Stay ConnectedWe all need to make smart decisions with our money. The Long Term Investor shows you how to do it.
Hosted by the Chief Investment Officer at Plancorp and author of “Making Money Simple,” Peter Lazaroff distills complex financial matters into easily digestible lessons.
If you’re ready to get a clear plan for your investments and personal finances, you’re in the right place.
Copyright: © Copyright Peter Lazaroff
When a CD matures, you have several options: renewing the CD, moving the funds to a high-yield savings account, or exploring higher-risk, higher-reward investments. Each choice comes with its own set of benefits and drawbacks.
Listen now and learn:
Visit www.TheLongTermInvestor.com for show notes, free resources, and a place to submit questions.
Wes Gray, founder of Alpha Architect, joins the show to explore the evolution from traditional stock picking to data-driven quantitative investing.
Listen now and learn:
Why even a perfect stock-picking strategy can still fail during market downturns
The power of factor investing and how it systematically enhances portfolio returns
A critical perspective on investing in emerging markets and private equity
Visit www.TheLongTermInvestor.com for show notes, free resources, and a place to submit questions.
[0:30] From Stock Picker to Quant: Wes Gray's Investing Journey
[8:39] The Efficient Market Hypothesis and the Reality of Active Investing
[12:29] Factor Investing Explained
[19:31] Why Value Investing Has Struggled
[29:54] The Role of Momentum in a Portfolio
[33:36] A Critical Look at Emerging Markets and Private Equity
In the realm of investing, nothing is more seductive than picking a winning stock. Unfortunately, investing in individual stocks is incredibly risky. But here's the good news: picking winning stocks isn't necessary.
Listen now and learn:
A history of individual stock returns
How professional investors perform
The best way to own winning stocks
Visit www.TheLongTermInvestor.com for show notes, free resources, and a place to submit questions.
Taylor Schulte joins the show for a dive deep into the world of dividend investing. Tune in as we debunk common myths and provide a clear framework for building a successful investment portfolio.
Listen now and learn:
The drawbacks of chasing high-yield investments and how to build a balanced portfolio
How dividend-focused funds perform relative to the market
Tax implications of dividends vs stock buybacks
Visit www.TheLongTermInvestor.com for show notes, free resources, and a place to submit questions.
[0:30] Introduction to Dividend Investing and Common Misconceptions
[4:45] Building a Portfolio: Yield Focus vs. Total Return Approach
[12:30] Performance of Dividend Strategies
[17:30] Understanding Buybacks and Tax Implications
[22:15] Retirement Income Strategies and Aligning Investments with Goals
With the S&P 500 rapidly declining over the past two weeks, what should investors be doing?
Listen now and learn:
How often the stock market falls
What triggered the most recent stock market decline
Timeless wisdom for periods of stock market losses
Visit www.TheLongTermInvestor.com for show notes, free resources, and a place to submit questions.
If you want to maximize your investing returns beyond what traditional methods offer, discover leading edge opportunities, or simply stay up to date on the latest investing trends, alternative investments may be for you. The pursuit of diversification is not as straightforward as it once was — and the classic 60/40 portfolio may no longer be sufficient in helping investors achieve their financial goals. Alternative assets are emerging and may start to play a more prominent role in future investor portfolios.
This episode is recorded LIVE from the 2024 Morningstar Investment Conference with Phil Huber. He's the Chief Investment Officer for a multi-billion dollar wealth management firm and author of The Allocator's Edge: A Modern Guide to Alternative Investments and the Future of Diversification.
Listen now and learn:
Why traditional asset allocation strategies may face challenges going forward
How private credit has emerged as one of the fastest growing alternative asset classes
The benefits of interval funds relative to traditional drawdown funds
Visit www.TheLongTermInvestor.com for show notes, free resources, and a place to submit questions.
[02:23] The Case for Alternative Investments
[06:15] Understanding and Implementing Alternatives
[09:37] Educating Clients on Alternatives
[14:21] Exploring Private Equity
[16:45] The Rise of Private Credit
[23:52] Interval Funds: A Modern Solution
[32:14] Crafting an Alternative Investment Strategy
[36:09] Effective Communication and Benchmarking
In this episode, we're dissecting a strategy that many believe is a must-do for every investor: Tax-Loss Harvesting (TLH). But what if I told you that this widely recommended tactic might not be beneficial for everyone?
Listen now and learn:
The three components necessary to derive value from tax loss harvesting
Reasonable expectations of value from tax loss harvesting
Actions you can take to maximize the potential benefits of tax loss harvesting
Visit www.TheLongTermInvestor.com for show notes, free resources, and a place to submit questions.
If you've ever felt anxious or overwhelmed by market volatility, don't miss this episode. I'm joined by Darius Foroux, a newsletter writer to 100,000 subscribers and author of the brand new book The Stoic Path to Wealth. His steady approach helps investors navigate the chaos of modern-day markets with discipline, emotional distance, and self-mastery.
Listen now and learn:
How a Stoic approach to investing leads to better consistency and less emotional decisions
The role education and skill-building play in achieving financial freedom
Essential stock market fundamentals and practical strategies for financial success
Visit www.TheLongTermInvestor.com for show notes, free resources, and a place to submit questions.
[1:57] Importance of Investing and Challenges Investors Face
[06:40] Managing Emotions and Staying Consistent
[13:33] The Role of Education in Financial Success
[19:03] Understanding the Stock Market
[28:58] Balancing Life and Investing
[35:22] Practical Wisdom and Strategies for Investors
This episode dives into a topic that grabs investors' attention every four years: the Presidential election.
The potential impact on the economy, policy, and markets often leads to increased anxiety and speculation.
Listen now and learn:
The historical impact of elections on the stock market
How markets have performed during different presidencies
A framework for thinking about investment decisions during election season
Visit www.TheLongTermInvestor.com for show notes, free resources, and a place to submit questions.
There are few topics as broadly misunderstood as US government spending and, as a result, many conversations regarding Social Security are off the mark. The financial well-being of Social Security is obviously important from a policy perspective, but perhaps even more important from a financial planning and personal investment perspective.
Listen now and learn:
The sustainability of Social Security
Potential policy changes to Social Security
How to account for Social Security in your financial plan
Visit www.TheLongTermInvestor.com for show notes, free resources, and a place to submit questions.
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