Stay ConnectedWe all need to make smart decisions with our money. The Long Term Investor shows you how to do it.
Hosted by the Chief Investment Officer at Plancorp and author of “Making Money Simple,” Peter Lazaroff distills complex financial matters into easily digestible lessons.
If you’re ready to get a clear plan for your investments and personal finances, you’re in the right place.
Copyright: © Copyright Peter Lazaroff
Originally aired on The Best Interest Podcast, Peter shares insights on why all-time highs are more common than one might think, the importance of maintaining a long-term perspective, and why trying to time the market is an unwise strategy.
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Visit www.TheLongTermInvestor.com for show notes, free resources, and a place to submit questions.
[02:25] Investing at All-Time Highs [04:47] Market Cycles and Volatility [11:20] The Limits of Market Timing [17:52] The Cyclical Nature of Stocks [24:19] The Connection Between Stocks and Earnings
Taylor Schulte and Benjamin Brandt join the show to talk about the Retirement Podcast Network and share valuable perspectives on various retirement-related topics.
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Visit www.TheLongTermInvestor.com for show notes, free resources, and a place to submit questions.
02:34 Origin of the Retirement Podcast Network
07:09 Retirement Planning Beyond Investing
10:18 Retirement Income Strategies
14:10 Strategic Roth Conversions Are Great, But Not Everything
17:36 Long-Term Care Planning
20:58 Future Content Hubs at Retirement Podcast Network
In this episode, we delve into the complexities of the S&P 500's index concentration, spotlighting the unprecedented impact of the 'Magnificent 7' on market dynamics and investor strategies.
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Visit www.TheLongTermInvestor.com for show notes, free resources, and a place to submit questions.
In this episode, Peter shares his interview from Investipal's Podcast about all things portfolio construction and investment management.
Listen now and learn:
How Peter thinks about designing portfolios
When to think about deviating from an index strategy
Novel ways to remove bias from a portfolio decision
Visit www.TheLongTermInvestor.com for show notes, free resources, and a place to submit questions.
Episode Timestamps:
(02:59) Portfolio Construction Philosophy
(12:16) Quantitative vs. Fundamental Approach
(30:45) Reducing Emotional Biases
When it comes to the disciplined approach of portfolio rebalancing, investors often find themselves in a conundrum, particularly with the necessity of realizing capital gains. This episode explores the tradeoff between maintaining a strategic, long-term asset allocation versus a higher tax bill.
Listen now and learn:
Why many investors might soon need to realize some capital gains
The importance of rebalancing and maintaining your target asset allocation
Strategies to mitigate the tax impact of portfolio rebalancing
Visit www.TheLongTermInvestor.com for show notes, free resources, and a place to submit questions.
Manisha Thakor, author of MoneyZen: The Secret to Finding Your "Enough," joins the show to share practical steps to embrace a life of "enough."
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Visit www.TheLongTermInvestor.com for show notes, free resources, and a place to submit questions.
[02:51] Understanding Money Zen
[05:21] How People End Up in the Cult of Never Enough
[18:20] Science of Hustle and Work-Life Balance
[23:30] How to Implement Joy-Based Spending
In this episode, we delve into the heart of Nvidia's recent surge and why it's not the missed opportunity it might seem.
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Visit www.TheLongTermInvestor.com for show notes, free resources, and a place to submit questions.
In this episode, we're joined by Christine Benz, Director of Personal Finance at Morningstar, who shares fascinating insights from her latest co-authored paper: "The State of Retirement Income 2023."
Listen now and learn:
Motivations for safe withdrawal rate research
Nuances of the 4% withdrawal rule
Implications of today's environment for retirement spending strategies
Visit www.TheLongTermInvestor.com for show notes, free resources, and a place to submit questions.
02:28 Motivation Behind the Research
03:54 The 4% Withdrawal Rule: An Overview and Its Shortcomings
07:15 Variables Impacting the Ideal Withdrawal Rate
12:45 The Impact and Value of Early Financial Gifts
17:16 The Advantage of Dynamic Spending Strategies
21:07 Upcoming Book: "How to Retire – 20 Lessons for a Happy, Successful, and Wealthy Retirement"
You need money for everything, but money isn't everything. That's why there are a number of non- financial reasons you ought to embrace financial planning.
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Visit www.TheLongTermInvestor.com for show notes, free resources, and a place to submit questions.
The conversation continues with Derek Jess, Senior Wealth Manager and Shareholder at Plancorp, who returns to delve deeper into executive compensation planning strategies.
Listen now and learn:
Be sure to also check out last week's episode with Derek about Equity Compensation Strategies: Everything You Need to Know.
[02:00] Advanced Deferred Compensation Planning Strategies
[11:35] Advanced Strategies for Exercising Stock Options
[16:20] Understanding AMT Planning for Incentive Stock Options
[21:25] The Importance of Setting a 10b5-1 Plan
Visit www.TheLongTermInvestor.com for show notes, free resources, and a place to submit questions.
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