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    Business

    The Clark Howard Podcast

    Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.

    Advertise

    Copyright: Copyright © 2023 Clark Howard Inc. All rights reserved.

    • Apple Podcasts
    • Google Play
    • Spotify

    Latest Episodes:
    09.12.22 Rising Rents & The Rental Housing Outlook / Peer-To-Peer Car Rental - Pros & Cons Sep 12, 2022
    Show notes

    Rents have increased dramatically in a short period of time, the biggest rise since the aftermath of WWII. Clark explains how we got here today and the idea of rent control, plus, some good news on the rental front. Also - Is renting out your car on a peer-to-peer platform to make extra money a good idea? Clark breaks down the pros and cons.

    • The Rental Housing Outlook: Segment 1
    • Ask Clark: Segment 2
    • Peer-To-Peer Car Rental: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:

    • AAA Membership: Is It Worth It?
    • Costco Travel: 5 Things To Know Before You Book
    • How To Use 'Vacations To Go' To Find Bargain Cruises
    • Travel Insurance? What You Need To Know Before You Buy
    • CNET - How to Make Extra Money by Renting Out Your Car Online
    • Peer-to-peer car sharing: A potentially risky side gig
    • Turo: 5 Things To Know About the Cheap Car Rental Service
    • AutoSlash Review: How To Save on a Rental Car
    • Cheapest Way to Rent a Car: Expert Tips
    • No Surprises Act - CMS
    • Your health insurance says, ‘Claim denied.’ How to fight back
    • Should You Buy Cell Phone Insurance?
    • Cell Phone Protection: These Credit Cards Will Replace Your Stolen or Damaged Phone
    • Clark.com - CELL PHONES


    Clark.com resources

    • Episode transcripts
    • Clark.com daily money newsletter
    • Consumer Action Center Free Helpline: 636-492-5275


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    09.09.22 Clark Answers His Critics on Clark Stinks / Stock Market Fears & Your Retirement Sep 09, 2022
    Show notes

    Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also - Recent stock market volatility has many worried about their retirement. In the short term, markets go through downturns - as they should. Clark addresses these concerns based on the long term play and your proximity to retirement.

    • Clark Stinks: Segments 1 & 2
    • Market Fears-Retirement: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:

    • The $10 Travel Essential Clark Howard Always Packs
    • Fidelity Investments Review 2022: Pros & Cons
    • How To Save and Invest the Clark Howard Way
    • 5 Biggest Financial Risks in Retirement
    • Investing & Retirement Archives - Clark Howard
    • How to book travel on Priceline
    • Clark's Secret to Finding the Best Priceline and Hotwire Hotel Deals

    Clark.com resources

    • Episode transcripts
    • Clark.com daily money newsletter
    • Consumer Action Center Free Helpline: 636-492-5275


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    09.08.22 For Students: A Key Extracurricular / Save On Gym Membership Sep 08, 2022
    Show notes

    School is in session and many teens worry about having enough extracurriculars on their activities resume. But there's another very important route for students that should be top of mind. Also, learn why people are rediscovering gyms now and some guidelines for selecting the right gym for you.

    • For Students: A Key Extracurricular: Segment 1
    • Ask Clark: Segment 2
    • Selecting A GYM: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:

    • 5 Things To Know About Series I Savings Bonds
    • USHIP - Shippers, meet Carriers, Carriers, Meet Shippers
    • How To Dispute an Error on Your Credit Report and Win
    • Submit a complaint | Consumer Financial Protection Bureau
    • CNET - How to Get a Gym Membership for Practically Free
    • 5 Ways to Create a Cheap Home Gym
    • Debt Archives - Clark Howard
    • 6 Steps To Eliminate Credit Card Debt in 3 Years or Less
    • Why You Might Be Paying Your Credit Card Bills All Wrong


    Clark.com resources

    • Episode transcripts
    • Clark.com daily money newsletter
    • Consumer Action Center Free Helpline: 636-492-5275


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    09.07.22 Teen Drivers & Accident Ethics / A Money Saving Mortgage Strategy Sep 07, 2022
    Show notes

    Clark shares a personal story concerning something every parent worries about - their teenager having a car accident. Also - with mortgage rates rising, there‘s an old tried & true strategy many Americans are unaware of - that could save big bucks on interest: the assumable, non-escalating mortgage.

    • Teen Drivers & Accident Ethics: Segment 1
    • Ask Clark: Segment 2
    • Mortgage Strategy: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:

    • Want a Lower Mortgage Rate? Take Someone Else’s Loan
    • Clark's take: Why everyone should have a dash cam
    • Is a Home Warranty Worth the Money?
    • How can you find the best mortgage rates?
    • 22 Places That Offer Discounts to U.S. Veterans
    • Save More on Green Home Improvements Under the Inflation Reduction Act
    • The cash incentives in the climate bill are only good if people actually use them
    • Costco vs. Sam's Club Credit Cards Comparison: Which Is Better?


    Clark.com resources

    • Episode transcripts
    • Clark.com daily money newsletter
    • Consumer Action Center Free Helpline: 636-492-5275


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    09.06.22 Unprecedented September Clearances / Student Loan Forgiveness Sep 06, 2022
    Show notes

    Retailers have been fighting from behind since March 2020. Suddenly supply chains are moving and stores have goods aplenty. In a time of inflation - we have never seen before deals in many categories this September. Clark calls out the buys for early holiday shopping. Also, Federal student loan forgiveness - what eligible student and parent borrowers need to know about how the program will work - and how the scams play.

    • Christmas in September: Segment 1
    • Ask Clark: Segment 2
    • Student Loan Forgiveness: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:

    • New Vanguard Account Fees Will Increase Costs for Some of Its Most Loyal Customers
    • Fidelity Investments Review 2022: Pros & Cons
    • Warning: Never Get Roadside Assistance From Your Insurance Provider
    • Password manager LastPass reports breach, says no credentials stolen
    • Explainer: How Biden's student loan forgiveness will impact U.S. consumers
    • Student Loan Forgiveness Plan Won’t Make Inflation Worse—Even If It Adds $400 Billion To Deficit, Goldman Says
    • Did you hear about the student loan announcements? Scammers did, too
    • How To Watch Football Without Cable: Stream NFL and College Football (2022)
    • Term Life vs. Whole Life Insurance: Understanding the Difference
    • EvaluateLifeInsurance.org
    • Term Life vs. Whole Life Insurance: Understanding the Difference
    • What Is an Annuity, and Why Does Clark Think They Stink?


    Clark.com resources

    • Episode transcripts
    • Clark.com daily money newsletter
    • Consumer Action Center Free Helpline: 636-492-5275


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    09.02.22 Clark Answers His Critics on Clark Stinks / SAVE On Holiday Shipping Sep 02, 2022
    Show notes

    Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, this year Clark recommends extra early holiday travel planning AND early shopping and shipping. Know when to expect shipping hikes and the bargain months for online shopping & delivery.

    • Clark Stinks: Segments 1 & 2
    • Holiday Shipping: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:

    • USPS says it's hiking prices for holiday shipping - CBS News
    • What Is a Reverse Mortgage and How Does It Work?
    • TSA PreCheck vs. Global Entry vs. CLEAR: Which Is Best for You?
    • Pirate Ship: Free USPS and UPS shipping software
    • AAA Membership: Is It Worth It?


    Clark.com resources

    • Episode transcripts
    • Clark.com daily money newsletter
    • Consumer Action Center Free Helpline: 636-492-5275


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    09.01.22 Act Now for Holiday Travel / Job Market Trends & Work-Life Balance Sep 01, 2022
    Show notes

    After a chaotic summer, the outlook for fall travel looks better on every front. September is your cue to start planning holiday travel this year. Get Clark smart advice on how & when to book, avoiding the 4 most expensive travel days, and whether you need travel insurance. Also, Labor Day signals a good time to update job market trends. Clark discusses “unlimited vacation” & taking time off, as well as great part-time opportunities for retirees - and an employee tactic that is NOT recommended.

    • Holiday Travel: Segment 1
    • Ask Clark: Segment 2
    • Job Trends: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:

    • Why You Need To Book Holiday Travel Now
    • What Is Travel Insurance? 7 Things You Need To Know
    • How Many Credit Cards Should I Have?
    • Clark Howard: Books - Clark Howard
    • YouTube: Clark Howard: Save More, Spend Less
    • How to Start Saving and Investing with Clark's Best Advice
    • ClarkDeals - Laptops


    Clark.com resources

    • Episode transcripts
    • Clark.com daily money newsletter
    • Consumer Action Center Free Helpline: 636-492-5275


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    08.31.22 The Newest Text Message Scams / Family Loans & Taxes Aug 31, 2022
    Show notes

    Text message scams keep coming and keep morphing. Know what the latest barrage looks like - deploying new ways to hook you into getting ripped off. Also, high mortgage rates can be avoided when conditions are right for a family member to make the loan. Learn how to lend to loved ones without the tax consequences.

    • New Text Message Scams: Segment 1
    • Ask Clark: Segment 2
    • Family Loans & Taxes: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:

    • Why You Should Never Click on Random Text Messages
    • Don’t click on that random text. It’s a scam
    • Managed Payout Funds vs. Annuities: How Do They Compare?
    • Best Rewards Credit Cards: Top Picks for 2022
    • The One Place You Can Still Get a 3% Home Loan: Your Family
    • Frequently Asked Questions on Gift Taxes
    • Applicable Federal Rates - Internal Revenue Service
    • Should You Buy Out Your Leased Car?


    Clark.com resources

    • Episode transcripts
    • Clark.com daily money newsletter
    • Consumer Action Center Free Helpline: 636-492-5275


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    08.30.22 Undisclosed: Podcast Influencers / Prime Perk: Amazon Layaway Aug 30, 2022
    Show notes

    People are being hoodwinked by paid influencers on social media. Clark shares how this often works with podcasting, unbeknownst to you, the listener. Also, Amazon Prime has a new option for payment that gets Clark’s seal of approval - part of a trend of added perks for retail memberships.

    • Undisclosed: Podcast Influencers: Segment 1
    • Ask Clark: Segment 2
    • Amazon Prime Layaway: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:

    • The best time and place to buy appliances
    • A Simple Way To Help Your Kid Build Credit
    • Amazon Layaway: A New Perk of Amazon Prime
    • Amazon -Get Same-Day Delivery from your favorite retail stores
    • Walmart deal with Paramount gives members streaming perks
    • How to Freeze Your Credit With Experian, Equifax and TransUnion
    • Credit Karma Review: Free Credit Score and More at Your Fingertips
    • Do Not Give Your Social Security Number at These Places


    Clark.com resources

    • Episode transcripts
    • Clark.com daily money newsletter
    • Consumer Action Center Free Helpline: 636-492-5275


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices


    08.29.22 Streaming Changes And FREE TV / Recalculation For Home Sellers Aug 29, 2022
    Show notes

    Saving money on streaming TV is an area of expertise at Clark.com. Clark has industry news explaining the current streaming landscape AND a new FREE Channel tool! You may be shocked to find out what free TV is available where you live. Also - Thinking of selling your home? The housing market has definitely slowed past the peak of the market. So it’s back to the normal playbook - the Clark smart way.

    • Streaming And Free TV: Segment 1
    • Ask Clark: Segment 2
    • Home Seller Adaptation: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:

    • Housing markets are cooling so fast that they've caught some of the biggest buyers off guard
    • These 2 Things Can Maximize Your Chances of Selling Your House
    • Home Sellers Cut Prices as Housing Market Cools - The Wall Street Journal.
    • How Many TV Channels Can You Actually Get for Free?
    • Disney+ is getting more expensive... unless you want ads
    • The Free TV Project
    • Clark.com Live TV Streaming Channel Tool
    • Netflix on Us: We Offer this Streaming Deal with Your Plan
    • Mint Mobile Review: 5 Things To Know Before You Sign Up
    • Mint Mobile Introduces Modern Family Plans

    Clark.com resources

    • Episode transcripts
    • Clark.com daily money newsletter
    • Consumer Action Center Free Helpline: 636-492-5275


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices


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