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    Education

    The Fat & Broke Podcast

    Helping ourselves and others achieve better physical, mental, and financial health.

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    Copyright: © 2022 The Fat & Broke Podcast

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    Latest Episodes:
    084 | End of Year Money Moves | Tips To Close Out 2021 & Start 2022 On Solid Financial Footing Dec 06, 2021
    Show notes

    Show Summary:

    In today’s show, we discuss the money moves you can make right now and over the next few months to close out 2021 and start 2022 on the right foot.

    Leave A Voice Memo | Review The Show | Follow | Subscribe

    Intro:

    We jump right into the show. No chit-chat, just right to the good stuff!

    Main Discussion:

    Gary takes us on a deep dive into what moves we should be making at the end of 2021 and the start of 2022 to make sure our financial house is in order. There are many things we can do to lessen our tax burden, increase savings, minimize losses, tighten our budgets, and much more. We have a good conversation about all of these in hopes that our listeners can pick up some very actionable tips to better their financial lives.

    Action Items/Talking Points:

    We thoroughly cover what end of year moves to make in the following areas:

    • Taxes
    • Retirement/Investing
    • Legal/Estate Planning/Insurance
    • Work
    • Family/Budget

    Key Topics:

    • Tax Advantage Accounts
    • HSA/FSA
    • Allocations
    • Dividends
    • Re-Balance Portfolio
    • Wills/Estate Planning
    • Beneficiaries
    • Credit Report/Credit Score
    • Investing Statement
    • Budget
    • Benefits
    • Credit Card Rewards
    • Tax Loss Harvesting
    • Insurance Policies
    • Emergency Fund
    • Social Security

    Resources Mentioned In This Episode:

    • Check Your Credit Report: annualcreditreport.com
    • Check Your Social Security: SSA Website
    • Amazon FSA
    • Mint
    • Lemonade

    083 | What is Now | I-Bonds, Power Naps, Memoirs From The Grocery Store, The Debt-Pain Connection, PR’s...How Far Is Too Far, and Is Obesity Contagious? Dec 02, 2021
    Show notes

    Show Summary:

    In today’s WIN, we discuss I-Bonds, Power Naps, Memoirs From The Grocery Store, The Debt-Pain Connection, PR’s...How Far Is Too Far, and Is Obesity Contagious?

    Leave A Voice Memo | Review The Show | Follow | Subscribe

    Introduction:
    We start the show by discussing Black Friday and why we don’t like it while acknowledging why some people like it. The team also discusses Thanksgiving and what we all did. Gary also shared that he completed 1000 days on Lose It and immediately switched to Noom.

    Main Show:

    Sarah’s W.I.N’s:
    Sarah encourages all of us to take naps. We discuss the value of taking naps. She also shares with us when and how long naps should be. Naps can improve the quality of our sleep along with mood, reaction time, and more.

    A woman running a marathon had an “accident” in her pants during the race and decided to keep running because she was trying to get a new personal record. We discuss whether or not we would do the same and if anyone should do this.

    Peter’s W.I.N’s:
    Peter had a bizarre encounter at the grocery store. A woman approached him and asked him why he was buying a certain yogurt. He then went on to give her an entire lecture about nutrition and his approach to it.

    A recent 12,000 person study looked at how the behavior of our social circles can impact our own. The study showed that having obese friends will make it more likely for you to be obese. The team discusses why this happens and how we can use this to help ourselves and others.

    Gary’s W.I.N’s:

    Gary talks about how I-Bonds can be used for short-term savings. The current return on I-Bonds is 7.12% which is way better than most savings accounts. We discuss who and what they may be good for and how to buy them.

    Gary discusses a study that looked at the relationship between unsecured debt and pain. As expected, people with more unsecured debt also were more likely to report higher levels of pain. We discuss the reasons why this may happen.

    Fan Feedback:

    1. Listener Jeff calls in to ask about the validity and reliability of biometric home scales.

    Resources:

    • Buy I-Bonds at Treasury Direct
    • Siesta

    082 | How to Eat for Performance | Achieve Optimal Performance Via What, How Much, & When You Eat Nov 29, 2021
    Show notes

    Show Summary:
    In today’s show, we will help you learn what to eat, how much to eat, and when to eat it in order to maximize performance!

    Leave A Voice Memo | Review The Show | Follow | Subscribe

    Intro:

    The show starts with us talking about Sarah’s social life. We move on quickly to the show.

    Main Discussion:

    We explore Peter’s knowledge of sports performance and nutrition. The goal of the show is to help our listeners and people they know learn how to eat and drink to achieve an optimal performance state.

    Eating for health and eating for performance are very different. If you eat like this without being highly active, you will most likely gain weight. This methodology is very specific to people performing high-intensity exercises. Specifically, this type of diet revolves around making energy stores available continuously to prevent a drop in performance and/or fatigue.

    Action Items:

    • The day before competition matters. If you have an active day (practice, etc…), you will need to replenish your carbohydrates that night. If you did not, this is not as important.
    • Avoid anything that makes you feel bloated or causes GI distress.
    • Breakfast on the day of performance should be “normal” and be consumed 2-3 hours before the event.
    • High glycemic foods can be consumed 30-60 min prior to performance
    • Avoid foods high in fat and fiber close to game time due to the length of time it takes to digest.
    • Sports drinks, fruit, and other simple carbohydrates are good immediately before and during the performance.
    • Post-performance should be a good, healthy, well-balanced meal along with re-hydration.
    • Protein is essential for the recovery of muscle and the prevention of injury/breakdown.
    • Sleep is as important to recovery as food and water.
    • Hydration is key to good importance.
    • Hydration occurs leading up to the performance, not during.
    • Caffeine can play a role in performance for the right person and age.

    Key Topics:

    • Performance
    • Carbohydrates
    • Carb-loading
    • Glycemic Index
    • Sports Drinks
    • Recovery
    • Sleep
    • Hydration
    • Caffeine

    Resources Mentioned In This Episode:

    • Urine Color Guidelines
    • Jolt Cola
    • Episode #70-How To Eat For Health

    081 | Win or Fail Mastermind Group | So Much 'Tude...Gratitude! | Thanksgiving Day Special Nov 25, 2021
    Show notes

    Intro:

    This week’s show opens with the pod squad wishing everyone a Happy Thanksgiving! We discuss why gratitude is important in our lives and how social media undermines this amazing asset.

    Leave A Voice Memo | Review The Show | Follow | Subscribe

    Win or Fail Mastermind Group Session:

    In another special Thanksgiving episode of our mastermind group, we explore gratitude. As always, we break it down into 6 domains and go into depth on each one. The 6 domains of where gratitude can affect our lives are:

    1. Personality
    2. Social
    3. Career
    4. Health
    5. Emotional
    6. Money

    We try and avoid the classic, “what we are grateful for”, approach to Thanksgiving and focus more on how daily gratitude can make you a better person and a little “Better Every Day.”

    Resources Mentioned In This Episode:

    • Jim Rohn
    • Happy Money, Ken Honda
    • 31 Benefits of Gratitude, Happier Human

    080 | 100 Pounds And Counting | Audra Waiters Nov 22, 2021
    Show notes

    Show Summary:

    In today’s show, we welcome Audra Waiters to the show for a very candid conversation about her lifelong battle with weight and how she eventually won the war.

    Leave A Voice Memo | Review The Show | Follow | Subscribe

    Introduction:

    We give a quick intro into who Audra is, how we know her, and why she is on the show to detail her 109-pound weight loss.

    Main Discussion:

    Our conversation with Audra tracks her journey with weight gain and loss from the time she was a kid until now. Audra is very open and honest about her relationship with food, dieting, mental health struggles, abusive relationships, and a lot more.

    Eventually, Audra made the decision to have bariatric surgery. We discuss what that was like, the stigma associated with it, and how she is doing now.

    Lastly, we discuss what is next for Audra, her weight loss goals, and how she plans to teach her kids about food, health, and wellness.

    Action Items:

    • Listen to Audra’s journey to be motivated!

    Key Topics:

    • Binging
    • Bulimia
    • Mental Health
    • Depression/Anxiety
    • Dieting
    • Bariatric Surgery
    • Weight Loss
    • Kindness
    • Yo-Yo Diet
    • Post-Partum Depression
    • Intuitive Eating
    • Mindfulness
    • Meditating

    Resources Mentioned In This Episode:

    • The Whole 30

    Music Credits:

    • Sunray Valley by Scandinavianz | https://soundcloud.com/scandinavianz/
    • Music promoted by https://www.chosic.com/free-music/all/
    • Creative Commons CC BY 3.0
    • https://creativecommons.org/licenses/by/3.0/



    079 | What Is Now | Fan Feedback Show Nov 18, 2021
    Show notes

    Show Summary:

    In today’s WIN, we change course and dedicate the show to our listener’s feedback. The team will listen and reply to multiple voice memos from our community. Listening and learning from each other is what the Fat & Broke Podcast is all about!

    Leave A Voice Memo | Review The Show | Follow | Subscribe

    Introduction:

    Sarah and Gary attended a fondue party to celebrate Gary’s birthday. G-Tober/Go-Vember continues! We talk about meat sweats and much much more.

    Main Show:

    Fan Feedback:

    1. Beth calls in to discuss avocado and sushi.
    2. Heather B. tells us about how she uses journaling with her volleyball team.
    3. Brogan calls to defend his performance in the juice cleanse challenge.
    4. Jasmin warns us about “added sugars.”
    5. Stacey, Peter’s wife, enjoys being a pawn in Peter’s exercise game.
    6. Heather, a professor, gives us a lesson on protein powder and pre-workout supplements.

    Resources:

    None



    078 | Jennie Boyer | 10 Grocery Store Money Saving Hacks Nov 15, 2021
    Show notes

    Show Summary:

    In today’s show, we welcome grocery store expert Jennie Boyer to the show. Jennie will share her top 10 grocery store hacks with our audience.

    Leave A Voice Memo | Review The Show | Follow | Subscribe

    Intro:

    We welcome Jennie to the show and talk about how Gary eats grapes while shopping to save money.

    Main Discussion:

    Jennie shares with us her top 10 grocery store hacks. Here they are:

    1. Buy Bulk
    2. Meal Prep
    3. Shop Store Brands
    4. Utilize Sales and Loss Leaders
    5. Coupon Shop
    6. Make a List/Menu
    7. Buy Produce In Season
    8. Compare Price Per Unit & Not Just Price
    9. Shop/Look Below Eye Level
    10. Leave Your Kids At Home

    Action Items:

    • Follow Jennie’s Top 10 Grocery Store Hacks Above

    Key Topics:

    • Groceries
    • Budget
    • Coupons
    • Budget
    • Savings
    • Generic
    • Managers Special
    • Grocery Store Science

    Resources Mentioned In This Episode:

    • Supercook App

    077 | Win or Fail Mastermind Group | The Juice Cleanse Challenge Nov 11, 2021
    Show notes

    Intro:

    We open the show by Gary talking about having an emotional moment when Dr. Gotlieb announced the end of the pandemic on CNBC. We discuss why he made this comment and why it impacted Gary so much. The squad also reflects on the past two years.

    Leave A Voice Memo, Review The Show, & Follow Us Here

    Win or Fail Mastermind Group Session:

    In a special edition of our mastermind, we discuss Peter and Sarah’s 4-day juice cleanse challenge. They both completed (mostly) a 4-day juice cleanse. We have an in-depth conversation about the good and bad experiences they both had during the past 4 days. In the end, each discusses whether or not they liked the experience and if they would even do it again. Was this a Win or Fail? Tune in to find out!

    Resources Mentioned In This Episode:

    Squeezed Juice Cleanse
    Dr. Gottlieb on CNBC

    Follow Us:

    Website

    Facebook

    Instagram

    Twitter

    YouTube

    RSS


    076 | Better Today | A Listener Health and Wellness Makeover | Amie Lake | Part 2 Nov 08, 2021
    Show notes

    Show Summary:

    In today’s show, we finish our conversation and makeover with listener Amie Lake, to help answer her health and wellness questions and give her a customized action plan.

    Leave A Voice Memo, Review The Show, & Follow Us Here

    Intro:

    We review Part 1 with Amie and preview what’s going to happen in Part 2.

    Main Discussion:

    We move into establishing where Amie is at and where she wants to go.

    Action Items:

    • Create and use a vision board.
    • Make the process enjoyable and sustainable.
    • Detach guilt and shame from the process.
    • Accept failure and continue the process.
    • Current weight = 129; Goal weight = 113
    • Daily calories = 1400/day (follow 90/10 principle)
    • Exercise 3-4 days/week.
    • Continue intermittent fasting.
    • Use the Lose It app to track calories.
    • Identify and eliminate triggers.
    • Make a grocery list and stick to it to reduce impulse buying.
    • Create a reward night with something you love like ice cream.
    • Consider food prepping to ensure quick, cheap, and healthy meals for the week.
    • Set it and forget it! Reduce decision and willpower fatigue.
    • Involve your spouse and family.
    • No scale for 8 weeks.
    • Create new stories around food, exercise, weight loss.
    • Start Monday!

    Key Topics:

    • Weight
    • Body Fat
    • Exercise
    • Food
    • Habits
    • Triggers
    • Weight Loss
    • Barriers
    • 1% Better
    • Intermittent Fasting
    • Vision Board

    Resources Mentioned In This Episode:

    • Lose It
    • Soundtracks, Jon Acuff

    075 | What Is Now | 3 Ways To Start Your Day, State By State Phobias, Goldilocks Sleep Zone, Generic Or Not, Apple Watches, & The Mind-Body Connection Nov 05, 2021
    Show notes

    Show Summary:

    Announcement: Starting next week, November 8th, 2021, we will be transitioning to a two-day/week release schedule. Shows will come out on Monday and Thursday.

    In today’s WIN, we discuss three ways to start your day, phobias, the goldilocks sleep zone, generic or not, apple watches, and the mind-body connection.

    Leave A Voice Memo, Review The Show, & Follow Us Here

    Introduction:

    We start the show by talking about Gary’s birthday. He turns 45 on the day the squad recorded this episode. We talk about the process of aging and the value of making good decisions.

    Main Show:

    Sarah’s W.I.N’s:

    The Apple Watch can now detect falls and contact emergency services. The conversation transitions into how Apple plans to get into healthcare through wearables.

    Sarah tells us the three questions we should ask ourselves each morning to make sure our days go the way we want them to.

    Peter’s W.I.N’s:

    A new study shows that women who have a high level of physical fitness in middle age are less likely to develop dementia later in life. We discuss the causation/correlation relevance of this result.

    Researchers have found that there is a sweet spot for the amount of sleep. Anything above or below that number has adverse effects on cognitive function.

    Gary’s W.I.N’s:

    A new study of Google searches a state-by-state breakdown of phobias. The most common phobia (10 states) is the fear of failure. We talk about why this is and what we can do to make failure less fearful.

    Lifehacker did a poll on grocery items that people were unwilling to substitute with a generic brand. We discuss that list as well as our lists.

    Fan Feedback:

    None. Stay tuned for a fan feedback show coming up.

    Resources:

    None


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