The Personal Finance Podcast

Latest Episodes:

How to Grow Your Wealth (By Age!) Mar 02, 2026

Show notes

Join Andrew’s FREE Investing for Beginner’s Masterclass. Click the Link Here 👈

Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Try Master Money Academy free for 7 days today!

In this episode of The Personal Finance Podcast, Andrew reveals the exact financial priorities for every decade of your life, breaking down why most people ask the wrong money question, showing why your 20s are about building cash flow and killing toxic debt, explaining how your 30s are the decade to automate systems and lock in a high savings rate, detailing how your 40s are your highest-leverage years to maximize accumulation and contain lifestyle creep, and walking through how your 50s are about protecting what you built, de-risking intelligently, and turning decades of hard work into lasting financial freedom.

Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!

Partner Deals

Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at http://Indeed.com/personalfinance
Join the loyalty program for renters at joinbilt.com/PFP
Go to http://policygenius.com to get your free life insurance quote.
Thanks to Fundrise for Sponsoring the show! Invest in real estate going to http://fundrise.com/pfp
Get 50% Off Monarch, the all-in-one financial tool at http://www.monarch.com/PFP
Find your next dream home, start searching now. Download the http://Realtor.com app today
DeleteMe: Go to https://joindeleteme.com/PFP20/ and Use Promo Code PFP for 20% off!

Links of the Episode Mentioned:

Resources Mentioned:

Best High Yield Savings Account: https://bit.ly/3HpPjAr

Connect With Andrew on Social Media:

Learn more about your ad choices. Visit megaphone.fm/adchoices

Is a $100K Income Still Enough in 2026? Feb 25, 2026

Show notes

Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Try Master Money Academy free for 7 days today!

In this episode of The Personal Finance Podcast, Andrew reveals why $100K isn't what it used to be—breaking down why people feel broke as housing, childcare, and healthcare rise faster than wages, showing real household budget examples, explaining why location dramatically changes purchasing power, addressing the comparison trap and fear of falling behind, offering hope through margin and systems, teaching how to protect your financial life from identity theft, identifying areas to cut back by focusing on big levers, and revealing high-leverage ways to grow income.

Listen to The Business Show here.

Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!

Partner Deals

Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at http://Indeed.com/personalfinance
Join the loyalty program for renters at joinbilt.com/PFP
Go to http://policygenius.com to get your free life insurance quote.
Thanks to Fundrise for Sponsoring the show! Invest in real estate going to http://fundrise.com/pfp
Get 50% Off Monarch, the all-in-one financial tool at http://www.monarch.com/PFP
Find your next dream home, start searching now. Download the http://Realtor.com app today
DeleteMe: Go to https://joindeleteme.com/PFP20/ and Use Promo Code PFP for 20% off!

Links of the Episode Mentioned:

Resources Mentioned:

Here is the Total Cost of Ownership Calculator

Connect With Andrew on Social Media:

Learn more about your ad choices. Visit megaphone.fm/adchoices

9 Life Lessons After 500 Episodes Feb 18, 2026

Show notes

Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Join Master Money Academy https://joinmastermoneyacademy.com/free-trial and get a free gift for 7 days!

In this episode of The Personal Finance Podcast, Andrew celebrates episode 500 by sharing 9 life-changing lessons—time is your most valuable asset, your money decisions are rooted in psychology, everything compounds including money and habits, nobody cares what you do so take more shots, simplify everything in your finances and life, income solves most money problems but exposes chaos without systems, privacy is now a wealth-building skill, do more hard things people avoid, and you're one year away from transforming your life.

Listen to The Business Show here.

Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!

Partner Deals

Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at http://Indeed.com/personalfinance
Join the loyalty program for renters at joinbilt.com/PFP
Go to http://policygenius.com to get your free life insurance quote.
Thanks to Fundrise for Sponsoring the show! Invest in real estate going to http://fundrise.com/pfp
Get 50% Off Monarch, the all-in-one financial tool at http://www.monarch.com/PFP
Find your next dream home, start searching now. Download the http://Realtor.com app today
DeleteMe: Go to https://joindeleteme.com/PFP20/ and Use Promo Code PFP for 20% off!

Links of the Episode Mentioned:

How to Build Wealth on a Low Salary

Connect With Andrew on Social Media:

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Buy a House in 2026! Feb 16, 2026

Show notes

Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Join Master Money Academy today!

In this episode of The Personal Finance Podcast, Andrew reveals the exact 12-step process to buy a house in 2026—running the numbers most people skip, getting pre-qualified without overspending, mapping your budget with the 30% rule and 6-month emergency fund, planning your search strategy and criteria, finding the right agent, assessing true costs including renovations, taxes, insurance, and maintenance, making creative offers with essential contingencies, using negotiation tactics like seller credits and rate buydowns, leveraging the inspection period to avoid costly surprises, conducting a final walk-through before closing, and managing your finances after the close with repair funds and insurance optimization.

Listen to The Business Show here.

Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!

Partner Deals

Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at http://Indeed.com/personalfinance
Join the loyalty program for renters at joinbilt.com/PFP
Go to http://policygenius.com to get your free life insurance quote.
Thanks to Fundrise for Sponsoring the show! Invest in real estate going to http://fundrise.com/pfp
Get 50% Off Monarch, the all-in-one financial tool at http://www.monarch.com/PFP
Find your next dream home, start searching now. Download the http://Realtor.com app today
DeleteMe: Go to https://joindeleteme.com/PFP20/ and Use Promo Code PFP for 20% off!

Resources Mentioned:

Here is the Total Cost of Ownership Calculator

Connect With Andrew on Social Media:

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Simple Path to Wealth (With J.L. Collins) Feb 11, 2026

Show notes

Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Join Master Money Academy today!

In this episode of The Personal Finance Podcast, Andrew sits down with J.L. Collins to explore why simplicity beats complexity in investing, why low-cost index funds beat almost every alternative over a lifetime, how to define "enough" and align spending with happiness instead of status, the most important money lesson parents should teach kids today, what's harder between accumulating wealth or living off it, and what he'd emphasize even more now for people starting from zero with student debt and high housing costs.

Listen to The Business Show here.

Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!

Partner Deals

Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at http://Indeed.com/personalfinance
Join the loyalty program for renters at joinbilt.com/PFP
Go to http://policygenius.com to get your free life insurance quote.
Thanks to Fundrise for Sponsoring the show! Invest in real estate going to http://fundrise.com/pfp
Get 50% Off Monarch, the all-in-one financial tool at http://www.monarch.com/PFP
Find your next dream home, start searching now. Download the http://Realtor.com app today
DeleteMe: Go to https://joindeleteme.com/PFP20/ and Use Promo Code PFP for 20% off!

Connect with J.L. Collins:

J.L Collin’s Book:

A Simple Path To Wealth

Connect With Andrew on Social Media:

Learn more about your ad choices. Visit megaphone.fm/adchoices

9 Things That Are a Complete Waste Of Money (Be Careful!) Feb 09, 2026

Show notes

Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Join Master Money Academy today!

In this episode of The Personal Finance Podcast, Andrew reveals 9 complete wastes of money destroying wealth, from student loans and fast food to luxury cars, designer clothing, sports betting, and high-priced diamonds.

Listen to The Business Show here.

Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!

Partner Deals

Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at http://Indeed.com/personalfinance
Join the loyalty program for renters at joinbilt.com/PFP
Go to http://policygenius.com to get your free life insurance quote.
Thanks to Fundrise for Sponsoring the show! Invest in real estate going to http://fundrise.com/pfp
Get 50% Off Monarch, the all-in-one financial tool at http://www.monarch.com/PFP
Find your next dream home, start searching now. Download the http://Realtor.com app today
DeleteMe: Go to https://joindeleteme.com/PFP20/ and Use Promo Code PFP for 20% off!

Connect With Andrew on Social Media:

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Develop Skills to Make More Money! With Travis Chappell Feb 04, 2026

Show notes

Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Join Master Money Academy today!

In this episode of The Personal Finance Podcast, Andrew sits down with Travis to explore income growth mindset and skills—revealing what triggers breakthrough moments, the most common sales mistakes entrepreneurs make and whether sales is learnable, the connection between relationships and earning potential, what makes someone memorable, plus rapid-fire insights on money habits and financial decisions that changed everything.

Listen to The Business Show here.

Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!

Partner Deals

Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at http://Indeed.com/personalfinance
Join the loyalty program for renters at joinbilt.com/PFP
Go to http://policygenius.com to get your free life insurance quote.
Thanks to Fundrise for Sponsoring the show! Invest in real estate going to http://fundrise.com/pfp
Get 50% Off Monarch, the all-in-one financial tool at http://www.monarch.com/PFP
Find your next dream home, start searching now. Download the http://Realtor.com app today
DeleteMe: Go to https://joindeleteme.com/PFP20/ and Use Promo Code PFP for 20% off!

Connect with Travis:

Connect With Andrew on Social Media:

Learn more about your ad choices. Visit megaphone.fm/adchoices

The Truth About Building Wealth in Your 30s! Feb 02, 2026

Show notes

Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Join Master Money Academy today!

In this episode of The Personal Finance Podcast, Andrew reveals why your 30s are the hardest financial decade,higher income collides with childcare costs, lifestyle creep disguised as progress, and juggling too many goals at once, exposing the biggest money traps like becoming house poor and carrying high-interest debt, teaching core principles like automating before optimizing and protecting your downside first, plus the exact 10-step blueprint to survive and thrive including stabilizing cash flow, raising your savings rate to 20-25%, building your safety net, eliminating toxic debt, and growing income aggressively.

Listen to The Business Show here.

Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!

Partner Deals

Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at http://Indeed.com/personalfinance
Join the loyalty program for renters at joinbilt.com/PFP
Go to http://policygenius.com to get your free life insurance quote.
Thanks to Fundrise for Sponsoring the show! Invest in real estate going to http://fundrise.com/pfp
Get 50% Off Monarch, the all-in-one financial tool at http://www.monarch.com/PFP
Find your next dream home, start searching now. Download the http://Realtor.com app today
DeleteMe: Go to https://joindeleteme.com/PFP20/ and Use Promo Code PFP for 20% off!

Links of the Episode Mentioned:

Resources Mentioned

Connect With Andrew on Social Media:

Learn more about your ad choices. Visit megaphone.fm/adchoices

How to Build Your First $1 Million (Faster Than You Think) Jan 28, 2026

Show notes

Join the Free Master Your Money Workshop here!

Get the Free Automate Your Money Checklist here!

Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Join Master Money Academy today!

In this episode of The Personal Finance Podcast, Andrew reveals the exact path to your first million, 79% of millionaires are self-made and 33% never earned six figures, teaching the 8-step system including automating investments, avoiding debt, maximizing retirement accounts, and using wealth accelerators like business ownership and real estate.

Listen to The Business Show here.

Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!

Partner Deals

Go to http://acorns.com/pfp and start automating your investments and get a $5 bonus today!
Join the loyalty program for renters at joinbilt.com/PFP
Go to http://policygenius.com to get your free life insurance quote.
Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at http://Indeed.com/personalfinance
Thanks to Fundrise for Sponsoring the show! Invest in real estate going to http://fundrise.com/pfp
Find your next dream home, start searching now. Download the Realtor.com app today
DeleteMe: Go to https://joindeleteme.com/PFP20/ and Use Promo Code PFP for 20% off!

Links of the Episode Mentioned:

Ebook:

Get that Raise

Book:

The Millionaire Next Door

Connect With Andrew on Social Media:

Learn more about your ad choices. Visit megaphone.fm/adchoices

10 Steps to Creating the Ultimate Retirement Plan Jan 26, 2026

Show notes

Join the Free Master Your Money Workshop here.

Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Join Master Money Academy today!

In this episode of The Personal Finance Podcast, Andrew reveals the exact 10-step retirement planning framework used by top financial planners, showing you how to define your dream retirement lifestyle instead of just guessing a number.

Listen to The Business Show here.

Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here!

Partner Deals

Go to http://acorns.com/pfp and start automating your investments and get a $5 bonus today!
Join the loyalty program for renters at joinbilt.com/PFP
Go to http://policygenius.com to get your free life insurance quote.
Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at http://Indeed.com/personalfinance
Thanks to Fundrise for Sponsoring the show! Invest in real estate going to http://fundrise.com/pfp
Find your next dream home, start searching now. Download the Realtor.com app today
DeleteMe: Go to https://joindeleteme.com/PFP20/ and Use Promo Code PFP for 20% off!

Links of the Episode Mentioned:

The 1-3-6 Method For Building & Managing Your Emergency Fund

Connect With Andrew on Social Media:

Learn more about your ad choices. Visit megaphone.fm/adchoices

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