The Momentum Advisors centers on personal financial advice, information on entrepreneurship and insight into how you can build a successful financial legacy for yourself––and your community. Allan & Andrea spend their days advising listeners on how to build and manage their wealth. Find them at Momentum-Advisors.com.
236: Negotiating (While Black), Featuring Damali Peterman. Be Who You Are to Get What You Want.
Sep 28, 2025
Show notes
Did you know your ability to negotiate directly impacts your ability to create wealth? This week, we are helping you to stop leaving money on the table. We sit down with attorney and author Damali Peterman, who literally wrote the book on the subject. She'll reveal the key principles you need to persuade people and get what you want, whether it’s a higher salary, a better home price, or a more beneficial business deal. Tune in to learn the secrets that will turn you into a master negotiator.
235: Investing in the AI Revolution
Sep 21, 2025
Show notes
Artificial intelligence is increasingly becoming a crucial part of our daily lives. With economists estimating that this technology could add $15.7 trillion to the global economy by 2030, a key question remains: are you positioned to profit from this growth? This week we are breaking down all the ways you can invest in AI, from individual stocks to specialized funds, ensuring you don't miss out on this generational opportunity. Sent from my iPhone
234: A Tough Week for America
Sep 14, 2025
Show notes
Normally we start our shows with small talk and social commentary, and then we move into our financial topic for the day. This week was so heavy, though, with all the difficult events happening across the country — an assassination, a school shooting and death threats targeting Black college students. So, that's all we're talking about in this episode. We hope to be back to our usual format next week.
233: I’m Leaving— A Step by Step Guide for Moving Abroad; The View from London
Sep 07, 2025
Show notes
Looking for a way out of the current political climate? You're not alone. Over 5.5 million Americans have already moved abroad. In this episode, we'll tell you where people are going and what's motivating them to leave. We'll also cover the crucial steps to take before you go, including the surprising tax implications of becoming an expat. Plus, we'll share our own recent observations from a trip to London.
232: Black Philanthropy Month Part 2: Minnesota Black Collective Foundation
Aug 25, 2025
Show notes
This week, we're talking with Lulete Mola, executive director of the Minnesota Black Collective Foundation. As one of the few social justice organizations with an endowment, they're leading the way in funding Black-led nonprofits. Join us as we dive into their work and explore the critical role of strategic planning in philanthropy.
231: Black Philanthropy Month Part 1: When Black Led Charities are No Longer the Flavor of the Month
Aug 17, 2025
Show notes
August marks Black Philanthropy Month, a vital initiative launched in 2011 to champion funding equity and uplift philanthropic efforts within communities of African descent. This focus is more critical than ever, as the percentage of funding directed towards Black charities has decreased by over 30% since the surge in giving that followed George Floyd's death. In Part One of this two-part series, we'll dive into the fundamentals of philanthropy from the perspective of non-profit leaders. We'll explore the "5 T's of philanthropy" and discuss effective funding strategies designed to build a sustainable organization. You'll also get an introduction to the Minnesota Black Collective Foundation.
230: 401(k) Decay
Aug 10, 2025
Show notes
Our employer retirement plans, collectively holding over $12 trillion, are often our largest assets. For years, the conventional wisdom has been to roll these funds into IRAs when changing jobs. However, a troubling trend is emerging: one-third of workers are cashing out their plans when they leave a job, wiping out their savings. We're also seeing a record number of people taking hardship distributions from their 401(k)s, and even social media influencers are encouraging people to cash out their retirement funds entirely. This week, we're diving deep into this alarming trend of mismanaging retirement savings. We'll explore the reasons behind these decisions and, more importantly, provide practical advice on how to get your retirement planning back on track.
229: Medicaid Divorce and other Strategies for Covering Healthcare Costs Later in Life
Aug 03, 2025
Show notes
Medicaid, the government health insurance program for individuals with limited income and assets, often becomes a crucial consideration for families aiming to protect their savings and preserve inheritances when anticipating significant healthcare costs. The program has always been complex and now it’s getting trickier in the face of steep budget cuts by the Trump administration. This week, we explore strategies families use to qualify for coverage, including the controversial tactic known as "Medicaid divorce." Join us to understand this emergency lifeline and its implications for your family's financial future.
228: Three Trillion in the Hole
Jul 27, 2025
Show notes
The tax changes we previewed a few weeks ago are now law. Trump’s OBBBA (we are affectionately calling it the “One Blankity Blank Bill Act”) is set to impact everyone in different ways — delivering big savings for some high income earners, and taking away financial safety nets for others. Join us this week as we dissect the tax changes and show you how they'll directly affect your pockets. We will also address the elephant in the room…while everyone's focused on lower tax bills, multiple economists project a $3 to $5 trillion surge in our federal budget deficit over the next ten years.
227: Baby Bears Leaving the Den; Advice for Mama/Papa Bear
Jul 20, 2025
Show notes
A record three million young adults are heading off to college this fall, and for many parents, this milestone brings a powerful mix of emotions: immense pride, underlying fear, and a touch of heartbreak. But beyond the emotional rollercoaster, there's a sudden, stark reality – your 18-year-old is now legally an adult. This means no more automatic access to their grades or healthcare decisions. Join us as we tackle this significant transition with the help of 3 special guests - the Momentum Advisors' summer interns. We'll explore the landscape of sending your child to college and, importantly, guide you through the legal preparations. We'll also introduce you to the MamaBear website, a valuable resource for preparing the necessary legal documents to help you navigate this new chapter.
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