 ⁠Think you’re good with money? Take our Money in America quiz! Dave Ramsey and Dr. John Delony answer your questions and discuss:

"Should I borrow from my 401(k) to start a business?"
"How do I work the Baby Steps when the Department of Treasury is threatening to garnish my wages?"
"How does Baby Step 6 work if I will be moving every few years?"
"How do I deal with people asking for my deceased husband's personal belongings?".

Next Steps:

✔️⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠ ⁠send us an email⁠⁠.

📱 ⁠⁠Get episodes early in the free Ramsey Network app! ⁠⁠

💵 ⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠

📚 ⁠⁠Set and actually reach your goals with the NEW 2026 Ramsey Goal Planner! Hurry—they sell out every year!⁠⁠

☮️ Lead a Financial Peace University class.

🎟️ Two Weekends. One Life-Changing Experience. Get away with your spouse in Nashville.

Connect With Our Sponsors:

Stop paying more and start shopping smarter at ⁠⁠ALDI⁠⁠.
Get 10% off your first month of⁠⁠ BetterHelp⁠⁠.
Go to ⁠⁠Boost Mobile⁠⁠ to switch today!
Learn more about⁠⁠ Christian Healthcare Ministries⁠⁠.
Get started today with⁠⁠ Churchill Mortgage⁠⁠.
Get 20% off when you join ⁠⁠DeleteMe⁠⁠.
Go to⁠⁠ FAIRWINDS Credit Union⁠⁠ for an exclusive account bundle!
Find top health insurance plans at ⁠⁠Health Trust Financial⁠⁠.
Use code RAMSEY to save 20% at ⁠⁠Mama Bear Legal Forms⁠⁠.
Visit⁠⁠ NetSuite⁠⁠ today to learn more.
For more information, go to ⁠⁠SimpliSafe⁠⁠.
Use promo code RAMSEY for 18% off at ⁠⁠The Nokbox⁠⁠.
Get started with ⁠⁠YRefy⁠⁠ or call 844-2-RAMSEY.
Visit⁠⁠ Zander Insurance⁠⁠ for your free instant quote today!

Explore more from Ramsey Network:

💸 ⁠⁠The Ramsey Show Highlights⁠⁠

🧠 ⁠⁠The Dr. John Delony Show⁠⁠

🍸 ⁠⁠Smart Money Happy Hour⁠⁠

💡 ⁠⁠The Rachel Cruze Show⁠⁠

💰 ⁠⁠George Kamel⁠⁠

🪑 ⁠⁠Front Row Seat with Ken Coleman⁠⁠

📈 ⁠⁠EntreLeadership⁠⁠

⁠⁠Ramsey Solutions Privacy Policy⁠

Learn more about your ad choices. Visit megaphone.fm/adchoices

You’ll Always Live Paycheck-to-Paycheck Until You Have a Budget Sep 02, 2025

Show notes

🎟️⁠The Ramsey Show Live Tour: Tell us where we should go next!⁠

Jade Warshaw and Ken Coleman answer your questions and discuss:

"Should we sell our home to get out of debt?"
"I don't see how I can finish college without taking on more debt..."
"Should I sell my rentals?"
"Can I afford to retire now?"
"How do I pay off a 401(k) loan?"
"Should I take out a loan to speed up building my house?"
"How do I financially prepare to leave my husband?"
"Is it normal to have difficulties changing from using credit cards to cash?"
"How do I make a budget?"
"My ex-wife and I disagree on the purchase of our son's first car..."
"The sale of our family business went sideways and wiped out my retirement..."
"My car is totaled and I don’t have savings. Should I get a car loan?"
"Should I pursue a relationship with a man when I'm not sure I trust him financially?"

Next Steps:

✔️⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠ ⁠send us an email⁠.

📱 ⁠Get episodes early in the free Ramsey Network app! ⁠

⛰️ ⁠⁠Find out your Baby Step and get a plan for your money. ⁠

💵 ⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠

📈 For help with investing, get connected with a SmartVestor Pro.

📚 ⁠Set and actually reach your goals with the NEW 2026 Ramsey Goal Planner! Hurry—they sell out every year!⁠

Connect With Our Sponsors:

Stop paying more and start shopping smarter at ⁠ALDI⁠.
Get 10% off your first month of⁠ BetterHelp⁠.
Go to ⁠Boost Mobile⁠ to switch today!
Learn more about⁠ Christian Healthcare Ministries⁠.
Get started today with⁠ Churchill Mortgage⁠.
Get 20% off when you join ⁠DeleteMe⁠.
Go to⁠ FAIRWINDS Credit Union⁠ for an exclusive account bundle!
Find top health insurance plans at ⁠Health Trust Financial⁠.
Use code RAMSEY to save 20% at ⁠Mama Bear Legal Forms⁠.
Visit⁠ NetSuite⁠ today to learn more.
For more information, go to ⁠SimpliSafe⁠.
Use promo code RAMSEY for 18% off at ⁠The Nokbox⁠.
Get started with ⁠YRefy⁠ or call 844-2-RAMSEY.
Visit⁠ Zander Insurance⁠ for your free instant quote today!

Explore more from Ramsey Network:

💸 ⁠The Ramsey Show Highlights⁠

🧠 ⁠The Dr. John Delony Show⁠

🍸 ⁠Smart Money Happy Hour⁠

💡 ⁠The Rachel Cruze Show⁠

💰 ⁠George Kamel⁠

🪑 ⁠Front Row Seat with Ken Coleman⁠

📈 ⁠EntreLeadership⁠

Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros.

⁠Ramsey Solutions Privacy Policy⁠

Learn more about your ad choices. Visit megaphone.fm/adchoices

Big Incomes Don’t Cancel Out Bad Decisions Sep 01, 2025

Show notes

Dave Ramsey and George Kamel answer your questions and discuss:

"We're $500K in debt, can we afford new cars?”
"My girlfriend will lose her pension if we get married"
"How do we pay off $500k of medical debt?"
"Is there a limited amount of wealth available?"
"My husband keeps refusing to combine finances,"
"Should we usse our savings to pay off our student loans?"
Living paycheck-to-paycheck on $600K a year.

Next Steps:

✔️⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

📈⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a free personalized plan.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🎟️ ⁠The Ramsey Show Live Tour: Get Your Tickets!⁠

📚⁠Set and actually reach your goals with the NEW 2026 Ramsey Goal Planner! Hurry—they sell out every year!⁠

🛡️ ⁠⁠⁠Get trusted insurance coverage that fits your budget.⁠

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🧠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🍸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

💡 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

💰 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🪑 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Discipline Matters Most in the Hard Times Aug 29, 2025

Show notes

🎟️⁠The Ramsey Show Live Tour: Tell us where we should go next!⁠

Dave Ramsey and Rachel Cruze answer your questions and discuss:

"How can I leave my husband when I have no job or savings of my own?"
"We're in our 70s and have nothing saved for retirement. How do we stop living paycheck-to-paycheck?"
"Can we afford to slow down paying off debt to be present with our kids?"
"How can I best use the inheritance I just received?"
"My husband just told me we are $60,000 in debt. How do we go about this wisely?"
"My business just went under and I have close to $1 million of debt. How do I get out of this mess I'm in?"
"I just got fired, should I file for bankruptcy or consider a debt relief program?"
"How do I get my husband to take the plunge and buy us a house?"
"Is a budget set in stone or can it be revised once it's in play?"
"Should I lower my retirement contribution in order to pay off my house faster?"
"How do I help my mom who has $200,000 in debt and nothing saved for retirement?"

Next Steps:

✔️⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠ ⁠send us an email⁠.

📱 ⁠Get episodes early in the free Ramsey Network app! ⁠

💵 ⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠

📚 ⁠⁠⁠Set and actually reach your goals with the NEW 2026 Ramsey Goal Planner! Hurry—they sell out every year!⁠⁠⁠

⛰️ ⁠⁠Find out your Baby Step and get a plan for your money. ⁠

🤔 ⁠⁠Will an online will work for you? Take this quiz to find out⁠⁠

Connect With Our Sponsors:

Stop paying more and start shopping smarter at ⁠ALDI⁠.
Get 10% off your first month of⁠ BetterHelp⁠.
Go to ⁠Boost Mobile⁠ to switch today!
Learn more about⁠ Christian Healthcare Ministries⁠.
Get started today with⁠ Churchill Mortgage⁠.
Get 20% off when you join ⁠DeleteMe⁠.
Go to⁠ FAIRWINDS Credit Union⁠ for an exclusive account bundle!
Find top health insurance plans at ⁠Health Trust Financial⁠.
Use code RAMSEY to save 20% at ⁠Mama Bear Legal Forms⁠.
Visit⁠ NetSuite⁠ today to learn more.
For more information, go to ⁠SimpliSafe⁠.
Use promo code RAMSEY for 18% off at ⁠The Nokbox⁠.
Get started with ⁠YRefy⁠ or call 844-2-RAMSEY.
Visit⁠ Zander Insurance⁠ for your free instant quote today!

Explore more from Ramsey Network:

💸 ⁠The Ramsey Show Highlights⁠

🧠 ⁠The Dr. John Delony Show⁠

🍸 ⁠Smart Money Happy Hour⁠

💡 ⁠The Rachel Cruze Show⁠

💰 ⁠George Kamel⁠

🪑 ⁠Front Row Seat with Ken Coleman⁠

📈 ⁠EntreLeadership⁠

⁠Ramsey Solutions Privacy Policy⁠

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If You Don’t Stand for Something, Your Money Will Fall for Anything Aug 28, 2025

Show notes

🎟️⁠The Ramsey Show Live Tour: Tell us where we should go next!⁠

Dave Ramsey and Jade Warshaw answer your questions and discuss:

"Should I accept my girlfriend's offer to pay off my debt?"
"Should we pay off debt with a baby on the way?"
"Can I put $200,000 I've received from a settlement in a bond?"
"I want to save money but my husband keeps getting us into credit card debt..."
"How do my fiancée and I tackle our $177,000 of debt?"
"We have almost $300,000 of student loan debt. How do we get out of this?"
"How do we plan for taking in our 3 grandchildren permanently?"
"Should I solicit my van for voluntary repossession?"
"Is it fair to ask my fiancé to save up now for when we get married?"
"I was evicted in January and now owe that apartment $12,000. Should I prioritize this in my debt snowball?"

Next Steps:

✔️⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠ ⁠send us an email⁠.

📱 ⁠Get episodes early in the free Ramsey Network app! ⁠

📚 ⁠Set and actually reach your goals with the NEW 2026 Ramsey Goal Planner! Hurry—they sell out every year!⁠

⛰️ ⁠Find out your Baby Step and get a plan for your money.

💵 ⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠

Connect With Our Sponsors:

Stop paying more and start shopping smarter at ⁠ALDI⁠.
Get 10% off your first month of⁠ BetterHelp⁠.
Go to ⁠Boost Mobile⁠ to switch today!
Learn more about⁠ Christian Healthcare Ministries⁠.
Get started today with⁠ Churchill Mortgage⁠.
Get 20% off when you join ⁠DeleteMe⁠.
Go to⁠ FAIRWINDS Credit Union⁠ for an exclusive account bundle!
Find top health insurance plans at ⁠Health Trust Financial⁠.
Use code RAMSEY to save 20% at ⁠Mama Bear Legal Forms⁠.
Visit⁠ NetSuite⁠ today to learn more.
For more information, go to ⁠SimpliSafe⁠.
Use promo code RAMSEY for 18% off at ⁠The Nokbox⁠.
Get started with ⁠YRefy⁠ or call 844-2-RAMSEY.
Visit⁠ Zander Insurance⁠ for your free instant quote today!

Explore more from Ramsey Network:

💸 ⁠The Ramsey Show Highlights⁠

🧠 ⁠The Dr. John Delony Show⁠

🍸 ⁠Smart Money Happy Hour⁠

💡 ⁠The Rachel Cruze Show⁠

💰 ⁠George Kamel⁠

🪑 ⁠Front Row Seat with Ken Coleman⁠

📈 ⁠EntreLeadership⁠

⁠Ramsey Solutions Privacy Policy⁠

Learn more about your ad choices. Visit megaphone.fm/adchoices

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