The Fat & Broke Podcast

Latest Episodes:

064 | Inflation Nation | How To Better Manage Money During An Inflationary Time Oct 11, 2021

Show notes

Show Summary:

In today’s show, we talk about the current state of inflation and what we can all do to better manage our money during this time.

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Intro:

We start the show by celebrating G-Tober. Happy G-Tober everyone!

Main Discussion:

We have all been dealing with inflation over the past year. We have a thorough discussion about what inflation is, the good and bad of inflation, and what we can do to better manage our money during an inflationary period.

Action Items:

Adjust your budget.
Consider holding less in a cash-based emergency fund.
Delay big purchases.
Ask for a raise or get a new higher-paying job.
Invest vs. save.
Re-finance adjustable-rate loans to fixed-rate loans.
Borrow and do not repay aggressively.
Decrease energy usage.
Buy goods that will last even if more expensive.
Prepare for shortages.

Key Topics:

Inflation
Purchasing power
Money supply
Supply & demand
Scarcity
Hoarding
Opportunity cost
Supply chain
Interest rates
Cost of goods

Resources Mentioned In This Episode:

None

063 | What Is Now | Everything Makes Us Fat, Sad Season, Foam Rolling, Music Makes Us Stronger, You Look Great, & HSA’s Oct 08, 2021

Show notes

Show Summary:

In today’s WIN we discuss, everything makes us fat, S.A.D. season, foam rolling, music makes us stronger, you look great, and HSA’s.

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Introduction:

We start the show by celebrating our first National Podcast Day.

Main Show:

Sarah’s W.I.N’s:

Sarah discusses all the things people say to other people after they have lost weight or while they are trying to lose weight. We discuss each of the sayings and discuss whether or not they are insulting. You look great!

It is now S.A.D. season. In many regions, when daylight lessens, seasonal affect disorder starts to affect a lot of people. We discuss what this means and ways to combat it.

Peter’s W.I.N’s:

Peter discusses the confusion around all of the reasons the media tell us about why we are fat. The perfect is the enemy of the good!

Does music actually help us perform better? Peter discusses the ways music can help us and Gary disputes music in general.

Gary’s W.I.N’s:

Gary discusses foam rolling and whether or not it actually does anything. Some recent studies validate its use for blood flow and athletic performance. We discuss and dispute some of the findings and accept some as well.

More and more people have access and are using HSA’s. Gary talks about what they are and what they are so beneficial as a triple tax optimization investment tool.

Fan Feedback:

Steve sends us some great feedback about our minimum wage conversation. We discuss further.

062 | Win or Fail Mastermind Group | Emergency Fun, Facebook Memories, & Half Marathon Oct 06, 2021

Show notes

Intro:

As we open the show, we discuss why Gary always introduces Sarah first.

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Win or Fail Mastermind Group Session:

Peter:

Peter and his wife have depleted their emergency fund over the past year. Gary does a quick financial review with Peter and outlines a plan for him to rebuild the fund and how to supplement it in the meantime with a HELOC and credit cards.

Gary:

Gary talks about his feelings around Facebook memory photos. Most of the pictures are when he was fat and he talks about how they make him feel and how he uses them for motivation.

Sarah:

Sarah got back on track and ran 10 miles with Jessica. Not only that, but she enjoyed running with someone and got past some of her previous negative stories she had about running.

Resources Mentioned In This Episode:

The Fat & Broke Podcast: Better Everyday Group

061 | Morning Glory | What's Your Story? Oct 04, 2021

Show notes

Show Summary:

In today’s show, we talk about our morning routines and how to make one for yourself. Don’t worry night owls, we have good info for you too!

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Intro:

We start the show by talking about how much we hate pleasantries.

Main Discussion:

Today’s show is about how much we value morning routines. We start by discussing the origins of our routines and then progress into what our mornings look like now. As part of the discussion, we explore why waking up is easier for some people than others and how early morning routines are not for everyone.

Most morning routines are stressful and rushed. We explore ways to change this and set ourselves up for a better day. Peter and Gary have a similar approach whereas Sarah has a much different opinion on this topic.

We also discuss the challenges night owls face and explore some possible solutions for them.

Action Items:

Prepare for your morning the night before
Create habits and structure for your mornings
Do what works for you
If you are a night owl, create a night routine that you enjoy and avoid drift

Key Topics:

Night Owls
Larks
Drift
Sleep
Love Languages
Better Every Day
Cold Shower

Resources Mentioned In This Episode:

Why We Sleep, Matthew Walker

The 7 Habits of Highly Effective People, Stephen Covey

The Five Love Languages, Gary Chapman

060 | What Is Now | DIY Savings, Burning Fat, Avocado Secrets, China’s Gaming Laws, Weak Old People, & Decision Fatigue Oct 01, 2021

Show notes

Show Summary:

In today’s WIN, we discuss DIY Savings, Burning Fat, Avocado Secrets, China’s Gaming Laws, Weak Old People, & Decision Fatigue

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Introduction:

A quick hello and right into the nonsense.

Main Show:

Sarah’s W.I.N’s:

We discuss the 8 amazing secrets of avocados. Peter and I mock most of them due to the vagueness of the article. We also discuss Gary’s issue with this fruit!

Is decision fatigue a real thing? We discuss what this is and how to combat it.

Peter’s W.I.N’s:

Peter is mad at an article that promotes exercise for “old, frail” people. We believe that even older people can lift heavy things and should.

A new study showed the strength training alone could help burn fat. A reminder that body composition matters more than the number on the scale!

Gary’s W.I.N’s:

A woman wrote an article celebrating that she spends $725/mo on lawn care, home cleaning, and 3 days/week of prepaid meals. Gary disputes this article and does some math to show how this is a bad idea in most cases.

China has severely limited the hours/week that kids under 18 are allowed to game. Gary loves the idea behind it while noting that he does not want our government doing the same thing. We discuss kids and the detriments of gaming.

Fan Feedback:

Denise leaves some constructive feedback for the team. She also thinks that Gary talks too much!

059 | Win or Fail Mastermind Group | Youth Sports, House Class, Run Fail Sep 29, 2021

Show notes

Intro:

As we open the show, we do a follow-up to our previous mastermind groups. Peter has figured out how to make rollerblading with his wife into exercise for him (typical Peter!).

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Win or Fail Mastermind Group Session:

Peter:

Peter does not understand youth sports parents and politics. He is confused as to why he is so different from them all. We discuss the nature of youth sports today.

Gary:

Gary clones his Friday “money classes” with his kids into “house class.” He went floor to floor around the house, explaining to his kids what and how things in the home work.

Sarah:

Sarah’s has a fail. She has not been training for her half marathon, and it’s only a week away.

Resources Mentioned In This Episode:

The Fat & Broke Podcast: Better Everyday Group

058 | Dr. D.O. | Dr. Montu Patel Sep 27, 2021

Show notes

Show Summary:

In today’s show, we welcome a real doctor to the show! Dr. Montu Patel.

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Intro:

In today’s show, we welcome friend and physician Dr. Montu Patel to the show. We will get his thoughts on some of the medical topics we have discussed before and hear about his fat & broke journey.

Dr. Patel is a friend and physician, husband, and father of 2 kids. He graduated from the New York Institute of Technology and currently works as a primary care MD. In addition to that role, he also works with patients struggling with addiction. We are excited to get his thoughts on a wide range of health, wellness, and medical issues. Welcome, Dr. Patel!

Main Discussion:

We have a great discussion with Dr. Patel. Some of the topics discussed include:

BMI
Weight Loss
Pain
Blood Work
HRT
Dr. Don’t
Indian Culture

Fan Feedback:

None

Key Topics:

BMI
Weight Loss
Ozempic
Insulin
Dopamine
Food Journals
Tracking
Intermittent Fasting
Visceral Fat
Testosterone
Exercise
Flexeril
India
Lowell

Resources Mentioned In This Episode:

057 | What Is Now | Taco Bell, Covid-19 Vaccine Lettuce, Polygamy, & A Big Thank You To Howard Stern! Sep 24, 2021

Show notes

Show Summary:

In today’s WIN, we discuss Taco Bell, Covid-19 Vaccine Lettuce, Polygamy, & A Big Thank You To Howard Stern!

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Introduction:

We have a special guest on today’s show, Dr. Montu Patel. After introducing him, we move into the shows that Sarah watches on Netflix and why they all have the word “sex” in the title.

Main Show:

Sarah’s W.I.N’s:

Researchers at Cal Riverside have been working on vaccine administration through foods such as lettuce. We have a lot of fun with this one!

Peter’s W.I.N’s:

Apparently, men in polygamous cultures live longer than men who dont. We have a discussion about why this is and how dumb it is.

Gary’s W.I.N’s:

Taco Bell is now offering a monthly subscription service. We discuss how unhealthy this is and we also discuss what subscription services we would like to see that we don’t have yet. The team also discusses concierge medicine and we remind people to check their statements for recurring monthly charges.

Howard Stern came out with a strong statement against Joe Rogan’s message around the Covid vaccine and his use of Ivermectin. Gary takes this opportunity to thank Howard for his support.

Fan Feedback:

Stacey leaves us a voice memo asking us to change the way we label our shows to make them easier to find. We applied this feedback already. Thank you, Stacey!

Resources Mentioned In This Episode:

056 | Win or Fail Mastermind Group | Kid's Snacks, Old Cars, & Facebook Group Sep 22, 2021

Show notes

Intro:

As we open the show we do a follow-up to our previous mastermind groups. Sarah has started her Better Every Day/Gratitude journal. Peter and Gary have done the same. Peter has also been biking to work and is loving it.

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Win or Fail Mastermind Group Session:

Peter:

Peer and his wife started a new snack distribution system with his kids. Sarah and Gary are skeptical if this will work. The team discusses.

Gary:

Gary wants to know if he is frugal, cheap, or stupid? His cars are getting very old and becoming a problem in many ways. The team discusses whether or not Gary should get a new car.

Sarah:

Sarah’s win for the week is starting our new Facebook Group. We have been getting a lot of interaction and we love it.

Resources Mentioned In This Episode:

The Fat & Broke Podcast: Better Everyday Group

055 | Why & How We Get Fat | The Fat and Broke Weight Management Model Sep 20, 2021

Show notes