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    Business

    The Loan Officer Podcast

    This show makes the boring FUN! Imagine if Joe Rogan and Dave Ramsey had a baby. That’s this show! These guys teach the sh*t they don’t teach in school. Their goal is to simplify topics that range from personal finance, purchasing real estate & obtaining home loans to being a successful mortgage originator, running a business and finding success as a sales professional.

    The mission is simple; to invite you into the room where it happens. They strive to teach you how to create opportunities even when it can be a struggle to get your foot in the door. While there is a lot of content geared specifically towards mortgage professionals, the majority of the episodes will resonate will all audience members. (Not just mortgage lenders!)

    D.O. (Dustin Owen) is the creator & host. He is a 20+ year veteran of the mortgage industry, a real estate investor, business coach and angel investor. J.C. (John Coleman) is the co-host / producer of the show. J.C. has 15+ years’ experience as an Emmy Award-Winning Content Creator & Marketer.

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    Copyright: © Copyright 2020 All rights reserved.

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    Latest Episodes:
    Episode 110: Fannie Mae’s 7% Rule: The What, Why and How Mar 29, 2021
    Show notes

    Homebuyers, realtors, builders, loan originators and every mortgage professional needs to know what’s going on in the mortgage industry. Fannie Mae recently capped the amount of loans they will purchase that are backed by seconds homes (vacation homes) and rental properties (investment homes).

    Additionally, but for some reason not being talked about, Fannie Mae is also making it more difficult to qualify for a home loan if you have below 680 FICO, above 45 DTI or over 90 LTV.

    Make time for this very important episode. Shoutout to the Mortgage Bankers Association, NAMB, Dave Stevens, Rob Chrisman, Urban Institute and HousingWire.

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    Episode 109: Network Stacking, Topgolf. Network Stacking At Topgolf. Mar 25, 2021
    Show notes

    In this episode - ON LOCATION - D.O. interviews Erik Ducharme, Director of Sales at Topgolf in Lake Mary, FL! They discuss the importance of network stacking, Michael Maher’s “The Seven Levels of Communication” and how you can utilize these principles across multiple industries to grow your circle of influence.

    From loan officers to realtors, sales professionals to general managers - this episode is for anyone in the relationship building business.

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    Episode 108: How Do I Pick My Employer? Mar 22, 2021
    Show notes

    So you’ve decided to become a mortgage loan originator, but don’t know where you should work? D.O. tackles listener submitted questions about how to select your employer and the importance of office culture, the sales manager and what you’re ultimately looking to accomplish.

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    Episode 107: The Mortgage Cycle Mar 18, 2021
    Show notes

    From lead generation to getting paid, D.O. will discuss the mortgage cycle. From lead to pre-approval, from rate lock to the discoing process, from underwriting to closing, from funding to commission check.

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    Episode 106: What is a HELOC? Mar 15, 2021
    Show notes

    D.O. gets geeky explaining loans. Bridge loans, purchase money loans, second mortgages and more. JC is impressed to learn there are dozens of ways to utilize a HELOC (Home Equity Line of Credit) and the importance of ‘OPM’ (other people’s money).

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    Episode 105: Five Questions With A Real Life Mortgage Underwriter Mar 11, 2021
    Show notes

    D.O. sits down with Melissa Ferenc - Regional Underwriting Manager at Waterstone Mortgage. Melissa answers five basic questions regarding what it’s like being an underwriter, what consumers need to know and what loan officers can do to be better partners.

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    Episode 104: Eighteen Is Too Young To Become A Mortgage Loan Originator Mar 08, 2021
    Show notes

    The mortgage industry is a vast and highly rewarding career choice for many. 18 years is never too young to start your career, however, if you’re between the ages of 18-22, jumping straight to be an LO is not suggested.

    Tune in to hear why…

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    Episode 103: Basic Financial Principles For Loan Officers and Their Clients Mar 04, 2021
    Show notes

    Tune in to this episode to learn why it’s important you and your clients understand the basics of a 401k, Roth IRA, Law of 72, Reserve Assets, Mutual Funds and so much more.

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    Episode 102: What The Hell?! Mortgage Interest Rates Are Up…Here’s Why Mar 02, 2021
    Show notes

    D.O. interviews mortgage loan originator Patrick Srichaiyan NMLS #1240386. They discuss why mortgage interest rates just skyrocketed, how Patrick protected $20k in personal commission and saved thousands of dollars for his borrowers.

    Tune in to learn where rates are going, what you should be telling your clients and what you should be doing to educate yourself on the mortgage backed security market.

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    Episode 101: The Experts’ Guide to Buying a House Feb 25, 2021
    Show notes

    Whether it’s your first or fifth - the process of purchasing a home can be a daunting experience. Luckily, D.O. provides some useful insight from the perspective of an expert-level veteran in the mortgage industry.

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