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    The Daily Churn

    Anyone can churn anything. Each week, learn how to churn something new and novel, from credit card & bank bonuses to flights, hotels, cellphones, mealkits, even FIRE.

    Decades of churning experience packed into short, easy-to-follow episodes you can use right now to earn more miles, more points, and live a more financially independent life.

    Advertise

    Copyright: Β© All rights reserved

    • Apple Podcasts
    • Google Play
    • Spotify

    Latest Episodes:
    Ep 46 - July Recap: $10,893 + 165K IHG Aug 01, 2023
    Show notes

    By far the biggest month to date, thanks to massive bonuses from Wells Fargo and MooMoo, along with Gateway, Oxygen, Upgrade, UNest, Amazon, and many more!

    • (1:31) - News (Private Discord, MGM/Hyatt/MGM, PD TV, Kroger, Hanscom)
    • (8:07) - Credit Cards (Ink Preferred, IHG)
    • (12:21) - Banks (Wells Fargo, Gateway, US Bank, Upgrade, Oxygen, Laurel, Save)
    • (22:36) - Brokerages (MooMoo, UNest)
    • (27:50) - Hacks, Freebies & Discounts (Apple, McDonalds, Chick-fil-A, Amazon)
    • (32:23) - Final tally ($1,410 + 195K Points)


    ------------------

    πŸ“¬ Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com

    ⚑️ View the live churn tracker for real-time updates on all the churns as they happen

    πŸ”’ Join Deal Alerts to get notified of sensitive deals, plus get access to the private Discord chat group

    ------------------

    β™‘ Enjoy this episode?

    πŸ’Œ Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it πŸ™

    ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice πŸ™‡β€β™‚οΈ

    Have questions? Leave a comment to get answers, share datapoints, or just say hello πŸ‘‹


    Ep 45 - Deal Alerts & June Recap Jul 11, 2023
    Show notes

    Exciting news on a new Deal Alerts feature, along with a detailed breakdown of $1,410 + 195K worth of churns in June, including the massive MooMoo referral bonus, new Chase Ink Preferred offer, RedCard news, Prime Day & more!

    • (1:43) - News (Deal Alerts, Target RedCard, Prime Day, Dell, Marriott, Costco)
    • (10:57) - Brokerages (MooMoo, UNest)
    • (18:04) - Banks (Wells Fargo, US Bank, Chase, Oxygen, Laurel, I-Bonds)
    • (24:34) - Credit Cards (IHG, Ink Preferred, Leverage, Hilton, Marriott)
    • (33:04) - Freebies & Discounts (Bilt, Lyft, Cap1, DoorDash, Southwest, Amazon)
    • (36:13) - Final tally ($1,410 + 195K Points)
    • (36:57) - Deal Alerts beta πŸ”’


    ------------------

    πŸ“¬ Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com

    ⚑️ View the live churn tracker for real-time updates on all the churns as they happen.

    ------------------

    β™‘ Enjoy this episode?

    πŸ’Œ Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it πŸ™

    ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice πŸ™‡β€β™‚οΈ

    Have questions? Leave a comment to get answers, share datapoints, or just say hello πŸ‘‹


    Ep 44 - Asking for More: How to Ask for Upgrades, Discounts & Free Stuff Jun 21, 2023
    Show notes

    Most of us are out of practice, and bad at it. Like public speaking, it's often avoided. So where do people go wrong, what can you do to improve, and how do you apply it to real-life scenarios, like hotel check-ins?

    • (0:00) - Why ask for more?
    • (5:06) - Attitude & Approach
    • (7:58) - Four types of people
    • (12:43) - The Goldilocks Zone
    • (14:13) - Four magic words
    • (20:56) - How to push one extra step
    • (26:11) - When to escalate
    • (28:48) - Recognize openings
    • (31:14) - Get your reps in


    ------------------

    πŸ“¬ Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com

    ⚑️ View the live churn tracker for real-time updates on all the churns as they happen.

    ------------------

    β™‘ Enjoy this episode?

    πŸ’Œ Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it πŸ™

    ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice πŸ™‡β€β™‚οΈ

    Have questions? Leave a comment to get answers, share datapoints, or just say hello πŸ‘‹


    Ep 43 - May Recap: $2,660 + 250K Marriott Jun 07, 2023
    Show notes

    Redeeming Marriot Bonvoy free night certificates in Hawaii, the new I-Bonds rate and alternative 5%+ options for parking cash, an easy hack for half price pet food, why we're transferring all of our brokerage accounts to Fidelity, plus much more!

    • (3:04) - Award travel (Bonvoy Hawaii)
    • (8:19) - Credit cards (Marriott Boundless, IHG Biz, Amex Biz Plat NLL)
    • (10:31) - Banks (US Bank Biz, Oxygen, Laurel)
    • (15:43) - Parking Cash (I-Bonds, Juno, Public)
    • (19:48) - Brokerages (Fidelity, Wells Fargo, Interactive Brokers)
    • (31:31) - Hacks / Discounts / Freebies (Petsmart, Rakuten, Amazon, Bud)
    • (35:36) - News (Redcards, Daily Getaways)
    • (38:48) - Final tally ($2,660 + 250K Marriott)


    ------------------

    πŸ“¬ Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com

    ⚑️ View the live churn tracker for real-time updates on all the churns as they happen.

    ------------------

    β™‘ Enjoy this episode?

    πŸ’Œ Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it πŸ™

    ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice πŸ™‡β€β™‚οΈ

    Have questions? Leave a comment to get answers, share datapoints, or just say hello πŸ‘‹


    Ep 42 - April Recap: $1,060 + 219K Points May 09, 2023
    Show notes

    Back in the swing of things in April, tackling brokerage bonuses from Wells Fargo, Ally, Fidelity, MooMoo, plus big SUBs from Chase Ink, IHG & Marriott, US Bank and Gateway, along with some easy churns from Oxygen, Target, and Amazon.

    • (2:11) - Wells Fargo / Vanguard saga
    • (11:52) - Other brokerages (Vanguard, Fidelity, Ally, MooMoo)
    • (16:55) - Banks (Go2Bank, Wealthfront, Oxygen, Gateway, US Bank, Laurel)
    • (21:41) - Credit cards (IHG Biz, Marriott Boundless, CIU, Venture)
    • (28:06) - Freebies & Discounts (Target, Amazon, Southwest)
    • (31:04) - Mealkits (HelloFresh, EveryPlate)
    • (33:47) - Final tally ($1,060 + 219K UR)


    ------------------

    πŸ“¬ Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com

    ⚑️ View the live churn tracker for real-time updates on all the churns as they happen.

    ------------------

    β™‘ Enjoy this episode?

    πŸ’Œ Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it πŸ™

    ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice πŸ™‡β€β™‚οΈ

    Have questions? Leave a comment to get answers, share datapoints, or just say hello πŸ‘‹


    Ep 41 - March Q1 Recap: $3,050 + 394K Points Apr 11, 2023
    Show notes

    Full recap of churns from Jan, Feb and March, including big bonuses from Huntington, Wells Fargo & Chase, plus deals, discounts & freebies from Hellofresh, Target RedCard, Amazon, Wendy's & more!

    • (1:52) - Banks (Huntington, Live Oak, Laurel Road, DCU, Wells Fargo, US Bank)
    • (9:25) - Brokerages (Moomoo Invest)
    • (12:17) - Credit cards (Chase Inks, IHG)
    • (21:34) - Mealkits (HelloFresh)
    • (23:13) - Cellphones (Mint)
    • (25:11) - Freebies & Discounts (Target, Amazon, Wendy's)
    • (32:59) - Final tally ($3,050 + 394K points)

    ------------------

    πŸ“¬ Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com

    ⚑️ View the live churn tracker for real-time updates on all the churns as they happen.

    ------------------

    β™‘ Enjoy this episode?

    πŸ’Œ Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it πŸ™

    ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice πŸ™‡β€β™‚οΈ

    Have questions? Leave a comment to get answers, share datapoints, or just say hello πŸ‘‹


    Ep 40 - McDonalds Madness: Secret Menu Deals Mar 21, 2023
    Show notes

    Kicking off Season 3 with a deep dive into the hidden McDonalds rewards app secret menu, which includes insane deals on Big Macs, large fries, and breakfast sandwiches that can be churned EVERY DAY.

    Disclaimer: please don't eat McDonalds every day 😢

    • (1:06) - Podcast update
    • (4:32) - What's up with McDonalds?
    • (7:46) - How their app actually works
    • (11:59) - Secret menu deals 🀯
    • (14:57) - P1 + P2 workaround

    ------------------

    πŸ“¬ Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com

    ⚑️ View the live churn tracker for real-time updates on all the churns as they happen.

    ------------------

    β™‘ Enjoy this episode?

    πŸ’Œ Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it πŸ™

    ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice πŸ™‡β€β™‚οΈ

    Have questions? Leave a comment to get answers, share datapoints, or just say hello πŸ‘‹


    Ep 39 - December & 2022 Recap: $32,454 + 981K points Jan 09, 2023
    Show notes

    End to a massive year, including big bonuses in December from Morgan Stanley and Public, along with a breakdown of all 2022 churns, plus a bonus recap of listener & subscriber stats from the podcast.

    • (2:08) - Credit cards (MS Amex Plat, Chase Inks)
    • (8:28) - Banks (DCU, Laurel, Upgrade)
    • (12:50) - Brokerages (Public)
    • (14:39) - Cellphones (Costco, Mint)
    • (18:12) - Mealkits (Green Chef, HelloFresh)
    • (20:41) - Freebies & Discounts (Peloton, Target, Turbotax, Sugarfina, Chase offers, Doordash, Apple Music, SiriusXM, StudentBeans, Dell, Starbucks)
    • (32:47) - December tally ($3,135 + 416K points)
    • (34:08) - 2022 tally ($32,454 + 981K points)
    • (44:36) - Bonus: Podcast stats πŸ€“

    ------------------

    πŸ“¬ Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com

    ⚑️ View the live churn tracker for real-time updates on all the churns as they happen.

    ------------------

    β™‘ Enjoy this episode?

    πŸ’Œ Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it πŸ™

    ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice πŸ™‡β€β™‚οΈ

    Have questions? Leave a comment to get answers, share datapoints, or just say hello πŸ‘‹


    Ep 38 - How to Open the Morgan Stanley Amex Platinum Dec 08, 2022
    Show notes

    Update on exactly how to open this confusing (but lucrative) card, including new methods involving Preferred Savings accounts, Active Assets Accounts (AAA), CashPlus engagement bonus & fee avoidance, and a walkthrough of two simple options for qualifying πŸ‘ŠπŸ˜€

    • (0:00) - What's the deal with this card?
    • (7:11) - tldr: Preferred Savings ftw
    • (9:12) - Active Assets Accounts (AAA)
    • (10:20) - The magic of Preferred Savings
    • (12:31) - Why it's better than Access Investing
    • (14:28) - Preferred Savings vs CashPlus
    • (17:04) - Should I even open a CashPlus?
    • (19:55) - How does AMEX get data from MS?
    • (20:38) - Option 1: Preferred Savings + CashPlus (safest)
    • (23:50) - Option 2: Preferred Savings only (riskier)
    • (25:33) - What we did (riskiest 😁)

    ------------------

    πŸ“¬ Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com

    ⚑️ View the live churn tracker for real-time updates on all the churns as they happen.

    ------------------

    β™‘ Enjoy this episode?

    πŸ’Œ Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it πŸ™

    ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice πŸ™‡β€β™‚οΈ

    Have questions? Leave a comment to get answers, share datapoints, or just say hello πŸ‘‹


    Ep 37 - November & Black Friday Recap: $3,880 from Banks, Mealkits, Cellphones & More Dec 01, 2022
    Show notes

    Jam-packed episode covering huge bonuses from Huntington, Upgrade and Chase, plus holiday deals & discounts from Amazon, Target, Wayfair, HelloFresh, Green Chef, Visible, Mint and more!

    • (2:29) - Banks (Huntington, Laurel, Amex, Juno, Upgrade)
    • (14:06) - Credit cards (BofA, Venture X, Chase Ink, MS Amex Plat)
    • (19:10) - Black Friday (Liam Neeson x Breadmaker 😀)
    • (26:05) - Discounts & Freebies (Saks, Peacock, Hulu + Disney, Target, Rakuten, Amazon, Wayfair, Starbucks, Peloton)
    • (38:00) - Mealkits (HelloFresh, Blue Apron, Green Chef)
    • (42:03) - Cellphones (Visible, Walmart, Mint)
    • (53:18) - Final tally ($3,880 + 60K Amex)

    ------------------

    πŸ“¬ Join the newsletter for show notes, links, and episode updates: thedailychurnpodcast.com

    ⚑️ View the live churn tracker for real-time updates on all the churns as they happen.

    ------------------

    β™‘ Enjoy this episode?

    πŸ’Œ Most people find the show through word of mouth. Please forward to a friend if you think they would enjoy it πŸ™

    ⭐️ Or if you have a bit of time, please consider leaving a rating or review on Apple or Spotify. The algorithm gods (and me) thank you for your sacrifice πŸ™‡β€β™‚οΈ

    Have questions? Leave a comment to get answers, share datapoints, or just say hello πŸ‘‹


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