The College Investor Audio Show

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Does Your State Offer A Tax Deduction For 529 Plan Contributions? Nov 12, 2019

Show notes

One of the big perks of using a 529 plan to save for college is that many states offer a tax deduction for contributions to the plan. But, like anything, there are rules that apply.

Some states require you to contribute to their state's plan, while other states allow you to take the tax deduction for contributions to any state's plan. Finally, there are (sadly) states that don't offer any incentives for contributions.

Also, the rules for withdrawing can also impact your taxes. Make sure you understand the differences in qualified 529 plan withdrawals so you aren't paying taxes and penalties!

How To Get Paid For Teaching English Online Nov 11, 2019

Show notes

Teaching English online is a popular remote side hustle that you can do from home. It's an especially a good fit for teachers!

Are you in between jobs or looking for a side hustle you can work from home?

Teaching English is a great gig to get into and earn as much as $25 an hour if you sign up with online companies that hire English tutors.

Or you could make unlimited income if you build your own audience using a blog or YouTube channel.

Credit Life Insurance: The Low Cost, Easy Way to Protect Your Family Nov 05, 2019

Show notes

Learn how Credit Life Insurance works, its costs, benefits, and risks. Protect your loans wisely and make informed financial decisions with this guide.

How To Become A Real Estate Mogul With Only $10,000 Nov 04, 2019

Show notes

Real estate has traditionally been one of the most sought after investment vehicles for its passive income potential, appreciation, positive cash-flow, and tax reducing deductions.

However, real estate investing is also viewed as one of the more difficult investments to start due to the high risk and high up-front costs required to start. I want to break that myth and show you the exact steps that I am taking to become a real estate mogul with low up-front costs.

How To Pay Your Student Loans Via Credit Cards Nov 01, 2019

Show notes

Making payments on your student loans via credit card may sound like a bad idea, and that’s because it is — at least in most cases. In fact, the U.S. Department of the Treasury prohibits student loan servicers from allowing credit card payments directly.

That said, there are other ways to make payments on your student loans using a credit card, and some of these ways allow you to earn credit card rewards along the way.

In fact, Bilt just announced that you can redeem their credit card rewards points towards your student loans.

Before you do, carefully consider the costs associated with the payment method and whether the benefit you gain is worth it.

What Is Federal Work Study And How Much Does It Pay For College? Oct 23, 2019

Show notes

Work study is a form of financial aid that can allow you to earn money on campus to pay for your college expenses. However, we like to call work study "fake aid", because it's not that helpful to actually pay for college expenses - and you'll see why below.

Working part-time during your college career is a great way to cover your living expenses, avoid some amount of student loan debt, and gain skills as an undergraduate.

One way to keep a part-time job during your undergraduate, graduate, or professional school career is through the Federal Work-Study program. The Federal Work-Study program provides part-time jobs to students demonstrating financial need.

The income from Federal Work-Study jobs is taxable, but is exempt from Social Security taxes (known as FICA). Here’s what you need to know about the Federal Work-Study program.

What Is The Federal Funds Rate And Why Does It Matter Oct 21, 2019

Show notes

A breakdown of the Fed Funds rate and why it matters.

15 Best Online Business Ideas to Make Money from Anywhere Oct 16, 2019

Show notes

So you want to start an online business that will allow you to make money from anywhere? You’ve stumbled on the right post! In today’s post, we’ll discuss 15 lucrative business ideas that will help you make money from anywhere.

Most of these business ideas don’t require a lot of capital. You can even start some of them absolutely free. With dedication and drive, you can make serious money with any of these business ideas.

Ready? Let’s dive in.

Filing Injured Spouse Form 8379 for Student Loan Offsets Oct 15, 2019

Show notes

Does your spouse owe past-due taxes, late child support, alimony payments, or have delinquent Federal student loan debt? If so, all of the money from your joint tax return could be garnished to meet those obligations.

But as a married person filing jointly, you have some recourse against this. You can file IRS Form 8379: Injured Spouse Allocation. This form allows the injured spouse (that is the person who doesn’t owe the payment) to get a certain portion of the refund back. Read on to learn how it works.

Read the full blog post here >>

How To Make Money With Your Car [From A Person Who Did It] Oct 14, 2019

Show notes

As a culture, we are becoming more productive with our time, and less wasteful of our money.

For example, hundreds of thousands of folks across make money off of Airbnb. If you have a spare room -- why not make a couple extra bucks by making it available for people to use? Why watch TV (and spend money on cable), when you could be making money on Fiverr or TaskRabbit?

We’re partnering with Turo to show you a way to make the most of your time and idle assets to earn more money. Turo is a marketplace where you can share your car and make an average of $500 per month, or in the case of a graduate student named Kayla, who we spoke with for this piece, easily make between $600 and $900 per month.

Check out Turo here and see what it’s all about >>

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