The Personal Finance Podcast

Latest Episodes:

How To Design Your Dream Life with Andy Hill Jan 21, 2026

Show notes

Join the Free Master Your Money Workshop

Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Join Master Money Academy today!

In this episode of The Personal Finance Podcast, Andrew welcomes back Andy Hill to explore life after reaching Coast FIRE, revealing how to balance enjoying today with preparing for tomorrow, build a spending plan that doesn't sabotage your future, overcome the habit of over-saving, navigate the emotional side of reaching Coast FIRE, and design a life around a 3-day workweek while owning your time.

Listen to The Business Show here.

Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!

Partner Deals

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Get 50% Off Monarch, the all-in-one financial tool at www.monarch.com/PFP
Join the loyalty program for renters at joinbilt.com/PFP
Go to http://policygenius.com to get your free life insurance quote.
Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at http://Indeed.com/personalfinance
Thanks to Fundrise for Sponsoring the show! Invest in real estate going to http://fundrise.com/pfp
DeleteMe: Go to https://joindeleteme.com/PFP20/ and Use Promo Code PFP for 20% off!

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How to Build Wealth on a Low Salary Jan 19, 2026

Show notes

Join the Free Master Your Money Workshop

Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Join Master Money Academy today!

In this episode of The Personal Finance Podcast, Andrew reveals how to build multi-millionaire wealth on a low salary, sharing stories of janitors and secretaries who built $7-70 million fortunes through discipline, breaking down the step-by-step system including capturing employer match, eliminating debt, establishing a 20-30% savings rate, investing in index funds, and maintaining consistency over decades to reach $2-4 million on modest income.

Listen to The Business Show here.

Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!

Partner Deals

Go to http://acorns.com/pfp and start automating your investments and get a $5 bonus today!
Get 50% Off Monarch, the all-in-one financial tool at www.monarch.com/PFP
Join the loyalty program for renters at joinbilt.com/PFP
Go to http://policygenius.com to get your free life insurance quote.
Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at http://Indeed.com/personalfinance
Thanks to Fundrise for Sponsoring the show! Invest in real estate going to http://fundrise.com/pfp
DeleteMe: Go to https://joindeleteme.com/PFP20/ and Use Promo Code PFP for 20% off!

Resources Mentioned:

Finally, Get That Raise

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We React to Crazy Money Reddit Stories With Paula Pant Jan 14, 2026

Show notes

Join the Free Master Your Money Workshop on January 14, 2026 here!

Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Join Master Money Academy today!

In this episode of The Personal Finance Podcast, Andrew sits down with Paula Pant to react to wild Reddit money stories and crazy financial situations. They break down the psychology, red flags, and money lessons hidden in each story, sharing their unfiltered reactions to some of the most absurd, entertaining, and eye-opening personal finance drama from the internet.

Listen to The Business Show here.

Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!

Partner Deals

Join the loyalty program for renters at joinbilt.com/PFP
Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at http://Indeed.com/personalfinance
Go to http://acorns.com/pfp and start automating your investments and get a $5 bonus today!
Get 50% Off Monarch, the all-in-one financial tool at www.monarch.com/PFP
Go to http://policygenius.com to get your free life insurance quote.
Thanks to Fundrise for Sponsoring the show! Invest in real estate going to http://fundrise.com/pfp
DeleteMe: Go to https://joindeleteme.com/PFP20/ and Use Promo Code PFP for 20% off!

Link of the Episode Mentioned:

7 Mindset Shifts to Master Your Money Psychology

Connect with Paula Pant:

Afford Anything Podcast Website https://affordanything.com/
Spotify https://open.spotify.com/show/5W8zGpHrklp57raNMnu9iP
Apple Podcast https://podcasts.apple.com/us/podcast/afford-anything/id1079598542
Youtube https://www.youtube.com/affordanything
Instagram https://www.instagram.com/paulapant
Facebook https://www.facebook.com/AffordAnything/
X https://x.com/AffordAnything
Pinterest https://www.pinterest.com/affordanything/

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What the 1% Teach Their Kids About Money Jan 12, 2026

Show notes

Join the Free Master Your Money Workshop on January 14, 2026 here!

Get the Free Guide to The Master Money Kids Wealth System here!

Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Join Master Money Academy today!

In this episode of The Personal Finance Podcast, Andrew reveals the exact system the top 1% use to raise wealthy kids—teaching them to earn through value creation, split money into four jars for spending, saving, investing, and giving, learn real investing by age, and run weekly family money meetings that build financially confident adults instead of entitled spenders.

Listen to The Business Show here.

Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!

Partner Deals

Go to http://acorns.com/pfp and start automating your investments and get a $5 bonus today!
Get 50% Off Monarch, the all-in-one financial tool at www.monarch.com/PFP
Join the loyalty program for renters at joinbilt.com/PFP
Go to http://policygenius.com to get your free life insurance quote.
Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at http://Indeed.com/personalfinance
Thanks to Fundrise for Sponsoring the show! Invest in real estate going to http://fundrise.com/pfp
DeleteMe: Go to https://joindeleteme.com/PFP20/ and Use Promo Code PFP for 20% off!

Connect With Andrew on Social Media:

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The EXACT Money Plan for Your 20s, 30s, 40s, and 50s (Step-by-Step Blueprint) Jan 07, 2026

Show notes

Join the Free Master Your Money Workshop on January 14, 2026 here!

Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Join Master Money Academy today!

In this episode of The Personal Finance Podcast, Andrew reveals the exact money plan for every decade—your 20s are about building the floor by controlling cash flow and starting to invest, your 30s focus on building the engine with a high savings rate and maximizing tax-advantaged accounts, your 40s build the moat through tax strategy and defining your FI number, and your 50s transition to the exit by shifting from accumulation to financial independence.

Listen to The Business Show here.

Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!

Partner Deals

Go to http://acorns.com/pfp and start automating your investments and get a $5 bonus today!
Get 50% Off Monarch, the all-in-one financial tool at www.monarch.com/PFP
Join the loyalty program for renters at joinbilt.com/PFP
Go to http://policygenius.com to get your free life insurance quote.
Indeed: Start hiring NOW with a $75 SPONSORED JOB CREDIT to upgrade your job post at http://Indeed.com/personalfinance
DeleteMe: Go to https://joindeleteme.com/PFP20/ and Use Promo Code PFP for 20% off!

Resources Mentioned

Link of the Episode Mentioned:

Connect With Andrew on Social Media:

Learn more about your ad choices. Visit megaphone.fm/adchoices

Why You Keep Failing at Money Goals (And the Simple System That Fixes It) Jan 05, 2026

Show notes

Join the Free Master Your Money Workshop on January 14, 2026 here!

Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Join Master Money Academy today!

In this episode of The Personal Finance Podcast, Andrew reveals the step-by-step plan to finally achieve your money goals, covering how to get clarity on your why, set SMART goals, create an actionable plan, keep score with a scorecard, plan your week with time blocking, and automate your finances to make discipline inevitable.

Listen to The Business Show here.

Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!

Partner Deals

Go to http://acorns.com/pfp and start automating your investments and get a $5 bonus today!
Get 50% Off Monarch, the all-in-one financial tool at www.monarch.com/PFP
Join the loyalty program for renters at joinbilt.com/PFP
Go to policygenius.com to get your free life insurance quote.
DeleteMe: Go to https://joindeleteme.com/PFP20/ and Use Promo Code PFP for 20% off!

Link of the Episode Mentioned:

How to Automate Your Finances (Money on Autopilot!)

Connect With Andrew on Social Media:

Learn more about your ad choices. Visit megaphone.fm/adchoices

26 Things to Do with Your Money In 2026! Dec 31, 2025

Show notes

Join the Free Master Your Money Workshop on January 14, 2026 here!

Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Join Master Money Academy today!

In this episode of The Personal Finance Podcast, Andrew shares 26 money moves to transform your finances this year—covering how to rebuild trust in your money, automate your finances, update your net worth, follow the 1-3-6 emergency fund method, increase investments, run a tax-diversification check, ask for a raise that beats inflation, build your skill stack, and create your financial protection plan.

Listen to The Business Show here.

Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!

Partner Deals

Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance
Get 50% Off Monarch, the all-in-one financial tool at www.monarch.com/PFP
Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn’t affect your credit score. Get started at chime.com/
Policy Genius: Go to policygenius.com to get your free life insurance quote.
Wayfair: Shop outdoor furniture, grills, lawn games, and WAY more for WAY less
DeleteMe: Go to https://joindeleteme.com/PFP20/ and Use Promo Code PFP for 20% off!

Resources Mentioned

Link of the Episodes Mentioned:

Book Mentioned:

Giving It All Away…and Getting It All Back Again: The Way of Living Generously

Connect With Andrew on Social Media:

Learn more about your ad choices. Visit megaphone.fm/adchoices

You Can Change Your Finances in 3 Months (Here is How!) Dec 29, 2025

Show notes

Get the Free Automate Your Money Checklist here.

Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Join Master Money Academy today!

In this episode of The Personal Finance Podcast, Andrew reveals how to transform your financial life in just three months by mastering six simple steps, knowing your core numbers like income, burn rate, and savings rate, optimizing housing costs, automating your investments and bills, investing in low-cost index funds, calculating your freedom number using the 25x rule, and spending intentionally on what you actually value.

Listen to The Business Show here.

Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!

Partner Deals

Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance
Get 50% Off Monarch, the all-in-one financial tool at www.monarch.com/PFP
Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn’t affect your credit score. Get started at chime.com/
Policy Genius: Go to policygenius.com to get your free life insurance quote.
Wayfair: Shop outdoor furniture, grills, lawn games, and WAY more for WAY less
DeleteMe: Go to https://joindeleteme.com/PFP20/ and Use Promo Code PFP for 20% off!

Resources Mentioned

Link of the Episodes Mentioned:

Connect With Andrew on Social Media:

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Hidden Emotions Sabotaging Your Finances with Jade Warshaw Dec 24, 2025

Show notes

In this episode of The Personal Finance Podcast, Andrew sits down with Jade Warshaw to discuss her new book "What No One Tells You About Money," revealing how she paid off $460,000 in debt, why money is emotional not mathematical, and the hidden emotions like frustration, shame, fear, and envy that sabotage financial progress, plus the critical shift someone needs to make right now if they feel stuck or overwhelmed.

Join the community built to help you master your money, stay accountable, and reach financial freedom.

👉 Join Master Money Academy today!

Listen to The Business Show here.

Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!

Partner Deals

Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance
Get 50% Off Monarch, the all-in-one financial tool at www.monarch.com/PFP
Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn’t affect your credit score. Get started at chime.com/
DELL: Get a new Dell AI PC starting at $749.99, at Dell.com/ai-pc.
Policy Genius: Go to policygenius.com to get your free life insurance quote.
Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp
Wayfair: Shop outdoor furniture, grills, lawn games, and WAY more for WAY less

Plaud AI https://www.plaud.ai/ — an AI wearable gadget that takes notes of meetings and calls. With Plaud, you don’t have to take notes and make summaries anymore.

DeleteMe: Go to https://joindeleteme.com/PFP20/ and Use Promo Code PFP for 20% off!

Connect with Jade Warshaw:

Instagram

Books:

Connect With Andrew on Social Media:

Learn more about your ad choices. Visit megaphone.fm/adchoices

The 7 Worst Money Trends (By AGE!) Dec 22, 2025

Show notes

Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Join Master Money Academy today!

In this episode of The Personal Finance Podcast, Andrew breaks down the seven worst money trends destroying wealth in every decade,from sports betting and Buy Now Pay Later debt in your 20s, to becoming house poor and delaying investing in your 30s, lifestyle inflation and ignoring tax planning in your 40s, and carrying debt into retirement in your 50s, revealing the data-backed mistakes sabotaging financial progress at every age.

Listen to The Business Show here.

Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!

Partner Deals

Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance
Get 50% Off Monarch, the all-in-one financial tool at www.monarch.com/PFP
Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn’t affect your credit score. Get started at chime.com/
Policy Genius: Go to policygenius.com to get your free life insurance quote.
Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at shopify.com/pfp
Wayfair: Shop outdoor furniture, grills, lawn games, and WAY more for WAY less
DeleteMe: Go to https://joindeleteme.com/PFP20/ and Use Promo Code PFP for 20% off!

Resources Mentioned

Here is the Total Cost of Ownership Calculator

Connect With Andrew on Social Media:

Learn more about your ad choices. Visit megaphone.fm/adchoices

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