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    The Ramsey Show

    The Ramsey Show believes you can build wealth and take control of your life—no matter what stupid mistakes you’ve made with money. Join as Dave Ramsey and his team of experts answer your questions on the top problems holding you back. Listen now or ask your question live by calling 888.825.5225 weekdays from 2–5 p.m. ET. Learn more at www.ramseysolutions.com

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    Copyright: Copyright © 2002-2020 PodcastOne.com. All rights reserved.

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    Latest Episodes:
    Are You Investing in Tomorrow or Robbing It? Sep 24, 2025
    Show notes

    🤔 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Think you’re good with money? Take our Money in America quiz!⁠⁠⁠⁠⁠⁠

    Dave Ramsey and Ken Coleman answer your questions and discuss:

    • "How do I convince my wife to stop using credit cards when I'm on Baby Step 1?"
    • "What should we do with the proceeds from the sale of our house?"
    • "My husband was recently fired, how do we make our finances work while he's working small jobs?"
    • "Should we downsize our house so my wife can stay at home?"
    • "We have the money but struggle to justify going on vacation"
    • "We gifted our son over $100,000 to buy a house and now he wants to pay us back. Are there any tax implications for this?"
    • "What should I do with an inherited annuity?"
    • "How do I create a family budget to keep my kids from spending money?"
    • " Should I dive back into a career now that my husband has beat cancer?"
    • "I'm 62 with only $100,000 saved for retirement. Should I focus on paying off my house or saving more for retirement?"
    • "Should we charge our 19 year old rent?"
    • "What should we do with the proceeds from the sale of our business?"


    Next Steps:

    ✔️⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

    📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠⁠⁠⁠⁠.

    📱 ⁠Get episodes early in the free Ramsey Network app! ⁠

    💲⁠⁠⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a free personalized plan.⁠⁠⁠⁠⁠⁠⁠⁠

    📈 ⁠⁠⁠⁠⁠For help with investing, get connected with a SmartVestor Pro.⁠

    💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

    🎟️ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Two Weekends. One Life-Changing Experience. Get away with your spouse in Nashville. ⁠⁠⁠⁠⁠⁠⁠⁠⁠

    👫 ⁠⁠Check out our free Term Life Insurance Guide for helpful info and resources.⁠⁠


    Connect With Our Sponsors:

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    • Visit⁠⁠⁠⁠⁠⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠⁠⁠⁠⁠⁠ for your free instant quote today!


    Explore more from Ramsey Network:

    💸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠⁠⁠⁠⁠

    🧠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠⁠⁠

    🍸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠⁠⁠⁠⁠

    💡 ⁠⁠⁠⁠⁠⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠⁠⁠⁠⁠⁠

    💰 ⁠⁠⁠⁠⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠⁠⁠⁠⁠

    🪑 ⁠⁠⁠⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠⁠⁠

    📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠⁠⁠⁠⁠⁠


    Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros.

    ⁠⁠⁠⁠⁠⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠⁠

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    Yesterday’s Choices Don’t Define You — Change Starts Today Sep 23, 2025
    Show notes

    🤔 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Think you’re good with money? Take our Money in America quiz!⁠⁠⁠⁠⁠

    Dave Ramsey and Jade Warshaw answer your questions and discuss:

    • "Should I leave my boyfriend who keeps postponing our wedding?"
    • "Should we take equity out of our cabin to pay off our primary home?"
    • "I'm homeless and in debt, should I file for bankruptcy?"
    • "I'm 56, is it too late for me to start investing?"
    • "Why not pay off debt while investing?"
    • "How much is too much to spend on a wedding?"
    • "I'm 72 with only $40,000 saved. What should I do?"
    • "How do we balance paying off debt and saving for an upcoming medical expense?"
    • "We're getting a settlement from an accident that killed my sister. How do I use this cash well?"
    • "How do I help my mom without taking on debt?"
    • "I'm paying $2,800 a month in car payments. Should I have one of the cars voluntarily repossessed?"
    • "Should I pay off all my debt or buy rental properties before going into retirement?"


    Next Steps:

    ✔️⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠⁠

    📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠⁠⁠⁠.

    📱 Get episodes early in the free Ramsey Network app!

    📈⁠⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a free personalized plan.⁠⁠⁠⁠⁠⁠⁠

    💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

    🧮 Set and actually reach your goals with the NEW 2026 Ramsey Goal Planner! Hurry—they sell out every year!

    🎟️ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Two Weekends. One Life-Changing Experience. Get away with your spouse in Nashville. ⁠⁠⁠⁠⁠⁠⁠⁠

    🛡️ ⁠⁠⁠⁠Get trusted insurance coverage that fits your budget.⁠⁠⁠⁠

    👫 ⁠Check out our free Term Life Insurance Guide for helpful info and resources.⁠


    Connect With Our Sponsors:

    • Stop paying more and start shopping smarter at ⁠⁠⁠⁠⁠⁠⁠⁠ALDI⁠⁠⁠⁠⁠⁠⁠⁠.
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    • Learn more about⁠⁠⁠⁠⁠⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠⁠⁠⁠⁠⁠.
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    • Get 20% off when you join ⁠⁠⁠⁠⁠⁠⁠⁠DeleteMe⁠⁠⁠⁠⁠⁠⁠⁠.
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    • Find top health insurance plans at ⁠⁠⁠⁠⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠⁠⁠⁠⁠.
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    • Use promo code RAMSEY for 18% off at ⁠⁠⁠⁠⁠⁠⁠⁠The Nokbox⁠⁠⁠⁠⁠⁠⁠⁠.
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    • Visit⁠⁠⁠⁠⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠⁠⁠⁠⁠ for your free instant quote today!


    Explore more from Ramsey Network:

    💸 ⁠⁠⁠⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠⁠⁠⁠

    🧠 ⁠⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠⁠

    🍸 ⁠⁠⁠⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠⁠⁠⁠

    💡 ⁠⁠⁠⁠⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠⁠⁠⁠⁠

    💰 ⁠⁠⁠⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠⁠⁠⁠

    🪑 ⁠⁠⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠⁠

    📈 ⁠⁠⁠⁠⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠⁠⁠⁠⁠


    Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros.

    ⁠⁠⁠⁠⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠⁠

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    Hope Always Lives on the Other Side of Hurt Sep 22, 2025
    Show notes

    🤔 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Think you’re good with money? Take our Money in America quiz!⁠⁠⁠⁠

    Ken Coleman and George Kamel answer your questions and discuss:

    • "I owe my brother money after getting scammed from an investment course. Should I file bankruptcy?"
    • "I'm 53 years-old and have nothing saved for retirement. Should we sell our house and start over?"
    • "I'm 66 years-old, should I pull from my retirement savings to pay off debt?"
    • "Can I pay to have my dog cremated even though I am in debt?"
    • "My husband is wanting to give his daughter part of his 401(k) instead of giving me 100% as the beneficiary"
    • "Should I pull back my hours a bit and give myself a break?"
    • "How do I stay motivated when I feel restricted by living on a budget?"
    • "Should I pile up cash if I'm facing job insecurity?"
    • "Should I leave a job after less than a year?"


    Next Steps:

    ✔️⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠

    📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠⁠⁠.

    📱 ⁠⁠⁠⁠⁠⁠⁠Get episodes early in the free Ramsey Network app! ⁠⁠⁠⁠⁠⁠⁠

    📈⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a free personalized plan.⁠⁠⁠⁠⁠⁠

    🎟️ ⁠⁠⁠⁠⁠⁠⁠⁠⁠Two Weekends. One Life-Changing Experience. Get away with your spouse in Nashville. ⁠⁠⁠⁠⁠⁠⁠

    💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

    🛡️ ⁠⁠⁠Get trusted insurance coverage that fits your budget.⁠⁠⁠


    Connect With Our Sponsors:

    • Stop paying more and start shopping smarter at ⁠⁠⁠⁠⁠⁠⁠ALDI⁠⁠⁠⁠⁠⁠⁠.
    • Get 10% off your first month of⁠⁠⁠⁠⁠⁠⁠ BetterHelp⁠⁠⁠⁠⁠⁠⁠.
    • Go to ⁠⁠⁠⁠⁠⁠⁠Boost Mobile⁠⁠⁠⁠⁠⁠⁠ to switch today!
    • Learn more about⁠⁠⁠⁠⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠⁠⁠⁠⁠.
    • Get started today with⁠⁠⁠⁠⁠⁠⁠ Churchill Mortgage⁠⁠⁠⁠⁠⁠⁠.
    • Get 20% off when you join ⁠⁠⁠⁠⁠⁠⁠DeleteMe⁠⁠⁠⁠⁠⁠⁠.
    • Go to⁠⁠⁠⁠⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠⁠⁠⁠⁠ for an exclusive account bundle!
    • Find top health insurance plans at ⁠⁠⁠⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠⁠⁠⁠.
    • Use code RAMSEY to save 20% at ⁠⁠⁠⁠⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠⁠⁠⁠⁠.
    • Visit⁠⁠⁠⁠⁠⁠⁠ NetSuite⁠⁠⁠⁠⁠⁠⁠ today to learn more.
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    • Use promo code RAMSEY for 18% off at ⁠⁠⁠⁠⁠⁠⁠The Nokbox⁠⁠⁠⁠⁠⁠⁠.
    • Get started with ⁠⁠⁠⁠⁠⁠⁠YRefy⁠⁠⁠⁠⁠⁠⁠ or call 844-2-RAMSEY.
    • Visit⁠⁠⁠⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠⁠⁠⁠ for your free instant quote today!


    Explore more from Ramsey Network:

    💸 ⁠⁠⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠⁠⁠

    🧠 ⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠

    🍸 ⁠⁠⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠⁠⁠

    💡 ⁠⁠⁠⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠⁠⁠⁠

    💰 ⁠⁠⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠⁠⁠

    🪑 ⁠⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠

    📈 ⁠⁠⁠⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠⁠⁠⁠


    Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros.

    ⁠⁠⁠⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠⁠

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    Do the Right Thing Even When It’s Hard Sep 19, 2025
    Show notes

    🤔 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Think you’re good with money? Take our Money in America quiz!⁠⁠⁠⁠

    Rachel Cruze and Dr. John Delony answer your questions and discuss:

    • "Can we recover money that our brother stole from our father and his estate?"
    • "When is the right time to ask someone I'm dating how much debt they have?"
    • "We inherited my grandparents' house on our land. Should we just tear it down instead of remodeling it?"
    • "I'm buried in over $400,000 of debt and feel like I can't live"
    • "I'm about to get a divorce, should I pull from my 401(k) to buy my husband out of our house?"
    • "Should I keep inheritance money in my name only or both me and my husband?"
    • "Are there strategies to overcome anxiety from investing?"
    • "How do we get out of my car loan that has an 18% interest rate?"
    • "How do I pay off my debts as a single parent with no help?"
    • "We're about to purchase a home with my parents. Is it okay if our name is not on the deed for tax purposes?"
    • "How do I get my aging mom to be responsible for her finances?"
    • "I'm getting $850,000 in cash from an inheritance. How do I invest this well?"


    Next Steps:

    ✔️⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠

    📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠⁠⁠.

    📱 ⁠⁠⁠⁠⁠⁠⁠Get episodes early in the free Ramsey Network app! ⁠⁠⁠⁠⁠⁠⁠

    📈⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a free personalized plan.⁠⁠⁠⁠⁠⁠

    💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

    🛡️ ⁠⁠Get trusted insurance coverage that fits your budget.⁠⁠

    🎟️ ⁠⁠⁠⁠⁠⁠⁠Two Weekends. One Life-Changing Experience. Get away with your spouse in Nashville. ⁠⁠⁠⁠⁠


    Connect With Our Sponsors:

    • Stop paying more and start shopping smarter at ⁠⁠⁠⁠⁠⁠⁠ALDI⁠⁠⁠⁠⁠⁠⁠.
    • Get 10% off your first month of⁠⁠⁠⁠⁠⁠⁠ BetterHelp⁠⁠⁠⁠⁠⁠⁠.
    • Go to ⁠⁠⁠⁠⁠⁠⁠Boost Mobile⁠⁠⁠⁠⁠⁠⁠ to switch today!
    • Learn more about⁠⁠⁠⁠⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠⁠⁠⁠⁠.
    • Get started today with⁠⁠⁠⁠⁠⁠⁠ Churchill Mortgage⁠⁠⁠⁠⁠⁠⁠.
    • Get 20% off when you join ⁠⁠⁠⁠⁠⁠⁠DeleteMe⁠⁠⁠⁠⁠⁠⁠.
    • Go to⁠⁠⁠⁠⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠⁠⁠⁠⁠ for an exclusive account bundle!
    • Find top health insurance plans at ⁠⁠⁠⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠⁠⁠⁠.
    • Use code RAMSEY to save 20% at ⁠⁠⁠⁠⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠⁠⁠⁠⁠.
    • Visit⁠⁠⁠⁠⁠⁠⁠ NetSuite⁠⁠⁠⁠⁠⁠⁠ today to learn more.
    • For more information, go to ⁠⁠⁠⁠⁠⁠⁠SimpliSafe⁠⁠⁠⁠⁠⁠⁠.
    • Use promo code RAMSEY for 18% off at ⁠⁠⁠⁠⁠⁠⁠The Nokbox⁠⁠⁠⁠⁠⁠⁠.
    • Get started with ⁠⁠⁠⁠⁠⁠⁠YRefy⁠⁠⁠⁠⁠⁠⁠ or call 844-2-RAMSEY.
    • Visit⁠⁠⁠⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠⁠⁠⁠ for your free instant quote today!


    Explore more from Ramsey Network:

    💸 ⁠⁠⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠⁠⁠

    🧠 ⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠

    🍸 ⁠⁠⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠⁠⁠

    💡 ⁠⁠⁠⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠⁠⁠⁠

    💰 ⁠⁠⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠⁠⁠

    🪑 ⁠⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠

    📈 ⁠⁠⁠⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠⁠⁠⁠


    Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros.

    ⁠⁠⁠⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠⁠

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    Money Chaos Doesn’t Have to Be Forever Sep 18, 2025
    Show notes

    🤔 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Think you’re good with money? Take our Money in America quiz!⁠⁠⁠⁠

    Dave Ramsey and Ken Coleman answer your questions and discuss:

    • "How do I get out of investor debt from business men I don't want to cross?"
    • "I'm overwhelmed with my debt. How do I get out of this?"
    • "Should I pay off my estranged son's student loans?"
    • "How do I separate business expenses from my personal expenses?"
    • "I'm getting a divorce, how do I best use the proceeds from the sale of my home?"
    • "Is it okay to refinance my house in order to fund a $150,000 home addition?"
    • "I recently lost my job, should I pull from my IRA to cover debt and wedding costs?"
    • "Am I a wimp for wanting to quit my job?"
    • "Do I have to claim a gift from my former boss on my taxes?"
    • "What's the best way to encourage my husband to be independent of his parents?"
    • "Can my 18 year old son get out of a car loan he co-signed for his ex girlfriend?"
    • "I'm a single parent of 3 kids and feel like I can never get ahead"
    • "Should I cash out my whole life insurance to buy term life?"
    • "Can I use a HELOC for a second home?"

    Next Steps:

    ✔️⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠

    📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠⁠⁠.

    📱 ⁠⁠⁠⁠⁠⁠⁠Get episodes early in the free Ramsey Network app! ⁠⁠⁠⁠⁠⁠⁠

    📈⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a free personalized plan.⁠⁠⁠⁠⁠⁠

    💲 For help with investing, get connected with a SmartVestor Pro.

    📚 ⁠Set and actually reach your goals with the NEW 2026 Ramsey Goal Planner! Hurry—they sell out every year!⁠

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    Explore more from Ramsey Network:

    💸 ⁠⁠⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠⁠⁠

    🧠 ⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠

    🍸 ⁠⁠⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠⁠⁠

    💡 ⁠⁠⁠⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠⁠⁠⁠

    💰 ⁠⁠⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠⁠⁠

    🪑 ⁠⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠

    📈 ⁠⁠⁠⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠⁠⁠⁠


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    Debt Is the Enemy of Your Freedom Sep 17, 2025
    Show notes

    🤔 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Think you’re good with money? Take our Money in America quiz!⁠⁠⁠⁠

    Dave Ramsey and George Kamel answer your questions and discuss:

    • "My husband and I disagree on how to pay off our car"
    • "How do I trust that my boyfriend will stay out of debt once we’re married?"
    • "How do I wisely use a $350k settlement?"
    • "My mother-in-law was scammed out of $150k"
    • "Should I pay my mom's Parent PLUS loan now that my mom is filing for bankruptcy?"
    • "How do I get out of over $825K in real estate debt?"
    • "Should we sell our house that is financially crushing us?"
    • "How do I pay off credit card debt from a stock investing training?"
    • "How can I get my husband to work with me as a team on our debt?"
    • "I borrowed money from a family member then I found out he had stolen it. What should I do?"
    • "My girlfriend isn't as motivated as I am. Should I stay in the relationship?"


    Next Steps:

    ✔️⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠

    📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠⁠⁠.

    📱 ⁠⁠⁠⁠⁠⁠⁠Get episodes early in the free Ramsey Network app! ⁠⁠⁠⁠⁠⁠⁠

    📈⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a free personalized plan.⁠⁠⁠⁠⁠⁠

    🛡️ Get trusted insurance coverage that fits your budget.

    🎟️ ⁠⁠⁠⁠⁠⁠⁠Two Weekends. One Life-Changing Experience. Get away with your spouse in Nashville. ⁠⁠⁠⁠⁠

    💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠


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    Explore more from Ramsey Network:

    💸 ⁠⁠⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠⁠⁠

    🧠 ⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠

    🍸 ⁠⁠⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠⁠⁠

    💡 ⁠⁠⁠⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠⁠⁠⁠

    💰 ⁠⁠⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠⁠⁠

    🪑 ⁠⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠

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    Don’t Let Money Drama Keep You Broke Sep 16, 2025
    Show notes

    🤔 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Think you’re good with money? Take our Money in America quiz!⁠⁠⁠

    Dave Ramsey and Ken Coleman answer your questions and discuss:

    • "I am getting calls regarding debt on my deceased father. How do I handle this?"
    • "Can we get some advice on managing finances with a large family and disagreements on spending?"
    • "How do my fiancé and I plan to combine our finances when there is a prenup in place?"
    • "We would like to retire early. How should we adjust our investments in order to make this happen?"
    • "How do I get out of $1.8M in debt when I'm stretched thin in spite of a high net worth?"
    • "How do I keep my addict brother from blowing his portion of our inheritance?"
    • "Am I wrong for not wanting to pay for repairs to my mother's home?"
    • "My wife and I disagree on what to do with a whole life policy."
    • "My wife and I disagree on leveraging debt to make money. Who is right?"
    • "I am $10,000 underwater on my leased car. How should I handle this?"
    • "I am debt-free. When can I start buying things I want?"


    Next Steps:

    ✔️⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠

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    📱 ⁠⁠⁠⁠⁠⁠Get episodes early in the free Ramsey Network app! ⁠⁠⁠⁠⁠⁠

    📈⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a free personalized plan.⁠⁠⁠⁠⁠

    🎟️ ⁠⁠⁠⁠⁠⁠⁠Two Weekends. One Life-Changing Experience. Get away with your spouse in Nashville. ⁠⁠⁠⁠⁠

    💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠

    📚 Set and actually reach your goals with the NEW 2026 Ramsey Goal Planner! Hurry—they sell out every year!

    👫 Check out our free Term Life Insurance Guide for helpful info and resources.


    Connect With Our Sponsors:

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    Explore more from Ramsey Network:

    💸 ⁠⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠⁠

    🧠 ⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠

    🍸 ⁠⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠⁠

    💡 ⁠⁠⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠⁠⁠

    💰 ⁠⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠⁠

    🪑 ⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠

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    Slow and Steady Beats Get Rich Quick Sep 15, 2025
    Show notes

    🤔 ⁠⁠⁠⁠⁠⁠⁠Think you’re good with money? Take our Money in America quiz!⁠⁠

    George Kamel and Ken Coleman answer your questions and discuss:

    • "Should we keep a rental if we're losing money on it?"
    • "I just found out I'm pregnant, how can I financially prepare?"
    • "I took out a pension loan, should that be first in my debt snowball?"
    • "Should we pull from savings to pay off debt?"
    • "Should I buy a house with 0% down?"
    • "Should surplus investing go into a brokerage or a Roth IRA?"
    • "I lost my job a month ago. When should I sell my house?"
    • "Is my boyfriend's lack of interest in getting a job a red flag about getting married?"
    • "Should I buy a house with my parents when my wife is totally against the idea?"
    • "Should I pay off my mortgage with my brokerage account?"
    • "How do I balance living for today and saving for the future?"
    • "Can I invest in a side hustle while paying off debt?"


    Next Steps:

    ✔️⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠

    📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠.

    📱 ⁠⁠⁠⁠⁠Get episodes early in the free Ramsey Network app! ⁠⁠⁠⁠⁠

    📈⁠⁠⁠⁠Are you on track with the Baby Steps? Get a free personalized plan.⁠⁠⁠⁠

    💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠

    🏠 ⁠⁠Get organized and prepared to buy or sell a home. ⁠⁠

    🎟️ ⁠⁠⁠⁠⁠Two Weekends. One Life-Changing Experience. Get away with your spouse in Nashville. ⁠⁠⁠

    👫 Check out our free Term Life Insurance Guide for helpful info and resources.

    📘 Lead a Financial Peace University class


    Connect With Our Sponsors:

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    Explore more from Ramsey Network:

    💸 ⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠

    🧠 ⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠

    🍸 ⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠

    💡 ⁠⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠⁠

    💰 ⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠

    🪑 ⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠

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    When You Feel Overwhelmed, Control the Controllables Sep 12, 2025
    Show notes

    🤔 ⁠⁠⁠⁠⁠⁠⁠Think you’re good with money? Take our Money in America quiz!⁠⁠

    Dave Ramsey and Rachel Cruze answer your questions and discuss:

    • "Should I pay off my HELOC first in my debt snowball?"
    • "Is it possible to graduate Baby Step 4?"
    • "We're expecting $500,000 from the sale of a business. How do we best use these funds?"
    • "How do I break the news to my wife that we are broke and $500,000 in debt?"
    • "I own my own business and haven't been saving for taxes. How do I get out of this mess and keep the business going?"
    • "Can I change my career now that I've finished Baby Step 2?"
    • "Should we consider our rental property as debt in Baby Step 2?"
    • "How do I get out of a motorcycle I'm upside down on?"
    • "How can I convince my husband that we need to create a joint account?"
    • "My wife wants to take a trip to Europe but I would rather keep investing 40% of our income."


    Next Steps:

    ✔️⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠

    📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠.

    📱 ⁠⁠⁠⁠⁠Get episodes early in the free Ramsey Network app! ⁠⁠⁠⁠⁠

    📈⁠⁠⁠⁠Are you on track with the Baby Steps? Get a free personalized plan.⁠⁠⁠⁠

    🏠 ⁠Get organized and prepared to buy or sell a home. ⁠

    🎟️ ⁠⁠⁠⁠Two Weekends. One Life-Changing Experience. Get away with your spouse in Nashville. ⁠⁠⁠

    💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠

    📚 Set and actually reach your goals with the NEW 2026 Ramsey Goal Planner! Hurry—they sell out every …

    🛡️ Protect yourself with trusted insurance coverage that fits your budget.


    Connect With Our Sponsors:

    • Stop paying more and start shopping smarter at ⁠⁠⁠⁠⁠ALDI⁠⁠⁠⁠⁠.
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    • Go to ⁠⁠⁠⁠⁠Boost Mobile⁠⁠⁠⁠⁠ to switch today!
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    • Get 20% off when you join ⁠⁠⁠⁠⁠DeleteMe⁠⁠⁠⁠⁠.
    • Go to⁠⁠⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠⁠⁠ for an exclusive account bundle!
    • Find top health insurance plans at ⁠⁠⁠⁠⁠Health Trust Financial⁠⁠⁠⁠⁠.
    • Use code RAMSEY to save 20% at ⁠⁠⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠⁠⁠.
    • Visit⁠⁠⁠⁠⁠ NetSuite⁠⁠⁠⁠⁠ today to learn more.
    • For more information, go to ⁠⁠⁠⁠⁠SimpliSafe⁠⁠⁠⁠⁠.
    • Use promo code RAMSEY for 18% off at ⁠⁠⁠⁠⁠The Nokbox⁠⁠⁠⁠⁠.
    • Get started with ⁠⁠⁠⁠⁠YRefy⁠⁠⁠⁠⁠ or call 844-2-RAMSEY.
    • Visit⁠⁠⁠⁠⁠ Zander Insurance⁠⁠⁠⁠⁠ for your free instant quote today!


    Explore more from Ramsey Network:

    💸 ⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠

    🧠 ⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠

    🍸 ⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠

    💡 ⁠⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠⁠

    💰 ⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠

    🪑 ⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠

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    You Can’t Hack Your Way Out of Debt Sep 11, 2025
    Show notes

    🤔 ⁠⁠⁠⁠⁠⁠⁠Think you’re good with money? Take our Money in America quiz!⁠⁠

    Dave Ramsey and Dr. John Deloney answer your questions and discuss:

    • "Should I lock my husband out of our savings account to stop his spending?"
    • "How do I pay off debt as a single mom?"
    • "Should I finance a car with my company's stipend?"
    • "Is it wise for me to be paying my mom's life insurance policy so it will clean up her mess when she passes?"
    • "Is my total net worth too tied up in real estate?"
    • "We're drowning in personal and business debt. Should we file for bankruptcy?"
    • "Should I pull from my IRA to build a cabin or just take out a loan?"
    • "Should I just let go of the idea of marrying my partner?"
    • "I just got divorced at 73 years-old. How do I make my last $100,000 last into retirement?"
    • "Should I pay my mortgage off when a family member is the loan holder?"
    • "My mortgage lender is highly encouraging me to refinance in order to free up my income to pay off debt"
    • "Our family owned farm has grown 3x in equity. Should we sell it and invest the proceeds?"
    • "We make $200,000 but can't seem to get back on track. What are we doing wrong?"


    Next Steps:

    ✔️⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠

    📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠.

    📱 ⁠⁠⁠⁠⁠Get episodes early in the free Ramsey Network app! ⁠⁠⁠⁠⁠

    📈⁠⁠⁠⁠Are you on track with the Baby Steps? Get a free personalized plan.⁠⁠⁠⁠

    🎟️ ⁠⁠⁠⁠⁠Two Weekends. One Life-Changing Experience. Get away with your spouse in Nashville. ⁠⁠⁠⁠

    💵 ⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠

    🛡️ ⁠⁠⁠Get trusted insurance coverage that fits your budget.⁠⁠⁠

    👫 Check out our free Term Life Insurance Guide for helpful info and resources.


    Connect With Our Sponsors:

    • Stop paying more and start shopping smarter at ⁠⁠⁠⁠⁠ALDI⁠⁠⁠⁠⁠.
    • Get 10% off your first month of⁠⁠⁠⁠⁠ BetterHelp⁠⁠⁠⁠⁠.
    • Go to ⁠⁠⁠⁠⁠Boost Mobile⁠⁠⁠⁠⁠ to switch today!
    • Learn more about⁠⁠⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠⁠⁠.
    • Get started today with⁠⁠⁠⁠⁠ Churchill Mortgage⁠⁠⁠⁠⁠.
    • Get 20% off when you join ⁠⁠⁠⁠⁠DeleteMe⁠⁠⁠⁠⁠.
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