The Daily Churn

Latest Episodes:

Ep 26 - May Recap Jun 10, 2022

Show notes

Biggest month so far, harvesting bonuses from banks, credit cards, brokerages, crypto exchanges, mealkits, cashback, and cellphones. All the churns!

(1:12) - Credit cards (CIU, VentureX, USB Connect, Go, WF Biz)
(10:16) - Banks (WF Biz, Chase Biz, Chase Personal, Albert, SoFi, Fairwinds, SCU, Chime, Huntington)
(38:06) - Brokerages & crypto (Fidelity, Varo, Voyager)
(41:16) - Mealkits & cashback (Factor75, Gobble, Blue Apron, SunBasket, Rakuten, BeFrugal)
(51:09) - Cellphones (Visible)
(51:41) - Final tally ($3,416 + 106K UR + 25K Cap1)

------------------

Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com

Ep 25 - Parking Cash May 25, 2022

Show notes

Ideas on best places to park your cash to stay on top of inflation, including banks, bonds, and crypto exchanges. Plus a primer on stablecoins and avoiding collapses like Terra & Luna.

(2:16) - SoFi & Ally @ ~1%
(4:40) - HMBradley @ 3%
(7:25) - Current @ 4%
(8:30) - I-Bonds @ 9.62%
(12:15) - Stablecoins 101
(15:08) - What happened with Terra & Luna
(21:32) - FTX fiat @ 7.9%
(23:58) - Voyager USDC @ 9%
(27:32) - Gemini GUSD @ 6.9%
(29:26) - Stocks vs crypto
(32:22) - Parking $10K vs $100K

------------------

Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com

Ep 24 - April Recap May 03, 2022

Show notes

Another big month packed with bank churns (and fails), along with more crypto, bonds, and brokerages. Plus cellphones, mealkits, cashback, and lots of free food.

(0:56) - Banks (Monifi, Astra, Wells Fargo, Chase, Fairwinds, Service CU, OnJuno, SoFi, Albert, Chime, Current)
(27:07) - Crypto, bonds, brokerages (I-Bonds, FTX, Voyager, Gemini, TradeStation, Public, Stockpile)
(41:08) - Cellphones (Visible)
(42:21) - Cashback, mealkits, free food (Vital farms, Smirnoff, Venture X, Ibotto, Rakuten)
(52:15) - Final tally ($2,400 + all the free foods 😋)

------------------

Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com

Ep 23 - ANA First & Business Apr 22, 2022

Show notes

Step-by-step guide to using AMEX points to secure one of the best value premium cabins, plus booking tips & tricks gathered from 50+ hours of research, phone calls, and experimentation. Brace yourselves, this one goes DEEP 🤓

(0:00) - Why ANA?
(4:52) - ANA booking basics
(10:58) - Advanced techniques
(20:43) - Other quirks with ANA
(32:39) - Booking example #1 (simple)
(42:41) - Booking example #2 (complex)

------------------

Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com

Ep 22 - March Recap Apr 04, 2022

Show notes

Another busy month churning banks, treasury bonds, credit cards, mealkits and cellphones, plus updates on some MS opportunities and high-yield stablecoins.

(0:54) - Banks (PSECU, Current, Fairwinds, HMB)
(5:13) - Gifting treasury bonds
(9:48) - Crypto stablecoins (Voyager USDC, Gemini GUSD)
(16:58) - Brokerages (Feb MS, Stockpile)
(21:27) - Credit cards (CIU, Venture X)
(27:31) - Cellphones (Costco, Visible)
(31:49) - Misc (Cigna, mealkits, Rakuten, Dell)
(39:47) - Final tally ($1,245 + $3,300 cashback)

------------------

Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com

Ep 21 - February Recap Mar 07, 2022

Show notes

Massive month in February with lots of new bank accounts, some interesting brokerage opportunities, crypto, easy MS, mealkits, cellphones, and cashback.

(2:52) - Banks (PSECU, Affinity, First Tech, Fairwinds, Monifi, Albert, Current, Chime, Huntington)
(25:13) - Bank tally (16 new accounts)
(28:40) - Brokerages (Titan, TradeStation)
(41:15) - Crypto (high-yield stablecoins, gemini, USDC)
(44:47) - Credit cards (Venture X, Hyatt Biz)
(45:55) - Mealkits (Daily Harvest, Freshly)
(49:23) - Cashback (Rakuten, BeFrugal)
(51:08) - Cellphones (Visible BYOD)
(55:31) - Final tally ($812)

------------------

Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com

Bonus - Risk of Ruin Interview Feb 21, 2022

Show notes

Bonus episode of an interview I did recently on another show, Risk of Ruin. I talk about leaving the work world behind in favor of early retirement, how churning fits into leanFIRE, my time in Japanese jail and our homesteading plans.

(0:00) - Intro
(3:27) - Risk of Ruin

------------------

Risk of Ruin podcast on apple & spotify.

------------------

Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com

Ep 19 - January Recap Feb 07, 2022

Show notes

Season 2 - Detailed breakdown of January 2022 churns across credit cards, banks, brokerages, cell phones, and misc categories.

(1:15) - Credit cards (Southwest, Venture X, mealkits)
(12:48) - Banks (Kabbage, FNBO, HMBradley, I-Bonds)
(21:29) - Brokerages (Nadex)
(23:17) - Cell phones (Visible)
(24:15) - Misc (Cigna)
(26:40) - Final tally ($1,085)

------------------

Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com

Ep 18 - End of Year Recap Jan 04, 2022

Show notes

Season finale! Detailed breakdown of December churns along with a final year-end tally for 2021, plus a bonus recap on how the podcast is doing and some lessons learned making the show.

(1:13) - Cell phones (iPhone 13, Boost, Visible)
(8:36) - Bank updates (Chase Biz, HMBradley, I-Bonds, Lili)
(18:37) - Credit cards (SW Performance, Hyatt Biz)
(23:02) - Westin Kona mini-review (Marriott travel cert, Amex offers)
(28:47) - Brokerages (Nadex)
(29:06) - December tally ($647)
(29:36) - 2021 tally ($10,497 + 150K Amex + 125K UR)
(32:04) - Bonus: podcast recap

------------------

Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com

Ep 17 - Churning iPhones Dec 20, 2021

Show notes

In-depth walkthrough of the various iPhone deals available from Costco, Best Buy, and Visible, as well as strategies for reselling on Swappa.