The College Investor Audio Show

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How To Find A Tax Preparer Near Me Jan 06, 2020

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There’s more to finding a tax preparer than doing a search for “[your town] tax preparer.” You want to be sure the person preparing your tax return is qualified and experienced.

If you have a simple tax return, you also have the most flexibility in choosing a tax preparer. If your tax return is more complex, your search is likely to take longer.

Plus, your goal should hopefully be to create a relationship with your tax preparer to have them help you navigate your taxes in the future.

Ultimate Guide To Disability Insurance - What You Need In A Policy Jan 03, 2020

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The Ultimate Guide to Disability Insurance: What You Need in a Policy

The Essential Estate Planning Documents - What You Need And Why Jan 02, 2020

Show notes

We all hope terrible situations will never hurt us or our loved ones. But making practical plans for your eventual death will make your passing easier. That’s true whether you die unexpectedly at a young age or you live to be 104 years old.

Here are the six key estate planning documents that most people will eventually need. You might think all you need is a will, but once you understand how everything works, you'll see why you need all these documents and how they work together to ensure your family's needs and your final wishes are met.

Remember, you don't want to end up like Chadwick Boseman's family.

If you don’t have a robust estate plan, keep reading to find out what you need.

The Best Tax Software For 2019 - 2020 Jan 01, 2020

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The start of tax filing season is right around the corner. You might have already received some of your tax paperwork in the mail. And you're probably thinking about which tax software option is the best for you?

Well, we've been reviewing all the major options this season, including TurboTax, H&R Block, TaxAct, TaxSlayer, Credit Karma Tax, and more. Because of all the options, there is no "one-size-fits-all" for the best tax software. It all depends on what you have to file on your taxes.

We're breaking down the categories for each "type" of filer and which software makes the most sense for your situation. There's nothing worse than spending 30 minutes thinking your taxes will be free, only to find out you need to upgrade to file!

If there's something you think we've missed, or don't quite know which is best for you, let us know in the comments! We've seen them all, so we'll try to point you in the right direction.

See the full article here >>

Bankruptcy Overview - What Is It And How Does It Work? Dec 31, 2019

Show notes

Bankruptcy is a legal process that clears out your debts or creates a payment plan to creditors, allowing you to catch up.

Businesses, farmers, municipalities, and individuals can file for bankruptcy.

While wiping out your debts might sound appealing, there are downsides. Plus, some debts, like student loans, are notoriously difficult to get removed in bankruptcy. But in some cases, it might be the best option.

Let's dive into bankruptcy and see what it all means.

The Best Tools To Improve Your Credit Score Dec 30, 2019

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A brief summary of this episode

The Difference Between a Savings and Money Market Account? Dec 27, 2019

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From afar, money market and savings accounts can appear to be the same type of account. Both yield comparable interest rates for limited access to funds. Both are FDIC-insured. But there are a few distinct differences to be aware of when choosing between a money market vs. savings account.

In this article, you’ll learn about the differences between these two accounts, how to choose one, and how they fit into your savings plan.

If you're curious about finding the best accounts, check out these guides:

15 Ways To Save An Extra $500 Per Month Dec 24, 2019

Show notes

Saving money is important - we all know that. But sometimes everyone needs some help in coming up with ways to save money. I'm going to break down the exact strategies that I use to save more money each month. If you know me, you know I'm pretty lazy when it comes to this stuff. But these tricks and hacks are simple, and they save a lot of money.

Going back to my frugality equation, all time spent on these saving tricks earns me tons of savings.

We all know the basics - spend less than you earn. But how do you really spend less? You first have to have the right mindset to save, and then you have to take advantage of every trick possible to boost that savings. This already assumes you're tracking your money each month. If you're not, take a look at our picks of the best budgeting apps.

After that, it's mindset. And your mindset need to be this: Each month start with a spending budget at $0. It's easier to just buy nothing than to buy something, and stop budgeting. Every purchase needs to be thought of very intensely. Only spend when you have to.

Finally, it's about leveraging tricks to help you. Here are our top 15 tricks to save money. This list will save you over $590 each month if you follow it diligently and use all of these strategies. That means you could save over $7,000 per year!

Traditional Brick and Mortar Banking vs. Online Banking - Which Is Best? Dec 20, 2019

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Are brick-and-mortar banks better than online banks? Learn the differences between the two so you can decide which is right for you?

How Does Compound Interest Work? (Investments, Savings, and More!) Dec 18, 2019

Show notes

When it comes to investing, time is your friend. Why? Because over time, your investments will tend to grow at compounding rates - that's compound interest. That means the money that your money has already earned makes more money.

This is why Albert Einstein famously said, "Compound interest is the eighth wonder of the world. He who understands it, earns it. He who doesn’t, pays it."

Here’s what you need to know about compounding and how it affects your investments.

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