The Momentum Advisors centers on personal financial advice, information on entrepreneurship and insight into how you can build a successful financial legacy for yourself––and your community. Allan & Andrea spend their days advising listeners on how to build and manage their wealth. Find them at Momentum-Advisors.com.
226: Tapping That (Home Equity)
Jul 13, 2025
Show notes
Homeowners have access to a record-breaking $35 trillion in home equity. With interest rates uncomfortably high, tapping into that wealth has become complicated. Traditional options like HELOCs and second mortgages are expensive, and new companies are pushing "Home Equity Investments" (HEIs)—deals that often seem too good to be true. On this episode, we break down all your options for accessing your home equity, from understanding the risks of HEIs to exploring the pros and cons of reverse mortgages, HELOCs, and traditional second mortgages. Learn how to unlock your home's cash without risking your financial future.
225: The Quest for a Perfect Credit Score; The Credit Quiz
Jul 06, 2025
Show notes
A perfect 850 FICO score is a rare feat, held by just 1.54% of credit-holding Americans. This aspirational target is becoming even harder to attain as the credit landscape continuously evolves. Join us this week as we break down upcoming changes in credit calculations and put Andrea's credit expertise to the test.
224: Advice for Newlyweds; Should We Jump the Broom or Slide the Paperwork (for a Domestic Partnership)
Jun 29, 2025
Show notes
Wedding season is in full swing! With over 2 million marriages annually, summer and fall are peak times for couples to say 'I do.' Beyond traditional nuptials, many same-sex couples are exploring civil unions and domestic partnerships. Join us today as we delve into all your options and help you navigate taking your relationship to the next level!
223: The True Cost of Mass Deportations
Jun 22, 2025
Show notes
Despite unauthorized immigrants comprising less than 5% of the American workforce, the government is pursuing mass deportations. The stated goal is to open up jobs for citizens, but will it work? This week, we explore the complex social and financial implications of current immigration policies. We'll shed light on the vital role unauthorized workers play in our labor force and the potential economic fallout of their absence.
222: Marry the Home, Date the Rate: A Real Conversation About Real Estate (with Kim Primus)
Jun 15, 2025
Show notes
Whether it's scaling down, moving up, or diving into the home-buying market for the very first time, people are navigating a wide range of housing journeys. In this episode, we sit down with real estate expert Kim Primus to break down the issues, challenges, and opportunities in the real estate market today. If you are an aspiring investor, buyer or homeowner, you don’t want to miss this one! Find Kim on Instagram @kimprimusnjrealtor
221: America’s Big (not so beautiful) Budget Bill / Recovering from “Maycember”
Jun 08, 2025
Show notes
Congress is weighing major tax cuts and small yet concerning budget reductions. In this episode, we break down how these shifts might impact you personally. Plus, with summer fast approaching, we offer practical tips to help recalibrate your household budget after the overspending you probably experienced in May.
220: Parenting Advice This Summer
Jun 01, 2025
Show notes
Every parent wants their child to grow into a responsible, happy and hardworking adult—but how do you make that happen? With summer around the corner, we’ll explore ways to instill these values through meaningful experiences. Special guest Storm Reaves joins us for an insightful conversation on how summer employment, household chores and enrichment activities can shape lifelong habits.
219: Prom day, graduation day and liberation day - Our quarterly review of current events and the market
May 25, 2025
Show notes
We’re witnessing a time of swift change, with government policies evolving rapidly and economic uncertainty increasing. As consumer confidence declines and financial worries grow, join us this week as we offer our insights on what’s ahead for investors.
218: It’s Killing Us—Calculating the Cost of DOGE in Our Communities
May 18, 2025
Show notes
Government waste, fraud, and abuse make headlines, and tightening the belt sounds like common sense. But what's the real cost in Black and Brown communities and vulnerable populations? We go beyond the bullet points to uncover the hidden impacts and, most importantly, explore how we can protect and prepare. This episode features a special guest – Lawrence Hibbert of BCT Partners, one of the largest Black-Owned management consulting firms in the country.
217: ETA: Entrepreneurship through Acquisition
May 12, 2025
Show notes
The next generation of entrepreneurs isn’t starting from scratch—they’re taking over thriving businesses. As baby boomers retire, a massive opportunity is unfolding for ambitious buyers ready to step in and build on existing success. This week, we dive into the tips, strategies, and financing tools that can help you acquire a business and buy yourself a job. We are also introducing an innovative organization called New Majority Capital which is leading the charge.
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